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Audio

Rent To Own Audio – Premium Sound with Flexible Financing

Immerse yourself in high-quality sound with the latest audio equipment from Finance My Cart. Whether you're looking for Bluetooth speakers, soundbars, home theater systems, or headphones, we offer top brands like Bose, Sony, JBL, Beats, and more. Our rent-to-own and lease-to-own payment plans make it easy to bring premium audio into your home without the hefty upfront cost. With affordable monthly payments and free shipping, you can enjoy crystal-clear sound and deep bass right away. Get the audio gear you need and pay over time with our flexible financing solutions at Finance My Cart!

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JBL - PartyBox Stage 320 Portable Wireless Party Speaker - Black
$535.99 - $535.99
$535.99
$535.99 - $535.99
$535.99

JBL - PartyBox Stage 320 Portable Wireless Party Speaker - Black

JBL

Powerful JBL pro soundRock out with powerful JBL pro sound from two 6.5" woofers that deliver clean precise deep bass even at top volume and a pair...

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$535.99 - $535.99
$535.99
$535.99 - $535.99
$535.99
JBL - PartyBox 310 Portable Party Speaker - Black
$463.99 - $463.99
$463.99
$463.99 - $463.99
$463.99

JBL - PartyBox 310 Portable Party Speaker - Black

JBL

Powerful JBL Pro SoundAround the block or across the beach make your party heard with 240 watts of big JBL Pro Sound. Sing rap strum — then turn up...

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$463.99 - $463.99
$463.99
$463.99 - $463.99
$463.99
JBL - Stage2 240B 2-Way 4.5-inch (114mm) Bookshelf Loudspeaker - Pair - Latte
$321.99 - $321.99
$321.99
$321.99 - $321.99
$321.99

JBL - Stage2 240B 2-Way 4.5-inch (114mm) Bookshelf Loudspeaker - Pair - Latte

JBL

4.5-inch (114mm) Polycellulose Ribbed Cone WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This pure pulp cone...

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$321.99 - $321.99
$321.99
$321.99 - $321.99
$321.99
JBL - Stage 200P 10-Inch Powered Subwoofer - Latte
$526.99 - $526.99
$526.99
$526.99 - $526.99
$526.99

JBL - Stage 200P 10-Inch Powered Subwoofer - Latte

JBL

10-inch (250mm) Polycellulose Ribbed Cone Low-Frequency WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This p...

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$526.99 - $526.99
$526.99
$526.99 - $526.99
$526.99
JBL - Stage2 250B 2-Way 5.25-inch (130mm) Bookshelf Loudspeaker - Pair - Latte
$424.99 - $424.99
$424.99
$424.99 - $424.99
$424.99

JBL - Stage2 250B 2-Way 5.25-inch (130mm) Bookshelf Loudspeaker - Pair - Latte

JBL

5.25-inch (130mm) Polycellulose Ribbed Cone WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This pure pulp con...

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$424.99 - $424.99
$424.99
$424.99 - $424.99
$424.99
JBL - Stage2 240B 2-Way 4.5-inch (114mm) Bookshelf Loudspeaker - Pair - Espresso
$321.99 - $321.99
$321.99
$321.99 - $321.99
$321.99

JBL - Stage2 240B 2-Way 4.5-inch (114mm) Bookshelf Loudspeaker - Pair - Espresso

JBL

4.5-inch (114mm) Polycellulose Ribbed Cone WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This pure pulp cone...

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$321.99 - $321.99
$321.99
$321.99 - $321.99
$321.99
JBL - Stage 220P 12-Inch Powered Subwoofer - Espresso
$628.99 - $628.99
$628.99
$628.99 - $628.99
$628.99

JBL - Stage 220P 12-Inch Powered Subwoofer - Espresso

JBL

12-inch (300mm) Polycellulose Ribbed Cone Low-Frequency WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This p...

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$628.99 - $628.99
$628.99
$628.99 - $628.99
$628.99
JBL - Stage2 250B 2-Way 5.25-inch (130mm) Bookshelf Loudspeaker - Pair - Espresso
$424.99 - $424.99
$424.99
$424.99 - $424.99
$424.99

JBL - Stage2 250B 2-Way 5.25-inch (130mm) Bookshelf Loudspeaker - Pair - Espresso

JBL

5.25-inch (130mm) Polycellulose Ribbed Cone WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This pure pulp con...

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$424.99 - $424.99
$424.99
$424.99 - $424.99
$424.99
JBL - Party Box 710 Portable Party Speaker - Black
$837.99 - $837.99
$837.99
$837.99 - $837.99
$837.99

JBL - Party Box 710 Portable Party Speaker - Black

JBL

800W RMS of powerful JBL original pro soundCreate an instant musical connection with 800 powerful watts of high-performance JBL original pro sound....

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$837.99 - $837.99
$837.99
$837.99 - $837.99
$837.99
JBL - PartyBox Digital Wireless Microphones
$129.99 - $129.99
$129.99
$129.99 - $129.99
$129.99

JBL - PartyBox Digital Wireless Microphones

JBL

Clear voice crisp soundThe cardioid pickup pattern of these mics deliver a warm clear and crisp vocal sound that's designed to make everyone sound ...

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$129.99 - $129.99
$129.99
$129.99 - $129.99
$129.99
JBL - Partybox Encore Essential Portable Wireless Party Speaker - Black
$273.99 - $273.99
$273.99
$273.99 - $273.99
$273.99

JBL - Partybox Encore Essential Portable Wireless Party Speaker - Black

JBL

Amazing JBL original pro soundExperience amazing JBL original pro sound with deep bass.A light show that syncs to the beatThe dynamic light show de...

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$273.99 - $273.99
$273.99
$273.99 - $273.99
$273.99
JBL - PartyBox On-The-Go Essential Portable Wireless Party Speaker with Wireless Microphone - Black
$314.99 - $314.99
$314.99
$314.99 - $314.99
$314.99

JBL - PartyBox On-The-Go Essential Portable Wireless Party Speaker with Wireless Microphone - Black

JBL

Amazing JBL pro soundFind your beat with 100 watts of powerful booming JBL pro sound. Indoors or out the JBL PartyBox On-The-Go Essential delivers ...

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$314.99 - $314.99
$314.99
$314.99 - $314.99
$314.99
JBL - PartyBox Club 120 Portable Wireless Party Speaker - Black
JBL - PartyBox Club 120 Portable Wireless Party Speaker - Black
$365.99 - $365.99
$365.99
$365.99 - $365.99
$365.99

JBL - PartyBox Club 120 Portable Wireless Party Speaker - Black

JBL

Powerful JBL pro soundRock out with powerful JBL pro sound from two 6.5" woofers that deliver clean precise deep bass even at top volume and a pair...

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$365.99 - $365.99
$365.99
$365.99 - $365.99
$365.99
JBL - 2.0 Channel All-in-One Soundbar (MK2) - Black
JBL - 2.0 Channel All-in-One Soundbar (MK2) - Black
$226.99 - $226.99
$226.99
$226.99 - $226.99
$226.99

JBL - 2.0 Channel All-in-One Soundbar (MK2) - Black

JBL

Deep bassEnhance the drama of a tense thriller feel the roar of your team or sit back with your latest album. The JBL Bar 2.0 All-in-One really is ...

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$226.99 - $226.99
$226.99
$226.99 - $226.99
$226.99
JBL - BAR 300 5.0ch Compact All-In-One Soundbar with MultiBeam and Dolby Atmos - Black
$334.99 - $334.99
$334.99
$334.99 - $334.99
$334.99

JBL - BAR 300 5.0ch Compact All-In-One Soundbar with MultiBeam and Dolby Atmos - Black

JBL

Dolby Atmos and MultiBeam Surround SoundImmerse yourself in theater-quality 3D surround sound. Hear extraordinary sound effects from everywhere in ...

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$334.99 - $334.99
$334.99
$334.99 - $334.99
$334.99
JBL - BAR 500 5.1ch Soundbar with Multibeam and Dolby Atmos - Black
$541.99 - $541.99
$541.99
$541.99 - $541.99
$541.99

JBL - BAR 500 5.1ch Soundbar with Multibeam and Dolby Atmos - Black

JBL

Dolby Atmos and MultiBeam surround soundImmerse yourself in theater-quality 3D surround sound. Hear extraordinary sound effects from everywhere in ...

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$541.99 - $541.99
$541.99
$541.99 - $541.99
$541.99
JBL - 2.1 Channel Soundbar with Wireless Subwoofer - Black
$368.99 - $368.99
$368.99
$368.99 - $368.99
$368.99

JBL - 2.1 Channel Soundbar with Wireless Subwoofer - Black

JBL

Bring the powerFill your whole room with sound. An impressive 300W of total system power puts you in control. Your movies and music have never soun...

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$368.99 - $368.99
$368.99
$368.99 - $368.99
$368.99
JBL - Cinema SB170 2.1 Channel Soundbar with Wireless Subwoofer - Black
$183.99 - $183.99
$183.99
$183.99 - $183.99
$183.99

JBL - Cinema SB170 2.1 Channel Soundbar with Wireless Subwoofer - Black

JBL

220W power outputIncredible powerful sound for an immersive cinematic experience.Dedicated sound mode to enhance voice clarityJust press the “Voice...

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$183.99 - $183.99
$183.99
$183.99 - $183.99
$183.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.