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  • Original price $1,284.99 - Original price $1,284.99
    Original price
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    Current price $1,284.99

    iBUYPOWER - Slate 8 MESH Gaming Desktop PC - Intel Core i7 14700F - NVIDIA GeForce RTX 4060 8GB - 32GB DDR5 RAM - 1TB NVMe - Black

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    Original price $1,284.99 - Original price $1,284.99
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  • Original price $2,686.99 - Original price $2,686.99
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    Current price $2,686.99

    iBUYPOWER - Y40 Gaming Desktop - Intel Core i9-14900KF - 32GB Memory - NVIDIA GeForce RTX 4070 Ti Super 16GB - 2TB NVMe - Black

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    Original price $2,686.99 - Original price $2,686.99
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  • Original price $1,585.99 - Original price $1,585.99
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    iBUYPOWER - Y40 Gaming Desktop PC - Intel Core i7 14700F - NVIDIA GeForce RTX 4060Ti 16GB - 32GB DDR5 RAM - 2TB NVMe - Black

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    Original price $1,585.99 - Original price $1,585.99
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    $1,585.99
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  • Original price $1,769.99 - Original price $1,769.99
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    iBUYPOWER - Y40 Gaming Desktop PC - Intel Core i7 14700F - NVIDIA GeForce RTX 4070 12GB - 32GB DDR5 RAM - 2TB NVMe - Black

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    Original price $1,769.99 - Original price $1,769.99
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  • Original price $2,056.99 - Original price $2,056.99
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    iBUYPOWER - Y40 Gaming Desktop PC - Intel Core i7 14700KF - NVIDIA GeForce RTX 4070 Super 12GB - 32GB DDR5 RAM - 2TB NVMe - Black

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    Original price $2,056.99 - Original price $2,056.99
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    $2,056.99
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  • Original price $1,670.99 - Original price $1,670.99
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    Current price $1,670.99

    iBUYPOWER - Y60 Gaming Desktop - AMD Ryzen 7 7700X - 32GB DDR5 RAM - NVIDIA GeForce RTX 4060Ti 8GB - 2TB NVMe SSD - Black

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    Original price $1,670.99 - Original price $1,670.99
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    $1,670.99
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  • Original price $2,333.99 - Original price $2,333.99
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    iBUYPOWER - Y60 Gaming Desktop PC - AMD Ryzen 9 7900X -

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    Original price $2,333.99 - Original price $2,333.99
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    $2,333.99
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    Current price $2,333.99
  • Original price $1,780.99 - Original price $1,780.99
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    $1,780.99
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    Current price $1,780.99

    iBUYPOWER - Y60 Gaming Desktop PC - Intel Core i9 14900F- NVIDIA GeForce RTX 4060 Ti 8GB- 32GB DDR5 RGB RAM - 1TB NVMe SSD - Black

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    Original price $1,780.99 - Original price $1,780.99
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    $1,780.99
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  • Original price $2,443.99 - Original price $2,443.99
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    $2,443.99
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    Current price $2,443.99

    iBUYPOWER - Y60 Gaming Desktop PC - Intel Core i9 14900KF - GeForce RTX 4070Ti Super 16GB - 32GB DDR5 RAM - 2TB NVMe - Black

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

    View full details
    Original price $2,443.99 - Original price $2,443.99
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    $2,443.99
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    Current price $2,443.99
  • Original price $100.99 - Original price $100.99
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    iBUYPOWER MEK 4 - Full-size Wired RGB Mechanical Tactile Brown Switch Gaming Keyboard with Custom Lighting - Black

    iBuyPower

    Easy Plug and PlayiBUYPOWER MEK 4 keyboard plugs in for instant use and gaming.Smooth Tactile Brown SwitchesExperience quality keystrokes using new...

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    Original price $100.99 - Original price $100.99
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  • Original price $998.99 - Original price $998.99
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    iBUYPOWER Scale Gaming Desktop PC - Intel Core i5 14400F - NVIDIA GeForce RTX 4060 8GB - 16GB DDR5 RGB - 1TB NVMe - Black

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    Original price $998.99 - Original price $998.99
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    $998.99
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    Current price $998.99
  • Original price $578.99 - Original price $578.99
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    IDEAPAD 1 15" - 82VG

    Lenovo

    IDEAPAD 1 15" - 82VG00QFUS

    Original price $578.99 - Original price $578.99
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    $578.99
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  • Original price $90.99 - Original price $90.99
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    iFit - Equipment Floor Mat - Black

    Nordictrack

    Treadmill floor matProtects your floor from damage and scratches while using exercise equipment.40" x 80" sizeProvides maximum coverage.Vinyl const...

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    Original price $90.99 - Original price $90.99
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    $90.99
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    Current price $90.99
  • Original price $128.99 - Original price $128.99
    Original price
    $128.99
    $128.99 - $128.99
    Current price $128.99

    Igloo - 25 QT Trailmate Cooler - Carbonite

    Igloo

    InsulatedExtra-thick 1.5-inch foam-insulated walls insulated lid for extended ice retentionElevationCool Riser Technology improves cooling perform...

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    Original price $128.99 - Original price $128.99
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    $128.99
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    Current price $128.99
  • Original price $128.99 - Original price $128.99
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    $128.99
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    Current price $128.99

    Igloo - 25 QT Trailmate Cooler - Spruce

    Igloo

    InsulatedExtra-thick 1.5-inch foam-insulated walls insulated lid for extended ice retentionElevationCool Riser Technology improves cooling perform...

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    Original price $128.99 - Original price $128.99
    Original price
    $128.99
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    Current price $128.99
  • Original price $164.99 - Original price $164.99
    Original price
    $164.99
    $164.99 - $164.99
    Current price $164.99

    Igloo - 50 QT Trailmate Cooler - Bone

    Igloo

    InsulatedExtra-thick 1.5-inch foam-insulated walls insulated lid for extended ice retentionElevationCool Riser Technology improves cooling perform...

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    Original price $164.99 - Original price $164.99
    Original price
    $164.99
    $164.99 - $164.99
    Current price $164.99
  • Original price $794.99 - Original price $794.99
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    $794.99
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    Current price $794.99

    Igloo - ICF60 Iceless Powered Cooler - Rugged Blue

    Igloo

    Temperature ControlIceless cooler functions as a portable refrigerator or a freezer with temperature range of 0F68FPowerMultiple ways to power ICF ...

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    Original price $794.99 - Original price $794.99
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    $794.99
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  • Original price $79.99 - Original price $79.99
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    $79.99
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    Current price $79.99

    iHome - Bluetooth Color Changing Party Speaker with Wireless Microphone - Black

    IHOME

    Bluetooth audioStream audio wirelessly from up to 100 feetWireless microphoneMicrophone connects to speaker via BluetoothVoice effectsChoose from 6...

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    Original price $79.99 - Original price $79.99
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    $79.99
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    Current price $79.99
  • Original price $79.99 - Original price $79.99
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    Current price $79.99

    iHome - PowerClock Glow - Bluetooth Color Changing FM Alarm Clock Radio - Black

    IHOME

    Bluetooth AudioWireless audio streaming7-5-2 AlarmWake to diff erent sources at diff erent times with every day work week and weekend schedulesWake...

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    Original price $79.99 - Original price $79.99
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    $79.99
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  • Original price $79.99 - Original price $79.99
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    iHome - POWERVALET PRO 3 in 1 Magnetic Fast Wireless Charger - Black

    IHOME

    Snap Charge Wireless Fast ChargingCharge any wireless or MagSafe enabled mobile device using the charging pad. MagSafe compatible devices and case...

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    Original price $79.99 - Original price $79.99
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    $79.99
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    Current price $79.99
  • Original price $63.99 - Original price $63.99
    Original price
    $63.99
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    Current price $63.99

    iHome - Rechargeable Waterproof Bluetooth Speaker - Black

    SDI Corp

    Bluetooth Audio Wireless audio streaming up to 100 feet360 degreen color changing 5 modes slow fade pulse to musicRechargeable Mega Battery up to 3...

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    Original price $63.99 - Original price $63.99
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    $63.99
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    Current price $63.99
  • Original price $123.99 - Original price $123.99
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    $123.99
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    Current price $123.99

    iHome POWERVALET QUAD+ iWW33 wireless charging pad / charging stand - + AC power adapter - USB - 30 Watt

    SDI Corp

    Dual Qi charging padsUp to 15W fast wireless charging pad for phone. 5W wireless charging pad for AirPod caseApple watch chargingSleek integrated c...

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    Original price $123.99 - Original price $123.99
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    $123.99
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    Current price $123.99
  • Original price $89.99 - Original price $89.99
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    $89.99
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    Current price $89.99

    iLive - 37" Bluetooth Soundbar

    DPI Inc

    Built-in Bluetooth wirelessAllows for straightforward pairing with your Bluetooth enabled devices.True Wireless StereoDelivers uncompromised sound ...

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    Original price $89.99 - Original price $89.99
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    $89.99
    $89.99 - $89.99
    Current price $89.99
  • Original price $89.99 - Original price $89.99
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    Current price $89.99

    iLive - 37" Bluetooth Soundbar - Black

    DPI Inc

    Built-in Bluetooth wirelessAllows for straightforward pairing with your Bluetooth enabled devices.True Wireless StereoDelivers uncompromised sound ...

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    Original price $89.99 - Original price $89.99
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    $89.99
    $89.99 - $89.99
    Current price $89.99
  • Original price $105.99 - Original price $105.99
    Original price
    $105.99
    $105.99 - $105.99
    Current price $105.99

    iLive - 4.1 Home Theater System with Bluetooth - Black

    iLive

    BluetoothWirelessly stream your content efficiently from a Bluetooth enabled device for convenient listening and endless entertainment.Room Filling...

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    Original price $105.99 - Original price $105.99
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    $105.99
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    Current price $105.99
  • Original price $90.99 - Original price $90.99
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    $90.99
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    Current price $90.99

    iLive - Portable Bluetooth Party Speaker - Black

    iLive

    Connect wirelessly from up to 60' awayPair this speaker with your smartphone tablet or other Bluetooth-enabled device.Rechargeable batteryEnjoy up ...

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    Original price $90.99 - Original price $90.99
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    $90.99
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    Current price $90.99
  • Original price $62.99 - Original price $62.99
    Original price
    $62.99
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    Current price $62.99

    iLive - Portable Wireless Waterproof Speakers with Removable Stakes (Pair) - Black

    iLive

    Bluetooth v5.0Allows for straightforward pairing with your Bluetooth enabled devices.True Wireless StereoPairs to your Bluetooth device with full s...

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    Original price $62.99 - Original price $62.99
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    $62.99
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    Current price $62.99
  • Original price $72.99 - Original price $72.99
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    $72.99
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    Current price $72.99

    iLive - Tailgate ISB408B Portable Bluetooth Speaker - Black

    iLive

    Connect wirelessly from a distancePair this speaker with your smartphone tablet or other Bluetooth-enabled device.Rechargeable batteryPlay your fav...

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    Original price $72.99 - Original price $72.99
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    $72.99
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    Current price $72.99
  • Original price $126.99 - Original price $126.99
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    $126.99
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    Current price $126.99

    Incase - Carry Case for Meta Quest Pro - Black

    Incase

    ProtectionProtective compression molded EVA exterior shell.AccessibilityReliable YKK RC zipper for easy access.HandlePadded grab handle.MaterialDur...

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    Original price $126.99 - Original price $126.99
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    $126.99
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    Current price $126.99
  • Original price $195.99 - Original price $195.99
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    $195.99
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    Current price $195.99

    Innovative Technology - Powered Wireless Outdoor Speakers (Pair) - Gray

    Innovative Technology

    5W nominal power handlingHelps ensure rich dynamic sound.Built-in BluetoothOffers easy connectivity to your compatible device.Water-resistantTo ena...

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    Original price $195.99 - Original price $195.99
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    $195.99
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    Current price $195.99
  • Original price $93.99 - Original price $93.99
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    $93.99
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    Current price $93.99

    Insignia - .7 Cu. Ft. Compact Microwave - Black

    Insignia

    9 preset functionsChoose from Popcorn Potato Pizza Frozen Vegetable Beverage Dinner Plate Express Cook (1-6) Add 30s and Defrost options.Compact .7...

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    Original price $93.99 - Original price $93.99
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    $93.99
    $93.99 - $93.99
    Current price $93.99
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    $93.99
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    Current price $93.99

    Insignia - .7 Cu. Ft. Compact Microwave - White

    Insignia

    9 preset functionsChoose from Popcorn Potato Pizza Frozen Vegetable Beverage Dinner Plate Express Cook (1-6) Add 30s and Defrost options.Compact .7...

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    Original price $93.99 - Original price $93.99
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    $93.99
    $93.99 - $93.99
    Current price $93.99
  • Original price $104.99 - Original price $104.99
    Original price
    $104.99
    $104.99 - $104.99
    Current price $104.99

    Insignia - .7 Cu. Ft. Retro Compact Microwave - Cream

    Insignia

    700 wattsCook or reheat meat vegetables pasta and more at the touch of a button.Retro designCream color round viewing window and chrome details pro...

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    Original price $104.99 - Original price $104.99
    Original price
    $104.99
    $104.99 - $104.99
    Current price $104.99
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    $104.99
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    Current price $104.99

    Insignia - .7 Cu. Ft. Retro Compact Microwave - Mint

    Insignia

    700 wattsCook or reheat meat vegetables pasta and more at the touch of a button.Retro designMint color round viewing window and chrome details prov...

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    Original price $104.99 - Original price $104.99
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    $104.99
    $104.99 - $104.99
    Current price $104.99
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    $104.99
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    Current price $104.99

    Insignia - .7 Cu. Ft. Retro Compact Microwave - Red

    Insignia

    700 wattsCook or reheat meat vegetables pasta and more at the touch of a button.Retro designRed color round viewing window and chrome details provi...

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    Original price $104.99 - Original price $104.99
    Original price
    $104.99
    $104.99 - $104.99
    Current price $104.99
  • Original price $104.99 - Original price $104.99
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    $104.99
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    Current price $104.99

    Insignia - .9 Cu. Ft. Compact Countertop Microwave - Stainless Steel

    Insignia

    900 wattsCook or reheat meat vegetables pasta and more at the touch of a button.2-step safety lockPrevents young children from accessing the microw...

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    Original price $104.99 - Original price $104.99
    Original price
    $104.99
    $104.99 - $104.99
    Current price $104.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.