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  • Original price $92.99 - Original price $92.99
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    HUE SOLO LIGHTSTRIP

    Philips

    HUE SOLO LIGHTSTRIP 3M

    Original price $92.99 - Original price $92.99
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  • Original price $199.99 - Original price $199.99
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    ION Audio - Sport 320 200W Portable Bluetooth Battery Powered All-Weather Speaker with Premium 5-Speaker 320 Sound - Black

    Ion Audio LLC

    Bluetooth 5.0 enabledStream and control your music wirelesslyIon sound control AppCustomize audio and lighting5 xl 200-watt 320¿ speaker system5 Sp...

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    Original price $199.99 - Original price $199.99
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  • Original price $133.99 - Original price $133.99
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    ION Audio - Sport Boom All-Weather Rechargeable Speaker with Microphone - Black

    Ion Audio LLC

    Bluetooth 5.0 enabledStream and control your music wirelesslyIon sound control AppCustomize your audioHigh-powered 60-watt sound system5.25 (133.35...

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    Original price $133.99 - Original price $133.99
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  • Original price $198.99 - Original price $198.99
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    LG - 4.1 ch Sound Bar with Wireless Subwoofer and Rear Speakers - Black

    LG

    Surround Sound ExpansionFeel the sound all around you with rear speakers that wirelessly pair with the sound bar. Experience lifelike sounds that p...

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    Original price $198.99 - Original price $198.99
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  • Original price $446.99 - Original price $446.99
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    VIZIO Elevate SE 5.1.2 Soundbar Wireless Subwoofer Surround Sound w/ Dolby Atmos and DTSX - Black

    Vizio

    Take control with your smartphoneAccess soundbar functionality and settings using your smartphone with our VIZIO mobile app (available for iPhone a...

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    Original price $446.99 - Original price $446.99
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  • Original price $188.99 - Original price $188.99
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    JBL - 5.0ch Soundbar with Multibeam - Black

    JBL

    Dolby Atmos and MultiBeam Surround soundUpgrade your viewing or gaming experience from ordinary to extraordinary. Built-in Virtual Dolby Atmos give...

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    Original price $188.99 - Original price $188.99
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  • Original price $849.99 - Original price $849.99
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    LG - 3.1 Channel SG10TY Soundbar with Wireless Subwoofer Dolby Atmos and WOW Orchestra - Black

    LG

    One Wall DesignAt a depth of less than 1.3 inches the ultra-slim One Wall Design of the LG Soundbar artfully enhances your LG OLED evo G Series TV ...

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    Original price $849.99 - Original price $849.99
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  • Original price $337.99 - Original price $337.99
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    LG - 5.1.1 Channel S70TR Soundbar with Wireless Subwoofer and Rear Speakers Dolby Atmos and WOW Orchestra - Black

    LG

    LG QNED MatchingWhile a great sound enhancer for any LG TV this slim and compact soundbar is especially ideal for your LG QNED. With its smaller wi...

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    Original price $337.99 - Original price $337.99
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  • Original price $308.99 - Original price $308.99
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    ION Audio - Total PA Ultimate High-Power Bluetooth Speaker System with Edge Glow - Black

    Ion Audio LLC

    Ion sound control APPCustomize the audio and lighting.Bluetooth 5.0 compatibleStream and control your music wirelessly up to 100ft.Bi-amplified 650...

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    Original price $308.99 - Original price $308.99
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  • Original price $254.99 - Original price $254.99
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    ION Audio - Party Rocker Max High-Power Portable Bluetooth Speaker with Customizable Party Theme Lights - Black

    Ion Audio LLC

    Bluetooth 5.0 enabledStream and control your music wirelessly.Ion sound XP APPControls audio and lighting.High-power 120-watt sound system8 woofer ...

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    Original price $254.99 - Original price $254.99
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  • Original price $126.99 - Original price $126.99
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    JBL - PartyBox Digital Wireless Microphones

    JBL

    Clear voice crisp soundThe cardioid pickup pattern of these mics deliver a warm clear and crisp vocal sound that's designed to make everyone sound ...

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    Original price $126.99 - Original price $126.99
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  • Original price $141.99 - Original price $141.99
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    NZXT - H7 Flow ATX Mid-Tower PC Case - White Black

    NZXT

    Extremely CoolThe H7 Flow achieves maximized thermal performance with a perforated top and front panel. These airflow-optimized panels improve vent...

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    Original price $141.99 - Original price $141.99
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  • Original price $99.99 - Original price $99.99
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    Philips - Hue Solo Lightstrip 5m (16ft) - White and Color Ambiance

    Philips

    Includes one Hue Solo 5 meter lightstripSeamless blend of multicolor light in a single LED stripSet the mood instantly with Bluetooth and easily co...

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    Original price $99.99 - Original price $99.99
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    Philips - Hue A19 Bluetooth 60W LED Smart Bulbs (3-Pack) - White and Color Ambiance

    Philips

    Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance.Light recipesE...

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    Original price $98.99 - Original price $98.99
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  • Original price $105.99 - Original price $105.99
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    ecobee - SmartCamera with voice control - Black/White

    EcoBee

    HD Video and Night VisionStream continuous ultra-clear 1080p HD video to your phone day or night. Feel like you're home even when you’re notPerson ...

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    Original price $105.99 - Original price $105.99
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    Amazon - Smart Programmable Thermostat with Alexa C-Wire Required - White

    AMAZON

    Smart upgradeAmazon Smart Thermostat is an easy way to switch from a traditional thermostat and help reduce energy usage.Save moneyAfter purchase A...

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    Original price $105.99 - Original price $105.99
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  • Original price $300.99 - Original price $300.99
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    JBL - 5.1-Channel Soundbar with Wireless Subwoofer - Black

    TEAC

    300W total output powerProvides quality sound for your favorite movies shows games and music.Five full-range drivers and two 1-1/4" tweetersEnhance...

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    Original price $300.99 - Original price $300.99
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  • Original price $84.99 - Original price $84.99
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    Govee - 49.2ft Wi-Fi RGBICW LED Strip Light - Multi

    Govee

    Smart RGBIC effectsUnlike RGB RGBIC LED strip lights present stunning segmented colors on a line. The smart LED strip lights create a colorful ligh...

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    Original price $84.99 - Original price $84.99
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  • Original price $284.99 - Original price $284.99
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    Govee - AI Gaming TV Sync Box Kit for 55-65 inch TVs

    Govee

    Advanced technologySupports HDMI 2.0 2K-144FPS/4K-60FPS Dolby Horizon HDR 10+ ARC CEC Alexa and Google AssistantMore HDMI-output portsThree HDMI-in...

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    Original price $284.99 - Original price $284.99
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  • Original price $129.99 - Original price $129.99
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    MSI - MAG Core Liquid I240 - AIO ARGB CPU Liquid Cooler - 240mm Radiator - 2x 120mm ARGB Gen 2 PWM Fans - Black

    MSI

    FAN DIMENSIONS120 x 120 x 25 mm / 4.7 x 4.7 x 0.98 inchesFAN SPEED235010RPMFAN POWER CONSUMPTION2.4WFAN BEARINGLoop Dynamic Bearing(LDB)FAN AIR PRE...

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    Original price $129.99 - Original price $129.99
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  • Original price $394.99 - Original price $394.99
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    JBL - PartyBox 310 Portable Party Speaker - Black

    JBL

    Powerful JBL Pro SoundAround the block or across the beach make your party heard with 240 watts of big JBL Pro Sound. Sing rap strum — then turn up...

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    Original price $394.99 - Original price $394.99
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  • Original price $416.99 - Original price $416.99
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    Sony - STRDH790- 7.2-Ch Dolby Atmos Dolby Vision 4K Ultra HDR Home Theater Receiver

    Sony

    4K and 3D passthroughAllows high-quality 3D and 4K video through the receiver straight to your media device.145W RMS powerFor powerful sound.Surrou...

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    Original price $416.99 - Original price $416.99
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  • Original price $78.99 - Original price $78.99
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    ecobee - SmartSensor for Doors and Windows (2-Pack) - White

    EcoBee

    Receive instant notification when a door or window is opened or closed.Real-time notifications whenever a door or window is opened or closed throug...

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    Original price $78.99 - Original price $78.99
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  • Original price $318.99 - Original price $318.99
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    Google - Nest Learning Thermostat (4th gen) with Nest Temperature Sensor (2nd gen) - Polished Gold

    GOOGLE

    The right temp right where you want it.The Nest Learning Thermostat works with any Nest Temperature Sensor. Put the included 2nd gen sensor in any ...

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    Original price $318.99 - Original price $318.99
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    GE - Cync A19 Dynamic Effects Smart LED Light Bulbs (2 Pack) - Color Changing - Full Color

    General Electric

    Millions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...

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    Original price $48.99 - Original price $48.99
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  • Original price $161.99 - Original price $161.99
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    ecobee - 3 lite Smart Thermostat - Black

    EcoBee

    SavingsSave up to 23 annually on heating and cooling costs (compared to a hold of 72F/22C)ControlControl from anywhere using your Android or iOS de...

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    Original price $161.99 - Original price $161.99
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  • Original price $173.99 - Original price $173.99
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    Polk Audio - React 7" Wireless Subwoofer - Black

    Polk Audio

    Deep Impactful BassThe Polk React 7 long-throw wireless subwoofer is designed to enhance the bass of your React sound bar for an elevated home thea...

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    Original price $173.99 - Original price $173.99
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  • Original price $30.99 - Original price $30.99
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    CORSAIR - XTM60 High Performance Thermal Paste

    Corsair

    Superior Cooling PerformanceProvides exceptional thermal conductivity between your CPU or GPU and cooler resulting in improved heat dissipation and...

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    Original price $30.99 - Original price $30.99
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  • Original price $225.99 - Original price $225.99
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    MSI GeForce RTX 3050 GAMING X 6G - graphics card - GF RTX 3050 - 6 GB

    MSI

    NVIDIA GeForce RTX 3050Boost Up to 1507 MHz6GB GDDR6 Memory for Advanced GamingEquipped with 6GB of advanced GDDR6 memory to provide high bandwidth...

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    Original price $225.99 - Original price $225.99
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  • Original price $318.99 - Original price $318.99
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    $318.99
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    Current price $318.99

    Google - Nest Learning Thermostat (4th gen) with Nest Temperature Sensor (2nd gen) - Polished Obsidian

    GOOGLE

    The right temp right where you want it.The Nest Learning Thermostat works with any Nest Temperature Sensor. Put the included 2nd gen sensor in any ...

    View full details
    Original price $318.99 - Original price $318.99
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    $318.99
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    Google - Nest Learning Thermostat (4th gen) with Nest Temperature Sensor (2nd gen) - Polished Silver

    GOOGLE

    The right temp right where you want it.The Nest Learning Thermostat works with any Nest Temperature Sensor. Put the included 2nd gen sensor in any ...

    View full details
    Original price $318.99 - Original price $318.99
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    $318.99
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  • Original price $109.99 - Original price $109.99
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    TCL - S45H S Class 2.0 Channel Sound Bar with Dolby Atmos DTS VirtualX and Bluetooth Music Streaming - Black

    TCL

    2.0 Channel S Class Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...

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    Original price $109.99 - Original price $109.99
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  • Original price $86.99 - Original price $86.99
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    Samsung Music Frame White Bezel - White

    Samsung

    More color more style more youComplete the style of Music Frame with a new white Bezel. Style for any room and any spaceExpress your style even wit...

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    Original price $86.99 - Original price $86.99
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  • Original price $295.99 - Original price $295.99
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    LG - XBOOM Audio System with Bluetooth and Bass Blast - Black

    LG

    8" Bass Blast WooferRoaring bass you can feel. Fill your space with powerful body-shaking bass sound. The 8" Bass Blast Woofer controls the airflow...

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    Original price $295.99 - Original price $295.99
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  • Original price $849.99 - Original price $849.99
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    LG - 3.1-Channel SG10TY Soundbar with Wireless Subwoofer Dolby Atmos and WOW Orchestra - Black

    LG

    One Wall DesignAt a depth of less than 1.3 inches the ultra-slim One Wall Design of the LG Soundbar artfully enhances your LG OLED evo G Series TV ...

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    Original price $849.99 - Original price $849.99
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    $849.99
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    Current price $849.99
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    $60.99
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    Current price $60.99

    General Electric - Cync Dynamic Effects A19 Smart LED Bulb (2-Pack) - Full Color

    General Electric

    Millions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...

    View full details
    Original price $60.99 - Original price $60.99
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    $60.99
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    Current price $60.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.