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Our most popular lease-to-own electronics are customer favorites, now offered with affordable Buy Now Pay Later plans.
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Samsung - T7 Shield 2TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Black
SamsungRugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...
View full detailsSamsung - Galaxy Tab A11+ - 11" 256GB - Wi-Fi - Silver
SamsungPower for all you doGalaxy Tab A11+ gives your family the optimal performance they need for all their day to day activities. Power through tasks re...
View full detailsSamsung - 32 ViewFinity UJ590 UHD Monitor - Dark Gray/Blue
Samsung4K Ultra HD 3840 X 2160 ResolutionOutstanding detail that's ideal for watching high-resolution videos and playing games with settings maxed out.4 M...
View full detailsSamsung - Galaxy Tab A11+ Kids Edition 11" 128GB - Wi-Fi - Purple
SamsungA big screen made for curious kidsA bright 11 1920 x 1200 display with a 90Hz refresh rate delivers smooth motion and clear visuals making it easie...
View full detailsSamsung - Galaxy Chromebook Plus 15.6 with Google AI - AMOLED display Intel Core 3 8GB Memory 256GB Storage - Neptune Blue
SamsungGet the best of Google AI for 12 months at no costChromebook Plus comes with 12 months of the Google One AI Premium plan including Gemini Advanced ...
View full detailsSamsung - 990 PRO 1TB Internal SSD PCIe Gen 4x4 NVMe with Heatsink for PS5
SamsungNext Level Performance With Maximum Heat ControlThe integrated heatsink disperses heat to maintain speed power efficiency and thermal control preve...
View full detailsSamsung - 65 Class QN80H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)
SamsungQuantum Mini LED Full ArrayExperience films and shows as their creators intended with exceptional contrast that brings out details in both shadows ...
View full detailsSamsung - 75" Class R85H Series Micro RGB 4K UHD SamsungVisionAI Smart Tizen TV (2026)
SamsungMicro RGB TechnologyWelcome to a new world of ultra wide spectrum color. Unlike other RGB technologies micro sized red green and blue (RGB) backlig...
View full detailsSamsung - Galaxy Book6 - Copilot+ PC - 16" IPS LED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory -512GB SSD - Gray
SamsungThe power your day demandsExperience incredible power with a hands on PC that matches your energy Galaxy Book6 Touch. The latest and greatest Intel...
View full detailsSamsung - 85 Class QN80H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)
SamsungQuantum Mini LED Full ArrayExperience films and shows as their creators intended with exceptional contrast that brings out details in both shadows ...
View full detailsSamsung - 50 Class QN70H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)
SamsungQuantum Mini LEDGet more from your entertainment with enhanced picture quality that brings out the best in every scene. Darker areas show more deta...
View full detailsSamsung - 75 Class QN80H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)
SamsungQuantum Mini LED Full ArrayExperience films and shows as their creators intended with exceptional contrast that brings out details in both shadows ...
View full detailsSamsung - BEFX-H Series Business Pro TV 50" Class 4K UHD LED 2025 Model
SamsungSamsung Business TV AppSamsung Business TV App allows remote management of customized content4K Resolution4K UHD resolution creates sharp ultra-rea...
View full detailsSamsung - 75 Class QN70F Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2025)
SamsungNQ4 AI Gen2 ProcessorExperience the power of AI in your 4K TV. Powered by 20 neural networks it makes all the movies TV shows video games and sport...
View full detailsSamsung - 32 Class Q8F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)
SamsungQ4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...
View full detailsSamsung - Galaxy Book4 Edge - Copilot+ PC - 15.6" LED Laptop - Snapdragon X- 16GB Memory- 512 GB Storage - Sapphire Blue
SamsungRevolutionary processing power evolved with AIUnleash power-packed performance with Snapdragon X. Discover new possibilities in how you create comm...
View full detailsSamsung - 57" Odyssey Neo G9 Dual 4K UHD Quantum Mini-LED 240Hz 1ms HDR 1000 Curved Gaming Monitor (HDMI 2.1 DP 2.1 USB 3.0) - Black
SamsungThe World's First Dual UHD MonitorGaming worlds feel more real. The 57" DUHD resolution brings you a display as wide as two UHD monitors with incre...
View full detailsSamsung - 990 PRO 4TB Internal SSD PCle Gen 4x4 NVMe
SamsungMeet the next genConsider this a cheat code. Our Samsung 990 PRO Gen4 SSD helps you reach near max performance with lightning fast speeds. Whether ...
View full detailsSamsung - 990 EVO PLUS SSD 1TB PCIe Gen 4x4 5x2 M.2 2280 Speeds Up to 7150 MB/s
SamsungRead/Write Speeds up to 7250/6300 MB/sThe 990 EVO Plus features the latest NAND memory boosting sequential speeds up to 7250/6300MB/s. With a read ...
View full detailsSamsung - 98 Class DU8900F Series Crystal UHD 4K Smart Tizen TV (2025)
SamsungSupersize Picture EnhancerBigger screens mean bigger pixels. With groundbreaking enhancements exclusively on our largest screens get improved clari...
View full detailsSamsung - HW-S800D 3.1.2 Channel Q-Series Ultra Slim Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - Titan Black
SamsungUltra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...
View full detailsSamsung - T7 Shield 2TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Blue
SamsungRugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...
View full detailsSamsung - SWA-W510/ZA Wireless Subwoofer for S-Series Soundbar - Black
SamsungPowerful BassDesigned to complement the S-series soundbar the W510 subwoofer brings the sound even deeper. With a passive radiator you can feel dee...
View full detailsSamsung - 100" Class M90H Series Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)
SamsungMini LED with AI ModeThis innovative technology pairs advanced Mini LEDs smaller yet more efficient than traditional LEDs with powerful AI that con...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.