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Our most popular lease-to-own electronics are customer favorites, now offered with affordable Buy Now Pay Later plans.
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Claw A8 BZ2EM 8" 120Hz FHD+ 1200P Gaming Handheld - Ryzen Z2 Extreme - AMD Radeon Graphic - 24GB - 1TBSSD - Windows
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsSamsung - 55 Class U8000H Series Crystal UHD 4K Smart Tizen TV (2026)
SamsungCrystal Processor 4KImmerse yourself in lifelike visuals. See every shade of color as the creators intended in brilliant 4K resolution and experien...
View full detailsMSI - NVIDIA GeForce RTX 5060 8G VENTUS 2X OC 8GB GDDR7 PCI Express Gen 5 Graphics Card - Black
MSIGraphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5060 graphics processing unit (GPU) with boost clock.8GB GDDR78GB GDDR7...
View full details14-inch MacBook Pro - Apple M5 Pro chip with 18-core CPU and 20-core GPU - 24GB Memory - 2TB SSD - Space Black
AppleBUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage178; M5 Pro and M5 Max feature a more powerful GPU ...
View full detailsLG - Sound Suite M5 Wireless Spatial Speaker with Wi-Fi and Apple Airplay 2 - Black
LGThe Next Generation of Connected SoundBuild your Sound Suite with wireless speakers that unlock a deeper more cinematic experience—with spatial sou...
View full detailsHP - OmniBook X - Copilot+ - 17.3" Touchscreen Laptop - Intel Core Ultra 7 (2026) - 16GB Memory - 1TB SSD - Glacier Silver
HP17.3" FHD IPS touchscreenControl your entertainment right from the screen and get crystal-clear quality with 178-degree wide-viewing angles.Intel C...
View full details13-inch MacBook Air - Apple M5 chip with 10-core CPU and 8-core GPU - 16GB Memory - 512GB SSD - Starlight
AppleSUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...
View full detailsApple - 13-inch iPad Air M4 chip Wi-Fi + Cellular 128GB - Blue (Unlocked)
AppleWHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...
View full detailsApple - 11-inch iPad Air M4 chip Wi-Fi 256GB - Blue
AppleWHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...
View full detailsDell - 15.6" 2K Touchscreen Laptop - Intel 13th Generation Core i5 1334U 2023 - 8GB Memory - 512 GB Storage - Carbon Black
DellEffortlessly chicAlways efficient. Finish your to-do list in no time with the Dell 15 built for everyday computing with Intel processors.Designed f...
View full detailsHP - 14" 2K Touchscreen 2-in-1 Chromebook Plus - Intel Core 3 N355 - 8GB Memory - 256GB UFS - Meteor Silver
HPIntel Core N355 processorGet enhanced performance and higher graphics for improved multitasking. Affordability that lets you connect learn and play...
View full detailsSamsung - 27" Odyssey OLED G5 (G50SF) QHD 180Hz 0.03ms G-Sync FreeSync Compatible Glare Free Gaming Monitor - Black
SamsungQD-OLED QualityStep into a world of hyper-real visuals. Samsung QD-OLED displays with QHD resolution deliver unmatched picture quality through quan...
View full detailsPolaroid - Now+ Instant Camera Generation 3 - Black
PolaroidOptimized exposures to take sharper pictures in bright lighting.Thanks to ranging sensor flash and autofocus upgrades our Gen 3 cameras now take cl...
View full detailsApple - 13-inch iPad Air M4 chip Wi-Fi 256GB - Purple
AppleWHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...
View full detailsNEXT - Precision Thumbstick 8-Pack for Nintendo Switch 2 Pro Controllers Joy-Cons - Multi Color
NEXTEnhances gripTexturized surfaces embedded onto a rubber coveringIncreased comfortCustomize the stick height to a position that is most comfortableC...
View full detailsMicrosoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Violet
MicrosoftCopilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...
View full detailsASUS - PRIME NVIDIA GeForce RTX 5060 OC Edition 8GB GDDR7 PCI Express 5.0 Graphics Card - Black
ASUSAI Performance630 AI TOPS.OC Edition2595 MHz OC mode 2565 MHz default mode.Powered ByNVIDIA Blackwell architecture and DLSS 4.SFF-ReadyEnthusiast G...
View full detailsNEXT - Joy-Con 2 Charging Grip for Nintendo Switch 2 - Black
NEXTPlay AND chargeKeeps Joy Con 2 controllers powered during gaming sessions so you never swap mid gameQuick-Attach SystemEasily snap-in and secure ea...
View full detailsTCL - 55" Class QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)
TCLQD-Mini LEDThis premium level of Mini LED TV now with the new TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...
View full detailsAMD - Ryzen 5 7600X 6-Core - 12-Thread 4.7GHz (5.3 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Silver
AMDAMD EXPOAMD EXPO technology can unlock improved memory performance for faster gaming.Large CacheAMD Ryzen 7000 Series desktop processors feature la...
View full detailsLEGO - Animal Crossing Goldie’s Cozy House Kids Toy 77058
LegoGoldie's cozy retreatYoung gamers ages 6 years old and up can build the LEGO Animal Crossing Goldie's Cozy House (77058) construction set perfect f...
View full detailsNEXT - Joy-Con 2 Quad Charging Station for Nintendo Switch 2 - Black
NEXTCharges up to 4 Joy-Con 2 controllers at onceEnsures you always have extra controllers ready for multiplayer or long gaming sessions.Magnetic conne...
View full detailsSCUF - ENVISION PRO v2 Wireless Gaming Controller for PC with Anti-Drift Thumbsticks - Steel Gray
SCUFFour Rear Remappable PaddlesKeeps your thumbs on the sticks for faster reactions.Five Fully Remappable G-KeysFor advanced macros and Corsair iCUE i...
View full detailsRocketfish - 8 ft. Non-Polarized Braided Power Cord - Black
RocketfishReplaces missing or damaged cordsWorks with popular electronics including PlayStation 5 and Xbox Series X and S gaming systems that have a non-pol...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.