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Appliances

Rent to Own Appliances – Upgrade Your Home with Flexible Financing

Transform your home with high-quality appliances from Finance My Cart. Choose from top brands for refrigerators, washers, dryers, ovens, and smart home essentials. Enjoy modern features, energy efficiency, and fast shipping—all with easy rent-to-own financing and no credit hassles. Upgrade your living space today!

Original price $1,606.99 - Original price $1,606.99
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Current price $1,606.99

Samsung - 27 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Dual Auto Ice Maker - Fingerprint Resistant Stainless Look

Samsung

27 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 27 cu. ft. mega capacity refrigerator gives you more space with easy...

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Original price $1,606.99 - Original price $1,606.99
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Current price $1,606.99
Original price $774.99 - Original price $774.99
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$774.99
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Current price $774.99

Samsung - 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with Storm Wash 48 dBA - Stainless Steel

Samsung

StormWash Cleaning SystemPowerful rotating jets let you skip the pre-rinse delivering heavy-duty cleaning from every angle even tough-to-reach spot...

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Original price $774.99 - Original price $774.99
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Original price $305.99 - Original price $305.99
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$305.99
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Current price $305.99

Samsung - Jet 60 Pet Cordless Stick Vacuum - Rose Gold

Samsung

Lightweight DesignThe 6-pound lightweight design makes cleaning easy. Maneuver to vacuum stairs under sofas and all the hard-to-reach places. Also ...

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Original price $305.99 - Original price $305.99
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$305.99
$305.99 - $305.99
Current price $305.99
Original price $1,238.99 - Original price $1,238.99
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Current price $1,238.99

Samsung - 7.4 Cu. Ft. Smart Electric Dryer with Sensor Dry - Black

Samsung

Wi-Fi Connectivity with SmartThingsWi-Fi connected so you can receive end-of cycle alerts remotely start or stop your drying schedule cycles on you...

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Original price $1,238.99 - Original price $1,238.99
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Original price $1,018.99 - Original price $1,018.99
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Samsung - 6.3 cu. ft. Freestanding Electric Range with WiFi No-Preheat Air Fry Convection - Stainless Steel

Samsung

Stainless Steel DesignOur Stainless Steel design elegantly wraps around the cooktop sides and up through the slim control panel elevating the look ...

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Original price $1,018.99 - Original price $1,018.99
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Original price $996.99 - Original price $996.99
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$996.99
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Samsung - 4.5 Cu. Ft. High-Efficiency Top Load Washer with Vibration Reduction Technology+ - White

Samsung

Fit more for fewer loadsFewer loads less time in the laundry room.Quiet washing anytime anyplaceReduces noise and vibration.Keep your washer fresh ...

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Original price $996.99 - Original price $996.99
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Current price $996.99
Original price $1,241.99 - Original price $1,241.99
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Current price $1,241.99

Samsung - 5.5 Cu. Ft. High-Efficiency Smart Top Load Washer with Super Speed Wash - White

Samsung

Extra-Large 5.5 cu. ft. CapacityFewer loads less time in the laundry room and more time doing the things you love.Wi-Fi Connectivity with SmartThin...

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Original price $1,241.99 - Original price $1,241.99
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Original price $873.99 - Original price $873.99
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Samsung - 15.6 cu. ft. Top Freezer Refrigerator with All-Around Cooling - Stainless Steel

Samsung

All-Around CoolingMulti-vent technology keeps items evenly cooled on every shelf.Reversible DoorThe reversible door makes it adjustable to any spac...

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Original price $873.99 - Original price $873.99
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Current price $873.99
Original price $2,817.99 - Original price $2,817.99
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Samsung - Bespoke 29 cu. ft. 4-Door French Door Refrigerator with Inner Beverage Center FlexZone Drawer - Stainless Steel

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $2,817.99 - Original price $2,817.99
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Original price $1,858.99 - Original price $1,858.99
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Current price $1,858.99

Samsung - Bespoke 6.0 Cu. Ft. Slide-In Gas Range with Smart Oven Camera - Stainless Steel

Samsung

Smart Oven Camera InsideMonitor your cooking with Smart Oven Camera inside. It live streams video to your smartphone so you can easily check on mea...

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Original price $1,858.99 - Original price $1,858.99
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Original price $2,027.99 - Original price $2,027.99
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Samsung - 28 Cu. Ft. 4-Door French Door Smart

Samsung

FlexZone DrawerA flexible storage drawer with four different temperature settings and an adjustable Smart Divider to stay organized.Twin Cooling Pl...

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Original price $2,027.99 - Original price $2,027.99
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Original price $597.99 - Original price $597.99
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$597.99
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Current price $597.99

Samsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Edge to Edge Glass Display - Matte Black Steel

Samsung

Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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Original price $597.99 - Original price $597.99
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$597.99
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Original price $3,422.99 - Original price $3,422.99
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Current price $3,422.99

Samsung - BESPOKE 29 cu. ft. 4-Door French Door Smart Refrigerator with Beverage Center - White Glass

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $3,422.99 - Original price $3,422.99
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$3,422.99
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Current price $3,422.99
Original price $1,238.99 - Original price $1,238.99
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$1,238.99
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Current price $1,238.99

Samsung - 4.6 Cu. Ft. High-Efficiency Smart Top Load Washer with ActiveWave Agitator - Black

Samsung

Large 4.6 cu. ft. CapacityOur large capacity Top Load Washer means fewer loads less time in the laundry room and more time doing the things you lov...

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Original price $1,238.99 - Original price $1,238.99
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Original price $1,346.99 - Original price $1,346.99
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Samsung - 5.4 Cu. Ft. High-Efficiency Smart Top Load Washer with ActiveWave Agitator - Brushed Black

Samsung

Extra-Large 5.4 cu. ft. CapacityFewer loads less time in the laundry room and more time doing the things you love.ActiveWave AgitatorSamsung's Acti...

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Original price $1,346.99 - Original price $1,346.99
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Current price $1,346.99
Original price $2,807.99 - Original price $2,807.99
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Samsung - 25 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Family Hub - Stainless Steel

Samsung

25 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 25 cu. ft. mega capacity french door refrigerator gives you more spa...

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Original price $2,807.99 - Original price $2,807.99
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Original price $1,120.99 - Original price $1,120.99
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Current price $1,120.99

Samsung - 24" Bespoke AutoRelease Dry Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack StormWash+ 42 dBA - White Glass

Samsung

Smart Dry with AutoRelease DoorThe Smart Dry with AutoRelease Door system circulates warm air to deliver 2.5x better drying performance without dam...

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Original price $1,120.99 - Original price $1,120.99
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Original price $1,738.99 - Original price $1,738.99
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Current price $1,738.99

Samsung - BESPOKE Side-by-Side Smart Refrigerator with Beverage Center - Stainless Steel

Samsung

Bespoke DesignCreate a stylish kitchen with your choice of color and finish Bespoke White Glass or fingerprint-resistant Stainless Steel.Beverage C...

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Original price $1,738.99 - Original price $1,738.99
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Original price $2,430.99 - Original price $2,430.99
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Current price $2,430.99

Samsung - Bespoke AI 5.3 Cu. Ft. Front Load Washer Electric dryer Combo with Super Speed Wash and Ventless Heat Pump Dryer - Dark Steel

Samsung

AI Laundry ComboAI Laundry Combo washes and dries clothes in one machine with no load transfer. Easy installation with a 120V standard outlet. No d...

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Original price $2,430.99 - Original price $2,430.99
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$2,430.99
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Current price $2,430.99
Original price $696.99 - Original price $696.99
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$696.99
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Current price $696.99

Samsung - 24" AutoRelease Dry Built-In Hybrid Stainless Steel Tub Dishwasher with 3rd Rack Fingerprint Resistant 51 dBA - Stainless Steel

Samsung

3rd RackA convenient 3rd rack provides extra space to load small mugs utensils and silverware. Frees up to 30 more space for other items enabling y...

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Original price $696.99 - Original price $696.99
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$696.99
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Current price $696.99
Original price $1,156.99 - Original price $1,156.99
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Current price $1,156.99

Samsung - 2.5 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and AI Smart Dial - White

Samsung

Super Speed WashWash a full load in just 40 minutes without sacrificing cleaning performance.AI Smart DialSamsung’s easy to use AI Smart Dial simpl...

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Original price $1,156.99 - Original price $1,156.99
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$1,156.99
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Current price $1,156.99
Original price $1,366.99 - Original price $1,366.99
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Current price $1,366.99

Samsung - 6.3 cu. ft. Front Control Slide-In Electric Range with Wi-Fi Fingerprint Resistant - Stainless Steel

Samsung

Ready2Fit GuaranteeIf your Samsung Front Control Slide-In Range doesn't fit your 30" Freestanding Range cutout enjoy 100 on us to cover any counter...

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Original price $1,366.99 - Original price $1,366.99
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$1,366.99
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Original price $1,384.99 - Original price $1,384.99
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$1,384.99
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Current price $1,384.99

Samsung - BESPOKE 7.6 Cu. Ft. Stackable Smart Gas Dryer with Steam and Super Speed Dry - Brushed Black

Samsung

Bespoke design intelligent dryLaundry reimagined with a clean flat-panel design and AI-powered features that simplify your cleaning routine. Choose...

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Original price $1,384.99 - Original price $1,384.99
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$1,384.99
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Current price $1,384.99
Original price $1,324.99 - Original price $1,324.99
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$1,324.99
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Current price $1,324.99

Samsung - 28 cu. ft. Side-by-Side Smart Refrigerator with Large Capacity - Stainless Steel

Samsung

Large CapacityA completely redesigned interior with 28 cu. ft. capacity that fits 10 more groceries than ever.Modern DesignA modern look featuring ...

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Original price $1,324.99 - Original price $1,324.99
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Original price $2,037.99 - Original price $2,037.99
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Current price $2,037.99

Samsung NZ36K7880US induction cooktop - 36" - stainless steel

Samsung

Ready2FitGuaranteeReplacing a similar cooktop from Samsung or another brand Samsung cooktops are guaranteed for an exact fit to make replacement ea...

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Original price $2,037.99 - Original price $2,037.99
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$2,037.99
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Current price $2,037.99
Original price $1,498.99 - Original price $1,498.99
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$1,498.99
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Current price $1,498.99

Samsung - BESPOKE 7.6 Cu. Ft. Stackable Smart Gas Dryer with Steam and AI Optimal Dry - Brushed Navy

Samsung

Bespoke design intelligent dryLaundry reimagined with a clean flat-panel design and AI-powered features that simplify your cleaning routine. Choose...

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Original price $1,498.99 - Original price $1,498.99
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$1,498.99
$1,498.99 - $1,498.99
Current price $1,498.99
Original price $1,408.99 - Original price $1,408.99
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$1,408.99
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Current price $1,408.99

Samsung - 6.3 cu. ft. Smart Freestanding Electric Range with Flex Duo No-Preheat Air Fry Griddle - Black Stainless Steel

Samsung

Stainless Steel DesignOur Stainless Steel design elegantly wraps around the cooktop sides and up through the slim control panel elevating the look ...

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Original price $1,408.99 - Original price $1,408.99
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$1,408.99
$1,408.99 - $1,408.99
Current price $1,408.99
Original price $1,062.99 - Original price $1,062.99
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$1,062.99
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Current price $1,062.99

Samsung - 6.3 cu. ft. Freestanding Electric Range with WiFi No-Preheat Air Fry Convection - Black Stainless Steel

Samsung

Stainless Steel DesignOur Stainless Steel design elegantly wraps around the cooktop sides and up through the slim control panel elevating the look ...

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Original price $1,062.99 - Original price $1,062.99
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$1,062.99
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Current price $1,062.99
Original price $1,032.99 - Original price $1,032.99
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$1,032.99
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Current price $1,032.99

Samsung - 24" AutoRelease Dry Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack StormWash+ 42 dBA - Stainless Steel

Samsung

Smart Dry with AutoRelease DoorThe Smart Dry with AutoRelease Door system circulates warm air to deliver 2.5x better drying performance without dam...

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Original price $1,032.99 - Original price $1,032.99
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$1,032.99
$1,032.99 - $1,032.99
Current price $1,032.99
Original price $2,135.99 - Original price $2,135.99
Original price
$2,135.99
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Current price $2,135.99

Samsung - BESPOKE 30 cu. ft. French Door Smart Refrigerator with AutoFill Water Pitcher - White Glass

Samsung

Color CustomizationCustomize the design of your french door refrigerator with changeable door panels. Choose from a variety of colors and two finis...

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Original price $2,135.99 - Original price $2,135.99
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$2,135.99
$2,135.99 - $2,135.99
Current price $2,135.99
Original price $2,153.99 - Original price $2,153.99
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$2,153.99
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Current price $2,153.99

Samsung - 26 cu. ft. French Door Counter Depth Smart Refrigerator with Four Types of Ice - Stainless Steel

Samsung

26 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 26 cu. ft. mega capacity french door french door refrigerator gives ...

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Original price $2,153.99 - Original price $2,153.99
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$2,153.99
$2,153.99 - $2,153.99
Current price $2,153.99
Original price $1,954.99 - Original price $1,954.99
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$1,954.99
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Current price $1,954.99

Samsung - 26 cu. ft. Mega Capacity Counter Depth 3-Door French Door Refrigerator with External Water and Ice Dispenser - Stainless Steel

Samsung

Mega capacity refrigeratorStore more groceries with extra room to stay organized. Our 31 cu. ft. mega capacity refrigerator gives you more space an...

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Original price $1,954.99 - Original price $1,954.99
Original price
$1,954.99
$1,954.99 - $1,954.99
Current price $1,954.99
Original price $599.99 - Original price $599.99
Original price
$599.99
$599.99 - $599.99
Current price $599.99

Samsung - BESPOKE Jet Cordless Stick Vacuum with All-in-One Clean Station - Misty White

Samsung

Contemporary and Premium DesignInnovative features with our most premium finishes and colors for a vacuum so stunning you’ll want to show it off.Al...

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Original price $599.99 - Original price $599.99
Original price
$599.99
$599.99 - $599.99
Current price $599.99
Original price $1,165.99 - Original price $1,165.99
Original price
$1,165.99
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Current price $1,165.99

Samsung - 7.5 Cu. Ft. Stackable Smart Gas Dryer with Steam and Sensor Dry - Ivory

Samsung

Steam Sanitize+Our Steam Sanitize+ cycle removes 95 of pollen from fabric while Multi-Steam refreshes clothing and relaxes light wrinklesENERGY STA...

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Original price $1,165.99 - Original price $1,165.99
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$1,165.99
$1,165.99 - $1,165.99
Current price $1,165.99
Original price $1,942.99 - Original price $1,942.99
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$1,942.99
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Current price $1,942.99

Samsung - 31 cu. ft. Mega Capacity 3-Door French Door Refrigerator with External Water and Ice Dispenser - Stainless Steel

Samsung

Mega capacity refrigeratorStore more groceries with extra room to stay organized. Our 31 cu. ft. mega capacity refrigerator gives you more space an...

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Original price $1,942.99 - Original price $1,942.99
Original price
$1,942.99
$1,942.99 - $1,942.99
Current price $1,942.99
Original price $1,153.99 - Original price $1,153.99
Original price
$1,153.99
$1,153.99 - $1,153.99
Current price $1,153.99

Samsung - 4.0 Cu. Ft. Stackable Smart Electric Dryer with AI Smart Dial - White

Samsung

AI Smart DialSamsung’s easy to use AI Smart Dial simplifies your dryer’s control panel learns and recommends your favorite cycles and allows you to...

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Original price $1,153.99 - Original price $1,153.99
Original price
$1,153.99
$1,153.99 - $1,153.99
Current price $1,153.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.