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  • Original price $236.99 - Original price $236.99
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    Current price $236.99

    Philips - Hue 75W A19 Smart LED Starter Kit - White and Color Ambiance

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

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    Original price $236.99 - Original price $236.99
    Original price
    $236.99
    $236.99 - $236.99
    Current price $236.99
  • Original price $236.99 - Original price $236.99
    Original price
    $236.99
    $236.99 - $236.99
    Current price $236.99

    Philips - Hue A19 75W Smart LED Starter Kit - White and Color Ambiance

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

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    Original price $236.99 - Original price $236.99
    Original price
    $236.99
    $236.99 - $236.99
    Current price $236.99
  • Original price $114.99 - Original price $114.99
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    $114.99
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    Current price $114.99

    Philips - Hue A19 Bluetooth 75W Smart LED Bulb (2-Pack) - White and Color Ambiance

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

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    Original price $114.99 - Original price $114.99
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    $114.99
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    Current price $114.99
  • Original price $142.99 - Original price $142.99
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    $142.99
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    Philips - Hue Color A19 Smart LED Bulb Starter Kit - White and Color Ambiance

    Philips

    Create personalized experience with colorful smart lightTransform your home with over 16 million colors instantly creating the right atmosphere for...

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    Original price $142.99 - Original price $142.99
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  • Original price $107.99 - Original price $107.99
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    Current price $107.99

    Philips - Hue A19 Bluetooth 60W Smart LED Bulb (3-Pack) - White and Color Ambiance

    Philips

    Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance.Light recipesE...

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    Original price $107.99 - Original price $107.99
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    $107.99
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  • Original price $190.99 - Original price $190.99
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    $190.99
    $190.99 - $190.99
    Current price $190.99

    Philips - Hue A19 60W Smart LED Starter Kit - White and Color Ambiance

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

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    Original price $190.99 - Original price $190.99
    Original price
    $190.99
    $190.99 - $190.99
    Current price $190.99
  • Original price $92.99 - Original price $92.99
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    $92.99
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    Current price $92.99

    Philips - Hue Solo lightstrip 3m (10ft) - White and Color Ambiance

    Philips

    Includes one Hue Solo 3 meter lightstripSeamless blend of multicolor light in a single LED stripSet the mood instantly with Bluetooth and easily co...

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    Original price $92.99 - Original price $92.99
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  • Original price $394.99 - Original price $394.99
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    $394.99
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    Philips Hue Play HDMI Sync Box 8K - Black

    Philips

    HDMI 2.1 CERTIFIED FOR THE HIGHEST QUALITY CONTENTWith an ultra-fast refresh rate you can sync your Hue lights to the highest quality video content...

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    Original price $394.99 - Original price $394.99
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  • Original price $100.99 - Original price $100.99
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    Philips - Hue White and Color Ambiance Lucca Wall Light - Black

    Philips

    Sophisticated modern designIlluminate your porch and patios with colorful light. The Lucca wall lantern with its round shape and black bands offers...

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    Original price $100.99 - Original price $100.99
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  • Original price $307.99 - Original price $307.99
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    Philips - Hue Lily Outdoor Spotlight Basekit (3-pack) - White and Color Ambiance

    Philips

    Millions of colors of lightUse millions of shades of white or color light to highlight outdoor features such as trees or fountains and create a uni...

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    Original price $307.99 - Original price $307.99
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  • Original price $394.99 - Original price $394.99
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    PHILIPS HUE PLAY HDM

    Philips

    PHILIPS HUE PLAY HDMI SYNC BOX 8K

    Original price $394.99 - Original price $394.99
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  • Original price $92.99 - Original price $92.99
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    HUE SOLO LIGHTSTRIP

    Philips

    HUE SOLO LIGHTSTRIP 3M

    Original price $92.99 - Original price $92.99
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  • Original price $99.99 - Original price $99.99
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    Philips - Hue Solo Lightstrip 5m (16ft) - White and Color Ambiance

    Philips

    Includes one Hue Solo 5 meter lightstripSeamless blend of multicolor light in a single LED stripSet the mood instantly with Bluetooth and easily co...

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    Original price $99.99 - Original price $99.99
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    $99.99
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    Current price $99.99
  • Original price $98.99 - Original price $98.99
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    $98.99
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    Current price $98.99

    Philips - Hue A19 Bluetooth 60W LED Smart Bulbs (3-Pack) - White and Color Ambiance

    Philips

    Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance.Light recipesE...

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    Original price $98.99 - Original price $98.99
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    $98.99
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    Current price $98.99
  • Original price $192.99 - Original price $192.99
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    $192.99
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    Current price $192.99

    Philips - Hue Solo Lightstrip 10m (33ft) - White and Color Ambiance

    Philips

    Includes one Hue Solo 10 meter or 32 feet lightstripSeamless blend of multicolor light in a single LED stripSet the mood instantly with Bluetooth a...

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    Original price $192.99 - Original price $192.99
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    $192.99
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    Current price $192.99
  • Original price $81.99 - Original price $81.99
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    $81.99
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    Philips - Hue Bluetooth 5/6" High Lumen Recessed Downlight - White and Color Ambiance

    Philips

    Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance. Create the ul...

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    Original price $81.99 - Original price $81.99
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    $81.99
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  • Original price $169.99 - Original price $169.99
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    $169.99
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    Philips - Hue Color A19 Smart LED Bulb 2PK + Hue Bridge - White and Color Ambiance

    Philips

    Create personalized experience with colorful smart lightTransform your home with over 16 million colors instantly creating the right atmosphere for...

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    Original price $169.99 - Original price $169.99
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    $169.99
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  • Original price $178.99 - Original price $178.99
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    $178.99
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    Philips - Hue Go Portable Table Lamp - Black

    Philips

    Take it anywhereWith it's silicone grip and robust design the Philips Hue Go portable table lamp lets you take it with you anywhere in around or ou...

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    Original price $178.99 - Original price $178.99
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    $178.99
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  • Original price $134.99 - Original price $134.99
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    $134.99
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    Philips - Hue A19 Bluetooth 75W Smart LED Bulbs (2-Pack)

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

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    Original price $134.99 - Original price $134.99
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    $134.99
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  • Original price $98.99 - Original price $98.99
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    $98.99
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    Philips - Hue Ambiance Gradient Bluetooth Lightstrip 40-inch Extension

    Philips

    Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip.Colorful smart lightingInstantly set...

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    Original price $98.99 - Original price $98.99
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    $98.99
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    Current price $98.99
  • Original price $75.99 - Original price $75.99
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    $75.99
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    Current price $75.99

    Philips - Hue A19 Bluetooth 75W Smart LED Bulb - White and Color Ambiance

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

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    Original price $75.99 - Original price $75.99
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    $75.99
    $75.99 - $75.99
    Current price $75.99
  • Original price $86.99 - Original price $86.99
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    $86.99
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    Current price $86.99

    Philips - Hue White and Color Ambiance Bluetooth 5/6" High Lumen Recessed Downlight - White

    Philips

    Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance. Create the ul...

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    Original price $86.99 - Original price $86.99
    Original price
    $86.99
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    Current price $86.99
  • Original price $80.99 - Original price $80.99
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    $80.99
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    Current price $80.99

    Philips - Hue Bridge - White

    Philips

    Includes one Philips Hue BridgeUnlock the power of Hue and enjoy the full suite of features for a premium smart lighting experience.Secure and stab...

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    Original price $80.99 - Original price $80.99
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    $80.99
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    Current price $80.99
  • Original price $192.99 - Original price $192.99
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    $192.99
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    Current price $192.99

    Philips - Hue Play Smart LED Bar Light (2-Pack) - White and Color Ambiance

    Philips

    Small but mightyA versatile lamp available in black or white the Play light bars enhance any entertainment setup.Personalize your playtimeUse the P...

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    Original price $192.99 - Original price $192.99
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    $192.99
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  • Original price $214.99 - Original price $214.99
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    Philips - Hue Ambiance Gradient Bluetooth Lightstrip 80-inch Base Kit - Multi

    Philips

    Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip.Colorful smart lightingInstantly set...

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    Original price $214.99 - Original price $214.99
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    $214.99
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  • Original price $92.99 - Original price $92.99
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    Current price $92.99

    Philips - Hue Ambiance Gradient Bluetooth Lightstrip 40-inch Extension - White

    Philips

    Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip.Colorful smart lightingInstantly set...

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    Original price $92.99 - Original price $92.99
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    $92.99
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    Current price $92.99
  • Original price $344.99 - Original price $344.99
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    Philips - Hue Play Gradient Lightstrip 75" - White

    Philips

    Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip. The colors flow together naturally ...

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    Original price $344.99 - Original price $344.99
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    $344.99
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  • Original price $232.99 - Original price $232.99
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    Philips - Hue Play Gradient Lightstrip 65" - Multi

    Philips

    Seamlessly Blend ColorsGet a seamless blend of multiple colors of light at the same time in a single LED strip. The colors flow together naturally ...

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    Original price $232.99 - Original price $232.99
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    $232.99
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    Current price $232.99
  • Original price $153.99 - Original price $153.99
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    $153.99
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    Current price $153.99

    Philips - Hue A19 Bluetooth 60W Smart LED Starter Kit - White and Color Ambiance

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

    View full details
    Original price $153.99 - Original price $153.99
    Original price
    $153.99
    $153.99 - $153.99
    Current price $153.99
  • Original price $92.99 - Original price $92.99
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    $92.99
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    Current price $92.99

    Philips - Hue A19 Bluetooth 75W Smart LED Starter Kit - White

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

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    Original price $92.99 - Original price $92.99
    Original price
    $92.99
    $92.99 - $92.99
    Current price $92.99
  • Original price $190.99 - Original price $190.99
    Original price
    $190.99
    $190.99 - $190.99
    Current price $190.99

    Philips - Hue 60W A19 Smart LED Starter Kit - White and Color Ambiance

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

    View full details
    Original price $190.99 - Original price $190.99
    Original price
    $190.99
    $190.99 - $190.99
    Current price $190.99
  • Original price $125.99 - Original price $125.99
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    $125.99
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    Current price $125.99

    Philips - Hue BR30 Bluetooth 85W Smart LED Bulb (2-Pack) - White and Color Ambiance

    Philips

    Create a personalized experienceAt the touch of a button you can transform your living room with a pink glow or light your entire home in vibrant c...

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    Original price $125.99 - Original price $125.99
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    $125.99
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    Current price $125.99
  • Original price $86.99 - Original price $86.99
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    $86.99
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    Current price $86.99

    Philips - Hue A21 Bluetooth 100W Smart LED Bulb - White and Color Ambiance

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors. Transform any room for an immersive entertainment experience...

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    Original price $86.99 - Original price $86.99
    Original price
    $86.99
    $86.99 - $86.99
    Current price $86.99
  • Original price $107.99 - Original price $107.99
    Original price
    $107.99
    $107.99 - $107.99
    Current price $107.99

    Philips - Hue A19 Bluetooth 75W Smart LED Bulbs (2-Pack) - White and Color Ambiance

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

    View full details
    Original price $107.99 - Original price $107.99
    Original price
    $107.99
    $107.99 - $107.99
    Current price $107.99
  • Original price $75.99 - Original price $75.99
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    $75.99
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    Current price $75.99

    Philips - Hue E12 Bluetooth 50W Smart LED Bulb - White and Color Ambiance

    Philips

    Classic Style Modern FeaturesThe Philips Hue E12 candelabra bulb brings classic style and modern smart lighting features to your chandelier or scon...

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    Original price $75.99 - Original price $75.99
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    $75.99
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    Current price $75.99
  • Original price $92.99 - Original price $92.99
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    $92.99
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    Current price $92.99

    Philips - Hue Bluetooth Slim Downlight 6" - White and Color Ambiance

    Philips

    Canless designThe slim downlight installs easily into any ceiling thanks to its slim profile. Place them in spaces such as narrow hallways or rooms...

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    Original price $92.99 - Original price $92.99
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    $92.99
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    Current price $92.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.