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Rent To Own Components – Upgrade Your Tech with Easy Financing

Enhance your system with top-quality components from Finance My Cart. From graphics cards and motherboards to CPUs and memory, we offer premium parts from leading brands like ASUS, Intel, NVIDIA, and more. With our rent-to-own and lease-to-own payment plans, you can upgrade your tech without the upfront cost. Enjoy affordable monthly payments and free shipping while building the perfect setup!

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Sonos - Arc Ultra Soundbar - Black
$1,089.99 - $1,089.99
$1,089.99
$1,089.99 - $1,089.99
$1,089.99

Sonos - Arc Ultra Soundbar - Black

Sonos Inc

Next-level immersionWith an all-new acoustic architecture powered by 14 Sonos-engineered drivers and advanced technologies like Sound Motion Arc Ul...

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$1,089.99 - $1,089.99
$1,089.99
$1,089.99 - $1,089.99
$1,089.99
Sonos - Port Streaming Media Player - Matte Black
$495.99 - $495.99
$495.99
$495.99 - $495.99
$495.99

Sonos - Port Streaming Media Player - Matte Black

Sonos Inc

Use your smartphone as a Sonos remoteDownload the app on your Android or iOS device to send photos music and video to your TV.High-speed wireless c...

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$495.99 - $495.99
$495.99
$495.99 - $495.99
$495.99
Sonos - Amp 250W 2.1-Ch Amplifier - Black
$762.99 - $762.99
$762.99
$762.99 - $762.99
$762.99

Sonos - Amp 250W 2.1-Ch Amplifier - Black

Sonos Inc

250W total powerFeatures RMS rating of 125W x 2 at 8 ohms and is two channels driven for robust audio.HDMI ARC inputAdd stereo or surround sound to...

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$762.99 - $762.99
$762.99
$762.99 - $762.99
$762.99
Sonos - Arc Ultra Soundbar - White
$1,089.99 - $1,089.99
$1,089.99
$1,089.99 - $1,089.99
$1,089.99

Sonos - Arc Ultra Soundbar - White

Sonos Inc

Next-level immersionWith an all-new acoustic architecture powered by 14 Sonos-engineered drivers and advanced technologies like Sound Motion Arc Ul...

View full details
$1,089.99 - $1,089.99
$1,089.99
$1,089.99 - $1,089.99
$1,089.99
Sonos Sub 4 Wireless Subwoofer - Black
$874.99 - $874.99
$874.99
$874.99 - $874.99
$874.99

Sonos Sub 4 Wireless Subwoofer - Black

Sonos Inc

Pulse-pounding bassDual Sonos-engineered drivers generate deep dynamic low frequencies. The ported enclosure enhances the bass response so you feel...

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$874.99 - $874.99
$874.99
$874.99 - $874.99
$874.99
Sonos - Ray All-in-One Soundbar for TV and Music - White
$238.99 - $238.99
$238.99
$238.99 - $238.99
$238.99

Sonos - Ray All-in-One Soundbar for TV and Music - White

Sonos Inc

Jam-packed with powerExperience astonishing clarity and fullness from a small standalone soundbar that balances two high-performing tweeters and a ...

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$238.99 - $238.99
$238.99
$238.99 - $238.99
$238.99
Sonos - Arc 5.0.2 Channel Smart Soundbar with Dolby Atmos - Black
$797.99 - $797.99
$797.99
$797.99 - $797.99
$797.99

Sonos - Arc 5.0.2 Channel Smart Soundbar with Dolby Atmos - Black

Sonos Inc

Immerse yourself in the musicStream music radio podcasts and more from your favorite services with the Sonos app or Apple AirPlay 2 when the TV is ...

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$797.99 - $797.99
$797.99
$797.99 - $797.99
$797.99
Sonos - ARC 5.0.2 Channel Smart Soundbar with Dolby Atmos - White
$797.99 - $797.99
$797.99
$797.99 - $797.99
$797.99

Sonos - ARC 5.0.2 Channel Smart Soundbar with Dolby Atmos - White

Sonos Inc

Immerse yourself in the musicStream music radio podcasts and more from your favorite services with the Sonos app or Apple AirPlay 2 when the TV is ...

View full details
$797.99 - $797.99
$797.99
$797.99 - $797.99
$797.99
Sonos - Ray All-in-One Soundbar for TV and Music - Black
$238.99 - $238.99
$238.99
$238.99 - $238.99
$238.99

Sonos - Ray All-in-One Soundbar for TV and Music - Black

Sonos Inc

Jam-packed with powerExperience astonishing clarity and fullness from a small standalone soundbar that balances two high-performing tweeters and a ...

View full details
$238.99 - $238.99
$238.99
$238.99 - $238.99
$238.99
SONOS Sub 4 Wireless Subwoofer - White
$874.99 - $874.99
$874.99
$874.99 - $874.99
$874.99

SONOS Sub 4 Wireless Subwoofer - White

Sonos Inc

Pulse-pounding bassDual Sonos-engineered drivers generate deep dynamic low frequencies. The ported enclosure enhances the bass response so you feel...

View full details
$874.99 - $874.99
$874.99
$874.99 - $874.99
$874.99
Sonos - Beam (Gen 2) 5.0 Channel Smart Soundbar with Dolby Atmos - Black
$555.99 - $555.99
$555.99
$555.99 - $555.99
$555.99

Sonos - Beam (Gen 2) 5.0 Channel Smart Soundbar with Dolby Atmos - Black

Sonos Inc

High Quality even at low volumesAdvanced audio processing ensures balanced sound from wall to wall at any volume level. When you want to watch TV b...

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$555.99 - $555.99
$555.99
$555.99 - $555.99
$555.99
Sonos - Beam (Gen 2) 5.0 Channel Smart Soundbar with Dolby Atmos - White
$555.99 - $555.99
$555.99
$555.99 - $555.99
$555.99

Sonos - Beam (Gen 2) 5.0 Channel Smart Soundbar with Dolby Atmos - White

Sonos Inc

High Quality even at low volumesAdvanced audio processing ensures balanced sound from wall to wall at any volume level. When you want to watch TV b...

View full details
$555.99 - $555.99
$555.99
$555.99 - $555.99
$555.99
Sonos - Sub Mini Dual 6" Wifi Subwoofer - Black
$479.99 - $479.99
$479.99
$479.99 - $479.99
$479.99

Sonos - Sub Mini Dual 6" Wifi Subwoofer - Black

Sonos Inc

Mini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...

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$479.99 - $479.99
$479.99
$479.99 - $479.99
$479.99
Sonos - Sub Mini Dual 6" Wifi Subwoofer - White
$479.99 - $479.99
$479.99
$479.99 - $479.99
$479.99

Sonos - Sub Mini Dual 6" Wifi Subwoofer - White

Sonos Inc

Mini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...

View full details
$479.99 - $479.99
$479.99
$479.99 - $479.99
$479.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.