Best Sellers
Our most popular lease-to-own electronics are customer favorites, now offered with affordable Buy Now Pay Later plans.
Acer - Swift Go 16 AI - Copilot+ PC - 16" WUXGA Touchscreen Laptop - AMD Ryzen AI 9 465 2026 - 32GB Memory 1TB Storage - Obsidian Black
Acer
Original price
$1,223.99
-
Original price
$1,223.99
Original price
$1,223.99
$1,223.99
-
$1,223.99
Current price
$1,223.99
Windows 11 Operating SystemWith intuitive navigation faster performance and stronger security Windows 11 is designed to elevate how you work and cr...
View full details
Original price
$1,223.99
-
Original price
$1,223.99
Original price
$1,223.99
$1,223.99
-
$1,223.99
Current price
$1,223.99
HP - OmniBook X Flip 2-in-1 - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 445 ('26) - 24GB Memory - 1TB SSD - Copilot+ - Deep Espresso
HP
Original price
$1,438.99
-
Original price
$1,438.99
Original price
$1,438.99
$1,438.99
-
$1,438.99
Current price
$1,438.99
14-in 2K OLED touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you ...
View full details
Original price
$1,438.99
-
Original price
$1,438.99
Original price
$1,438.99
$1,438.99
-
$1,438.99
Current price
$1,438.99
ASUS - Zenbook S16 16" 3K OLED Touchscreen Laptop - AMD Ryzen AI 9 465 2026 - 32GB Memory - 1TB Storage - Copilot+ PC - Antrim Gray
ASUS
Original price
$1,994.99
-
Original price
$1,994.99
Original price
$1,994.99
$1,994.99
-
$1,994.99
Current price
$1,994.99
Copilot+ PC on Windows 11 HomeAs a Copilot+ PC on Windows 11 Home Zenbook S16 delivers up to 50 TOPS of on-device AI powering faster searches insta...
View full details
Original price
$1,994.99
-
Original price
$1,994.99
Original price
$1,994.99
$1,994.99
-
$1,994.99
Current price
$1,994.99
Apple - MacBook Pro 16-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 48GB Memory - 1TB SSD - Silver
Apple
Original price
$4,034.99
-
Original price
$4,034.99
Original price
$4,034.99
$4,034.99
-
$4,034.99
Current price
$4,034.99
SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
View full details
Original price
$4,034.99
-
Original price
$4,034.99
Original price
$4,034.99
$4,034.99
-
$4,034.99
Current price
$4,034.99
Apple - MacBook Pro 16-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 48GB Memory - 1TB SSD - Space Black
Apple
Original price
$4,036.99
-
Original price
$4,036.99
Original price
$4,036.99
$4,036.99
-
$4,036.99
Current price
$4,036.99
SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
View full details
Original price
$4,036.99
-
Original price
$4,036.99
Original price
$4,036.99
$4,036.99
-
$4,036.99
Current price
$4,036.99
AudioQuest - Pearl 48 9.8' 4K-8K-10K 48Gbps In-Wall Rated HDMI Cable - Black with White Stripes
AudioQuest
Original price
$129.99
-
Original price
$129.99
Original price
$129.99
$129.99
-
$129.99
Current price
$129.99
8K-10KAudioQuest Pearl 48 HDMI cables can transfer up to professional 10K Ultra HD video. The incredible 48Gbps data rate is made possible by four ...
View full details
Original price
$129.99
-
Original price
$129.99
Original price
$129.99
$129.99
-
$129.99
Current price
$129.99
Logitech - G512 X PALM REST 98 LIGHTSYNC RGB Lightbar-Amplifying Acrylic Palm Rest - Transparent
Logitech
Original price
$68.99
-
Original price
$68.99
Original price
$68.99
$68.99
-
$68.99
Current price
$68.99
Designed for G512 X 98The essential palm rest accessory built to complete the legendary aesthetic and feel of your G512 X 98 keyboard and battlesta...
View full details
Original price
$68.99
-
Original price
$68.99
Original price
$68.99
$68.99
-
$68.99
Current price
$68.99
Edifier Bluetooth Bookshelf Speakers 42W RMS Optical Input Wireless Studio - Black
Edifier
Original price
$223.99
-
Original price
$223.99
Original price
$223.99
$223.99
-
$223.99
Current price
$223.99
21W nominal power handlingHelps ensure rich dynamic sound.4" wooferAlong with 1/2" silk tweeter for a complete range of sounds.2-way speaker system...
View full details
Original price
$223.99
-
Original price
$223.99
Original price
$223.99
$223.99
-
$223.99
Current price
$223.99
Logitech - G512 X 75 Tenkeyless DUAL SWAP Hot-Swappable TMR Analog / Mechanical Gaming Keyboard for PC Mac with LIGHTSYNC RGB - Black
Logitech
Original price
$230.99
-
Original price
$230.99
Original price
$230.99
$230.99
-
$230.99
Current price
$230.99
DUAL SWAPSwitch between magnetic analog and mechanical switches for max versatility. Includes 9 GATERON K20 analog switches for use across 39 dedic...
View full details
Original price
$230.99
-
Original price
$230.99
Original price
$230.99
$230.99
-
$230.99
Current price
$230.99
HP - OmniBook 3 16" 2K Touchscreen Laptop - AMD Ryzen 5 40 (2025) - 8GB Memory - 256GB SSD - Glacier Silver
HP
Original price
$813.99
-
Original price
$813.99
Original price
$813.99
$813.99
-
$813.99
Current price
$813.99
16" 2K IPS touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you can...
View full details
Original price
$813.99
-
Original price
$813.99
Original price
$813.99
$813.99
-
$813.99
Current price
$813.99
CyberPowerPC - Gaming Desktop - AMD Ryzen 7 9700F - NVIDIA GeForce RTX 5070 12GB - 32GB DDR5 - 1TB PCIe 4.0 SSD - White
CyberPowerPC
Original price
$2,102.99
-
Original price
$2,102.99
Original price
$2,102.99
$2,102.99
-
$2,102.99
Current price
$2,102.99
Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...
View full details
Original price
$2,102.99
-
Original price
$2,102.99
Original price
$2,102.99
$2,102.99
-
$2,102.99
Current price
$2,102.99
LG - 75 Class NU700B Series LED Nano 4K UHD Smart webOS TV (2026)
LG
Original price
$781.99
-
Original price
$781.99
Original price
$781.99
$781.99
-
$781.99
Current price
$781.99
Nano Detail EnhancerPowered by LG’s advanced ¿7 AI Processor 4K Gen9 Nano Detail Enhancer brings extraordinary clarity to everything you watch. By ...
View full details
Original price
$781.99
-
Original price
$781.99
Original price
$781.99
$781.99
-
$781.99
Current price
$781.99
Logitech - G512 X PALM REST 75 LIGHTSYNC RGB Lightbar-Amplifying Acrylic Palm Rest - Transparent
Logitech
Original price
$62.99
-
Original price
$62.99
Original price
$62.99
$62.99
-
$62.99
Current price
$62.99
Designed for G512 X 75The essential palm rest accessory built to complete the legendary aesthetic and feel of your G512 X 75 keyboard and battlesta...
View full details
Original price
$62.99
-
Original price
$62.99
Original price
$62.99
$62.99
-
$62.99
Current price
$62.99
Logitech - G512 X 98 Full-size DUAL SWAP Hot-Swappable TMR Analog / Mechanical Gaming Keyboard for PC Mac with LIGHTSYNC RGB - Black
Logitech
Original price
$254.99
-
Original price
$254.99
Original price
$254.99
$254.99
-
$254.99
Current price
$254.99
DUAL SWAPSwitch between magnetic analog and mechanical switches for max versatility. Includes 9 GATERON K20 analog switches for use across 39 dedic...
View full details
Original price
$254.99
-
Original price
$254.99
Original price
$254.99
$254.99
-
$254.99
Current price
$254.99
HP - OmniBook 3 16" 2K Touchscreen Laptop - Intel Core Ultra 5 (2025) - 16GB Memory - 512GB SSD - Mica Silver
HP
Original price
$890.99
-
Original price
$890.99
Original price
$890.99
$890.99
-
$890.99
Current price
$890.99
16" 2K IPS touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you can...
View full details
Original price
$890.99
-
Original price
$890.99
Original price
$890.99
$890.99
-
$890.99
Current price
$890.99
LucidSound - LS10 Wired Over-Ear Gaming Headset for PC PlayStation Switch Xbox - Ocean Waves
LucidSound
Original price
$46.99
-
Original price
$46.99
Original price
$46.99
$46.99
-
$46.99
Current price
$46.99
Premium Audio Custom-tuned 50 mm drivers enhance positional awareness and ensure you catch every footstep. Compatible with spatial sound technologi...
View full details
Original price
$46.99
-
Original price
$46.99
Original price
$46.99
$46.99
-
$46.99
Current price
$46.99
LG - gram Max 17" Touch-Screen Laptop WQXGA Intel Core Ultra X9 Processor 388H with 32GB RAM - 1TB SSD - Matte Bronze
LG
Original price
$2,889.99
-
Original price
$2,889.99
Original price
$2,889.99
$2,889.99
-
$2,889.99
Current price
$2,889.99
Portable by Design. Intelligent by Performance.LG gram Max pairs an ultra-slim compact design with intelligent performance—so productivity feels ef...
View full details
Original price
$2,889.99
-
Original price
$2,889.99
Original price
$2,889.99
$2,889.99
-
$2,889.99
Current price
$2,889.99
Lenovo - LOQ 15.6" 2K Gaming Laptop - Core i7 13650HX 2023 - 16GB Memory - NVIDIA GeForce RTX 5060 - 512 SSD - Eclipse Black
Lenovo
Original price
$1,992.99
-
Original price
$1,992.99
Original price
$1,992.99
$1,992.99
-
$1,992.99
Current price
$1,992.99
Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full details
Original price
$1,992.99
-
Original price
$1,992.99
Original price
$1,992.99
$1,992.99
-
$1,992.99
Current price
$1,992.99
HN7306EA-PA/PX13_90
ASUS
Original price
$2,084.99
-
Original price
$2,084.99
Original price
$2,084.99
$2,084.99
-
$2,084.99
Current price
$2,084.99
HN7306EA-PA/PX13_90
Original price
$2,084.99
-
Original price
$2,084.99
Original price
$2,084.99
$2,084.99
-
$2,084.99
Current price
$2,084.99
65" CLASS S95H OLED
Samsung
Original price
$3,077.99
-
Original price
$3,077.99
Original price
$3,077.99
$3,077.99
-
$3,077.99
Current price
$3,077.99
65" CLASS S95H OLED 4K UHD SMARTVISION
Original price
$3,077.99
-
Original price
$3,077.99
Original price
$3,077.99
$3,077.99
-
$3,077.99
Current price
$3,077.99
PARTYBOX OTG2PL WIRE
JBL
Original price
$449.99
-
Original price
$449.99
Original price
$449.99
$449.99
-
$449.99
Current price
$449.99
PARTYBOX OTG2PL WIRELESS SPEAKER
Original price
$449.99
-
Original price
$449.99
Original price
$449.99
$449.99
-
$449.99
Current price
$449.99
YOGA 7 14" R7 24/1 O
Lenovo
Original price
$1,517.99
-
Original price
$1,517.99
Original price
$1,517.99
$1,517.99
-
$1,517.99
Current price
$1,517.99
YOGA 7 14" R7 24/1 OLED - GLACIER R7
Original price
$1,517.99
-
Original price
$1,517.99
Original price
$1,517.99
$1,517.99
-
$1,517.99
Current price
$1,517.99
48" CLASS S90H OLED
Samsung
Original price
$1,399.99
-
Original price
$1,399.99
Original price
$1,399.99
$1,399.99
-
$1,399.99
Current price
$1,399.99
48" CLASS S90H OLED 4K UHD SMARTVISION
Original price
$1,399.99
-
Original price
$1,399.99
Original price
$1,399.99
$1,399.99
-
$1,399.99
Current price
$1,399.99
55 CLASS QN80H SERIE
Samsung
Original price
$1,147.99
-
Original price
$1,147.99
Original price
$1,147.99
$1,147.99
-
$1,147.99
Current price
$1,147.99
55 CLASS QN80H SERIES NEO QLED
Original price
$1,147.99
-
Original price
$1,147.99
Original price
$1,147.99
$1,147.99
-
$1,147.99
Current price
$1,147.99
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.