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  • Original price $953.99 - Original price $953.99
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    LG - 7.1.3 Channel Soundbar with Wireless Subwoofer Dolby Atmos and DTSX - Black

    LG Electronics

    Cinema Sound SolutionTake your home theater sound to a new level with this high-performance 7.1.3-channel 670W soundbar powered by Dolby Atmos and ...

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    Original price $953.99 - Original price $953.99
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  • Original price $89.99 - Original price $89.99
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    iLive - 37" Bluetooth Soundbar

    DPI Inc

    Built-in Bluetooth wirelessAllows for straightforward pairing with your Bluetooth enabled devices.True Wireless StereoDelivers uncompromised sound ...

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    Original price $89.99 - Original price $89.99
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  • Original price $254.99 - Original price $254.99
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    Samsung - HW-C450 2.1 Channel B-Series Soundbar with Wireless Subwoofer DTS Virtual X - Titan Black

    Samsung

    DTS VirtualXExpand your listening experience. DTS Virtual X creates spacious 3D sound putting you at the center of the actionSubwoofer IncludedGet ...

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    Original price $254.99 - Original price $254.99
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  • Original price $333.99 - Original price $333.99
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    LG - 5.1 Channel Soundbar with Wireless Subwoofer and Rear Speakers - Black

    LG

    Cinematic Sound ProjectionExperience a new dimension of sound that transforms your room into a dynamic home theater. Projected through left right c...

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    Original price $333.99 - Original price $333.99
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  • Original price $149.99 - Original price $149.99
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    Samsung - HW-C400/ZA 2.0 Channel C-Series Soundbar with Built-in Woofer - Black

    Samsung

    Built-in SubwooferGo deep and hear more with this soundbar’s all-in-one built-in subwoofer design.One Remote ControlKeep your finger on the pulse. ...

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    Original price $149.99 - Original price $149.99
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  • Original price $589.99 - Original price $589.99
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    Samsung - HW-Q600C 3.1.2 Channel Q-series Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - Titan Black

    Samsung

    Q-SymphonyAmp up your audio with the greatest duo of all time—Samsung TVs paired with Samsung soundbars. With QSymphony your TV speakers paired wit...

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    Original price $589.99 - Original price $589.99
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  • Original price $474.99 - Original price $474.99
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    Samsung - HW-LS60D Music Frame Smart Speaker/Picture Frame Dolby Atmos - Black

    Samsung

    Customizable DesignPump up the volume on your personality. Swap a different color bezel to match your space and showcase your personal artwork phot...

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    Original price $474.99 - Original price $474.99
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  • Original price $278.99 - Original price $278.99
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    Samsung - HW-B550D 3.1 Channel B-Series Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - Black

    Samsung

    Rich sound and deep bass brought to you by Dolby Audio built in center speakers and booming subwoofers. Hear the action wrap ar ound the room with ...

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    Original price $278.99 - Original price $278.99
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  • Original price $849.99 - Original price $849.99
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    LG - 3.1-Channel Soundbar with Wireless Subwoofer Dolby Atmos - Black

    LG

    One Wall DesignAt a depth of less than 1.3 inches the ultra-slim One Wall Design of the LG Soundbar artfully enhances your LG OLED evo G Series TV ...

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    Original price $849.99 - Original price $849.99
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  • Original price $218.99 - Original price $218.99
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    Samsung - HW-C450 2.1 Channel C-Series Soundbar with Wireless Subwoofer DTS Virtual X - Titan Black

    Samsung

    DTS VirtualXExpand your listening experience. DTS Virtual X creates spacious 3D sound putting you at the center of the actionSubwoofer IncludedGet ...

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    Original price $218.99 - Original price $218.99
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    Samsung - HW-S50B 3.0 Channel S-Series All-in-one Soundbar Dolby 5.1 / DTS VirtualX - Black

    Samsung

    All-in-oneEverything you need in a single soundbar for holistic sound. The all-in-one system has 2 woofers and 3 tweeters built into its slender fr...

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    Original price $194.99 - Original price $194.99
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  • Original price $359.99 - Original price $359.99
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    Samsung - SWA-9500S/ZA 2.0.2 Channel Wireless Rear Speaker Kit Dolby Atmos/DTSX - Black

    Samsung

    Simple space-saving setupSync up to a surround sound experience that doesn't clutter your space. Link the wireless SWA-9500S Rear Speaker Kit to yo...

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    Original price $359.99 - Original price $359.99
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  • Original price $453.99 - Original price $453.99
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    Shure - SM7B Cardioid Dynamic Vocal Microphone

    Shure

    Flat AudioWide-range frequency response for exceptionally clean and natural reproduction of both music and speechPresence BoostBass rolloff and mid...

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    Original price $453.99 - Original price $453.99
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  • Original price $314.99 - Original price $314.99
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    Samsung HW-LS60D - speaker - wireless

    Samsung

    Customizable DesignPump up the volume on your personality. Swap a different color bezel to match your space and showcase your personal artwork phot...

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    Original price $314.99 - Original price $314.99
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  • Original price $439.99 - Original price $439.99
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    LG - 5.1.1-Channel Soundbar with Subwoofer and Rear Speakers Dolby Atmos - Black

    LG

    5.1.1 ChannelsDolby Atmos

    Original price $439.99 - Original price $439.99
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  • Original price $314.99 - Original price $314.99
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    Samsung - B series 3.1 ch. DTS VirtualX Soundbar w/Bass Boost - Black

    Samsung

    Dolby Audio / DTS VirtualXEnjoy enhanced surround sound with the combination of Dolby Audio and DTS VirtualX.Built in Center SpeakerThe built in ce...

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    Original price $314.99 - Original price $314.99
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  • Original price $569.99 - Original price $569.99
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    Onkyo TX-NR696 7.2-Ch. with Dolby Atmos 4K Ultra HD HDR Compatible A/V Home Theater Receiver - Black

    Onkyo

    Connect to the InternetAccess a variety of online streaming services such as Pandora Deezer Spotify TuneIn TIDAL Chromecast and Amazon Music as wel...

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    Original price $569.99 - Original price $569.99
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  • Original price $704.99 - Original price $704.99
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    Sony - STR-AN1000 7.2 Channel Dolby Atmos Dolby Vision 8K HDR Network A/V Receiver - Black

    Sony

    Step up your soundWith 165W the STR-AN1000 delivers cinema-like surround sound and crystal-clear music reproduction with powerful amplification.8K ...

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    Original price $704.99 - Original price $704.99
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  • Original price $389.99 - Original price $389.99
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    Sanus - 26" Tall AV Rack 15U Stackable Skeleton Rack - Black

    Sanus Systems

    black-lacquered shelves are durable and stylish and its contemporary open architecture allows maximum airflowHeavy-gauge tubular steel pillars prov...

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    Original price $389.99 - Original price $389.99
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  • Original price $197.99 - Original price $197.99
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    Yamaha NS-IC600 - speaker

    Yamaha

    Handles up to 110 watts maximum input powerFor robust and controlled audio that is crisp and clear.6-1/2" woofer coneAlong with a 1" fluid-cooled s...

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    Original price $197.99 - Original price $197.99
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  • Original price $158.99 - Original price $158.99
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    Sony - Core Series 4" 2-Way Center-Channel Speaker - Black

    Sony

    145W peak power handlingEnables robust audio.4" cellular-reinforced foamed-mica wooferFeatures an upper surface that offers faithful sound reproduc...

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    Original price $158.99 - Original price $158.99
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  • Original price $636.99 - Original price $636.99
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    Denon - AVR-S970H 90W 7 Ch Bluetooth Capable HDR Compatible with HEOS and Dolby Atmos 8K Ultra HD AV Home Theater Receiver - Black

    Denon

    Unmatched Cinematic ExperienceThe Denon AVR-S970H (90W X 7) delivers immersive surround sound pristine video quality and smooth animations with Dol...

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    Original price $636.99 - Original price $636.99
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  • Original price $683.99 - Original price $683.99
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    Onkyo - TX-NR6100 7.2 Channel THX Certified Network A/V Receiver - Black

    Onkyo

    THX Certified Select theater-reference sound210 W/Ch THX Certified Select guarantees the same reference volume and sound quality of a commercial th...

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    Original price $683.99 - Original price $683.99
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  • Original price $135.99 - Original price $135.99
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    Warm Audio - Microphone Boom Arm

    Warm Audio

    Premium broadcast boom arm designed for professional broadcast scenariosEasy-to-grab tension hinges make positioning your microphone a snapHidden i...

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    Original price $135.99 - Original price $135.99
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  • Original price $185.99 - Original price $185.99
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    Cloud Microphones - Cloudlifter 1.0-Ch. Microphone Amplifier - Blue/White

    Cloud Microphones

    Microphone activatorImproves the performance of dynamic ribbon and tube microphones.Ultraclean gainProvides up to +25dB of gain and optimal impedan...

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    Original price $185.99 - Original price $185.99
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  • Original price $158.99 - Original price $158.99
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    Samsung - C Series 2.0 Ch Soundbar W/ Built-in Woofer HW-C400 - Black

    Samsung

    Built-in SubwooferGo deep and hear more with this soundbar’s all-in-one built-in subwoofer design.One Remote ControlKeep your finger on the pulse. ...

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    Original price $158.99 - Original price $158.99
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  • Original price $195.99 - Original price $195.99
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    Sonos - Roam SL Portable Bluetooth Wireless Speaker - Shadow Black

    Sonos Inc

    A seamless listening experience everywhereEnjoy the unmatched Sonos experience on WiFi and stream audio directly from your smartphone tablet or com...

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    Original price $195.99 - Original price $195.99
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  • Original price $566.99 - Original price $566.99
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    Samsung - Q-series 3.1.2 ch Dolby Atmos Soundbar w/Q-Symphony - Titan Black

    Samsung

    Q-SymphonyAmp up your audio with the greatest duo of all time—Samsung TVs paired with Samsung soundbars. With QSymphony your TV speakers paired wit...

    View full details
    Original price $566.99 - Original price $566.99
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  • Original price $166.99 - Original price $166.99
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    Victrola - Powered Wireless Outdoor Speakers (Pair) - Gray

    Innovative Technology

    5W nominal power handlingHelps ensure rich dynamic sound.Built-in BluetoothOffers easy connectivity to your compatible device.Water-resistantTo ena...

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    Original price $166.99 - Original price $166.99
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  • Original price $161.99 - Original price $161.99
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    JBL - 2.0 Channel All-in-One Soundbar (MK2) - Black

    JBL

    Deep bassEnhance the drama of a tense thriller feel the roar of your team or sit back with your latest album. The JBL Bar 2.0 All-in-One really is ...

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    Original price $161.99 - Original price $161.99
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  • Original price $221.99 - Original price $221.99
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    $221.99
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    Yamaha - Natural Sound 6-1/2" 2-Way All-Weather Outdoor Speakers (Pair) - Black

    Yamaha

    Fully adjustable and wall-mountable (with included brackets)

    Original price $221.99 - Original price $221.99
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    Yamaha - Natural Sound 6-1/2" 2-Way All-Weather Outdoor Speakers (Pair) - White

    Yamaha

    2-way speaker system sounds like 1 source rather than several separate sourcesWeather-resistant speaker terminals ensure a safe connectionAluminum ...

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    Original price $221.99 - Original price $221.99
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  • Original price $488.99 - Original price $488.99
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    Sonos - Five Wireless Smart Speaker - Black

    Sonos Inc

    Voice controlWirelessly connect a voice enabled device such as Amazon Echo Dot or Google Home Mini for hands-free control of your music and more.Ap...

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    Original price $488.99 - Original price $488.99
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    Sonos - Five Wireless Smart Speaker - White

    Sonos Inc

    Voice controlWirelessly connect a voice enabled device such as Amazon Echo Dot or Google Home Mini for hands-free control of your music and more.Ap...

    View full details
    Original price $488.99 - Original price $488.99
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    $488.99
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    Current price $488.99
  • Original price $700.99 - Original price $700.99
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    DENON AVR-S770H 7.2

    Denon

    Unmatched Cinematic Experience in 8KEnjoy crisp clean graphics and smooth animations with 8K/60Hz and 4K/120Hz pass-through with the Denon 7.2-Ch A...

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    Original price $700.99 - Original price $700.99
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  • Original price $416.99 - Original price $416.99
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    Sony - XP700 Portable Bluetooth Party Speaker with Water Resistance - Black

    Sony

    Unleash your inner pop starPlug in a microphone or a guitar via the mic/guitar with dual inputs in the rear port. When connecting a guitar the XP70...

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    Original price $416.99 - Original price $416.99
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    Current price $416.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.