Best Sellers
Our most popular lease-to-own electronics are customer favorites, now offered with affordable Buy Now Pay Later plans.
Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB - Purple (Unlocked)
Apple
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$1,525.99
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$1,525.99
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$1,525.99
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$1,525.99
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$1,525.99
13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...
View full details
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$1,525.99
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$1,525.99
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$1,525.99
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$1,525.99
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$1,525.99
Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB - Starlight (Unlocked)
Apple
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$1,524.99
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$1,524.99
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$1,524.99
$1,524.99
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$1,524.99
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$1,524.99
13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...
View full details
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$1,524.99
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$1,524.99
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$1,524.99
$1,524.99
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$1,524.99
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$1,524.99
Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 128GB - Silver (Unlocked)
Apple
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$642.99
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$642.99
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$642.99
$642.99
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$642.99
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$642.99
11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...
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$642.99
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$642.99
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$642.99
$642.99
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$642.99
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Sony Interactive Entertainment - PlayStation Portal Remote Player - Midnight Black
Sega
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$314.99
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$314.99
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$314.99
$314.99
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$314.99
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$314.99
Put Your PS5 in the Palm of Your HandPlayStation Portal Remote Player gives you access to the games on your PS5 over a Wi-Fi network letting you ju...
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$314.99
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$314.99
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$314.99
$314.99
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HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
HP
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$1,996.99
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$1,996.99
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Intel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Kingston FURY 16GB DD...
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$1,996.99
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$1,996.99
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HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti - 1TB SSD - Shadow Black
HP
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$2,741.99
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$2,741.99
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$2,741.99
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Intel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Kingston FURY 32GB DD...
View full details
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$2,741.99
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$2,741.99
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$2,741.99
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Lenovo - Yoga 7a 2-in-1 - Copilot+ PC - 16" 2K LCD Touchscreen Laptop - AMD Ryzen AI 5 430 2026 - 16GB Memory - 512GB SSD - Seashell
Lenovo
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$1,079.99
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$1,079.99
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$1,079.99
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$1,079.99
Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...
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$1,079.99
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$1,079.99
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$1,079.99
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ASUS - Zenbook 14 14" 2K OLED Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 465 - 16GB RAM - 512GB SSD - Jasper Gray
ASUS
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$1,350.99
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$1,350.99
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$1,350.99
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$1,350.99
Copilot+ PC on Windows 11 HomeAs a Copilot+ PC on Windows 11 Home Zenbook 14 delivers up to 50 TOPS of on-device AI powering faster searches instan...
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$1,350.99
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$1,350.99
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Samsung - Galaxy Tab A11+ Kids Edition 11" 128GB - Wi-Fi - Blue
Samsung
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$382.99
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$382.99
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$382.99
$382.99
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$382.99
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$382.99
A big screen made for curious kidsA bright 11 1920 x 1200 display with a 90Hz refresh rate delivers smooth motion and clear visuals making it easie...
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$382.99
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$382.99
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$382.99
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ASUS - Zenbook S14 (2026) 14" OLED WQXGA+ 1610 Touch Screen Intel Core Ultra 9 Processor Intel Graphics 32GB RAM 1TB SSD - Scandinavian White
ASUS
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$2,182.99
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$2,182.99
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$2,182.99
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Copilot+ PC on Windows 11 HomeCopilot+ PC on Windows 11 Home brings you smarter search quick summaries and seamless task assistance—right when you ...
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$2,182.99
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Lenovo - Yoga 7a 2-in-1 - Copilot+ PC - 16" 2K LCD Touchscreen Laptop - AMD Ryzen AI 7 445 2026 - 16GB Memory - 1TB SSD - Seashell
Lenovo
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$1,628.99
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$1,628.99
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$1,628.99
$1,628.99
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$1,628.99
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$1,628.99
Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...
View full details
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$1,628.99
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$1,628.99
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$1,628.99
$1,628.99
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$1,628.99
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$1,628.99
Logitech - Alto Keys K98M Full-size Wireless Mechanical keyboard with Backlit keys for PC Mac Laptops - Graphite
Logitech
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$158.99
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$158.99
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$158.99
$158.99
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$158.99
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$158.99
Immersive typing with UniCushionEnjoy a mechanical typewriter keyboard feel—gasket mount absorbs vibrations for smoother keystrokes delivering comf...
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$158.99
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$158.99
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$158.99
$158.99
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$158.99
Hisense - 50" Class U6 Series MiniLED 4K UHD Smart Fire TV (2026)
HISENSE
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$503.99
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$503.99
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$503.99
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$503.99
Hi-QLED MiniLEDMini-LED backlighting uses thousands of precise light zones to enhance contrast across the screen revealing deeper shadows brighter ...
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$503.99
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$503.99
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$503.99
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$503.99
HP - OmniBook 3 - 16" 2K Touchscreen Laptop - AMD Ryzen 5 40 - 16GB Memory - 256GB SSD - Glacier Silver
HP
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$967.99
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$967.99
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$967.99
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$967.99
16" 2K touchscreen display with IPS1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with ...
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$967.99
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$967.99
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$967.99
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Acer - Nitro XV240Y W3biipr 23.8" IPS LED AMD FreeSync Premium Gaming Monitor - 240Hz Up to 0.5ms (DisplayPort 2 x HDMI) - Black
Acer
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$154.99
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$154.99
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$154.99
$154.99
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$154.99
Quality VisualsThe XV240Y 23.8" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning high quality images with ex...
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$154.99
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$154.99
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HP - OmniBook 3 - 14" 2K Touchscreen Laptop - Snapdragon X - 16GB Memory - 512GB SSD - Copilot+ PC - Warm Gold
HP
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$962.99
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$962.99
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$962.99
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$962.99
14" 2K touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you can con...
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$962.99
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$962.99
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$962.99
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Acer - Chromebook 315 15.6" FHD 2K Laptop - MediaTek Kompanio 540 4GB Memory 128GB Storage Wi-Fi 6E - Protective Sleeve - Silver
Acer
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$404.99
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$404.99
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$404.99
$404.99
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$404.99
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$404.99
The Best of Google in a LaptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...
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$404.99
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$404.99
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$404.99
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Apple - 13-inch iPad Air M4 chip Wi-Fi + Cellular 256GB - Space Gray (Unlocked)
Apple
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$1,285.99
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$1,285.99
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$1,285.99
$1,285.99
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$1,285.99
WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...
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$1,285.99
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$1,285.99
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$1,285.99
$1,285.99
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ASUS - Zenbook S16 16" 3K OLED Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 465 - 32GB RAM - 1TB SSD - Antrim Gray
ASUS
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$2,063.99
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$2,063.99
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$2,063.99
$2,063.99
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$2,063.99
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$2,063.99
Copilot+ PC on Windows 11 HomeAs a Copilot+ PC on Windows 11 Home Zenbook S16 delivers up to 50 TOPS of on-device AI powering faster searches insta...
View full details
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$2,063.99
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$2,063.99
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$2,063.99
$2,063.99
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$2,063.99
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$2,063.99
ASUS - Zenbook A14 14 OLED 2K Display - Copilot+ PC - Snapdragon X2 Elite - 16GB RAM - 512GB SSD - Zabriskie Beige
ASUS
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$1,484.99
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$1,484.99
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$1,484.99
$1,484.99
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$1,484.99
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$1,484.99
Copilot+ PC on Windows 11 HomeAs a Copilot+ PC on Windows 11 Home Zenbook A14 delivers 80 NPU TOPS of on-device AI powering faster searches instant...
View full details
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$1,484.99
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$1,484.99
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$1,484.99
$1,484.99
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$1,484.99
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$1,484.99
Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB - Blue (Unlocked)
Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB - Blue (Unlocked)
Apple
Original price
$1,525.99
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$1,525.99
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$1,525.99
$1,525.99
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$1,525.99
Current price
$1,525.99
13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...
View full details
Original price
$1,525.99
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$1,525.99
Original price
$1,525.99
$1,525.99
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$1,525.99
Current price
$1,525.99
16" R7 - 32/1 KOKI R
HP
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$1,549.99
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$1,549.99
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$1,549.99
$1,549.99
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$1,549.99
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$1,549.99
16" R7 - 32/1 KOKI R7
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$1,549.99
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$1,549.99
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$1,549.99
$1,549.99
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$1,549.99
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$1,549.99
50 CLASS U8000H SERI
Samsung
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$387.99
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$387.99
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$387.99
$387.99
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$387.99
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$387.99
50 CLASS U8000H SERIES CRYSTAL UHD 4K
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$387.99
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$387.99
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$387.99
$387.99
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$387.99
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$387.99
75 CLASS QN70H SERIE
Samsung
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$1,696.99
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$1,696.99
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$1,696.99
$1,696.99
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$1,696.99
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$1,696.99
75 CLASS QN70H SERIES NEO QLED
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$1,696.99
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$1,696.99
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$1,696.99
$1,696.99
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$1,696.99
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$1,696.99
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.