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Our most popular lease-to-own electronics are customer favorites, now offered with affordable Buy Now Pay Later plans.
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Samsung - 27 Odyssey G50D QHD IPS 180Hz 1ms AMD FreeSync and G-Sync Compatible Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black
SamsungQHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...
View full detailsSamsung - 98 Class DU9000 Series Crystal UHD Smart Tizen TV (2024)
SamsungSupersize Picture EnhancerAI-enhanced picture quality optimized for a super large screen. The Supersize Picture Enhancer reduces noise and increase...
View full detailsSamsung - 55" Class S84F OLED 4K UHD SmartVision AI Smart Tizen TV (2026)
SamsungNQ4 AI Gen2 ProcessorExperience the power of AI in your 4K TV. Powered by 20 neural networks it makes all the movies TV shows video games and sport...
View full detailsSamsung - Galaxy S26+ 256GB - Sky Blue (ATT)
SamsungFast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...
View full detailsSamsung - Galaxy S26 256GB (Unlocked) - Cobalt Violet
SamsungFast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...
View full detailsSamsung - Galaxy S26 256GB (Unlocked) - Black
SamsungFast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...
View full detailsSamsung - 48" Class S90H OLED 4K UHD SmartVision AI Smart Tizen TV (2026)
SamsungOLED HDR+ with Glare FreeExperience incredible brightness and deep contrast for a lifelike picture. Powered by advanced AI every detail is enhanced...
View full detailsSamsung - 32" Odyssey G5 (G50F) QHD Fast IPS 180Hz 1ms G-Sync FreeSync Compatible Gaming Monitor (DisplayPort HDMI) - Black
SamsungQHDStep into a game world that's more vibrant and immersive than ever before. With 1.7 times the pixel density of Full HD (1920x1080) QHD resolutio...
View full detailsSamsung - 70 Class U8000H Series Crystal UHD 4K Smart Tizen TV (2026)
SamsungCrystal Processor 4KImmerse yourself in lifelike visuals. See every shade of color as the creators intended in brilliant 4K resolution and experien...
View full detailsSamsung - 55 Class QN70H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)
SamsungQuantum Mini LEDGet more from your entertainment with enhanced picture quality that brings out the best in every scene. Darker areas show more deta...
View full detailsSamsung - 50 Class U8000H Series Crystal UHD 4K Smart Tizen TV (2026)
SamsungCrystal Processor 4KImmerse yourself in lifelike visuals. See every shade of color as the creators intended in brilliant 4K resolution and experien...
View full detailsSamsung - 27" Odyssey G4 (G40H) Fast IPS FHD 300Hz 1ms AMD FreeSync Prem Gaming Monitor with HDR 10 (DisplayPort HDMI) - Black
SamsungFast IPSEnjoy realistic game scenes on the Odyssey G4 with Fast IPS panel. The 178 wide viewing angle accurately delivers clear crisp hues that rem...
View full detailsSamsung - 65" Class S95H OLED 4K UHD SmartVision AI Smart Tizen TV (2026)
SamsungOLED HDR Pro with Glare FreeExperience stunning brightness contrast and color powered by advanced AI processing and up to 70 brighter than OLED HDR...
View full detailsSamsung - 55" Class M80H Series Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)
SamsungMini LED with AI ModeThis innovative technology pairs advanced Mini LEDs—smaller yet more efficient than traditional LEDs—with powerful AI that con...
View full detailsSamsung - Music Studio 7 Smart Speaker 3.1.1 ch Wireless Dolby Atmos Q-Symphony WiFi and Bluetooth (2026) - Black
SamsungTrue 3.1.1 Ch SoundExperience rich room filling 3D sound from a 3.1.1 channel Wi-Fi speaker with front -- side and up firing channels plus a built ...
View full detailsSamsung - 55 Class QN80H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)
SamsungQuantum Mini LED Full ArrayExperience films and shows as their creators intended with exceptional contrast that brings out details in both shadows ...
View full detailsSamsung - 75 Class QN70H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)
SamsungQuantum Mini LEDGet more from your entertainment with enhanced picture quality that brings out the best in every scene. Darker areas show more deta...
View full detailsSamsung - 65 Class QN70H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)
SamsungQuantum Mini LEDGet more from your entertainment with enhanced picture quality that brings out the best in every scene. Darker areas show more deta...
View full details65" CLASS S95H OLED
Samsung65" CLASS S95H OLED 4K UHD SMARTVISION
48" CLASS S90H OLED
Samsung48" CLASS S90H OLED 4K UHD SMARTVISION
55 CLASS QN80H SERIE
Samsung55 CLASS QN80H SERIES NEO QLED
Samsung - Galaxy Tab A11+ Kids Edition 11" 128GB - Wi-Fi - Blue
SamsungA big screen made for curious kidsA bright 11 1920 x 1200 display with a 90Hz refresh rate delivers smooth motion and clear visuals making it easie...
View full details50 CLASS U8000H SERI
Samsung50 CLASS U8000H SERIES CRYSTAL UHD 4K
75 CLASS QN70H SERIE
Samsung75 CLASS QN70H SERIES NEO QLED
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.