Skip to content
FREE DELIVERY
FREE DELIVERY

Auto Systems

Rent To Own Auto Systems – Upgrade Your Ride with Flexible Financing

Enhance your driving experience with premium auto systems from Finance My Cart. Whether you need a new stereo, speakers, navigation system, or dash cam, we offer top brands like Pioneer, Kenwood, JVC, and more. With our rent-to-own and lease-to-own payment plans, you can improve your car’s audio and tech without the upfront cost. Enjoy affordable monthly payments, free shipping, and the convenience of flexible financing to get your car tech upgraded today!

Pioneer - 7" Bluetooth Digital Media (DM) Receiver - Black

Pioneer
Original price $237.99 - Original price $237.99
Original price
$237.99
$237.99 - $237.99
Current price $237.99

Connect Your Favorite Apps with WebLinkEnjoy easy access to apps like Waze for navigation and YouTube for entertainment right on your car’s screen....

View full details
Original price $237.99 - Original price $237.99
Original price
$237.99
$237.99 - $237.99
Current price $237.99

Metra - Speaker Adapter Plate for Hyundai Accent 2018-2022 and Select KIA 2005-Up (2-Pack) - Black

Metra Electronics Co
Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Compatible with Hyundai Accent 2018-2022 and select KIA 2005-upIncluding Hyundai Accent 2018-2022 and KIA Sportage 2005-2010 Spectra 5 2005-2008 Sp...

View full details
Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Metra - Dash Kit for Nissan Kicks 2021-2024 and Versa 2023-2025 (With Factory 8" Screen) Vehicles - Matte Black

Metra Electronics Co
Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

ISO Double-DIN radio provisionSupports installation of an ISO Double-DIN aftermarket radio for a clean modern upgrade.Factory-matched matte black f...

View full details
Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

Metra - Speaker Harness for Toyota Tundra 2022-2025 (2-Pack) - Multi

Metra Electronics Co
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Upper dashboard speaker harnessDesigned for installing an aftermarket speaker in the upper dashboard location.Plug-n-play designNo cutting splicing...

View full details
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Rexing - Universal OBD II Scanner Engine Code Reader for 1996+ Vehicles - Black

Rexing
Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

Read Clear Check Engine Light CodesQuickly read and clear emission-related engine fault codes.Supports All Standard OBD II ProtocolsCompatible wit...

View full details
Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

Metra - Full Dash Replacement Radio Installation Kit for 20112018 Jeep Wrangler JK Vehicles - Black

Metra Electronics Co
Original price $404.99 - Original price $404.99
Original price
$404.99
$404.99 - $404.99
Current price $404.99

Designed for Jeep Wrangler 20112018Full dash panel replacement engineered specifically for select Jeep Wrangler models from 2011 to 2018.Full dash ...

View full details
Original price $404.99 - Original price $404.99
Original price
$404.99
$404.99 - $404.99
Current price $404.99

Metra - AXXESS Steering Wheel Control Harness for 2012-2020 Toyota GR86 and 2022-2025 Subaru BRZ Vehicles - Multi

Metra Electronics Co
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Compatible with select Subaru and Toyota vehicles 20222025Designed for a precise fit in supported Subaru and Toyota models.Pre-wired for AXXESS ste...

View full details
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Metra - 1' Male USB 4.0 Type-C to Female USB 4.0 Type-C Extension Cable - Black

Metra Electronics Co
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

USB 4.0 High-Speed Data TransferDelivers blazing-fast data transfer speeds up to 40Gbps to support the most demanding devices and in-vehicle system...

View full details
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Pioneer - 10.1" SPHERA Dolby Atmos via CarPlay Digital Media (DM) Receiver - Black

Pioneer
Original price $1,180.99 - Original price $1,180.99
Original price
$1,180.99
$1,180.99 - $1,180.99
Current price $1,180.99

Bring the Concert to Your Car with Dolby AtmosEnjoy immersive multi-dimensional sound that surrounds you—making every drive feel like a live concer...

View full details
Original price $1,180.99 - Original price $1,180.99
Original price
$1,180.99
$1,180.99 - $1,180.99
Current price $1,180.99

Metra - Backup Camera Retention Harness for Select 2009-2016 Ford and Lincoln Vehicles - Multi

Metra Electronics Co
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Compatible with select Ford and Lincoln vehiclesDesigned for use with Ford (2009-2014 Expedition Nav/Radio 2011-2016 Super Duty Nav/Radio 2010-2014...

View full details
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Stinger - 4000 Series 8GA Power Amplifier Wiring Kit for Car Audio Systems up to 600W/60A - Red

Stinger
Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

Designed for most vehiclesOffers a customized fit. Supports car audio systems up to 600W or 60A.Tru-Spec oxygen-free copper wiresProvide pure unint...

View full details
Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

Stinger - 4000 Series 1/0GA Power Amplifier Wiring Kit for Car Audio Systems up to 3400W/250A - Red

Stinger
Original price $236.99 - Original price $236.99
Original price
$236.99
$236.99 - $236.99
Current price $236.99

Designed for most vehiclesOffers a customized fit. Supports car audio systems up to 3400W or 250A.Tru-Spec oxygen-free copper wiresProvide pure uni...

View full details
Original price $236.99 - Original price $236.99
Original price
$236.99
$236.99 - $236.99
Current price $236.99

PAC - AmpPRO Speaker Connection Harness for Select Toyota and Lexus Vehicles - Multi

Pac
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Compatible with select Toyota and Lexus vehiclesIncluding 2014-2017 CT 200H 2019-2021 ES 250 2013-2020 ES 300H 2013-2021 ES 350 2013-2020 GS 350 20...

View full details
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

PAC - AmpPRO Speaker Connection Harness for Select Toyota Vehicles - Multi

Pac
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Compatible with select Toyota vehiclesIncluding 2005-2010 Avalon 2007-2011 Camry 2009-2011 Corolla 2008-2013 Highlander 2006-2011 Prius 2006-2011 R...

View full details
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Metra - Speaker Harness for Select 2012-2021 Tesla and 2005-2018 Audi Vehicles (2-Pack) - Multi

Metra Electronics Co
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Compatible with select 2012-2021 Tesla and 2005-2018 Audi vehicles For a customized fit.Speaker harnessAllows you to easily connect a speaker to yo...

View full details
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Stinger - enLIGHT10 Y-Adapter for Dynamic Bluetooth Controller and HEIGH10 Radio - Black

Stinger
Original price $40.99 - Original price $40.99
Original price
$40.99
$40.99 - $40.99
Current price $40.99

Designed for use with Stinger HEIGH10 and enLIGHT10Connect multiple Bluetooth controllers to your existing 10 multimedia display (sold separately)....

View full details
Original price $40.99 - Original price $40.99
Original price
$40.99
$40.99 - $40.99
Current price $40.99

Stinger - 4000 Series 8GA Complete Amplifier Wiring Kit for Car Audio Systems up to 600W/60A - Red

Stinger
Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

Designed for most vehiclesOffers a customized fit. Supports car audio systems up to 600W or 60A.Tru-Spec oxygen-free copper wiresProvide pure unint...

View full details
Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

MB Quart - Tuned 6-1/2" Convertible Car Speakers with Fiber Cones (Pair) - Black

MB Quart
Original price $760.99 - Original price $760.99
Original price
$760.99
$760.99 - $760.99
Current price $760.99

800W STAGE 2 systemTuned speaker system upgrade for Jeep Wrangler (JK) 2007-2018 models.Designed for aftermarket source unitsOptimized for use with...

View full details
Original price $760.99 - Original price $760.99
Original price
$760.99
$760.99 - $760.99
Current price $760.99

Viper - 1-Way Security System with Keyless Entry (Remote Start Not Included) - Installation Included

Voxx Electronics
Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

1-way security system with keyless entryKeep your vehicle safe and lock and unlock from a distance.Two 1-Way remotesSystem control at a range of up...

View full details
Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

Metra - Soundbar Adapter for 2024-Up Jeep Wrangler and Gladiator Vehicles - Black

Metra Electronics Co
Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

Designed for use with 2024 and up Jeep Gladiator JT and Wrangler JLFor a customized fit.6 to 6.75 speaker compatibilitySupports 6 to 6.75 aftermark...

View full details
Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

MB Quart - Tuned 6-1/2" Coaxial Car 4-Speaker Kit with Fiber Cones for Jeep Wrangler JL and Gladiator JT - Black

MB Quart
Original price $898.99 - Original price $898.99
Original price
$898.99
$898.99 - $898.99
Current price $898.99

800W STAGE 4 systemTuned speaker system upgrade for Jeep Wrangler (JL) 2018-current and Jeep Gladiator (JT) 2020-current with aftermarket radio mod...

View full details
Original price $898.99 - Original price $898.99
Original price
$898.99
$898.99 - $898.99
Current price $898.99

PAC - LocPRO Advanced T-Harness for Select Honda Vehicles - Multi

Pac
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Compatible with select Honda vehiclesIncluding 2006-2011 Civic 2007-2011 CR-V 2007-2008 Fit and 2008-2010 Odyssey models for a customized fit.Desig...

View full details
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Stinger - enLIGHT10 Y-Adapter for Dynamic Bluetooth Controller - Black

Stinger
Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

Designed for use with enLIGHT10 lighting systemsIncluding strip lights rock lights and whip lights.1-input 2-output Y-adapterAllows you to create m...

View full details
Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

Viper - 2-Way 1-Button - Remote Start System Keyless Entry - Installation Included - Black

Voxx Electronics
Original price $538.99 - Original price $538.99
Original price
$538.99
$538.99 - $538.99
Current price $538.99

Two-way confirmationProvides confirmation that your vehicle started successfully.Compatible with most vehiclesThis system can be installed on over ...

View full details
Original price $538.99 - Original price $538.99
Original price
$538.99
$538.99 - $538.99
Current price $538.99

Stinger - 4000 Series 4GA Power Amplifier Wiring Kit for Car Audio Systems up to 1500W/150A - Red

Stinger
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Designed for most vehiclesOffers a customized fit. Supports car audio systems up to 1500W or 150A.Tru-Spec oxygen-free copper wiresProvide pure uni...

View full details
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Metra - Speaker Harness for Select 1998-2019 BMW and 2006-2023 Mini Vehicles (2-Pack) - Multi

Metra Electronics Co
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Compatible with select 1998-2019 BMW and 2006-2023 Mini vehiclesFor a customized fit.Speaker harnessAllows you to easily connect a speaker to your ...

View full details
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Metra - Tweeter Speaker Harness for Select 2002-2024 Chrysler Dodge and Jeep Vehicles (2-Pack) - Multi

Metra Electronics Co
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Compatible with select 2002-2024 Chrysler Dodge and Jeep vehiclesFor a customized fit.Tweeter speaker harnessConnects OEM speaker wires to aftermar...

View full details
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

PAC - 17’ Audio Integration T-Harness Speaker Extension - Multi

Pac
Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

Universal plug-and-play compatibilityDesigned for use with any vehicle-specific T-harness including PAC Audio Integration (sold separately).High-le...

View full details
Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

PAC - AmpPRO SUB Subwoofer Amplifier Integration Interface for Select General Motors Vehicles - Multi

Pac
Original price $315.99 - Original price $315.99
Original price
$315.99
$315.99 - $315.99
Current price $315.99

Compatible with select Chevrolet GMC and Cadillac vehiclesIncluding 2015 ATS 2017 CT6 2015-2019 Escalade 2016-2018 Camaro 2015-2018 Colorado 2014-2...

View full details
Original price $315.99 - Original price $315.99
Original price
$315.99
$315.99 - $315.99
Current price $315.99

PAC - AmpPRO SUB Subwoofer Amplifier Integration Interface for Select Chrysler Dodge Jeep and RAM Vehicles - Multi

Pac
Original price $267.99 - Original price $267.99
Original price
$267.99
$267.99 - $267.99
Current price $267.99

Compatible with select Chrysler Dodge Jeep and RAM vehicles with data-bus controlled factory amplified sound systemsIncluding 2008-2016 Town Count...

View full details
Original price $267.99 - Original price $267.99
Original price
$267.99
$267.99 - $267.99
Current price $267.99

Metra - Speaker Harness for Select 2012-2023 Tesla Models Vehicles (2-Pack) - Multi

Metra Electronics Co
Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Compatible with select 2012-2023 Tesla vehiclesIncluding Tesla Model 3 Model Y Model S and Model X vehicles for a customized fit.Speaker harnessAll...

View full details
Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Metra - Dash Kit for 2011-2017 Nissan Leaf (Non-NAV) Vehicles - Black

Metra Electronics Co
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Compatible with 2011-2017 Nissan Leaf without factory navigationEnsures a seamless fit for these vehicles.Double DIN provisionAllows for the instal...

View full details
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

iDataStart - NI10 - Black

iDataStart
Original price $109.99 - Original price $109.99
Original price
$109.99
$109.99 - $109.99
Current price $109.99

Factory fit InsallationPlugs directly into vehicle factory connectors with little-to-no analog connections required.CompatibilityCompatible with se...

View full details
Original price $109.99 - Original price $109.99
Original price
$109.99
$109.99 - $109.99
Current price $109.99

Metra - Install Bay Dual 3' Female USB Type-A to Male USB Type-A Adapter - Black

Metra Electronics Co
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Universal plate included as well as plates for various Toyota Nissan Honda and Mitsubishi modelsFor use in your existing vehicle.Two USB Type-A por...

View full details
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Kenwood - CMOS-230LP Rear View Camera with 1/3.6" CMOS Sensor Wide-Angle View and Waterproof Design - Multi

Kenwood
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Compatible with most vehiclesAlso compatible with most A/V head units with composite video rear-view camera inputs.1/3.6" color CMOS sensorProvides...

View full details
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

TL10 installation T-harness for iDataStart HC and other compatible products - Black

iDataStart
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Factory fit InsallationPlugs directly into vehicle factory connectors with little-to-no analog connections required.CompatibilityCompatible with se...

View full details
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.