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  • Original price $106.99 - Original price $106.99
    Original price
    $106.99
    $106.99 - $106.99
    Current price $106.99

    bella PRO - 6-qt. Multicooker with Sear Function - Oatmilk

    Bella Pro Series

    6-quart capacityLarge capacity feeds up to 6 people.Multi-functionalSear Saute Steam and Slow cook.EverGood Ceramic Nonstick CoatingMade without PF...

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    Original price $106.99 - Original price $106.99
    Original price
    $106.99
    $106.99 - $106.99
    Current price $106.99
  • Original price $163.99 - Original price $163.99
    Original price
    $163.99
    $163.99 - $163.99
    Current price $163.99

    bella PRO - 6-Slice Air Fryer Toaster Oven with Rotisserie - Stainless Steel

    Bella Pro Series

    Rotisserie functionAllows you to roast up to a 4-lb. chicken¿.Air Fry functionCombines intense heat and convection to maximize air flow for crispy ...

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    Original price $163.99 - Original price $163.99
    Original price
    $163.99
    $163.99 - $163.99
    Current price $163.99
  • Original price $117.99 - Original price $117.99
    Original price
    $117.99
    $117.99 - $117.99
    Current price $117.99

    bella PRO - Barista Elite Espresso Station with 20 Bars of High Pressure - Black

    Bella Pro Series

    Flawless shotsEnjoy perfect espresso every time with a powerful 20-bar high pressure pump.Effortless brewingProgram your preferred single or double...

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    Original price $117.99 - Original price $117.99
    Original price
    $117.99
    $117.99 - $117.99
    Current price $117.99
  • Original price $117.99 - Original price $117.99
    Original price
    $117.99
    $117.99 - $117.99
    Current price $117.99

    bella PRO - Barista Elite Espresso Station with 20 Bars of High Pressure - Oatmilk

    Bella Pro Series

    Flawless shotsEnjoy perfect espresso every time with a powerful 20-bar high pressure pump.Effortless brewingProgram your preferred single or double...

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    Original price $117.99 - Original price $117.99
    Original price
    $117.99
    $117.99 - $117.99
    Current price $117.99
  • Original price $343.99 - Original price $343.99
    Original price
    $343.99
    $343.99 - $343.99
    Current price $343.99

    bella PRO - Blaze Pizza Oven+ - Oatmilk

    Bella Pro Series

    Pizza moreRoom for a 12" pizza and so much more. Ideal for cooking focaccia stromboli quesadillas skillet meals—even salmon.Outdoor flavor in the ...

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    Original price $343.99 - Original price $343.99
    Original price
    $343.99
    $343.99 - $343.99
    Current price $343.99
  • Original price $180.99 - Original price $180.99
    Original price
    $180.99
    $180.99 - $180.99
    Current price $180.99

    bella PRO - Combo 19-Bar Espresso and 10-Cup Drip Coffee Maker - Stainless Steel

    Sensio

    Make a variety of hot beveragesProduce espressos cappuccinos lattes and 10 cups of drip coffee with the touch of a button.19-bar pressureDelivers r...

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    Original price $180.99 - Original price $180.99
    Original price
    $180.99
    $180.99 - $180.99
    Current price $180.99
  • Original price $279.99 - Original price $279.99
    Original price
    $279.99
    $279.99 - $279.99
    Current price $279.99

    bella PRO - DoubleUp Oven with Probe Thermometer - Stainless Steel

    Bella Pro Series

    Powerful 1700-watt systemFor fast heating and even cooking.Dual digital control panelControls ovens separately and can sync to finish simultaneousl...

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    Original price $279.99 - Original price $279.99
    Original price
    $279.99
    $279.99 - $279.99
    Current price $279.99
  • Original price $102.99 - Original price $102.99
    Original price
    $102.99
    $102.99 - $102.99
    Current price $102.99

    bella PRO - Dual Brew Single Serve Coffee Maker - Stainless Steel

    Bella Pro Series

    Coffee your wayBrews K-cup pods and ground coffee. Includes K-cup adapter and reusable ground coffee filter.Adjust to your tasteSelect from 5 diffe...

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    Original price $102.99 - Original price $102.99
    Original price
    $102.99
    $102.99 - $102.99
    Current price $102.99
  • Original price $162.99 - Original price $162.99
    Original price
    $162.99
    $162.99 - $162.99
    Current price $162.99

    bella PRO - MasterBlend 3-in-1 Prep System with Blender Personal Blender Food Processor - Black Wash

    Bella Pro Series

    Do more spend lessThe possibilities are endless with the 3-in-1 prep system's 64-oz. blender 40-oz. food processor and 24-oz. personal blender.7 bl...

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    Original price $162.99 - Original price $162.99
    Original price
    $162.99
    $162.99 - $162.99
    Current price $162.99
  • Original price $162.99 - Original price $162.99
    Original price
    $162.99
    $162.99 - $162.99
    Current price $162.99

    bella PRO - MasterBlend 3-in-1 Prep System with Blender Personal Blender Food Processor - Oatmilk

    Bella Pro Series

    Do more spend lessThe possibilities are endless with the 3-in-1 prep system's 64-oz. blender 40-oz. food processor and 24-oz. personal blender.7 bl...

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    Original price $162.99 - Original price $162.99
    Original price
    $162.99
    $162.99 - $162.99
    Current price $162.99
  • Original price $107.99 - Original price $107.99
    Original price
    $107.99
    $107.99 - $107.99
    Current price $107.99

    bella PRO - PowerUp High Powered Blender - Stainless Steel

    Bella Pro Series

    Do more spend lessCustomize your blend with the 7 blending functions Low High Pulse Chop Milkshake Ice Crush and Smoothie.PrecisionSense Blade Tech...

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    Original price $107.99 - Original price $107.99
    Original price
    $107.99
    $107.99 - $107.99
    Current price $107.99
  • Original price $107.99 - Original price $107.99
    Original price
    $107.99
    $107.99 - $107.99
    Current price $107.99

    bella PRO - Slim Espresso Machine with 20 Bars of Pressure - Stainless Steel

    Bella Pro Series

    Coffee shop quality20-bar high pressure pump delivers the perfect shot every time.Slim space saving designSmall countertop footprint or each cabine...

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    Original price $107.99 - Original price $107.99
    Original price
    $107.99
    $107.99 - $107.99
    Current price $107.99
  • Original price $92.99 - Original price $92.99
    Original price
    $92.99
    $92.99 - $92.99
    Current price $92.99

    bella PRO - Steam Espresso Machine - Black

    Bella Pro Series

    Be your own baristaMakes espressos cappuccinos and lattes and more.Perfect for friends and family4-cup espresso capacity.Achieve the perfect crema3...

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    Original price $92.99 - Original price $92.99
    Original price
    $92.99
    $92.99 - $92.99
    Current price $92.99
  • Original price $54.99 - Original price $54.99
    Original price
    $54.99
    $54.99 - $54.99
    Current price $54.99

    Bella Pro Series - 12-Cup Programmable Coffee Maker - Stainless Steel

    Bella Pro Series

    Wake up to fresh coffeeProgrammable up to 24 hours.Customized brewStrong brew strength selector for richer tasting coffee.Serve while brewingPause ...

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    Original price $54.99 - Original price $54.99
    Original price
    $54.99
    $54.99 - $54.99
    Current price $54.99
  • Original price $96.99 - Original price $96.99
    Original price
    $96.99
    $96.99 - $96.99
    Current price $96.99

    Bella Pro Series - 6-Slice Air Fryer Toaster Oven with Rotisserie - Stainless Steel

    Bella Pro Series

    Rotisserie functionAllows you to roast up to a 4-lb. chicken¿.Air Fry functionCombines intense heat and convection to maximize air flow for crispy ...

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    Original price $96.99 - Original price $96.99
    Original price
    $96.99
    $96.99 - $96.99
    Current price $96.99
  • Original price $200.99 - Original price $200.99
    Original price
    $200.99
    $200.99 - $200.99
    Current price $200.99

    Bella Pro Series - Combo 19-Bar Espresso and 10-Cup Drip Coffee Maker - Stainless Steel

    Sensio

    Make a variety of hot beveragesProduce espressos cappuccinos lattes and 10 cups of drip coffee with the touch of a button.19-bar pressureDelivers r...

    View full details
    Original price $200.99 - Original price $200.99
    Original price
    $200.99
    $200.99 - $200.99
    Current price $200.99
  • Original price $336.99 - Original price $336.99
    Original price
    $336.99
    $336.99 - $336.99
    Current price $336.99

    Bella Pro Series - DoubleUp Oven with Probe Thermometer - Stainless Steel

    Bella Pro Series

    Powerful 1700-watt systemFor fast heating and even cooking.Dual digital control panelControls ovens separately and can sync to finish simultaneousl...

    View full details
    Original price $336.99 - Original price $336.99
    Original price
    $336.99
    $336.99 - $336.99
    Current price $336.99
  • Original price $72.99 - Original price $72.99
    Original price
    $72.99
    $72.99 - $72.99
    Current price $72.99

    Bella Pro Series - Dual Brew Single Serve Coffee Maker - Stainless Steel

    Bella Pro Series

    Coffee your wayBrews K-cup pods and ground coffee. Includes K-cup adapter and reusable ground coffee filter.Adjust to your tasteSelect from 5 diffe...

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    Original price $72.99 - Original price $72.99
    Original price
    $72.99
    $72.99 - $72.99
    Current price $72.99
  • Original price $147.99 - Original price $147.99
    Original price
    $147.99
    $147.99 - $147.99
    Current price $147.99

    Bella Pro Series - Espresso Machine with 20 Bars of Pressure - Stainless Steel

    Bella Pro Series

    Coffee shop quality20-bar high pressure pump delivers the perfect shot every time.Quick and efficientProgrammable single and double shot options. ...

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    Original price $147.99 - Original price $147.99
    Original price
    $147.99
    $147.99 - $147.99
    Current price $147.99
  • Original price $148.99 - Original price $148.99
    Original price
    $148.99
    $148.99 - $148.99
    Current price $148.99

    Bella Pro Series - Pro Series Centrifugal Juice Extractor - Black/Stainless Steel

    Sensio

    Juices fruits and vegetables of various texturesUse the low speed to juice soft fruits and vegetables such as strawberries grapes cucumbers and bro...

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    Original price $148.99 - Original price $148.99
    Original price
    $148.99
    $148.99 - $148.99
    Current price $148.99
  • Original price $181.99 - Original price $181.99
    Original price
    $181.99
    $181.99 - $181.99
    Current price $181.99

    Bella Pro Series - Slim Espresso Machine with 20 Bars of Pressure - Stainless Steel

    Bella Pro Series

    Coffee shop quality20-bar high pressure pump delivers the perfect shot every time.Slim space saving designSmall countertop footprint or each cabine...

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    Original price $181.99 - Original price $181.99
    Original price
    $181.99
    $181.99 - $181.99
    Current price $181.99
  • Original price $56.99 - Original price $56.99
    Original price
    $56.99
    $56.99 - $56.99
    Current price $56.99

    Bella Pro Series - Steam Espresso Machine - Black

    Bella Pro Series

    Be your own baristaMakes espressos cappuccinos and lattes and more.Perfect for friends and family4-cup espresso capacity.Achieve the perfect crema3...

    View full details
    Original price $56.99 - Original price $56.99
    Original price
    $56.99
    $56.99 - $56.99
    Current price $56.99
  • Original price $133.99 - Original price $133.99
    Original price
    $133.99
    $133.99 - $133.99
    Current price $133.99

    BenQ - GW2283 22" IPS LED 1080p 60Hz Monitor Optimized for Home Office with Adaptive Brightness Technology (VGA/HDMI) - Black

    BenQ

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.5 ms resp...

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    Original price $133.99 - Original price $133.99
    Original price
    $133.99
    $133.99 - $133.99
    Current price $133.99
  • Original price $177.99 - Original price $177.99
    Original price
    $177.99
    $177.99 - $177.99
    Current price $177.99

    BenQ - GW2790 23.8" IPS LED 1080p Monitor FHD 100Hz Ultra-Slim Bezel with Brightness Intelligence (HDMI/DP) - Black

    BenQ

    100Hz Refresh rateReacts more quickly to changes resulting in a smoother user experience.Color modesCoding Mode and ePaper Mode ensure effortless r...

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    Original price $177.99 - Original price $177.99
    Original price
    $177.99
    $177.99 - $177.99
    Current price $177.99
  • Original price $154.99 - Original price $154.99
    Original price
    $154.99
    $154.99 - $154.99
    Current price $154.99

    BenQ - GW2790 27" IPS LED 1080p Monitor FHD 100Hz Ultra-Slim Bezel with Brightness Intelligence (HDMI/DP) - Black

    BenQ

    100Hz Refresh rateReacts more quickly to changes resulting in a smoother user experience.Color modesCoding Mode and ePaper Mode ensure effortless r...

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    Original price $154.99 - Original price $154.99
    Original price
    $154.99
    $154.99 - $154.99
    Current price $154.99
  • Original price $1,870.99 - Original price $1,870.99
    Original price
    $1,870.99
    $1,870.99 - $1,870.99
    Current price $1,870.99

    BenQ - TK700STi Smart 4K HDR Short Throw Gaming Projector Low Input Lag Enhanced Game Modes 3000 Lumens - White

    BenQ

    4K HDR RESOLUTION3000 ANSI lumen brightness; 4K HDR-enabled; 100-inch images from 6.5 feet (2m) away; stunning color 96 Rec. 709Low Input Lag at 4K...

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    Original price $1,870.99 - Original price $1,870.99
    Original price
    $1,870.99
    $1,870.99 - $1,870.99
    Current price $1,870.99
  • Original price $219.99 - Original price $219.99
    Original price
    $219.99
    $219.99 - $219.99
    Current price $219.99

    BenQ GW2486TC - LED monitor - Full HD (1080p) - 24"

    BenQ

    BenQ GW2486TC - LED monitor - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 100 Hz - IPS - 250 cd/m² - 13001 - 5 ms - HDMI DisplayPort USB-C ...

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    Original price $219.99 - Original price $219.99
    Original price
    $219.99
    $219.99 - $219.99
    Current price $219.99
  • Original price $122.99 - Original price $122.99
    Original price
    $122.99
    $122.99 - $122.99
    Current price $122.99

    BenQ GW2490 - LED monitor - Full HD (1080p) - 24"

    BenQ

    100Hz Refresh rateReacts more quickly to changes resulting in a smoother user experience.Color modesCoding Mode and ePaper Mode ensure effortless r...

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    Original price $122.99 - Original price $122.99
    Original price
    $122.99
    $122.99 - $122.99
    Current price $122.99
  • Original price $145.99 - Original price $145.99
    Original price
    $145.99
    $145.99 - $145.99
    Current price $145.99

    BenQ GW2790 - LED monitor - Full HD (1080p) - 27"

    BenQ

    100Hz Refresh rateReacts more quickly to changes resulting in a smoother user experience.Color modesCoding Mode and ePaper Mode ensure effortless r...

    View full details
    Original price $145.99 - Original price $145.99
    Original price
    $145.99
    $145.99 - $145.99
    Current price $145.99
  • Original price $559.99 - Original price $559.99
    Original price
    $559.99
    $559.99 - $559.99
    Current price $559.99

    BenQ MW560 - DLP projector - portable - 3D

    BenQ

    Brilliant image qualit 4000 ANSI Lumens high brightness and 200001 contrast deliver stunning display presentationsFast transmission dual connectivi...

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    Original price $559.99 - Original price $559.99
    Original price
    $559.99
    $559.99 - $559.99
    Current price $559.99
  • Original price $487.99 - Original price $487.99
    Original price
    $487.99
    $487.99 - $487.99
    Current price $487.99

    BESPOKE 2.1 CU. FT.

    Samsung

    BESPOKE 2.1 CU. FT. OTR MICROWAVE

    Original price $487.99 - Original price $487.99
    Original price
    $487.99
    $487.99 - $487.99
    Current price $487.99
  • Original price $566.99 - Original price $566.99
    Original price
    $566.99
    $566.99 - $566.99
    Current price $566.99

    BESPOKE 2.1 CU. FT. OTR MICROWAVE

    Samsung

    BESPOKE 2.1 CU. FT. OTR MICROWAVE

    Original price $566.99 - Original price $566.99
    Original price
    $566.99
    $566.99 - $566.99
    Current price $566.99
  • Original price $3,214.99 - Original price $3,214.99
    Original price
    $3,214.99
    $3,214.99 - $3,214.99
    Current price $3,214.99

    BESPOKE 4-DOOR FLEX

    Samsung

    BESPOKE 4-DOOR FLEX W/ BEV ZONE

    Original price $3,214.99 - Original price $3,214.99
    Original price
    $3,214.99
    $3,214.99 - $3,214.99
    Current price $3,214.99
  • Original price $348.99 - Original price $348.99
    Original price
    $348.99
    $348.99 - $348.99
    Current price $348.99

    BESPOKE GALAXY WATCH

    Samsung

    BESPOKE GALAXY WATCH7 40MM BT

    Original price $348.99 - Original price $348.99
    Original price
    $348.99
    $348.99 - $348.99
    Current price $348.99
  • Original price $25.99 - Original price $25.99
    Original price
    $25.99
    $25.99 - $25.99
    Current price $25.99

    Best Buy essentials - 12' 4K Ultra HD HDMI Cable - Black

    Best Buy essentials

    Supports 4K HDR contentWorks with 4K Ultra HD resolutions at 60 Hz for better video and audio.18 Gbps bandwidthEnsures the best picture and sound f...

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    Original price $25.99 - Original price $25.99
    Original price
    $25.99
    $25.99 - $25.99
    Current price $25.99
  • Original price $20.99 - Original price $20.99
    Original price
    $20.99
    $20.99 - $20.99
    Current price $20.99

    Best Buy essentials - 3' 4K Ultra HD HDMI Cable

    Best Buy essentials

    Supports 4K HDR contentWorks with 4K Ultra HD resolutions at 60 Hz for better video and audio.18 Gbps bandwidthEnsures the best picture and sound f...

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    Original price $20.99 - Original price $20.99
    Original price
    $20.99
    $20.99 - $20.99
    Current price $20.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.