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  • Original price $330.99 - Original price $330.99
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    Current price $330.99

    Arozzi - Torretta Supersoft Upholstery Fabric Gaming Chair - Pure Black

    Arozzi

    Super comfortableArozzi's signature ergonomic design features include high seat back lumbar pillow and head pillow made from memory foam which supp...

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    Original price $330.99 - Original price $330.99
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    $330.99
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    Current price $330.99
  • Original price $236.99 - Original price $236.99
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    Current price $236.99

    ARRIS - SURFboard DOCSIS 3.1 Cable Modem Wi-Fi 6 Router Combo - Black

    Arris

    ISP CompatibilityThe G34 is compatible with major U.S. Cable Internet Providers including Cox Spectrum Xfinity plus many others.It's best for cable...

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    Original price $236.99 - Original price $236.99
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    ARRIS - SURFboard S33 32 x 8 DOCSIS 3.1 Multi-Gig Cable Modem with 2.5 Gbps Ethernet Port - White

    Arris

    2.5 Gb Port for Multi-Gigabit NetworkingThis modem features a 2.5 Gigabit Ethernet port plus a second 1-Gigabit Ethernet port enabling support for ...

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    Original price $235.99 - Original price $235.99
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    $235.99
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  • Original price $203.99 - Original price $203.99
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    ARRIS - SURFboard SB8200 32 x 8 DOCSIS 3.1 Gig-Speed Cable Modem - White

    Arris

    Gigabit Ethernet connectivityWith two 1-Gigabit Ethernet ports the SB8200 enables gig-speed networking. It's approved for cable internet speed plan...

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    Original price $203.99 - Original price $203.99
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  • Original price $777.99 - Original price $777.99
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    ASCENT X4 BLENDER

    VitaMix

    ASCENT X4 BLENDER

    Original price $777.99 - Original price $777.99
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    $777.99
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  • Original price $62.99 - Original price $62.99
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    Astro Gaming - 1' HDMI Female Adapter for PlayStation 5 - Black

    Logitech

    Get set for PS5Get the most out of your PlayStation 5 experience when using the MixAmp Pro TR A50 Base Station or A20 Wireless Headset Gen 1.Full G...

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    Original price $62.99 - Original price $62.99
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  • Original price $67.99 - Original price $67.99
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    Astro Gaming - A10 Gen 2 Wired Gaming Headset for PC - Gray

    Astro Gaming

    Enhanced sound qualityASTRO Gaming A10 Gen 2 Headset for PC features custom-tuned 32mm dynamic drivers so you can always hear your game and teammat...

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    Original price $67.99 - Original price $67.99
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  • Original price $75.99 - Original price $75.99
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    Astro Gaming - A10 Gen 2 Wired Gaming Headset for PC - Lilac

    Astro Gaming

    Enhanced sound qualityASTRO Gaming A10 Gen 2 Headset for PC features custom-tuned 32mm dynamic drivers so you can always hear your game and teammat...

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    Original price $75.99 - Original price $75.99
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    $75.99
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    Astro Gaming - A10 Gen 2 Wired Gaming Headset for PC - Mint

    Astro Gaming

    Enhanced sound qualityASTRO Gaming A10 Gen 2 Headset for PC features custom-tuned 32mm dynamic drivers so you can always hear your game and teammat...

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    Original price $75.99 - Original price $75.99
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  • Original price $80.99 - Original price $80.99
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    Astro Gaming - A10 Gen 2 Wired Gaming Headset for PS5 PS4 PC - Black

    Astro Gaming

    Enhanced sound qualityASTRO Gaming A10 Gen 2 Headset for PlayStation features custom-tuned 32mm dynamic drivers so you can always hear your game an...

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    Original price $80.99 - Original price $80.99
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  • Original price $68.99 - Original price $68.99
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    Astro Gaming - A10 Gen 2 Wired Gaming Headset for Xbox One Xbox Series XS PC - Black

    Astro Gaming

    Enhanced sound qualityASTRO Gaming A10 Gen 2 Headset for Xbox features custom-tuned 32mm dynamic drivers so you can always hear your game and teamm...

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    Original price $68.99 - Original price $68.99
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  • Original price $153.99 - Original price $153.99
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    Astro Gaming - A20 Gen 2 Wireless Gaming Headset for PS5 PS4 PC - White/Blue

    Logitech

    Up to 50 ft wireless rangeRemoving the boundaries of wires the 2.4 GHz wireless signal provides a range of up to 15m.Cross-platform connectivityWit...

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    Original price $153.99 - Original price $153.99
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  • Original price $158.99 - Original price $158.99
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    Astro Gaming - A20 Gen 2 Wireless Gaming Headset for Xbox One Xbox Series XS PC - White/Green

    Logitech

    Up to 50ft wireless rangeRemoving the boundaries of wires the 2.4 GHz wireless signal provides a range of up to 50ft.EQ presetsChoose between 3 dif...

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    Original price $158.99 - Original price $158.99
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  • Original price $216.99 - Original price $216.99
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    Astro Gaming - A30 Wireless Gaming Headset for PS5 PS4 Nintendo Switch PC Mobile - White

    Astro Gaming

    Control your audioCustomize your audio and gaming experience on the go with the Logitech G mobile app on iOS and Android.Mixable and flexibleMix mu...

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    Original price $216.99 - Original price $216.99
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    $216.99
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    Current price $216.99
  • Original price $216.99 - Original price $216.99
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    $216.99
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    Astro Gaming - A30 Wireless Gaming Headset for Xbox One Xbox Series XS Nintendo Switch PC Mobile - White

    Astro Gaming

    Control your audioCustomize your audio and gaming experience on the go with the Logitech G mobile app on iOS and Android.Mixable and flexibleMix mu...

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    Original price $216.99 - Original price $216.99
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    $216.99
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    Current price $216.99
  • Original price $236.99 - Original price $236.99
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    $236.99
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    Current price $236.99

    Astro Gaming - A50 Gen 4 Wireless Gaming Headset for PS5 PS4 - Black

    Logitech

    ASTRO Audio V2By providing a precise and smooth frequency spectrum ASTRO Audio V2 delivers crisp highs controlled mids and distortion-free bass for...

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    Original price $236.99 - Original price $236.99
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    $236.99
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    Current price $236.99
  • Original price $314.99 - Original price $314.99
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    $314.99
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    Current price $314.99

    Astro Gaming - A50 Gen 4 Wireless Gaming Headset for Xbox One Xbox Series XS and PC - Black

    Logitech

    ASTRO Audio V2By providing a precise and smooth frequency spectrum ASTRO Audio V2 delivers crisp highs controlled mids and distortion-free bass for...

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    Original price $314.99 - Original price $314.99
    Original price
    $314.99
    $314.99 - $314.99
    Current price $314.99
  • Original price $314.99 - Original price $314.99
    Original price
    $314.99
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    Current price $314.99

    Astro Gaming - A50 Wireless Gaming Headset for Xbox One Xbox Series XS and PC - Black

    Logitech

    ASTRO Audio V2By providing a precise and smooth frequency spectrum ASTRO Audio V2 delivers crisp highs controlled mids and distortion-free bass for...

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    Original price $314.99 - Original price $314.99
    Original price
    $314.99
    $314.99 - $314.99
    Current price $314.99
  • Original price $314.99 - Original price $314.99
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    $314.99
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    Current price $314.99

    Astro Gaming - A50 Wireless Headphones for PS5 PS4 - Black

    Logitech

    ASTRO Audio V2By providing a precise and smooth frequency spectrum ASTRO Audio V2 delivers crisp highs controlled mids and distortion-free bass for...

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    Original price $314.99 - Original price $314.99
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    $314.99
    $314.99 - $314.99
    Current price $314.99
  • Original price $451.99 - Original price $451.99
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    $451.99
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    Current price $451.99

    ASTRO Gaming A50 X LIGHTSPEED Wireless Gaming Headset + Base Station Black - headset

    Logitech

    PRO-G GRAPHENE audio driversGroundbreaking clarity and response for precise audio separation location and timing accuracy (40 mm diameter).24-hours...

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    Original price $451.99 - Original price $451.99
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    $451.99
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  • Original price $451.99 - Original price $451.99
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    $451.99
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    Current price $451.99

    ASTRO Gaming A50 X LIGHTSPEED Wireless Gaming Headset + Base Station White - headset

    Logitech

    PRO-G GRAPHENE audio driversGroundbreaking clarity and response for precise audio separation location and timing accuracy (40 mm diameter).24-hours...

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    Original price $451.99 - Original price $451.99
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    $451.99
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    Current price $451.99
  • Original price $318.99 - Original price $318.99
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    $318.99
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    Current price $318.99

    ASUS - 14" Chromebook Laptop - MediaTek 8186 - 4GB Memory - 64GB eMMC - Gravity Gray

    ASUS

    Google Chrome OSChromebook is a computer for the way the modern world works with thousands of apps built-in virus protection and cloud backups. It ...

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    Original price $318.99 - Original price $318.99
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    $318.99
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    Current price $318.99
  • Original price $318.99 - Original price $318.99
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    $318.99
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    Current price $318.99

    ASUS - 14" Chromebook Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Gravity Gray

    ASUS

    Google Chrome OSChromebook is a computer for the way the modern world works with thousands of apps built-in virus protection and cloud backups. It ...

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    Original price $318.99 - Original price $318.99
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    $318.99
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    Current price $318.99
  • Original price $570.99 - Original price $570.99
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    $570.99
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    Current price $570.99

    ASUS - 14" Chromebook Plus Laptop - Intel Core i5 1335U - 8GB Memory - 128GB SSD - Pearl White

    ASUS

    Google Chrome OSChromebook is a computer for the way the modern world works with thousands of apps built-in virus protection and cloud backups. It ...

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    Original price $570.99 - Original price $570.99
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    $570.99
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    Current price $570.99
  • Original price $684.99 - Original price $684.99
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    Current price $684.99

    ASUS - 16" 2-in-1 Touchscreen Chromebook - Intel Core i3 - 8GB Memory - 128GB SSD - Mineral Grey - Gray

    ASUS

    Google Chrome OSThis device qualifies for an OS update to include enhanced features found on Chromebook Plus devices. The update will roll out star...

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    Original price $684.99 - Original price $684.99
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    $684.99
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    Current price $684.99
  • Original price $241.99 - Original price $241.99
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    $241.99
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    Current price $241.99

    ASUS - AX5700 Dual-Band Wi-Fi 6 Router - Black

    ASUS

    Wireless-AX technologyFaster performance and speed with AX Wi-Fi (up to 4804 Mbps on the 5.0GHz band). Ideal for smart home devices and large homes...

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    Original price $241.99 - Original price $241.99
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    $241.99
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    Current price $241.99
  • Original price $306.99 - Original price $306.99
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    $306.99
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    ASUS - AX6000 Dual Band Wi-Fi 6 Router - Black

    ASUS

    Wireless-AX technologyFaster performance and speed with AX Wi-Fi (up to 4804 Mbps on the 5.0GHz band). Ideal for smart home devices and large homes...

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    Original price $306.99 - Original price $306.99
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    Current price $306.99
  • Original price $347.99 - Original price $347.99
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    ASUS - CM3001 10.5" Chromebook - MediaTek 8186 - 4GB Memory - 64GB eMMC - Fog Silver

    ASUS

    Google Chrome OSChromebook is a computer for the way the modern world works with thousands of apps built-in virus protection and cloud backups. It ...

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    Original price $347.99 - Original price $347.99
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    $347.99
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    Current price $347.99
  • Original price $57.99 - Original price $57.99
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    $57.99
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    Current price $57.99

    ASUS - Dual-Band AC1200 USB Network Adapter - Black

    ASUS

    Connects directly to a USB portPlugs directly into a standard USB 2.0 port.Dual-band 2.4GHz and 5.0GHz wireless operating frequencyFor reduced inte...

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    Original price $57.99 - Original price $57.99
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    $57.99
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  • Original price $481.99 - Original price $481.99
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    $481.99
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    Current price $481.99

    ASUS - ProArt 27" IPS 4K Professional USB-C Monitor with Height Adjustable (DisplayPortHDMI)

    ASUS

    4k 3840 x 2160 resolution4 times the resolution of full HD 1080p with HDR for stunning details and image quality.5 ms response timeDelivers ultra-f...

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    Original price $481.99 - Original price $481.99
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    $481.99
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    Current price $481.99
  • Original price $423.99 - Original price $423.99
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    $423.99
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    Current price $423.99

    ASUS - ProArt 27" IPS 4K Professional USB-C Monitor with Height Adjustable (DisplayPortHDMI) - Black

    ASUS

    4k 3840 x 2160 resolution4 times the resolution of full HD 1080p with HDR for stunning details and image quality.5 ms response timeDelivers ultra-f...

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    Original price $423.99 - Original price $423.99
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    $423.99
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    Current price $423.99
  • Original price $2,118.99 - Original price $2,118.99
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    Current price $2,118.99

    ASUS - ProArt P16 16" 4K Touch Screen Laptop - AMD Ryzen AI 9 HX 370 - 32GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Nano Black

    ASUS

    Powerful AMD Ryzen AI 9 HX processorStep into the future of content creation with the AMD Ryzen AI 9 HX 370 processor. Boasting 45 TOPs of NPU AI p...

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    Original price $2,118.99 - Original price $2,118.99
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    $2,118.99
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    Current price $2,118.99
  • Original price $2,558.99 - Original price $2,558.99
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    ASUS - ProArt P16 16" 4K Touch Screen Laptop - AMD Ryzen AI 9 HX 370 - 32GB Memory - NVIDIA GeForce RTX 4070 - 2TB SSD - Nano Black

    ASUS

    Powerful AMD Ryzen AI 9 HX processorStep into the future of content creation with the AMD Ryzen AI 9 HX 370 processor. Boasting 45 TOPs of NPU AI p...

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    Original price $2,558.99 - Original price $2,558.99
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    $2,558.99
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    Current price $2,558.99
  • Original price $2,118.99 - Original price $2,118.99
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    Current price $2,118.99

    ASUS - ProArt P16 16" 4K Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 HX 370 - 32GB Memory - RTX 4060 - 1TB SSD - Nano Black

    ASUS

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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    Original price $2,118.99 - Original price $2,118.99
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    $2,118.99
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  • Original price $2,556.99 - Original price $2,556.99
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    Current price $2,556.99

    ASUS - ProArt P16 16" 4K Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 HX 370 - 32GB Memory - RTX 4070 - 2TB SSD - Nano Black

    ASUS

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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    Original price $2,556.99 - Original price $2,556.99
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    $2,556.99
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    Current price $2,556.99
  • Original price $3,044.99 - Original price $3,044.99
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    Current price $3,044.99

    ASUS - ProArt P16 16" 4K Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 HX 370 - 64GB Memory - RTX 4070 - 2TB SSD - Nano Black

    ASUS

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

    View full details
    Original price $3,044.99 - Original price $3,044.99
    Original price
    $3,044.99
    $3,044.99 - $3,044.99
    Current price $3,044.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.