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Our most popular lease-to-own electronics are customer favorites, now offered with affordable Buy Now Pay Later plans.

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Apple - 13-inch iPad Pro M5 chip Wi-Fi + Cellular 512GB with OLED - Silver (Unlocked)

Apple - 13-inch iPad Pro M5 chip Wi-Fi + Cellular 512GB with OLED - Silver (Unlocked)

Apple
$2,113.99 - $2,113.99
$2,113.99
$2,113.99 - $2,113.99
$2,113.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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$2,113.99 - $2,113.99
$2,113.99
$2,113.99 - $2,113.99
$2,113.99
Apple - 11-inch iPad Pro M5 chip Wi-Fi + Cellular 512GB with OLED - Silver (Unlocked)

Apple - 11-inch iPad Pro M5 chip Wi-Fi + Cellular 512GB with OLED - Silver (Unlocked)

Apple
$1,723.99 - $1,723.99
$1,723.99
$1,723.99 - $1,723.99
$1,723.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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$1,723.99 - $1,723.99
$1,723.99
$1,723.99 - $1,723.99
$1,723.99
Apple - 13-inch iPad Pro M5 chip Wi-Fi + Cellular 1TB with OLED - Space Black (Unlocked)

Apple - 13-inch iPad Pro M5 chip Wi-Fi + Cellular 1TB with OLED - Space Black (Unlocked)

Apple
$2,502.99 - $2,502.99
$2,502.99
$2,502.99 - $2,502.99
$2,502.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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$2,502.99 - $2,502.99
$2,502.99
$2,502.99 - $2,502.99
$2,502.99
16-inch MacBook Pro - Apple M5 Max chip with 18-core CPU and 40-core GPU - 48GB Memory - 2TB SSD - Silver

16-inch MacBook Pro - Apple M5 Max chip with 18-core CPU and 40-core GPU - 48GB Memory - 2TB SSD - Silver

Apple
$5,293.99 - $5,293.99
$5,293.99
$5,293.99 - $5,293.99
$5,293.99

BUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage M5 Pro and M5 Max feature a more powerful GPU with...

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$5,293.99 - $5,293.99
$5,293.99
$5,293.99 - $5,293.99
$5,293.99
16-inch MacBook Pro - Apple M5 Pro chip with 18-core CPU and 20-core GPU - 48GB Memory - 1TB SSD - Silver

16-inch MacBook Pro - Apple M5 Pro chip with 18-core CPU and 20-core GPU - 48GB Memory - 1TB SSD - Silver

Apple
$3,850.99 - $3,850.99
$3,850.99
$3,850.99 - $3,850.99
$3,850.99

BUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage M5 Pro and M5 Max feature a more powerful GPU with...

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$3,850.99 - $3,850.99
$3,850.99
$3,850.99 - $3,850.99
$3,850.99
14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 32GB Memory - 1TB SSD - Space Black

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 32GB Memory - 1TB SSD - Space Black

Apple
$2,738.99 - $2,738.99
$2,738.99
$2,738.99 - $2,738.99
$2,738.99

SUPERCHARGED BY M5-Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

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$2,738.99 - $2,738.99
$2,738.99
$2,738.99 - $2,738.99
$2,738.99
Apple - 11-inch iPad Air M4 chip Wi-Fi + Cellular 256GB - Purple (Unlocked)

Apple - 11-inch iPad Air M4 chip Wi-Fi + Cellular 256GB - Purple (Unlocked)

Apple
$1,090.99 - $1,090.99
$1,090.99
$1,090.99 - $1,090.99
$1,090.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

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$1,090.99 - $1,090.99
$1,090.99
$1,090.99 - $1,090.99
$1,090.99
14-inch MacBook Pro - Apple M5 Pro chip with 18-core CPU and 20-core GPU - 24GB Memory - 2TB SSD - Silver

14-inch MacBook Pro - Apple M5 Pro chip with 18-core CPU and 20-core GPU - 24GB Memory - 2TB SSD - Silver

Apple
$3,618.99 - $3,618.99
$3,618.99
$3,618.99 - $3,618.99
$3,618.99

BUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage178; M5 Pro and M5 Max feature a more powerful GPU ...

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$3,618.99 - $3,618.99
$3,618.99
$3,618.99 - $3,618.99
$3,618.99
16-inch MacBook Pro - Apple M5 Max chip with 18-core CPU and 32-core GPU - 36GB Memory - 2TB SSD - Silver

16-inch MacBook Pro - Apple M5 Max chip with 18-core CPU and 32-core GPU - 36GB Memory - 2TB SSD - Silver

Apple
$4,683.99 - $4,683.99
$4,683.99
$4,683.99 - $4,683.99
$4,683.99

BUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage178; M5 Pro and M5 Max feature a more powerful GPU ...

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$4,683.99 - $4,683.99
$4,683.99
$4,683.99 - $4,683.99
$4,683.99
Apple - 11-inch iPad Air M4 chip Wi-Fi 256GB - Starlight

Apple - 11-inch iPad Air M4 chip Wi-Fi 256GB - Starlight

Apple
$912.99 - $912.99
$912.99
$912.99 - $912.99
$912.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

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$912.99 - $912.99
$912.99
$912.99 - $912.99
$912.99
16-inch MacBook Pro - Apple M5 Pro chip with 18-core CPU and 20-core GPU - 24GB Memory - 1TB SSD - Silver

16-inch MacBook Pro - Apple M5 Pro chip with 18-core CPU and 20-core GPU - 24GB Memory - 1TB SSD - Silver

Apple
$3,204.99 - $3,204.99
$3,204.99
$3,204.99 - $3,204.99
$3,204.99

BUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage M5 Pro and M5 Max feature a more powerful GPU with...

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$3,204.99 - $3,204.99
$3,204.99
$3,204.99 - $3,204.99
$3,204.99
Apple - 13-inch iPad Air M4 chip Wi-Fi 1TB - Space Gray

Apple - 13-inch iPad Air M4 chip Wi-Fi 1TB - Space Gray

Apple
$1,640.99 - $1,640.99
$1,640.99
$1,640.99 - $1,640.99
$1,640.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

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$1,640.99 - $1,640.99
$1,640.99
$1,640.99 - $1,640.99
$1,640.99
Apple - 11-inch iPad Air M4 chip Wi-Fi 512GB - Space Gray

Apple - 11-inch iPad Air M4 chip Wi-Fi 512GB - Space Gray

Apple
$1,141.99 - $1,141.99
$1,141.99
$1,141.99 - $1,141.99
$1,141.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

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$1,141.99 - $1,141.99
$1,141.99
$1,141.99 - $1,141.99
$1,141.99
Apple - 11-inch iPad Air M4 chip Wi-Fi + Cellular 128GB - Starlight (Unlocked)

Apple - 11-inch iPad Air M4 chip Wi-Fi + Cellular 128GB - Starlight (Unlocked)

Apple
$953.99 - $953.99
$953.99
$953.99 - $953.99
$953.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

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$953.99 - $953.99
$953.99
$953.99 - $953.99
$953.99
Apple - 11-inch iPad Air M4 chip Wi-Fi + Cellular 256GB - Starlight (Unlocked)

Apple - 11-inch iPad Air M4 chip Wi-Fi + Cellular 256GB - Starlight (Unlocked)

Apple
$1,061.99 - $1,061.99
$1,061.99
$1,061.99 - $1,061.99
$1,061.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

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$1,061.99 - $1,061.99
$1,061.99
$1,061.99 - $1,061.99
$1,061.99
15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Silver

15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Silver

Apple
$2,057.99 - $2,057.99
$2,057.99
$2,057.99 - $2,057.99
$2,057.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

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$2,057.99 - $2,057.99
$2,057.99
$2,057.99 - $2,057.99
$2,057.99
15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Silver

15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Silver

Apple
$1,716.99 - $1,716.99
$1,716.99
$1,716.99 - $1,716.99
$1,716.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

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$1,716.99 - $1,716.99
$1,716.99
$1,716.99 - $1,716.99
$1,716.99
Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Purple

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Purple

Apple
$756.99 - $756.99
$756.99
$756.99 - $756.99
$756.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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$756.99 - $756.99
$756.99
$756.99 - $756.99
$756.99
13-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Starlight

13-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Starlight

Apple
$1,949.99 - $1,949.99
$1,949.99
$1,949.99 - $1,949.99
$1,949.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

View full details
$1,949.99 - $1,949.99
$1,949.99
$1,949.99 - $1,949.99
$1,949.99
13-inch MacBook Air - Apple M5 chip with 10-core CPU and 8-core GPU - 16GB Memory - 512GB SSD - Silver

13-inch MacBook Air - Apple M5 chip with 10-core CPU and 8-core GPU - 16GB Memory - 512GB SSD - Silver

Apple
$1,381.99 - $1,381.99
$1,381.99
$1,381.99 - $1,381.99
$1,381.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

View full details
$1,381.99 - $1,381.99
$1,381.99
$1,381.99 - $1,381.99
$1,381.99
Apple - 13-inch iPad Air M4 chip Wi-Fi + Cellular 128GB - Starlight (Unlocked)

Apple - 13-inch iPad Air M4 chip Wi-Fi + Cellular 128GB - Starlight (Unlocked)

Apple
$1,170.99 - $1,170.99
$1,170.99
$1,170.99 - $1,170.99
$1,170.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

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$1,170.99 - $1,170.99
$1,170.99
$1,170.99 - $1,170.99
$1,170.99
15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Starlight

15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Starlight

Apple
$2,284.99 - $2,284.99
$2,284.99
$2,284.99 - $2,284.99
$2,284.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

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$2,284.99 - $2,284.99
$2,284.99
$2,284.99 - $2,284.99
$2,284.99
15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Sky Blue

15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Sky Blue

Apple
$2,284.99 - $2,284.99
$2,284.99
$2,284.99 - $2,284.99
$2,284.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

View full details
$2,284.99 - $2,284.99
$2,284.99
$2,284.99 - $2,284.99
$2,284.99
13-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Sky Blue

13-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Sky Blue

Apple
$1,949.99 - $1,949.99
$1,949.99
$1,949.99 - $1,949.99
$1,949.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

View full details
$1,949.99 - $1,949.99
$1,949.99
$1,949.99 - $1,949.99
$1,949.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.