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  • Original price $2,219.99 - Original price $2,219.99
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    Current price $2,219.99

    86" QNED 4K UHD 60Hz86 4K UHD QNED 60Hz Native Dimming Pro a5 AI Processor Gen7 Game Optimizer and Dashboard VRR HGiG ALLM webOS 24 Magic Remote

    LG Electronics

    86" QNED 4K UHD 60Hz86 4K UHD QNED 60Hz Native Dimming Pro a5 AI Processor Gen7 Game Optimizer and Dashboard VRR HGiG ALLM webOS 24 Magic Remote

    Original price $2,219.99 - Original price $2,219.99
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  • Original price $117.99 - Original price $117.99
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    Current price $117.99

    8BitDo - Retro Mechanical Keyboard - Fami Edition

    8BitDo

    Ultra-compatibilityConnect via Bluetooth 2.4G wireless or wired. With its PBT dye-sublimation keycaps and a consistent feel from a top-mount struct...

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    Original price $117.99 - Original price $117.99
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  • Original price $130.99 - Original price $130.99
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    8BitDo - Retro Mechanical Keyboard with Joystick - C64 Edition

    8BitDo

    Ultra-compatibilityConnect via Bluetooth 2.4G wireless or wired. With its double-shot ABS keycaps and a consistent feel from a top-mount structure ...

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    Original price $130.99 - Original price $130.99
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  • Original price $114.99 - Original price $114.99
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    8BitDo - Retro Mechanical Keyboard with Joystick - N Edition

    8BitDo

    Ultra-compatibilityConnect via Bluetooth 2.4G wireless or wired. With its double-shot ABS keycaps and a consistent feel from a top-mount structure ...

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    Original price $114.99 - Original price $114.99
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    Current price $114.99
  • Original price $60.99 - Original price $60.99
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    8BitDo - SN30 Pro Bluetooth Gamepad - Gray

    8BitDo

    Fully featured retro controller to play 30 years of video gamesMade with extra attention to the most critical characteristics such as the D-pad to ...

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    Original price $60.99 - Original price $60.99
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  • Original price $74.99 - Original price $74.99
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    8BitDo - Ultimate Bluetooth Controller for Nintento Switch and Windows PCs with Dock - Black

    8BitDo

    Multi-platformCompatible with Switch via Bluetooth 2.4G adapter or USB Cable. Compatible with Windows with a 2.4G adapter or USB Cable.Multifunctio...

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    Original price $74.99 - Original price $74.99
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  • Original price $75.99 - Original price $75.99
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    8BitDo - Ultimate Bluetooth Controller for Nintento Switch and Windows PCs with Dock - White

    8BitDo

    Multi-platformCompatible with Switch via Bluetooth 2.4G adapter or USB Cable. Compatible with Windows with a 2.4G adapter or USB Cable.Multifunctio...

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    Original price $75.99 - Original price $75.99
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  • Original price $384.99 - Original price $384.99
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    Current price $384.99

    8CH 4-CAM PLUG-IN W

    Night Owl

    8CH 4-CAM PLUG-IN WI-FI 4K HUB SEC SYS

    Original price $384.99 - Original price $384.99
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  • Original price $4,460.99 - Original price $4,460.99
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    98" UHD 2160p 120Hz 4K98" UHD 2160p 120Hz 4K Tizen Smart TV 3 HMDI ports 2 x USB-A HDR Crystal Processor 4K Pur Color 4K Upscaling OTS Lite Adaptive Sound Included Accessory TM2360E Remote Control

    Samsung

    98" UHD 2160p 120Hz 4K98" UHD 2160p 120Hz 4K Tizen Smart TV 3 HMDI ports 2 x USB-A HDR Crystal Processor 4K Pur Color 4K Upscaling OTS Lite Adaptiv...

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    Original price $4,460.99 - Original price $4,460.99
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  • Original price $256.99 - Original price $256.99
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    $256.99
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    Current price $256.99

    AAXA - SLC450 Short Throw Native 1080p Smart Mini Projector Wireless Mirroring Streaming Apps WiFi Bluetooth 4-Way Keystone - Space Gray

    AAXA Technologies Inc

    Stunning 1080P Native ResolutionProject movies TV shows sporting events and games in amazing Full HD Resolution thanks to advances in pico optics a...

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    Original price $256.99 - Original price $256.99
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  • Original price $117.99 - Original price $117.99
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    ABBAZABA DEF BLK

    Otterbox

    ABBAZABA DEF BLK

    Original price $117.99 - Original price $117.99
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  • Original price $48.99 - Original price $48.99
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    AC Adapter for Nintendo Switch - Black

    Nintendo

    Compatible with Nintendo SwitchEnjoy a full home-console experience anywhere you go.USB Type-C connectorReversible plug that ensures ease of use.Fa...

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    Original price $48.99 - Original price $48.99
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  • Original price $384.99 - Original price $384.99
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    ACE 60" DESK WITH HU

    OSP Home Furnishings

    ACE 60" DESK WITH HUTCH SHELF

    Original price $384.99 - Original price $384.99
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  • Original price $450.99 - Original price $450.99
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    ACE L- DESK WITH HUT

    OSP Home Furnishings

    ACE L- DESK WITH HUTCH SHELF

    Original price $450.99 - Original price $450.99
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    Current price $450.99
  • Original price $343.99 - Original price $343.99
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    $343.99
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    Current price $343.99

    Acer - Nitro 34" Curved QHD 180Hz 1ms FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

    Acer

    Vibrant ImagesThe Nitro ED340CU 34" Curved Display with Ultra Wide QHD (3440 x 1440) resolution offers the sharpest picture quality and provides a ...

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    Original price $343.99 - Original price $343.99
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    Current price $343.99
  • Original price $131.99 - Original price $131.99
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    $131.99
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    Current price $131.99

    Acer - 15.6" IPS FHD Portable Monitor (USB Type-C Mini HDMI and Micro USB Cable) - Black

    Acer

    Ultra-slim portable designGet outstanding portability with an ultra-light ultraslim PM1 Series monitor. At just 3.85lbs and only 0.4" thin the 15.6...

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    Original price $131.99 - Original price $131.99
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    $131.99
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    Current price $131.99
  • Original price $164.99 - Original price $164.99
    Original price
    $164.99
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    Current price $164.99

    Acer - 23.8" IPS LED FHD 100Hz 1ms FreeSync Monitor (HDMIVGA) - Black

    Acer

    Vibrant imagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and images appear more real and dramatic and small details a...

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    Original price $164.99 - Original price $164.99
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    $164.99
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    Current price $164.99
  • Original price $139.99 - Original price $139.99
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    $139.99
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    Current price $139.99

    Acer - 23.8" IPS LED FHD 120Hz 1ms FreeSync Monitor (HDMIVGA) - Black

    Acer

    Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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    Original price $139.99 - Original price $139.99
    Original price
    $139.99
    $139.99 - $139.99
    Current price $139.99
  • Original price $157.99 - Original price $157.99
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    $157.99
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    Current price $157.99

    Acer - 23.8" LED FHD 180Hz 1ms FreeSync Monitor (DisplayPort HDMI) - Black

    Acer

    Vibrant ImagesThe AOPEN 23.8" Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect picture with...

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    Original price $157.99 - Original price $157.99
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    $157.99
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    Current price $157.99
  • Original price $170.99 - Original price $170.99
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    $170.99
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    Current price $170.99

    Acer - 27" IPS LED FHD 120Hz 1ms FreeSync Monitor (HDMIVGA) - Black

    Acer

    Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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    Original price $170.99 - Original price $170.99
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    $170.99
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    Current price $170.99
  • Original price $199.99 - Original price $199.99
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    $199.99
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    Current price $199.99

    Acer - 27" IPS LED FHD 100Hz 1ms FreeSync Monitor (HDMIVGA) - Black

    Acer

    Vibrant imagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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    Original price $199.99 - Original price $199.99
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    $199.99
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    Current price $199.99
  • Original price $949.99 - Original price $949.99
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    Current price $949.99

    Acer - Acer-Predator Gaming 27" WQHD OLED 240Hz 0.01m FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

    Acer

    OLED Makes All The DifferenceEver seen an OLED in action They go above and beyond colors so vivid that you might just question reality. The additio...

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    Original price $949.99 - Original price $949.99
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    Current price $949.99
  • Original price $712.99 - Original price $712.99
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    Acer - Acer-Predator Gaming 31.5" UDH IPS 160Hz 0.5ms FreeSync Premium Monitor (Display Port HDMI) - Black

    Acer

    Resolution MattersThe XB323QK 31.5" IPS monitor with 3840 x 2160 4K UHD resolution in a 169 aspect ratio presents stunning high quality images with...

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    Original price $712.99 - Original price $712.99
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  • Original price $949.99 - Original price $949.99
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    Acer - Acer-Predator X27U Xbmiipruzx 27" WQHD OLED Gaming Monitor- AMD FreeSync Premium- Up to 240Hz-0.01ms Pixel Response Time - Black

    Acer

    OLED Makes All The DifferenceEver seen an OLED in action They go above and beyond colors so vivid that you might just question reality. The additio...

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    Original price $949.99 - Original price $949.99
    Original price
    $949.99
    $949.99 - $949.99
    Current price $949.99
  • Original price $157.99 - Original price $157.99
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    $157.99
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    Current price $157.99

    Acer - AOPEN 15.6" IPS LED Portable Monitor (Mini HDMI) - Black

    Acer

    Ultra-Slim Portable DesignGet outstanding portability with an ultra-light ultraslim PM1 Series monitor. At just 3.85lbs and only 0.4" thin the 15.6...

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    Original price $157.99 - Original price $157.99
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    $157.99
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    Current price $157.99
  • Original price $166.99 - Original price $166.99
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    $166.99
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    Current price $166.99

    Acer - AOPEN 16PM1Q Bbmiuuz 15.6" IPS LED Portable Monitor (Mini HDMI) - Black

    Acer

    Ultra-Slim Portable DesignGet outstanding portability with an ultra-light ultraslim PM1 Series monitor. At just 3.85lbs and only 0.4" thin the 15.6...

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    Original price $166.99 - Original price $166.99
    Original price
    $166.99
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    Current price $166.99
  • Original price $128.99 - Original price $128.99
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    $128.99
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    Acer - AOPEN 27CL1 Ebi 27 LED FHD FreeSync Monitor (HDMI VGA) - Black

    Acer

    Vibrant imagesThe AOPEN 27" Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect picture with a...

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    Original price $128.99 - Original price $128.99
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    $128.99
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    Current price $128.99
  • Original price $190.99 - Original price $190.99
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    $190.99
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    Current price $190.99

    Acer - AOPEN 27HC5R S3biip 27" LED Curved FHD FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

    Acer

    Vibrant ImagesThe AOPEN 27" Curved Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect picture...

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    Original price $190.99 - Original price $190.99
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    $190.99
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    Current price $190.99
  • Original price $225.99 - Original price $225.99
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    $225.99
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    Current price $225.99

    Acer - AOPEN ED273 S3biip 27" LED Curved FHD FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

    Acer

    Vibrant ImagesCrisp true-to-life colors come alive in Full HD resolution. Movies and games appear more real and dramatic and small details and text...

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    Original price $225.99 - Original price $225.99
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    $225.99
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    Current price $225.99
  • Original price $605.99 - Original price $605.99
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    Acer - Aspire Vero 16 AV16-51P-58KU-16" WUXGA Eco-Friendly Laptop- Intel Core Ultra 5-8GB LPDDR5 Memory-512GB PCIe Gen 4 SSD - Gray

    Acer

    Yes Those R and E Keys are BackwardsIt’s not a defect. It's a reminder that even in the digital age your device still echoes a commitment to sustai...

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    Original price $605.99 - Original price $605.99
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  • Original price $835.99 - Original price $835.99
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    Acer - Aspire Vero 16 AV16-51P-7063-16" WUXGA Eco-Friendly Laptop- Intel Core Ultra 7-16GB LPDDR5X Memory-512GB PCIe Gen 4 SSD - Gray

    Acer

    Yes Those R and E Keys are BackwardsIt’s not a defect. It's a reminder that even in the digital age your device still echoes a commitment to sustai...

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    Original price $835.99 - Original price $835.99
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    $835.99
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  • Original price $400.99 - Original price $400.99
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    $400.99
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    Current price $400.99

    Acer - Aspire XC-840-UB11 Desktop- Intel Celeron N4505 -8GB Memory- 512GB SSD - Black

    Acer

    Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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    Original price $400.99 - Original price $400.99
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  • Original price $239.99 - Original price $239.99
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    Current price $239.99

    Acer - Chromebook 311 - 11.6" HD Laptop - Intel Celeron N4500 - 4GB Memory - 64GB eMMC - Star Black

    Acer

    Fast and IntuitiveWith a Chromebook powered by an Intel Celeron N4500 Processor this dependable classroom companion lets you race ahead with 4GB fa...

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    Original price $239.99 - Original price $239.99
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    $239.99
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    Current price $239.99
  • Original price $268.99 - Original price $268.99
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    $268.99
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    Current price $268.99

    Acer - Chromebook 315 15.6" HD Display Laptop - Intel Celeron N4020 with 4GB LPDDR4 64GB eMMC - Silver

    Acer

    Chrome OSChrome OS is secure fast up-to-date versatile and simple. With thousands of apps built-in virus protection and cloud backups.15.6 HD Displ...

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    Original price $268.99 - Original price $268.99
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    $268.99
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    Current price $268.99
  • Original price $380.99 - Original price $380.99
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    $380.99
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    Current price $380.99

    Acer - Chromebook 315 - 15.6" HD Laptop - Intel Pentium N6000 - 4GB LPDDR4X - 128GB eMMC (Protective Sleeve) - Silver

    Acer

    Chrome OSChromebook laptops run on Chrome OS - An operating system by Google that is built for the way we live today. It updates automatically boot...

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    Original price $380.99 - Original price $380.99
    Original price
    $380.99
    $380.99 - $380.99
    Current price $380.99
  • Original price $380.99 - Original price $380.99
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    $380.99
    $380.99 - $380.99
    Current price $380.99

    Acer - Chromebook 315 - 15.6" HD Laptop - Intel Pentium Silver N6000 - 4GB LPDDR4X - 128GB eMMC (Protective Sleeve) - Silver

    Acer

    Chrome OSChromebook laptops run on Chrome OS - An operating system by Google that is built for the way we live today. It updates automatically boot...

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    Original price $380.99 - Original price $380.99
    Original price
    $380.99
    $380.99 - $380.99
    Current price $380.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.