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  • Original price $105.99 - Original price $105.99
    Original price
    $105.99
    $105.99 - $105.99
    Current price $105.99

    Insignia - 1.1 Cu. Ft. Countertop Microwave - Black

    Insignia

    1000 wattsFor standard microwave cooking.2-step safety lockPrevents young children from accessing the microwave9 preset functionsChoose from Popcor...

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    Original price $105.99 - Original price $105.99
    Original price
    $105.99
    $105.99 - $105.99
    Current price $105.99
  • Original price $198.99 - Original price $198.99
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    $198.99
    $198.99 - $198.99
    Current price $198.99

    Insignia - 1.6 Cu. Ft. Over-the-Range Microwave - Stainless Steel

    Insignia

    1.6 cu. ft. interiorCook or reheat large meals with a spacious interior.Over-the-range designSaves you countertop space and adds a modern look to y...

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    Original price $198.99 - Original price $198.99
    Original price
    $198.99
    $198.99 - $198.99
    Current price $198.99
  • Original price $138.99 - Original price $138.99
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    $138.99
    $138.99 - $138.99
    Current price $138.99

    Insignia - 1.7 Cu. Ft. Mini Fridge - Black

    Insignia

    1.7 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsLet you quickly and easily set your cooling options.Singl...

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    Original price $138.99 - Original price $138.99
    Original price
    $138.99
    $138.99 - $138.99
    Current price $138.99
  • Original price $107.99 - Original price $107.99
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    $107.99
    $107.99 - $107.99
    Current price $107.99

    Insignia - 1.7 Cu. Ft. Mini Fridge with ENERGY STAR Certification - Black

    Insignia

    1.7 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsLet you quickly and easily set your cooling options.Singl...

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    Original price $107.99 - Original price $107.99
    Original price
    $107.99
    $107.99 - $107.99
    Current price $107.99
  • Original price $354.99 - Original price $354.99
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    $354.99
    $354.99 - $354.99
    Current price $354.99

    Insignia - 1.7 Cu. Ft. Over-the-Range Microwave - Stainless Steel

    Insignia

    1.7 cu. ft. interiorCook or reheat large meals with a spacious interior.Over-the-range designSaves you countertop space and adds a modern look to y...

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    Original price $354.99 - Original price $354.99
    Original price
    $354.99
    $354.99 - $354.99
    Current price $354.99
  • Original price $557.99 - Original price $557.99
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    $557.99
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    Current price $557.99

    Insignia - 10 Cu. Ft. Top-Freezer Refrigerator with Reversible Door - White

    Insignia

    10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...

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    Original price $557.99 - Original price $557.99
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    $557.99
    $557.99 - $557.99
    Current price $557.99
  • Original price $580.99 - Original price $580.99
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    $580.99
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    Current price $580.99

    Insignia - 10 Cu. Ft. Top-Freezer Refrigerator with Reversible Door and ENERGY STAR Certification - Stainless Steel Look

    Insignia

    10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...

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    Original price $580.99 - Original price $580.99
    Original price
    $580.99
    $580.99 - $580.99
    Current price $580.99
  • Original price $555.99 - Original price $555.99
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    $555.99
    $555.99 - $555.99
    Current price $555.99

    Insignia - 10 Cu. Ft. Top-Freezer Refrigerator with Reversible Door and ENERGY STAR Certification - White

    Insignia

    10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...

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    Original price $555.99 - Original price $555.99
    Original price
    $555.99
    $555.99 - $555.99
    Current price $555.99
  • Original price $43.99 - Original price $43.99
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    $43.99
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    Current price $43.99

    Insignia - 10' DisplayPort Cable - Black

    Insignia

    Compatible with most DisplayPort devicesConnects a DisplayPort video source to a display or monitor.20-pin DisplayPort connectorPromotes reliable s...

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    Original price $43.99 - Original price $43.99
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    $43.99
    $43.99 - $43.99
    Current price $43.99
  • Original price $477.99 - Original price $477.99
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    $477.99
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    Current price $477.99

    Insignia - 10.2 Cu. Ft. Garage-Ready Chest Freezer - White

    Insignia

    10.2 cu. ft. storage capacityGives you plenty of storage space.Garage-readyWorks in temperatures from 0 to 110 F (-17.8 to 43.3 C).Counter-balanced...

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    Original price $477.99 - Original price $477.99
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    $477.99
    $477.99 - $477.99
    Current price $477.99
  • Original price $313.99 - Original price $313.99
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    $313.99
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    Current price $313.99

    Insignia - 100" Home Theater Fixed Wall Projector Screen - White

    Insignia

    Theater sizeAt 54 92 inches (137 234 cm) and an aspect ratio of 169 this screen is perfect for home theaters conference rooms and more.Supports h...

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    Original price $313.99 - Original price $313.99
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    $313.99
    $313.99 - $313.99
    Current price $313.99
  • Original price $691.99 - Original price $691.99
    Original price
    $691.99
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    Current price $691.99

    Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator - Stainless Steel

    Insignia

    11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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    Original price $691.99 - Original price $691.99
    Original price
    $691.99
    $691.99 - $691.99
    Current price $691.99
  • Original price $669.99 - Original price $669.99
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    $669.99
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    Current price $669.99

    Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator - White

    Insignia

    11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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    Original price $669.99 - Original price $669.99
    Original price
    $669.99
    $669.99 - $669.99
    Current price $669.99
  • Original price $698.99 - Original price $698.99
    Original price
    $698.99
    $698.99 - $698.99
    Current price $698.99

    Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - Stainless Steel

    Insignia

    11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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    Original price $698.99 - Original price $698.99
    Original price
    $698.99
    $698.99 - $698.99
    Current price $698.99
  • Original price $677.99 - Original price $677.99
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    $677.99
    $677.99 - $677.99
    Current price $677.99

    Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - White

    Insignia

    11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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    Original price $677.99 - Original price $677.99
    Original price
    $677.99
    $677.99 - $677.99
    Current price $677.99
  • Original price $271.99 - Original price $271.99
    Original price
    $271.99
    $271.99 - $271.99
    Current price $271.99

    Insignia - 114" Outdoor Projector Screen - White

    Insignia

    Compatible with most home and business projectorsFor versatile use.114" diagonal screenEveryone in the room can easily see the movie or presentatio...

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    Original price $271.99 - Original price $271.99
    Original price
    $271.99
    $271.99 - $271.99
    Current price $271.99
  • Original price $430.99 - Original price $430.99
    Original price
    $430.99
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    Current price $430.99

    Insignia - 115-Can Beverage Cooler - Stainless Steel

    Insignia

    3.2 cu. ft. storage capacityCompact 115 12-ounce can capacity provides plenty of space for cans bottles and more.Touch controls and LED displayMake...

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    Original price $430.99 - Original price $430.99
    Original price
    $430.99
    $430.99 - $430.99
    Current price $430.99
  • Original price $51.99 - Original price $51.99
    Original price
    $51.99
    $51.99 - $51.99
    Current price $51.99

    Insignia - 12' 4K Ultra HD HDMI Cable - Black

    Insignia

    Supports 4K ultra HD contentWorks with 4K resolutions at 60 FPS to reduce blurring during fast-motion scenes.18 Gbps bandwidthSupports high-speed d...

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    Original price $51.99 - Original price $51.99
    Original price
    $51.99
    $51.99 - $51.99
    Current price $51.99
  • Original price $76.99 - Original price $76.99
    Original price
    $76.99
    $76.99 - $76.99
    Current price $76.99

    Insignia - 12-Piece GoPro Accessory Kit for Most GoPro Cameras

    Insignia

    GoPro compatibilityWorks with your existing GoPro camera.12-piece kitContains everything you need to document your adventure.2-in-1 handheld tripod...

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    Original price $76.99 - Original price $76.99
    Original price
    $76.99
    $76.99 - $76.99
    Current price $76.99
  • Original price $735.99 - Original price $735.99
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    $735.99
    $735.99 - $735.99
    Current price $735.99

    Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer - Stainless Steel

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $735.99 - Original price $735.99
    Original price
    $735.99
    $735.99 - $735.99
    Current price $735.99
  • Original price $683.99 - Original price $683.99
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    $683.99
    $683.99 - $683.99
    Current price $683.99

    Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer - White

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $683.99 - Original price $683.99
    Original price
    $683.99
    $683.99 - $683.99
    Current price $683.99
  • Original price $702.99 - Original price $702.99
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    $702.99
    $702.99 - $702.99
    Current price $702.99

    Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - Stainless Steel

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $702.99 - Original price $702.99
    Original price
    $702.99
    $702.99 - $702.99
    Current price $702.99
  • Original price $699.99 - Original price $699.99
    Original price
    $699.99
    $699.99 - $699.99
    Current price $699.99

    Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $699.99 - Original price $699.99
    Original price
    $699.99
    $699.99 - $699.99
    Current price $699.99
  • Original price $467.99 - Original price $467.99
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    $467.99
    $467.99 - $467.99
    Current price $467.99

    Insignia - 130-Can Beverage Cooler - Silver

    Insignia

    4.6 cu. ft. storage capacityCompact 130 12-ounce can capacity provides plenty of space for cans bottles and more.Touch controls and LED displayMake...

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    Original price $467.99 - Original price $467.99
    Original price
    $467.99
    $467.99 - $467.99
    Current price $467.99
  • Original price $203.99 - Original price $203.99
    Original price
    $203.99
    $203.99 - $203.99
    Current price $203.99

    Insignia - 14-Bottle Wine Cooler - Stainless Steel

    Insignia

    1.5 cu. ft. (0.4 cu. m) capacityStores up to 14 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine a...

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    Original price $203.99 - Original price $203.99
    Original price
    $203.99
    $203.99 - $203.99
    Current price $203.99
  • Original price $161.99 - Original price $161.99
    Original price
    $161.99
    $161.99 - $161.99
    Current price $161.99

    Insignia - 14-Bottle Wine Cooler with ENERGY STAR Certification - Stainless Steel

    Insignia

    1.5 cu. ft. (0.4 cu. m) capacityStores up to 14 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine a...

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    Original price $161.99 - Original price $161.99
    Original price
    $161.99
    $161.99 - $161.99
    Current price $161.99
  • Original price $591.99 - Original price $591.99
    Original price
    $591.99
    $591.99 - $591.99
    Current price $591.99

    Insignia - 14.0 Cu. Ft. Garage Ready Chest Freezer - White

    Insignia

    Spacious designA 14.0 cu. ft. capacity provides sufficient space to store your frozen foods.Garage readyWorks in temperatures from 0 to 110F (-17.8...

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    Original price $591.99 - Original price $591.99
    Original price
    $591.99
    $591.99 - $591.99
    Current price $591.99
  • Original price $538.99 - Original price $538.99
    Original price
    $538.99
    $538.99 - $538.99
    Current price $538.99

    Insignia - 14.0 Cu. Ft. Garage-Ready Chest Freezer - White

    Insignia

    Spacious designA 14.0 cu. ft. capacity provides sufficient space to store your frozen foods.Garage readyWorks in temperatures from 0 to 110 F (-17....

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    Original price $538.99 - Original price $538.99
    Original price
    $538.99
    $538.99 - $538.99
    Current price $538.99
  • Original price $618.99 - Original price $618.99
    Original price
    $618.99
    $618.99 - $618.99
    Current price $618.99

    Insignia - 14.2 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

    Insignia

    14.2 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors pro...

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    Original price $618.99 - Original price $618.99
    Original price
    $618.99
    $618.99 - $618.99
    Current price $618.99
  • Original price $69.99 - Original price $69.99
    Original price
    $69.99
    $69.99 - $69.99
    Current price $69.99

    Insignia - 16.4' USB-C Virtual Reality Headset Cable for Meta Quest 2 and 3 - Black

    Insignia

    Compatible with Meta Quest 2 and 3.Designed specifically for use with Meta Quest 2 and 3 VR headsets and your USB-C computer.Flexible movementThe t...

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    Original price $69.99 - Original price $69.99
    Original price
    $69.99
    $69.99 - $69.99
    Current price $69.99
  • Original price $69.99 - Original price $69.99
    Original price
    $69.99
    $69.99 - $69.99
    Current price $69.99

    Insignia - 16.4' USB-C Virtual Reality Headset Cable for Meta Quest 2 and Meta Quest - Black

    Insignia

    Compatible with Meta Quest 2 and Meta QuestDesigned specifically for use with Meta Quest 2 and Meta Quest VR headsets and your USB-C computer.Flexi...

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    Original price $69.99 - Original price $69.99
    Original price
    $69.99
    $69.99 - $69.99
    Current price $69.99
  • Original price $632.99 - Original price $632.99
    Original price
    $632.99
    $632.99 - $632.99
    Current price $632.99

    Insignia - 165-Can Built-In Beverage Cooler - Stainless Steel

    Insignia

    5.3 cu. ft. storage capacityProvides plenty of space to keep snacks and drinks cold.Up-front control buttonsMake it easy to adjust the internal tem...

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    Original price $632.99 - Original price $632.99
    Original price
    $632.99
    $632.99 - $632.99
    Current price $632.99
  • Original price $863.99 - Original price $863.99
    Original price
    $863.99
    $863.99 - $863.99
    Current price $863.99

    Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer - Stainless Steel

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

    View full details
    Original price $863.99 - Original price $863.99
    Original price
    $863.99
    $863.99 - $863.99
    Current price $863.99
  • Original price $813.99 - Original price $813.99
    Original price
    $813.99
    $813.99 - $813.99
    Current price $813.99

    Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer - White

    Insignia

    17.0 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Garage ready when set to Freezer ModeWorks in tempera...

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    Original price $813.99 - Original price $813.99
    Original price
    $813.99
    $813.99 - $813.99
    Current price $813.99
  • Original price $809.99 - Original price $809.99
    Original price
    $809.99
    $809.99 - $809.99
    Current price $809.99

    Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - Stainless Steel

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

    View full details
    Original price $809.99 - Original price $809.99
    Original price
    $809.99
    $809.99 - $809.99
    Current price $809.99
  • Original price $808.99 - Original price $808.99
    Original price
    $808.99
    $808.99 - $808.99
    Current price $808.99

    Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

    Insignia

    17.0 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Garage ready when set to Freezer ModeWorks in tempera...

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    Original price $808.99 - Original price $808.99
    Original price
    $808.99
    $808.99 - $808.99
    Current price $808.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.