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MSI - Vector 16 HX AI 400 16" 240Hz QHD+ Gaming Laptop - Intel Ultra 9-275HX - GeForce RTX 5080 - 16GB Memory- 1TB SSD - Cosmo Gray

MSI
Original price $2,728.99 - Original price $2,728.99
Original price
$2,728.99
$2,728.99 - $2,728.99
Current price $2,728.99

Windows 11 HomeWindows 11 puts you at the center making life easier more creative secure connected and fun. With faster performance and new product...

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Original price $2,728.99 - Original price $2,728.99
Original price
$2,728.99
$2,728.99 - $2,728.99
Current price $2,728.99

MSI GeForce RTX 3050 GAMING X 6G - graphics card - GF RTX 3050 - 6 GB

MSI
Original price $244.99 - Original price $244.99
Original price
$244.99
$244.99 - $244.99
Current price $244.99

NVIDIA GeForce RTX 3050Boost Up to 1507 MHz6GB GDDR6 Memory for Advanced GamingEquipped with 6GB of advanced GDDR6 memory to provide high bandwidth...

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Original price $244.99 - Original price $244.99
Original price
$244.99
$244.99 - $244.99
Current price $244.99

MT MTW5205TW 4.7CF T

Maytag
Original price $869.99 - Original price $869.99
Original price
$869.99
$869.99 - $869.99
Current price $869.99

MT MTW5205TW 4.7CF TL WASHER WHT

Original price $869.99 - Original price $869.99
Original price
$869.99
$869.99 - $869.99
Current price $869.99

MTG SEC STRIXHAVEN P

Wizards of the Coast
Original price $183.99 - Original price $183.99
Original price
$183.99
$183.99 - $183.99
Current price $183.99

MTG SEC STRIXHAVEN PLAY BSTR BOX

Original price $183.99 - Original price $183.99
Original price
$183.99
$183.99 - $183.99
Current price $183.99

Nacon - Revolution X Unlimited Wireless Controller for Xbox Series XS Xbox One PC - Anniversary Edition

Nacon
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Instant Triggers for maximum precisionInstant adjustable triggers ensuring quick and surgical control. The ideal asset to dominate in shooting game...

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Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Nacon - Wired Controller for Playstation 4 Windows - Arctic Camo

Nacon
Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

Offically LicensedLicensed for PlayStation 4 and compatible with PC. Featuring the official PlayStation 4 controller layout including touch pad SH...

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Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

Nanit - Pro Smart Baby Monitor Wall Mount - White

Nanit
Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99

What’s includedNanit Baby Monitor and companion app; easy-install ASTM-certified Wall Mount; Small sensor-free Breathing Band; Free trial of Nanit ...

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Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99

National Geographic - 70mm Refractor Telescope with Astronomy App - Black

National Geographic
Original price $137.99 - Original price $137.99
Original price
$137.99
$137.99 - $137.99
Current price $137.99

Panhandle alt-azimuth mountAllows you to steer the telescope smoothly and accurately.26mm and 9.7mm eyepiecesProduce images with excellent definiti...

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Original price $137.99 - Original price $137.99
Original price
$137.99
$137.99 - $137.99
Current price $137.99

Native Union - 10' USB Type C-to-USB Type A Cable - Zebra

Native Union
Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

Built for use with most USB Type C and USB Type A portsFor simple connection between devices.Braided designFunctional braid design adds durability ...

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Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

Native Union - 4' USB Type C-to-USB Type A Cable - Zebra

Native Union
Original price $26.99 - Original price $26.99
Original price
$26.99
$26.99 - $26.99
Current price $26.99

Built for use with most USB Type C and USB Type A portsFor simple connection between devices.Braided designFunctional braid design adds durability ...

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Original price $26.99 - Original price $26.99
Original price
$26.99
$26.99 - $26.99
Current price $26.99

Native Union - 6.5' USB Type-A-to-Micro-USB/Lightning/USB Type-C Cable - Zebra

Native Union
Original price $40.99 - Original price $40.99
Original price
$40.99
$40.99 - $40.99
Current price $40.99

Compatible with most Lightning-enabled devicesFor use with a wide variety of Apple models.Braided designThe functional braided design adds durabili...

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Original price $40.99 - Original price $40.99
Original price
$40.99
$40.99 - $40.99
Current price $40.99

Native Union - Belt Cable (USB-C to USB-C) - COSMOS

Native Union
Original price $26.99 - Original price $26.99
Original price
$26.99
$26.99 - $26.99
Current price $26.99

For Type-C phones tabletsCharge smart and neat. An everyday powerful charging solution that looks feels and works better.Stay tangle-free with the...

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Original price $26.99 - Original price $26.99
Original price
$26.99
$26.99 - $26.99
Current price $26.99

Native Union - Belt Cable (USB-C to USB-C) - ZEBRA

Native Union
Original price $26.99 - Original price $26.99
Original price
$26.99
$26.99 - $26.99
Current price $26.99

For Type-C phones tabletsAn everyday charging solution designed with Power Delivery support for the fastest charge ever in refined style.Thoughtfu...

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Original price $26.99 - Original price $26.99
Original price
$26.99
$26.99 - $26.99
Current price $26.99

Native Union - Belt Cable 2-in-1 (USB-C to USB-C USB-C) - COSMOS

Native Union
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Made For USB-CThe only USB-C cable you’ll need — charge two devices at once with a smart dual-connector design. The USB-C to USB-C USB-C cable sup...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

NBA 2K26 - Xbox Series X

Take 2 Interactive
Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

Powered by ProPLAYDominate every possession with immersive technology that directly translates NBA footage into realistic gameplay. Feel more conne...

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Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

NBA BOUNCE - Nintendo Switch

Outright Games
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Fun and easy hoop playPlayers of any age and level can learn the basics and play in style as they shoot dunk and block.Co-op on the courtsShoot hoo...

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Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Neopets - Mega Mini Games Collection - Nintendo Switch

U and I Entertainment
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Mini games25 mini-games selected from existing Neopets games + one (26th) completely new mini-game Starlight SymphonyUpgradesAll games are adapted ...

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Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Nespresso - Vertuo Creatista by Breville - Stainless Steel

Nespresso
Original price $761.99 - Original price $761.99
Original price
$761.99
$761.99 - $761.99
Current price $761.99

6 cup sizesEspresso (single and double) Coffee (5 8 and 12 oz) Cold Brew (12 oz) Pour-Over Style (18 oz)Auto milkBreville steam wand provides quali...

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Original price $761.99 - Original price $761.99
Original price
$761.99
$761.99 - $761.99
Current price $761.99

NETGEAR - 16-port Gigabit Unmanaged Ethernet Switch - Gray

NETGEAR
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Gigabit Ethernet16 Gigabit Ethernet ports provide reliable high-speed wired connectivity for desktops printers NAS and more.Plug-and-playSimple plu...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

NETGEAR - 8-Port 10/100/1000 Gigabit Ethernet PoE/PoE+ Unmanaged Switch - Gray

NETGEAR
Original price $136.99 - Original price $136.99
Original price
$136.99
$136.99 - $136.99
Current price $136.99

8-port PoE/PoE+ switch with 60W PoE budgetAll ports support PoE+ and PoE and are able to provide up to 30W per port to any power-hungry device.Flex...

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Original price $136.99 - Original price $136.99
Original price
$136.99
$136.99 - $136.99
Current price $136.99

NETGEAR - 8-Port 10/100/1000 Gigabit Ethernet Unmanaged Switch - Blue

NETGEAR
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Designed to meet your business needsPlug-and-play solution to connect all your network devices without the complications of configuration or manage...

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Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

NETGEAR - EAX12 AX1600 WiFi 6 Mesh Wall Plug Range Extender - White

NETGEAR
Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Wi-Fi mesh extenderWorks with your existing Wi-Fi to create a powerful whole-home mesh Wi-Fi network.Up to 1600Mbps data transfer rates with Wirele...

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Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

NETGEAR - Nighthawk 32 x 8 DOCSIS 3.1 Voice Cable Modem - Black

NETGEAR
Original price $387.99 - Original price $387.99
Original price
$387.99
$387.99 - $387.99
Current price $387.99

Compatible with major U.S. cable providersUltrafast cable modem that works with all major U.S. cable service providers with all Internet speed tier...

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Original price $387.99 - Original price $387.99
Original price
$387.99
$387.99 - $387.99
Current price $387.99

NETGEAR - Nighthawk AX1800 Dual-Band Wi-Fi Router - Black

NETGEAR
Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99

AX1800 Dual-band Wi-Fi routerFast AX1800 Gigabit speed with WiFi 6 technology for uninterrupted streaming HD video gaming and web conferencing. Bac...

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Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99

NETGEAR - Nighthawk BE12000 Tri-Band Wi-Fi 7 Router - Black

NETGEAR
Original price $441.99 - Original price $441.99
Original price
$441.99
$441.99 - $441.99
Current price $441.99

BE12000 tri-band Wi-Fi routerSupports blazing-fast Wi-Fi 7 speeds up to 12 Gbps for gaming smooth streaming videoconferencing and entertainment.Wi-...

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Original price $441.99 - Original price $441.99
Original price
$441.99
$441.99 - $441.99
Current price $441.99

NETGEAR - Nighthawk BE19000 Tri-band Wi-Fi Router - Black

NETGEAR
Original price $601.99 - Original price $601.99
Original price
$601.99
$601.99 - $601.99
Current price $601.99

BE19000 tri-band Wi-Fi routerUnlock the next generation of highly interactive gaming 4K/8K streaming UHD videoconferencing and AR/VR entertainment ...

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Original price $601.99 - Original price $601.99
Original price
$601.99
$601.99 - $601.99
Current price $601.99

NETGEAR - Orbi 260 Series BE3600 Dual-Band Mesh Wi-Fi 7 System (2-pack) - White

NETGEAR
Original price $224.99 - Original price $224.99
Original price
$224.99
$224.99 - $224.99
Current price $224.99

BE3600 dual-band mesh Wi-Fi router and satellitesOrbi 260 Series with Wi-Fi 7 unleashes speeds up to 3.6 Gbps for unparalleled performance and mesh...

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Original price $224.99 - Original price $224.99
Original price
$224.99
$224.99 - $224.99
Current price $224.99

NETGEAR - Orbi 260 Series BE3600 Dual-Band Mesh Wi-Fi 7 System (3-pack) - White

NETGEAR
Original price $305.99 - Original price $305.99
Original price
$305.99
$305.99 - $305.99
Current price $305.99

BE3600 dual-band mesh Wi-Fi router and satellitesOrbi 260 Series with Wi-Fi 7 unleashes speeds up to 3.6 Gbps for unparalleled performance and mesh...

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Original price $305.99 - Original price $305.99
Original price
$305.99
$305.99 - $305.99
Current price $305.99

NETGEAR - Orbi 370 Series BE5000 Dual-Band Mesh Wi-Fi 7 System (2-pack) - White

NETGEAR
Original price $292.99 - Original price $292.99
Original price
$292.99
$292.99 - $292.99
Current price $292.99

BE5000 dual-band mesh Wi-Fi router and satellitesOrbi 370 Series with Wi-Fi 7 delivers speeds up to 5 Gbps for consistent performance across up to ...

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Original price $292.99 - Original price $292.99
Original price
$292.99
$292.99 - $292.99
Current price $292.99

NETGEAR - Orbi 370 Series BE5000 Dual-Band Mesh Wi-Fi 7 System (3-pack) - White

NETGEAR
Original price $387.99 - Original price $387.99
Original price
$387.99
$387.99 - $387.99
Current price $387.99

BE5000 dual-band mesh Wi-Fi router and satellitesOrbi 370 Series with Wi-Fi 7 delivers speeds up to 5 Gbps for consistent performance across up to ...

View full details
Original price $387.99 - Original price $387.99
Original price
$387.99
$387.99 - $387.99
Current price $387.99

NETGEAR - Orbi 370 Series BE5000 Dual-Band Mesh Wi-Fi 7 System (4-pack) - White

NETGEAR
Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99

BE5000 dual-band mesh Wi-Fi router and satellitesOrbi 370 Series with Wi-Fi 7 delivers speeds up to 5 Gbps for consistent performance across up to ...

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Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99

NETGEAR - Orbi 770 Series BE11000 Tri-Band Mesh Wi-Fi 7 System (2-pack) - White

NETGEAR
Original price $601.99 - Original price $601.99
Original price
$601.99
$601.99 - $601.99
Current price $601.99

BE11000 tri-band mesh Wi-Fi router and satellitesOrbi 770 Series with Wi-Fi 7 unleashes speeds up to 11Gbps for flawless performance and coverage f...

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Original price $601.99 - Original price $601.99
Original price
$601.99
$601.99 - $601.99
Current price $601.99

NETGEAR - Orbi 870 Series BE21000 Tri-Band Mesh Wi-Fi 7 System (3-pack) - White

NETGEAR
Original price $1,081.99 - Original price $1,081.99
Original price
$1,081.99
$1,081.99 - $1,081.99
Current price $1,081.99

BE21000 tri-band mesh Wi-Fi router and satellitesOrbi 870 Series with Wi-Fi 7 unleashes speeds up to 21 Gbps for unparalleled performance and mesh ...

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Original price $1,081.99 - Original price $1,081.99
Original price
$1,081.99
$1,081.99 - $1,081.99
Current price $1,081.99

NETGEAR - Wi-Fi 7 Router Nighthawk BE9300 Tri-band Router - Black

NETGEAR
Original price $334.99 - Original price $334.99
Original price
$334.99
$334.99 - $334.99
Current price $334.99

BE9300 Tri-band WiFi 7 routerBlazing-fast Wi-Fi 7 speeds up to 9.3Gbps for smooth gaming streaming videoconferencing and entertainment.Supports the...

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Original price $334.99 - Original price $334.99
Original price
$334.99
$334.99 - $334.99
Current price $334.99

NETGEAR Nighthawk RS300 - wireless router - Wi-Fi 7 - desktop

NETGEAR
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

BE9300 Tri-band WiFi 7 routerBlazing-fast Wi-Fi 7 speeds up to 9.3Gbps for smooth gaming streaming videoconferencing and entertainment.Supports the...

View full details
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

NETGEAR Orbi 770 Series RBE773 - Wi-Fi system - Wi-Fi 7 - desktop

NETGEAR
Original price $761.99 - Original price $761.99
Original price
$761.99
$761.99 - $761.99
Current price $761.99

BE11000 tri-band mesh Wi-Fi router and satellitesOrbi 770 Series with Wi-Fi 7 unleashes speeds up to 11Gbps for flawless performance and coverage f...

View full details
Original price $761.99 - Original price $761.99
Original price
$761.99
$761.99 - $761.99
Current price $761.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.