Audio
Rent To Own Audio – Premium Sound with Flexible Financing
Immerse yourself in high-quality sound with the latest audio equipment from Finance My Cart. Whether you're looking for Bluetooth speakers, soundbars, home theater systems, or headphones, we offer top brands like Bose, Sony, JBL, Beats, and more. Our rent-to-own and lease-to-own payment plans make it easy to bring premium audio into your home without the hefty upfront cost. With affordable monthly payments and free shipping, you can enjoy crystal-clear sound and deep bass right away. Get the audio gear you need and pay over time with our flexible financing solutions at Finance My Cart!
Sony - 6" x 9" 2-way Coaxial Speakers (Pair) - Black
Sony
Original price
$218.99
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Original price
$218.99
Original price
$218.99
$218.99
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$218.99
Current price
$218.99
Composite polypropylene cone wooferOptimally designed polypropylene diaphragm gives deep bass while suppressed peaks and dips in the mid and high f...
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Original price
$218.99
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Original price
$218.99
Original price
$218.99
$218.99
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$218.99
Current price
$218.99
Sony - 6.5" 2-way Coaxial Speakers (Pair) - Black
Sony
Original price
$194.99
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Original price
$194.99
Original price
$194.99
$194.99
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$194.99
Current price
$194.99
Composite polypropylene cone wooferA durable polypropylene diaphragm delivers deep bass while suppressed peaks and dips in the mid and high frequen...
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Original price
$194.99
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Original price
$194.99
Original price
$194.99
$194.99
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$194.99
Current price
$194.99
Sony - 6.95" Android Auto and Apple CarPlay Bluetooth Digital Media Receiver - Black
Sony
Original price
$359.99
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Original price
$359.99
Original price
$359.99
$359.99
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$359.99
Current price
$359.99
Apple CarPlayConnect your compatible Apple smartphone to get directions stream music and more via Apple CarPlay.Android AutoConnect your compatible...
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Original price
$359.99
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Original price
$359.99
Original price
$359.99
$359.99
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$359.99
Current price
$359.99
Sony - 7" Wireless Apple CarPlay and Android Auto Digital Media Receiver Maestro Compatible - Black
Sony
Original price
$531.99
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Original price
$531.99
Original price
$531.99
$531.99
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$531.99
Current price
$531.99
Anti-glare sleek touchscreenThe anti-glare 17.6cm (6.95") touchscreen and clean interface design ensure a stylish and efficient user experience.iDa...
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Original price
$531.99
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Original price
$531.99
Original price
$531.99
$531.99
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$531.99
Current price
$531.99
Sony - BRAVIA Theater Bar 7 with 9 speakers Dolby Atmos/DTSX compatible - Black
Sony
Original price
$899.99
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$899.99
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$899.99
$899.99
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$899.99
Current price
$899.99
Ultimate surround sound with 360 Spatial Sound MappingExperience the ultimate in home surround sound with technology that creates 5 phantom speaker...
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Original price
$899.99
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$899.99
Original price
$899.99
$899.99
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$899.99
Current price
$899.99
Sony - BRAVIA Theater Bar 5 3.1ch with wireless subwoofer Dolby Atmos/DTSX - Black
Sony
Original price
$359.99
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Original price
$359.99
Original price
$359.99
$359.99
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$359.99
Current price
$359.99
Sound straight from the cinemaGet the best streaming experience with support for Dolby Atmos and DTSX that brings movies to life.Wireless Bluetooth...
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Original price
$359.99
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Original price
$359.99
Original price
$359.99
$359.99
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$359.99
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$359.99
Sony - HT-A5000 5.1.2ch Dolby Atmos Soundbar Chromecast built-in AirPlay2 Bluetooth - Black
Sony
Original price
$589.99
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Original price
$589.99
Original price
$589.99
$589.99
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$589.99
Current price
$589.99
Immersive surround sound from our premium soundbarWith unique technology such as Vertical Surround Engine S-Force Pro Front Surround and 360 Spatia...
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Original price
$589.99
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Original price
$589.99
Original price
$589.99
$589.99
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$589.99
Current price
$589.99
Sony - ULT TOWER 10 Party Speaker with Wireless Microphone - Black
Sony
Original price
$1,182.99
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Original price
$1,182.99
Original price
$1,182.99
$1,182.99
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$1,182.99
Current price
$1,182.99
ULT Power SoundEnhance your low-end frequencies for exceptional bass. Enjoy two different types of bass-emphasized sound powerful bass to feel the ...
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Original price
$1,182.99
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Original price
$1,182.99
Original price
$1,182.99
$1,182.99
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$1,182.99
Current price
$1,182.99
Sony - CS Speaker - 2-way 3-driver Center Channel Speaker (2025) each - Black
Sony
Original price
$216.99
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$216.99
Original price
$216.99
$216.99
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$216.99
Current price
$216.99
3-Way 2-Drive Center-Channel speaker systemHear natural depth and total clarity in all your audio. This 3-driver center-channel speaker includes tw...
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Original price
$216.99
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Original price
$216.99
Original price
$216.99
$216.99
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$216.99
Current price
$216.99
Sony - CS Speakers - 3-way 3-driver hi-res Bookshelf speakers (2025) pair - Black
Sony
Original price
$252.99
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Original price
$252.99
Original price
$252.99
$252.99
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$252.99
Current price
$252.99
3-Way 3-Drive bookshelf speaker systemHear natural depth and total clarity in all your audio. These 3-driver bookshelf speakers include a rigid 5.1...
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Original price
$252.99
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Original price
$252.99
Original price
$252.99
$252.99
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$252.99
Current price
$252.99
Sony - CS Speakers - Dolby Atmos enabled upfiring height Speakers (2025) pair - Black
Sony
Original price
$252.99
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Original price
$252.99
Original price
$252.99
$252.99
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$252.99
Current price
$252.99
1 3.94 in full-range speakerRaise your home theater to new heights with premium sound quality.Perfect match with SSCS5M2 SSCS3M2 CS SpeakersDesign...
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Original price
$252.99
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Original price
$252.99
Original price
$252.99
$252.99
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$252.99
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$252.99
Sony - STR-AN1000 7.2 Channel Dolby Atmos Dolby Vision 8K HDR Network A/V Receiver - Black
Sony
Original price
$1,104.99
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Original price
$1,104.99
Original price
$1,104.99
$1,104.99
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$1,104.99
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$1,104.99
Step up your soundWith 165W the STR-AN1000 delivers cinema-like surround sound and crystal-clear music reproduction with powerful amplification.8K ...
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Original price
$1,104.99
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Original price
$1,104.99
Original price
$1,104.99
$1,104.99
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$1,104.99
Current price
$1,104.99
Sony - STRDH590 - 725W 5.2-Ch. Hi-Res 4K Ultra HD HDR A/V Home Theater Receiver - Black
Sony
Original price
$589.99
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Original price
$589.99
Original price
$589.99
$589.99
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$589.99
Current price
$589.99
4K HDR Dolby Vision compatibility with HDCP 2.2 supportAllows running high-quality 4K HDR video through the receiver straight to your media device....
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Original price
$589.99
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Original price
$589.99
Original price
$589.99
$589.99
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$589.99
Current price
$589.99
Sony - STRDH190- 2-Ch. Stereo Receiver with Bluetooth Phono Input for Turntables - Black
Sony
Original price
$314.99
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Original price
$314.99
Original price
$314.99
$314.99
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$314.99
Current price
$314.99
100W RMS power x 2 channelsFor powerful sound.Built-in BluetoothNot only can you wirelessly stream and play music from compatible Bluetooth devices...
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Original price
$314.99
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Original price
$314.99
Original price
$314.99
$314.99
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$314.99
Current price
$314.99
Sony - HT-S400 2.1ch Soundbar with powerful wireless Subwoofer - Black
Sony
Original price
$290.99
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Original price
$290.99
Original price
$290.99
$290.99
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$290.99
Current price
$290.99
S-Force PRO Front Surround and Dolby DigitalThe soundbar couples high-quality Dolby Digital with S-Force PRO Front Surround our virtual surround s...
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Original price
$290.99
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Original price
$290.99
Original price
$290.99
$290.99
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$290.99
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$290.99
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.