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Auto Systems

Rent To Own Auto Systems – Upgrade Your Ride with Flexible Financing

Enhance your driving experience with premium auto systems from Finance My Cart. Whether you need a new stereo, speakers, navigation system, or dash cam, we offer top brands like Pioneer, Kenwood, JVC, and more. With our rent-to-own and lease-to-own payment plans, you can improve your car’s audio and tech without the upfront cost. Enjoy affordable monthly payments, free shipping, and the convenience of flexible financing to get your car tech upgraded today!

Metra - 40' Spool 18-Gauge Speaker Wire - Clear

Metra Electronics Co
Original price $31.99 - Original price $31.99
Original price
$31.99
$31.99 - $31.99
Current price $31.99

Compatible with most vehiclesEnsures wide-ranging compatibility.Connects your vehicle's speaker to an amplifierOffers a reliable connection.40' wir...

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Original price $31.99 - Original price $31.99
Original price
$31.99
$31.99 - $31.99
Current price $31.99

Metra - Axxess Camera Retention Interface for Select 2014-Up Mitsubishi Vehicles - Multi

Metra Electronics Co
Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

Compatible with select 2014-up Mitsubishi vehiclesFor use in your existing vehicle.Connects factory backup camera to aftermarket radioAllows an aft...

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Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

Metra - Axxess 2-Channel Adjustable Line Output Converter Interface - Multi

Metra Electronics Co
Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99

Compatible with OEM radios that have short circuit protectionFor use in your existing vehicle.80W two-channel inputOffers rich dynamic sound.Small ...

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Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99

Maestro - Wiring Harness for Select Chrysler Dodge and Jeep Vehicles 2007 and Up - Black

Maestro
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Steering Controlsretains the use of your steering wheel audio controls and factory amp in select vehicles.UconnectRetains Uconnect with voice comma...

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Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Metra - Axxess ANC Bypass Harness for Select 2014-2024 GM Vehicles - Multi

Metra Electronics Co
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Compatible with select 2014-2024 GM vehiclesSolves common problems for installers adding subwoofers or aftermarket speakers to vehicles with active...

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Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

AXXESS - 6' A/V to 3.5mm Cable Interface - Multi

Metra Electronics Co
Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99

A/V to 3.5mm cableConnects your audio or video devices to your vehicle display.6' longFor a proper fit.Quality materialsFor a clean high-performanc...

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Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99

iDataStart - T-Harness for select Toyota/Lexus Models 2018 and up - Black

iDataStart
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Factory fit InsallationPlugs directly into vehicle factory connectors with little-to-no analog connections required.CompatibilityCompatible with se...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Metra - Axxess ANC Bypass Harness for Select 2019-2023 Chrysler Dodge Jeep and RAM Vehicles - Multi

Metra Electronics Co
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Compatible with select 2019-2023 Chrysler Dodge Jeep and RAM vehiclesSolves common problems for installers adding subwoofers or aftermarket speaker...

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Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

AXXESS - USB Adapter Cable Interface for Select 2012-Up Toyota and Lexus Vehicles - Multi

Metra Electronics Co
Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99

Compatible with select 2012 and later Toyota and Lexus vehiclesIncluding Toyota 4-Runner 2014 Camry/Camry Hybrid 2012 Corolla 2012-2013 Prius (All)...

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Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99

Metra - Axxess Dual Cigarette Socket 3' USB Cable - Black

Metra Electronics Co
Original price $39.99 - Original price $39.99
Original price
$39.99
$39.99 - $39.99
Current price $39.99

Dual USB cigarette socket fillerAllows you to easily connect multiple devices.Charging and data transfer capableFor wide-ranging compatibility.3' c...

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Original price $39.99 - Original price $39.99
Original price
$39.99
$39.99 - $39.99
Current price $39.99

AXXESS - Backup Camera Retention Harness Interface for Select 2006-2013 Toyota Vehicles - Multi

Metra Electronics Co
Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

Compatible with select 2006-2013 Toyota vehiclesFor a customized fit.Retains the factory backup camera to an aftermarket radioAllows adding an afte...

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Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

THINKWARE - Radar Module - Black

THINKWARE
Original price $113.99 - Original price $113.99
Original price
$113.99
$113.99 - $113.99
Current price $113.99

Moon detectionAdding the optional Radar Module enables the dash cam to detect movement and record events leading to an impact while remaining in En...

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Original price $113.99 - Original price $113.99
Original price
$113.99
$113.99 - $113.99
Current price $113.99

KICKER - CompR 12" Dual-Voice-Coil 2-Ohm Loaded Subwoofer Enclosure - Black

Kicker
Original price $307.99 - Original price $307.99
Original price
$307.99
$307.99 - $307.99
Current price $307.99

Features Forced-Air Cooling25 Cooler than previous versions for Increased ReliabilityHandles up to 1000W peak power (500W RMS)For powerful sound.95...

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Original price $307.99 - Original price $307.99
Original price
$307.99
$307.99 - $307.99
Current price $307.99

Escort - Redline 360c Radar Detector System works with Apple CarPlay/Android Auto - Black

Escort Inc
Original price $845.99 - Original price $845.99
Original price
$845.99
$845.99 - $845.99
Current price $845.99

Extreme RangeBuilt for extreme range with a triple-antenna design and Low-Noise Amplifier (LNA) so you’ll have plenty of time to react.The Quietest...

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Original price $845.99 - Original price $845.99
Original price
$845.99
$845.99 - $845.99
Current price $845.99

Car Keys Express - Replacement Ford Remote - 4 Buttons (Lock Unlock Panic and Trunk) - Black

Car Keys Express
Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Works on Select VehiclesCheck vehicle compatibility before purchasingNo additional tools requiredSetup is fast easy and requires no toolsDo-It-Your...

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Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Metra - Amplifier Mounting Bracket for Select Harley-Davidson Road Glide Motorcycles (Pair) - Black

Metra Electronics Co
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Compatible with Harley-Davidson Road Glide motorcycles 2015 and upFor a precise fit.Predrilled for Metra PowerSports amplifiersIncluding MPS-AMP60x...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

JVC - 7" Wireless Android Auto and Apple CarPlay Bluetooth with High Definition Screen - Black

JVC
Original price $540.99 - Original price $540.99
Original price
$540.99
$540.99 - $540.99
Current price $540.99

Sharp 7" HD TouchscreenEnjoy a bright clear 1280 720 display that’s easy to see even in sunlight with a smooth responsive touch surface.Fits Most ...

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Original price $540.99 - Original price $540.99
Original price
$540.99
$540.99 - $540.99
Current price $540.99

Kenwood - Bluetooth Digital Media Receiver with Alexa Built-In and Satellite Radio Ready - Black

Kenwood
Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

Alexa built-In with voice triggerControl Alexa built-in with the sound of your voice. Simply speak a command to control a wide array of compatible ...

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Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

Metra - 4 AWG Complete Amp Kit - Multi

Metra Electronics Co
Original price $153.99 - Original price $153.99
Original price
$153.99
$153.99 - $153.99
Current price $153.99

Compatible with most vehiclesFused distribution and stand-alone fuse holder designed for the installation of a 4 AWG amplifier under the hood.RCA p...

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Original price $153.99 - Original price $153.99
Original price
$153.99
$153.99 - $153.99
Current price $153.99

Bluetooth CD Receiver with Alexa Built-in when Paired with Pioneer Smart Sync app - Black

Pioneer
Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

As a proud owner of a collection of audio discs (CDs) this Pioneer receiver is the perfect solution for you.Stream music podcasts audiobooks and mo...

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Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

Uniden R7 - radar detector

Uniden
Original price $532.99 - Original price $532.99
Original price
$532.99
$532.99 - $532.99
Current price $532.99

Works with most vehiclesGet real-time alerts in your existing vehicle.Color OLED displayThe easy-to-see information display provides a clear view.L...

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Original price $532.99 - Original price $532.99
Original price
$532.99
$532.99 - $532.99
Current price $532.99

Maestro - Radio Wiring T-Harness for Select 2006+ BM Vehicles with Speaker and HU Connectors - Black

Maestro
Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Retains factory featuresretains steering wheel controls OnStar safety warning chimes and factory amp.Seemless installationallows seemless installat...

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Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Metra - Speaker Bracket for Select 2011-2019 Ford Explorer - Black

Metra Electronics Co
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Aftermarket speakersVehicle specific spacer designed for installation of 6x9 inch aftermarket speakersApplicationsCompatible with Ford Explorer 201...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Metra - Dash Kit for Select 2013-2019 Nissan Sentra DDIN - Gray

Metra Electronics Co
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Compatible with most 2013-2019 Nissan Sentra vehiclesFor a customized fit.Double-DIN head unit provisionAllows installation of an aftermarket radio...

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Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

PAC - Radio Replacement and Steering Wheel Control Interface with BOSE and OnStar Retention for Select GM Vehicles - Blue/Black

Pac
Original price $237.99 - Original price $237.99
Original price
$237.99
$237.99 - $237.99
Current price $237.99

Compatible with select 2014-2019 Chevrolet and GMC vehiclesIncluding 2016-2018 Camaro 2015-2018 Colorado 2014-2016 Impala Non-Classic 2017-2019 Imp...

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Original price $237.99 - Original price $237.99
Original price
$237.99
$237.99 - $237.99
Current price $237.99

Metra - Wiring Harness for Select 2001-Up Mazda - Multi

Metra Electronics Co
Original price $21.99 - Original price $21.99
Original price
$21.99
$21.99 - $21.99
Current price $21.99

Compatible with most 2001 and later Mazda vehiclesFor wide-ranging use.Radio harness adapterLets you install an aftermarket radio to your vehicle's...

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Original price $21.99 - Original price $21.99
Original price
$21.99
$21.99 - $21.99
Current price $21.99

JVC - Bluetooth Digital Media (DM) Receiver with Detachable Faceplate and USB Rapid Charge - Black

JVC
Original price $136.99 - Original price $136.99
Original price
$136.99
$136.99 - $136.99
Current price $136.99

Built in BluetoothAllows you to make wireless hands-free calls when paired with a Bluetooth equipped Smartphone. Communicate via the included high ...

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Original price $136.99 - Original price $136.99
Original price
$136.99
$136.99 - $136.99
Current price $136.99

Cobra - POWER 500 Watt Power Inverter with Fast Charge USB - Black

Cobra
Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

500W Continuous / 1000W Peak PowerWith 500 Watts of Modified Sine Wave power you'll be able to charge and power your smartphones laptops entertainm...

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Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

Scosche - BTFREQ Bluetooth FM Transmitter Hands Free Car Kit w/ Dual USB ports V5.0 - Black

Scosche
Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

Built-In ChargerCharge your devices with the Dual 2.4 AMP USB ports on the 12V car charge and has a 3.5m Aux PortHands Free CallingMake hands-free ...

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Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

Pioneer - 6.8" Apple CarPlay/Android Auto Bluetooth Digital Media (DM) Receiver with backup camera input - Black

Pioneer
Original price $293.99 - Original price $293.99
Original price
$293.99
$293.99 - $293.99
Current price $293.99

6.8 Inch WVGA Touchscreen (Capacitive)Upgrade your ride with a capacitive WVGA touchscreen display with built-in LED backlight color customization ...

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Original price $293.99 - Original price $293.99
Original price
$293.99
$293.99 - $293.99
Current price $293.99

BACtrack - C8 Personal Breathalyzer - White/Black/Blue

BACtrack
Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99

Advanced BluFire fuel cell sensorFeatures the same police-grade technology trusted by hospitals clinics and law enforcement and offers a high level...

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Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99

THINKWARE - OBD-II Power Cable - Black

THINKWARE
Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

CompatibilityNot Compatible with F790 and F550 Thinkware Dashcams. Compatible with select electric and hybrid vehicles and select Stop-and-Start Sy...

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Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

SiriusXM - SXV300 Vehicle Tuner - Black

Sirius
Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99

Works with SiriusXM-Ready Receivers from Leading ManufacturersCompatible with any stereo receiver with the SiriusXM-Ready logo from leading manufac...

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Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99

THINKWARE - Hardwire Kit for all Dash Cameras - Black

Mondo
Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

Compatible with all THINKWARE dash camerasSo you can wire your compatible camera directly to your vehicle's fusebox freeing the power outlet.Enable...

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Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

Metra - Dash Kit for Select 2009-2014 Nissan Murano DIN DDIN - Charcoal

Metra Electronics Co
Original price $31.99 - Original price $31.99
Original price
$31.99
$31.99 - $31.99
Current price $31.99

Compatible with most 2009-2014 Nissan Murano modelsFor a customized fit.Stacked ISO mount units provisionTo allow installation of a double DIN radi...

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Original price $31.99 - Original price $31.99
Original price
$31.99
$31.99 - $31.99
Current price $31.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.