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Auto Systems

Rent To Own Auto Systems – Upgrade Your Ride with Flexible Financing

Enhance your driving experience with premium auto systems from Finance My Cart. Whether you need a new stereo, speakers, navigation system, or dash cam, we offer top brands like Pioneer, Kenwood, JVC, and more. With our rent-to-own and lease-to-own payment plans, you can improve your car’s audio and tech without the upfront cost. Enjoy affordable monthly payments, free shipping, and the convenience of flexible financing to get your car tech upgraded today!

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PAC - AmpPRO Speaker Connection Harness for Select Ford Vehicles - Multi

PAC - AmpPRO Speaker Connection Harness for Select Ford Vehicles - Multi

Pac
$93.99 - $93.99
$93.99
$93.99 - $93.99
$93.99

Compatible with select Ford vehiclesIncluding 2018-2020 Escape 2018-2020 Expedition 2020 Explorer 2018-2020 F-150 2020 F-250 2020 F-350 2020 F-550 ...

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$93.99 - $93.99
$93.99
$93.99 - $93.99
$93.99
PAC - AmpPRO Speaker Connection Harness for Select Alfa Romeo Chrysler Dodge Jeep Maserati and RAM Vehicles - Multi

PAC - AmpPRO Speaker Connection Harness for Select Alfa Romeo Chrysler Dodge Jeep Maserati and RAM Vehicles - Multi

Pac
$67.99 - $67.99
$67.99
$67.99 - $67.99
$67.99

Compatible with select Alfa Romeo Chrysler Dodge Jeep Maserati and RAM vehicles185;Including 2017-2019 Giulia 2018-2019 Stelvio 2017-2023 300 2017-...

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$67.99 - $67.99
$67.99
$67.99 - $67.99
$67.99
PAC - Audio Integration T-Harness for Select Toyota Vehicles - Multi

PAC - Audio Integration T-Harness for Select Toyota Vehicles - Multi

Pac
$80.99 - $80.99
$80.99
$80.99 - $80.99
$80.99

Compatible with select Toyota vehiclesIncluding 2020-2021 4Runner 2019-2021 Avalon 2019-2021 C-HR 2018-2021 Camry 2019-2021 Corolla 2020-2021 Highl...

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$80.99 - $80.99
$80.99
$80.99 - $80.99
$80.99
PAC - Radio Replacement and Steering Wheel Control Interface with OnStar Retention for Select GM Vehicles - Blue

PAC - Radio Replacement and Steering Wheel Control Interface with OnStar Retention for Select GM Vehicles - Blue

Pac
$195.99 - $195.99
$195.99
$195.99 - $195.99
$195.99

Compatible with select General Motors vehiclesIncluding 2017 Buick Envision 2016 Buick LaCrosse 2014-2015 Buick Regal 2015-2016 Cadillac ATS 2014-2...

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$195.99 - $195.99
$195.99
$195.99 - $195.99
$195.99
PAC - AmpPRO Speaker Connection Harness for Select Toyota and Lexus Vehicles - Multi

PAC - AmpPRO Speaker Connection Harness for Select Toyota and Lexus Vehicles - Multi

Pac
$69.99 - $69.99
$69.99
$69.99 - $69.99
$69.99

Compatible with select Toyota and Lexus vehiclesIncluding 2014-2017 CT 200H 2019-2021 ES 250 2013-2020 ES 300H 2013-2021 ES 350 2013-2020 GS 350 20...

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$69.99 - $69.99
$69.99
$69.99 - $69.99
$69.99
PAC - AmpPRO Speaker Connection Harness for Select Toyota Vehicles - Multi

PAC - AmpPRO Speaker Connection Harness for Select Toyota Vehicles - Multi

Pac
$69.99 - $69.99
$69.99
$69.99 - $69.99
$69.99

Compatible with select Toyota vehiclesIncluding 2005-2010 Avalon 2007-2011 Camry 2009-2011 Corolla 2008-2013 Highlander 2006-2011 Prius 2006-2011 R...

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$69.99 - $69.99
$69.99
$69.99 - $69.99
$69.99
PAC - LocPRO Advanced T-Harness for Select Honda Vehicles - Multi

PAC - LocPRO Advanced T-Harness for Select Honda Vehicles - Multi

Pac
$80.99 - $80.99
$80.99
$80.99 - $80.99
$80.99

Compatible with select Honda vehiclesIncluding 2006-2011 Civic 2007-2011 CR-V 2007-2008 Fit and 2008-2010 Odyssey models for a customized fit.Desig...

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$80.99 - $80.99
$80.99
$80.99 - $80.99
$80.99
PAC - 17’ Audio Integration T-Harness Speaker Extension - Multi

PAC - 17’ Audio Integration T-Harness Speaker Extension - Multi

Pac
$73.99 - $73.99
$73.99
$73.99 - $73.99
$73.99

Universal plug-and-play compatibilityDesigned for use with any vehicle-specific T-harness including PAC Audio Integration (sold separately).High-le...

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$73.99 - $73.99
$73.99
$73.99 - $73.99
$73.99
PAC - AmpPRO SUB Subwoofer Amplifier Integration Interface for Select General Motors Vehicles - Multi

PAC - AmpPRO SUB Subwoofer Amplifier Integration Interface for Select General Motors Vehicles - Multi

Pac
$315.99 - $315.99
$315.99
$315.99 - $315.99
$315.99

Compatible with select Chevrolet GMC and Cadillac vehiclesIncluding 2015 ATS 2017 CT6 2015-2019 Escalade 2016-2018 Camaro 2015-2018 Colorado 2014-2...

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$315.99 - $315.99
$315.99
$315.99 - $315.99
$315.99
PAC - AmpPRO SUB Subwoofer Amplifier Integration Interface for Select Chrysler Dodge Jeep and RAM Vehicles - Multi

PAC - AmpPRO SUB Subwoofer Amplifier Integration Interface for Select Chrysler Dodge Jeep and RAM Vehicles - Multi

Pac
$267.99 - $267.99
$267.99
$267.99 - $267.99
$267.99

Compatible with select Chrysler Dodge Jeep and RAM vehicles with data-bus controlled factory amplified sound systemsIncluding 2008-2016 Town Count...

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$267.99 - $267.99
$267.99
$267.99 - $267.99
$267.99
PAC - Audio Integration T-Harness for Select Buick Cadillac Chevrolet and GMC Vehicles - Multi

PAC - Audio Integration T-Harness for Select Buick Cadillac Chevrolet and GMC Vehicles - Multi

Pac
$79.99 - $79.99
$79.99
$79.99 - $79.99
$79.99

Compatible with select Buick Cadillac Chevrolet and GMC vehicles with IOB/IO5/IO6 RPO codesIncluding 2017 Envision 2016 Lacrosse 2014-2015 Regal 20...

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$79.99 - $79.99
$79.99
$79.99 - $79.99
$79.99
PAC - Audio Integration T-Harness for Select Chevrolet and GMC Vehicles - Multi

PAC - Audio Integration T-Harness for Select Chevrolet and GMC Vehicles - Multi

Pac
$92.99 - $92.99
$92.99
$92.99 - $92.99
$92.99

Compatible with select Chevrolet and GMC vehicles and IOR RPO codesIncluding 2020-2021 Blazer 2019-2021 Camaro 2019-2021 Colorado 2019-2021 Cruze 2...

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$92.99 - $92.99
$92.99
$92.99 - $92.99
$92.99
PAC - Radio Replacement and Steering Wheel Control Interface with BOSE and OnStar Retention for Select GM Vehicles - Blue/Black

PAC - Radio Replacement and Steering Wheel Control Interface with BOSE and OnStar Retention for Select GM Vehicles - Blue/Black

Pac
$237.99 - $237.99
$237.99
$237.99 - $237.99
$237.99

Compatible with select 2014-2019 Chevrolet and GMC vehiclesIncluding 2016-2018 Camaro 2015-2018 Colorado 2014-2016 Impala Non-Classic 2017-2019 Imp...

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$237.99 - $237.99
$237.99
$237.99 - $237.99
$237.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.