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  • Original price $369.99 - Original price $369.99
    Original price
    $369.99
    $369.99 - $369.99
    Current price $369.99

    Insignia - 7.0 Cu. Ft. Garage Ready-Chest Freezer - White

    Insignia

    7 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 110 F...

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    Original price $369.99 - Original price $369.99
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    Current price $369.99
  • Original price $619.99 - Original price $619.99
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    Current price $619.99

    Insignia - 70" Class F50 Series LED 4K UHD Smart Fire TV

    Insignia

    4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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    Original price $619.99 - Original price $619.99
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  • Original price $701.99 - Original price $701.99
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    Insignia - 75" Class F50 Series LED 4K UHD Smart Fire TV

    Insignia

    4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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    Original price $701.99 - Original price $701.99
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    Current price $701.99
  • Original price $86.99 - Original price $86.99
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    Insignia - 75" Tripod Projector Screen - Black/White

    Insignia

    75" diagonal screenWith a 36.8"H x 65.4"W viewing area offers a clear view from multiple vantage points.169 aspect ratioProvides a widescreen view ...

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    Original price $86.99 - Original price $86.99
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    Current price $86.99
  • Original price $42.99 - Original price $42.99
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    Current price $42.99

    Insignia - 8' 4K Ultra HD HDMI Cable - Black

    Insignia

    Supports 4K ultra HD contentWorks with 4K resolutions at 60 FPS to reduce blurring during fast-motion scenes.18 Gbps bandwidthSupports high-speed d...

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    Original price $42.99 - Original price $42.99
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  • Original price $426.99 - Original price $426.99
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    Insignia - Adjustable Standing Desk with Electronic Control - 47.2"

    Insignia

    Standing or sitting positions19.7 in. (50 cm) height adjustment allows the desk to be used while standing (48.4 in.) or sitting (28.7 in.).Electric...

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    Original price $426.99 - Original price $426.99
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  • Original price $457.99 - Original price $457.99
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    Insignia - Adjustable Standing Desk with Electronic Control - 47.2" - Black

    Insignia

    Standing or sitting positions19.7 in. (50 cm) height adjustment allows the desk to be used while standing (48.4 in.) or sitting (28.7 in.).Electric...

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    Original price $457.99 - Original price $457.99
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    Insignia - Adjustable Standing Desk with Electronic Control - 47.2" - Mahogany

    Insignia

    Standing or sitting positions19.7 in. (50 cm) height adjustment allows the desk to be used while standing (48.4 in.) or sitting (28.7 in.).Electric...

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    Original price $457.99 - Original price $457.99
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  • Original price $458.99 - Original price $458.99
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    Insignia - Adjustable Standing Desk with Electronic Control - 47.2" - Oak

    Insignia

    Standing or sitting positions19.7 in. (50 cm) height adjustment allows the desk to be used while standing (48.4 in.) or sitting (28.7 in.).Electric...

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    Original price $458.99 - Original price $458.99
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  • Original price $511.99 - Original price $511.99
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    Insignia - Adjustable Standing Desk with Electronic Controls - 55.1" wide - Black

    Insignia

    Raise or lower your desktop19.7 in. (50 cm) height adjustment allows the desk to be used while standing (48.4 in.) or sitting (28.7 in.).Memory fun...

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    Original price $511.99 - Original price $511.99
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  • Original price $78.99 - Original price $78.99
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    Insignia - AM/FM Radio Portable CD Boombox with Bluetooth - Silver/Black

    Insignia

    CD-RW CD-R and CD-DA playback formatsFor listening to your favorite music.Bluetooth technologyWirelessly stream from any Bluetooth device.Built-in ...

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    Original price $78.99 - Original price $78.99
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  • Original price $27.99 - Original price $27.99
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    Insignia - Bluetooth 5.0 USB Adapter for Laptops and Desktops Compatible with Windows 8.1 10 and 11 - Black

    Insignia

    Compatible with Windows 8.1 10 and 11Not compatible with TVs Mac OS IOS Android Chrome OS Linux and gaming systems.Bluetooth 5.0 technologyAllows y...

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    Original price $27.99 - Original price $27.99
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  • Original price $28.99 - Original price $28.99
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    Insignia - Bumper Case for ROG Ally - Black

    Insignia

    Precision fitEngineered specifically for the original Rog Ally (RC71L) this case snugly wraps around your device ensuring a secure fit while leavin...

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    Original price $28.99 - Original price $28.99
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  • Original price $71.99 - Original price $71.99
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    Insignia - Charge Station for Meta Quest 3 - White

    Insignia

    Integrated chargingCharges 2 Meta Quest 3 Touch plus controllers and headset simultaneouslyEasy Drop-in DesignCharge your headset with quick-connec...

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    Original price $71.99 - Original price $71.99
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  • Original price $123.99 - Original price $123.99
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    $123.99
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    Insignia - Computer Desk 47" Wide - Light Oak

    Insignia

    Sturdy designMetal legs help provide stability while the tabletop provides a stable work surface that holds up to 70 lbs. (31.8 kg).Plenty of works...

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    Original price $123.99 - Original price $123.99
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  • Original price $145.99 - Original price $145.99
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    Insignia - Computer Desk with Drawer 47" Wide - Dark Oak

    Insignia

    Sturdy designMetal legs provide stability while the particleboard tabletop provides a stable work surface that holds up to 80 lbs. (36.3 kg).Plenty...

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    Original price $145.99 - Original price $145.99
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  • Original price $38.99 - Original price $38.99
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    Insignia - Desk Mat - Black

    Insignia

    Large size15.75 H x 31.5 W in (40 x 80 cm) size is large enough to complement most setups.Non-slip baseKeeps the mouse pad in place while you work ...

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    Original price $38.99 - Original price $38.99
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  • Original price $42.99 - Original price $42.99
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    Insignia - Display and Storage Stand - Works with Meta Quest 2/3/3S - White

    Insignia

    Extra stable baseWeighted base for stabilityCable managementNeatly organizes cablesEasy drop-in designSupports both standard and elite head strapsW...

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    Original price $42.99 - Original price $42.99
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  • Original price $35.99 - Original price $35.99
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    Insignia - Display Stand for Quest 3 - White

    Insignia

    Extra stable baseWeighted base for stabilityCable managementNeatly organizes cablesEasy drop-in designSupports both standard and elite head strapsW...

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    Original price $35.99 - Original price $35.99
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    $35.99
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  • Original price $91.99 - Original price $91.99
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    $91.99
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    Insignia - Dock Station for ROG Ally Steam Deck Legion Go and other type-c mobile devices

    Insignia

    Explore a New DimensionUnleash the full potential of ROG Ally with the power of HDMI 4K60Hz output to TVs and monitors ensuring a crystal-clear dis...

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    Original price $91.99 - Original price $91.99
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    $91.99
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    Current price $91.99
  • Original price $844.99 - Original price $844.99
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    Insignia - Dual Zone Wine and Beverage Cooler with Glass Doors - Stainless Steel

    Insignia

    Customizable storage optionsStock up on your favorites and store 42 standard wine bottles. Or you can mix it up and store 21 wine bottles on one si...

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    Original price $844.99 - Original price $844.99
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  • Original price $215.99 - Original price $215.99
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    Insignia - Ergonomic Mesh Office Chair with Adjustable Arms - Black

    Insignia

    5-pointed star base with wheelsMakes it easy to move around your workspace.Adjustable seat and arm restFits your body’s specific needs.Swivel and t...

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    Original price $215.99 - Original price $215.99
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    $215.99
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    Current price $215.99
  • Original price $190.99 - Original price $190.99
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    Insignia - Essential PC Gaming Chair - Black

    Insignia

    Adjustable seat heightFits your body by moving up or down 17.72 21.26 inches (45 54 cm).Swivel and tilt mechanismLets you customize the chair to ...

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    Original price $190.99 - Original price $190.99
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    $190.99
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    Current price $190.99
  • Original price $69.99 - Original price $69.99
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    Insignia - Fixed TV Wall Mount For Most 40"-70" TVs - Black

    Insignia

    Compatible with most 40"-70" TVsUp to 100 lbs. for sturdy support.VESA compliant200 x 200 to 600 x 400To obtain additional screws for your product ...

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    Original price $69.99 - Original price $69.99
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    $69.99
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  • Original price $141.99 - Original price $141.99
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    Insignia - Full-Motion TV Wall Mount for Most 42"90" TVs — Extends 22" - Black

    Insignia

    Compatible with most 42" 90" TVsHolds up to 120 lbs. (54.43 kg) for sturdy support.Narrow 3.11" profileFits close to the wall for a discreet look.E...

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    Original price $141.99 - Original price $141.99
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    $141.99
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  • Original price $142.99 - Original price $142.99
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    Insignia - Full-Motion Wall Mount for 47" - 90" TVs - Extends 25.2 - Black

    Insignia

    Designed to fit most flat panel TVs between 47" and 90" in size and up to 130 lbs. in weightVESA compliant accommodating the following mounting bol...

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    Original price $142.99 - Original price $142.99
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    $142.99
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  • Original price $359.99 - Original price $359.99
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    $359.99
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    Insignia - Gaming TV Stand for Most TVs Up to 65" - Gray

    Insignia

    Holds TVs up to 65"Supports TVs up to 65 in. (165 cm) and 60 lbs. (27.2 kg) providing room to upgrade the size of your TV.Cabinet storageHides your...

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    Original price $359.99 - Original price $359.99
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    $359.99
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    Current price $359.99
  • Original price $30.99 - Original price $30.99
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    Insignia - Hard-shell Carrying Case for Meta Quest 3 and Meta Quest 2 - Black

    Insignia

    Made for Meta Quest 3 and Meta Quest 2 headset and accessoriesHolds your Meta Quest 3 or Meta Quest 2 headset controller power adapter and cables.H...

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    Original price $30.99 - Original price $30.99
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  • Original price $34.99 - Original price $34.99
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    Insignia - HDMI to VGA Adapter - Cool gray

    Insignia

    HDMI to VGAMirrors or extends your screen to a second VGA-enabled display for better presentations multitasking and gaming.Versatile usageHDMI conn...

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    Original price $34.99 - Original price $34.99
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  • Original price $327.99 - Original price $327.99
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    Insignia - L-Shaped Computer Desk with Hutch - Black

    Insignia

    Sturdy designMetal legs help provide stability while the particleboard tabletop offers a stable work surface that holds up to 100 lbs. (45.4 kg).Pl...

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    Original price $327.99 - Original price $327.99
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    $327.99
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    Current price $327.99
  • Original price $646.99 - Original price $646.99
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    Current price $646.99

    Insignia - NS-RTM18WHD2 - 18 Cu. Ft. Top-Freezer Refrigerator with Handles - White

    Insignia

    18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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    Original price $646.99 - Original price $646.99
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  • Original price $31.99 - Original price $31.99
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    Current price $31.99

    Insignia - Performance Grips + Straps - Works with Meta Quest 3 Meta Quest 3S - Black

    Insignia

    Enhanced grip enhanced playElevate your gaming experience with the added benefit of superior grip. Designed to enhance your control and precision w...

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    Original price $31.99 - Original price $31.99
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    $31.99
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    Current price $31.99
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    Insignia - Performance Grips + Straps for Meta Quest 3 - Black

    Insignia

    Enhanced grip enhanced playElevate your gaming experience with the added benefit of superior grip. Designed to enhance your control and precision w...

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    Original price $31.99 - Original price $31.99
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    $31.99
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    Current price $31.99
  • Original price $25.99 - Original price $25.99
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    Insignia - Play + Charge Kit for Xbox Series X S - Black

    Insignia

    Gaming FreedomPlay where you're most comfortable thanks to a generous 9' foot lengthSave money and the environmentRechargeable battery eliminates t...

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    Original price $25.99 - Original price $25.99
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  • Original price $19.99 - Original price $19.99
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    Current price $19.99

    Insignia - Precision Thumbstick Multi-pack for PlayStation 5 and PlayStation 4 Controllers - Multi Color

    Insignia

    Enhances gripTexturized surfaces embedded onto a rubber coveringIncreased comfortCustomize the stick height to a position that is most comfortableI...

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    Original price $19.99 - Original price $19.99
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    $19.99
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    Current price $19.99
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    Insignia - Precision Thumbstick Multi-pack for Xbox Series XS and Xbox One Controllers - Multi Color

    Insignia

    Enhances GripTexturized surfaces embedded onto a rubber coveringIncreased ComfortCustomize the stick height to a position that is most comfortableI...

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    Original price $19.99 - Original price $19.99
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    $19.99
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    Current price $19.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.