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  • Original price $704.99 - Original price $704.99
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    Current price $704.99

    GoPro - HERO13 Creator Edition Action Camera

    GoPro

    All-in-One Creative SolutionThe HERO13 Black Creator Edition combines our best camera with the pro-grade mounts and accessories you need to tell yo...

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    Original price $704.99 - Original price $704.99
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  • Original price $170.99 - Original price $170.99
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    GoPro - Macro Lens Mod - Black

    GoPro

    Focus on objects 4x closer than ever before with a GoPro camera for artistic slo-mos and engaging time lapsesRotating focus ring lets you manually ...

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    Original price $170.99 - Original price $170.99
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  • Original price $86.99 - Original price $86.99
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    GoPro - MAX Grip and Tripod - Black

    GoPro

    Compatible with all GoPro camerasYou can use this tripod with all GoPro cameras.Versatile mountGoPro works as a camera grip extension pole or quick...

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    Original price $86.99 - Original price $86.99
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  • Original price $98.99 - Original price $98.99
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    GoPro - Max Lens Mod (HERO11 Black/HERO10 Black/HERO9 Black) - Black

    GoPro

    Max HyperSmooth for unbreakable video stabilization up to 2.7K60Ultra-wide angle 155¿ FOV for enhanced perspective and improved depth of fieldHoriz...

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    Original price $98.99 - Original price $98.99
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  • Original price $110.99 - Original price $110.99
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    GoPro - Media Mod (HERO12 Black/HERO11 Black/HERO10 Black/HERO9 Black) - Black

    GoPro

    Built-in directional mic highlights voice audio and reduces ambient noise.Tough weather-resistant construction withstands the elements.2 cold-shoe ...

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    Original price $110.99 - Original price $110.99
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  • Original price $92.99 - Original price $92.99
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    GoPro - Travel Kit - Black

    GoPro

    CompatibilityCompatible with all GoPro cameras.Comes with magnetic swivel clipAllows you to clip your GoPro to your backpack strap or clothes or us...

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    Original price $92.99 - Original price $92.99
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  • Original price $170.99 - Original price $170.99
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    GoPro - Volta External Battery Grip/Tripod/Remote - Black

    GoPro

    Compatible with GoPro HERO12 Black HERO11 Black HERO10 Black and HERO9 Black camerasAlso compatible with GoPro mods and accessories.Built-in batter...

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    Original price $170.99 - Original price $170.99
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  • Original price $89.99 - Original price $89.99
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    GORILLAPOD 3K KIT

    Joby

    GORILLAPOD 3K KIT

    Original price $89.99 - Original price $89.99
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    Current price $89.99
  • Original price $1,809.99 - Original price $1,809.99
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    GoTrax - CTI3 Step Thru eBike w/ 45mi Max Operating Range and 20mph Max Speed - Gray

    GoTrax

    27.5" Tires27.5" air-filled pneumatic tires can handle any kind of commute you have from bumps to cracks to the off-road.Step-through FrameA step-t...

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    Original price $1,809.99 - Original price $1,809.99
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  • Original price $1,785.99 - Original price $1,785.99
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    GoTrax - CTI3 Step Thru eBike w/ 45mi Max Operating Range and 20mph Max Speed - White

    GoTrax

    27.5" Tires27.5" air-filled pneumatic tires can handle any kind of commute you have from bumps to cracks to the off-road.Step-through FrameA step-t...

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    Original price $1,785.99 - Original price $1,785.99
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  • Original price $207.99 - Original price $207.99
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    GoTrax - Drift Hoverboard w/3.1 mi Max Range w/6.2 mph Max Speed - Blue

    GoTrax

    More powerThe Drift comes with dual 200 Watt motors that give it a top speed of 6.2 MPHExtended battery lifeThe Dual 200 Watt motors can reach a to...

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    Original price $207.99 - Original price $207.99
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  • Original price $1,141.99 - Original price $1,141.99
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    $1,141.99
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    GoTrax - F2 Foldable eBike w/ 40 mile Max Operating Range and 20 MPH Max Speed - Black

    GoTrax

    Digital displayQuick readouts on speed battery life pedal assist headlight control and more.Folding frameThe easy folding frame makes your e-bike t...

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    Original price $1,141.99 - Original price $1,141.99
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    $1,141.99
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  • Original price $517.99 - Original price $517.99
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    $517.99
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    GoTrax - Fitz 16" Electric Dirt Bike w/15mi Max Range 15.5 mph Max Speed - Black

    GoTrax

    Fun RidesThanks to a 350 Watt motor the Fitz 16 reaches a safe and exciting top speed of 15.5 miles per hour.36 Volt BatteryThe Fitz 16 can run for...

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    Original price $517.99 - Original price $517.99
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    GoTrax - Fitz 16" Electric Dirt Bike w/15mi Max Range 15.5 mph Max Speed - Red

    GoTrax

    Fun RidesThanks to a 350 Watt motor the Fitz 16 reaches a safe and exciting top speed of 15.5 miles per hour.36 Volt BatteryThe Fitz 16 can run for...

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    Original price $517.99 - Original price $517.99
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    $517.99
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    Current price $517.99
  • Original price $640.99 - Original price $640.99
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    $640.99
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    GoTrax - FLEX VOYAGER Electric Scooter w/15mi Operating Range 15.5mph Max Speed - Gray

    GoTrax

    Cushioned SeatComfort at its finest. Let the electric scooter do the work as you sit back and just enjoy the ride.Storage basketEnjoy extra room fo...

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    Original price $640.99 - Original price $640.99
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    $640.99
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    Current price $640.99
  • Original price $965.99 - Original price $965.99
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    $965.99
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    GoTrax - G6 Commute Electric Scooter w/48mi Max operating Range 20 Max Speed - Gray

    GoTrax

    PerformanceTaking the ultimate commuter further. The G6 Commute features an incredible 48V 15aH battery for a max range up to 48 miles per charge. ...

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    Original price $965.99 - Original price $965.99
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    $965.99
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  • Original price $299.99 - Original price $299.99
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    Current price $299.99

    GoTrax - Quest Pro Hoverboard w/7 mi Max Range 7.5 mph Max Speed - Black

    GoTrax

    More powerPowerful dual 250W Motors truly make the Quest Pro standout from the rest.Extended battery lifeRide up to 7 miles on a single charge.8" o...

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    Original price $299.99 - Original price $299.99
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    $299.99
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    Current price $299.99
  • Original price $1,706.99 - Original price $1,706.99
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    GoTrax - RAPTOR Electric Scooter w/28 mi Max Operating Range 30mph Max Speed - Gray

    GoTrax

    PerformanceGOTRAX's performance series is here. Introducing the RAPTOR. Our first performance level electric scooter and the first to feature dual ...

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    Original price $1,706.99 - Original price $1,706.99
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    $1,706.99
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    Current price $1,706.99
  • Original price $108.99 - Original price $108.99
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    $108.99
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    Current price $108.99

    GoTrax - Scout 2.0 Electric Scooter - Blue

    GoTrax

    Two Button SystemSimple to ride and simple to activate. The front button is the intial activation and the rear button controls the motor. Once your...

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    Original price $108.99 - Original price $108.99
    Original price
    $108.99
    $108.99 - $108.99
    Current price $108.99
  • Original price $108.99 - Original price $108.99
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    $108.99
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    Current price $108.99

    GoTrax - Scout 2.0 Electric Scooter - Gray

    GoTrax

    Two Button SystemSimple to ride and simple to activate. The front button is the intial activation and the rear button controls the motor. Once your...

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    Original price $108.99 - Original price $108.99
    Original price
    $108.99
    $108.99 - $108.99
    Current price $108.99
  • Original price $108.99 - Original price $108.99
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    $108.99
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    Current price $108.99

    GoTrax - Scout 2.0 Electric Scooter - Pink-Purple

    GoTrax

    Two Button SystemSimple to ride and simple to activate. The front button is the intial activation and the rear button controls the motor. Once your...

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    Original price $108.99 - Original price $108.99
    Original price
    $108.99
    $108.99 - $108.99
    Current price $108.99
  • Original price $108.99 - Original price $108.99
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    $108.99
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    Current price $108.99

    GoTrax - Scout 2.0 Electric Scooter - Red

    GoTrax

    Two Button SystemSimple to ride and simple to activate. The front button is the intial activation and the rear button controls the motor. Once your...

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    Original price $108.99 - Original price $108.99
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    $108.99
    $108.99 - $108.99
    Current price $108.99
  • Original price $342.99 - Original price $342.99
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    $342.99
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    Current price $342.99

    GoTrax - Vibe Commuting Electric Scooter w/ 7mi Max Operating Range 12 Max Speed - Teal

    GoTrax

    One Touch FoldingA simple hook-n-latch system makes folding carrying and storage a breeze.Solid Rubber TiresDon't worry about flats again Solid rub...

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    Original price $342.99 - Original price $342.99
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    $342.99
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    Current price $342.99
  • Original price $377.99 - Original price $377.99
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    $377.99
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    Current price $377.99

    GoTrax - XR ADVANCE Commuting Electric Scooter w/12mi Max Operating Range 15.5mph Max Speed - Black

    GoTrax

    Digital displayClear and easy readouts on speed cruise control and your headlight. Our Digital display gives you the necessary information on your ...

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    Original price $377.99 - Original price $377.99
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    $377.99
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    Current price $377.99
  • Original price $273.99 - Original price $273.99
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    Current price $273.99

    GoTrax - XR LITE Commuting Electric Scooter w/7mi Max Operating Range 12mph Max Speed - Black

    GoTrax

    Digital displayClear and easy readouts on speed cruise control and your headlight. Our Digital display gives you the necessary information on your ...

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    Original price $273.99 - Original price $273.99
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    $273.99
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    Current price $273.99
  • Original price $599.99 - Original price $599.99
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    GoTrax - Xr PRO Commuting Electric Scooter w/19mi Max Operating Range 15.5 Max Speed - Black

    GoTrax

    Digital displayClear and easy readouts on speed cruise control and your headlight. Our Digital display gives you the necessary information on your ...

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    Original price $599.99 - Original price $599.99
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    $599.99
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    Current price $599.99
  • Original price $864.99 - Original price $864.99
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    Current price $864.99

    GoTrax - Z4 LITE Folding eBike w/ 25 mile Max Operating Range and 20 MPH Max Speed - Black

    GoTrax

    Digital displayQuick readouts on speed battery life pedal assist headlight control and more.Folding frameThe easy folding frame makes your e-bike t...

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    Original price $864.99 - Original price $864.99
    Original price
    $864.99
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    Current price $864.99
  • Original price $1,295.99 - Original price $1,295.99
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    GoTrax - Z4 Pro Foldable Ebike w/ up to 50 mile Max Operating Range and 28 MPH Max Speed - Black

    GoTrax

    Front Wheel SuspensionHelping your ride be as smooth as possible. Our Front Wheel Suspension will handle all the bumps rocks potholes and anything ...

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    Original price $1,295.99 - Original price $1,295.99
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    $1,295.99
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  • Original price $517.99 - Original price $517.99
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    Current price $517.99

    GOTRAX FITZ 16" ELEC

    GoTrax

    GOTRAX FITZ 16" ELECTRIC DIRT BIKE-RED

    Original price $517.99 - Original price $517.99
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  • Original price $87.99 - Original price $87.99
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    Current price $87.99

    Govee - 49.2ft Wi-Fi RGBICW LED Strip Light - Multi

    Govee

    Smart RGBIC effectsUnlike RGB RGBIC LED strip lights present stunning segmented colors on a line. The smart LED strip lights create a colorful ligh...

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    Original price $87.99 - Original price $87.99
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    Current price $87.99
  • Original price $284.99 - Original price $284.99
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    Current price $284.99

    Govee - AI Gaming TV Sync Box Kit for 55-65 inch TVs

    Govee

    Advanced technologySupports HDMI 2.0 2K-144FPS/4K-60FPS Dolby Horizon HDR 10+ ARC CEC Alexa and Google AssistantMore HDMI-output portsThree HDMI-in...

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    Original price $284.99 - Original price $284.99
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    $284.99
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    Current price $284.99
  • Original price $87.99 - Original price $87.99
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    Current price $87.99

    Govee - Aura Smart Table Lamp - Multi

    Govee

    Creative DIY modeOur intuitive DIY mode via the Govee Home app allows you to personalize light effects and save them for later. With Finger Sketch ...

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    Original price $87.99 - Original price $87.99
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    $87.99
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    Current price $87.99
  • Original price $114.99 - Original price $114.99
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    $114.99
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    Current price $114.99

    Govee - DreamView G1S Gaming Light for "24-32" Monitors - Multi

    Govee

    Game-Match TechnologyExperience pro-level gaming lighting that makes your gameplay feel more epic. With 4 specialized game-match modes (FPS RPG MOB...

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    Original price $114.99 - Original price $114.99
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    $114.99
    $114.99 - $114.99
    Current price $114.99
  • Original price $171.99 - Original price $171.99
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    $171.99
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    Current price $171.99

    Govee - Dreamview TV Backlights and Light Bar with Camera for 55"-65" TVs - Multi

    Govee

    Double the immersive experienceThis kit combines the LED TV backlights of our basic Immersion system with 2 smart light bars for even fuller reacti...

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    Original price $171.99 - Original price $171.99
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    $171.99
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    Current price $171.99
  • Original price $104.99 - Original price $104.99
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    $104.99
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    Current price $104.99

    Govee - Dreamview TV Strip Lights for 55- 65 TVs - Multi

    Govee

    1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

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    Original price $104.99 - Original price $104.99
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    $104.99
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    Current price $104.99
  • Original price $126.99 - Original price $126.99
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    $126.99
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    Current price $126.99

    Govee - Dreamview TV Strip Lights for 75- 85 TVs - Multi

    Govee

    1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

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    Original price $126.99 - Original price $126.99
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    $126.99
    $126.99 - $126.99
    Current price $126.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.