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Components

Rent To Own Components – Upgrade Your Tech with Easy Financing

Enhance your system with top-quality components from Finance My Cart. From graphics cards and motherboards to CPUs and memory, we offer premium parts from leading brands like ASUS, Intel, NVIDIA, and more. With our rent-to-own and lease-to-own payment plans, you can upgrade your tech without the upfront cost. Enjoy affordable monthly payments and free shipping while building the perfect setup!

Original price $82.99 - Original price $82.99
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$82.99
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Current price $82.99

Govee - Dreamview TV Strip Lights for 55- 65 TVs - Multi

Govee

1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

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Original price $82.99 - Original price $82.99
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Current price $82.99
Original price $126.99 - Original price $126.99
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Current price $126.99

JBL - PartyBox Digital Wireless Microphones - Black

JBL

Clear Voice Crisp SoundThe cardioid pickup pattern of these mics deliver a warm clear and crisp vocal sound that's designed to make everyone sound ...

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Original price $126.99 - Original price $126.99
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$126.99
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Original price $934.99 - Original price $934.99
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Sony - BRAVIA Theater Bar 8 with 11 speakers Dolby Atmos/DTS X - Black

Sony

Unleash the full potential of surround soundHear cinema-style surround sound all around you with 360 Spatial Sound Mapping.Room optimized soundSoun...

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Original price $934.99 - Original price $934.99
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Original price $149.99 - Original price $149.99
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$149.99
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Hisense - 2.1 CH Soundbar with Wireless Subwoofer - Black

HISENSE

DTS VirtualX and Dolby DigitalHisense H2100 soundbar significantly improves your TV entertainment experience. With DTS VirtualX and Dolby Digital H...

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Original price $149.99 - Original price $149.99
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$149.99
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Original price $52.99 - Original price $52.99
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$52.99
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Thermaltake - CT 120 ARGB Sync 120mm Cooling Fan with Daisy-Chain Design (2-Pack) - Black

Thermal Take

ARGB simplifiedWith 9 addressable LEDs control up to 16.8 million colors to showcase your setup.Fine tuned 7-blade designDesign for optimized CFM a...

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Original price $52.99 - Original price $52.99
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$52.99
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Original price $194.99 - Original price $194.99
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$194.99
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Current price $194.99

JBL - 2.0 Channel All-in-One Soundbar (MK2) - Black

JBL

Deep bassEnhance the drama of a tense thriller feel the roar of your team or sit back with your latest album. The JBL Bar 2.0 All-in-One really is ...

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Original price $194.99 - Original price $194.99
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Original price $68.99 - Original price $68.99
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GE - Cync 10 Foot Dynamic Effects Smart LED Neon Shape Light - Color Changing - Full Color

General Electric

Bendable LED Strip LightsBend the flexible LED strip to create shapes designs and words; Control each segment separately with “independent control ...

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Original price $68.99 - Original price $68.99
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Original price $761.99 - Original price $761.99
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$761.99
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Sony - XV800 X-Series Bluetooth Portable Party Speaker - Black

Sony

Fill your room with Omnidirectional party soundWith five tweeters between the front and rear the XV800 omnidirectional speaker powers your party an...

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Original price $761.99 - Original price $761.99
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Original price $315.99 - Original price $315.99
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$315.99
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JBL - 2.1 Channel Soundbar with Wireless Subwoofer - Black

JBL

Bring the powerFill your whole room with sound. An impressive 300W of total system power puts you in control. Your movies and music have never soun...

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Original price $315.99 - Original price $315.99
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Original price $462.99 - Original price $462.99
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JBL - BAR 500 5.1ch Soundbar with Multibeam and Dolby Atmos - Black

JBL

Dolby Atmos and MultiBeam surround soundImmerse yourself in theater-quality 3D surround sound. Hear extraordinary sound effects from everywhere in ...

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Original price $462.99 - Original price $462.99
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Original price $123.99 - Original price $123.99
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$123.99
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Philips - Hue Solo Lightstrip 5m (16ft) - White and Color Ambiance

Philips

Includes one Hue Solo 5 meter lightstripSeamless blend of multicolor light in a single LED stripSet the mood instantly with Bluetooth and easily co...

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Original price $123.99 - Original price $123.99
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Original price $248.99 - Original price $248.99
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Govee - Wi-Fi RGBIC Outdoor Permanent String Lights 100ft - Black

Govee

Lighting effects for holidays75 scene modes can cover more than 10 holidays and 8 DIY lighting effects to satisfy your various lighting needsSimple...

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Original price $248.99 - Original price $248.99
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Original price $81.99 - Original price $81.99
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Govee - 24.6' RGBIC Strip Light with Smart LED Bulb - Multi

Govee

Reliable brightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...

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Original price $81.99 - Original price $81.99
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Original price $126.99 - Original price $126.99
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Govee - Outdoor 500 Lumens Wi-Fi Smart LED Wall Light - Multi

Govee

Charming lighting effectsGovee Outdoor Wall Light can simultaneously display 3 colors horizontally providing an immersive DIY experience with 45 sc...

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Original price $126.99 - Original price $126.99
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Original price $841.99 - Original price $841.99
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Sonos - Sub 4 Wireless Subwoofer - Black

Sonos Inc

Pulse-pounding bassDual Sonos-engineered drivers generate deep dynamic low frequencies. The ported enclosure enhances the bass response so you feel...

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Original price $841.99 - Original price $841.99
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Original price $333.99 - Original price $333.99
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$333.99
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LG - 5.1-Channel S60TR Home Theater Soundbar with Wireless Subwoofer and Rear Speakers Dolby Audio - Black

LG

Bring Home Epic SoundExperience a new dimension of sound with our 5.1 channel Home Theater Soundbar. Transform your room into a dynamic home theate...

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Original price $333.99 - Original price $333.99
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Original price $614.99 - Original price $614.99
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Klipsch - Flexus CORE 200 3.1.2 Soundbar - Black

Klipsch

Powered By OnkyoWe’ve teamed up with Onkyo combining their decades of proven manufacturing and tech prowess with our classic Klipsch acoustics to e...

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Original price $614.99 - Original price $614.99
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Original price $260.99 - Original price $260.99
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GIGABYTE - Z790 EAGLE AX (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

Gigabyte Technology

Processor CompatibilitySupports 14th and 13th Gen Intel Core Series ProcessorsDDR5 Compatible4SMD DIMMs with XMP 3.0 Memory Module SupportNext Gen ...

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Original price $260.99 - Original price $260.99
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Original price $741.99 - Original price $741.99
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Furrion - 130W Aurora 2.1 Outdoor Soundbar w/ Wireless Subwoofer Bundle - Black

Furrion

MultichannelSix speaker system with bass radiator for powerful sound outputPowerful130W of explosive high-definition audioSubwooferWireless 8" subw...

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Original price $741.99 - Original price $741.99
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Original price $82.99 - Original price $82.99
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Govee - RGBIC LED Neon Rope Light for Desks 6.5ft - Multi

Govee

Segmented RGBIC color control42 controllable segments customize RGBIC lighting effects. 14 zones per meter 16.8 million colors and 64+ scene modesG...

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Original price $82.99 - Original price $82.99
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Original price $380.99 - Original price $380.99
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Klipsch - Flexus CORE 100 2.1 Soundbar - Black

Klipsch

Powered By OnkyoWe’ve teamed up with Onkyo combining their decades of proven manufacturing and tech prowess with our classic Klipsch acoustics to e...

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Original price $380.99 - Original price $380.99
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Original price $798.99 - Original price $798.99
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Denon - AVR-S770H (75W X 7) 7.2-Ch. with HEOS and Dolby Atmos 8K Ultra HD HDR Compatible AV Home Theater Receiver with Alexa - Black

Denon

Unmatched Cinematic Experience in 8KEnjoy crisp clean graphics and smooth animations with 8K/60Hz and 4K/120Hz pass-through with the Denon 7.2-Ch A...

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Original price $798.99 - Original price $798.99
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Original price $207.99 - Original price $207.99
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$207.99
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Current price $207.99

Philips - Hue Solo Lightstrip 10m (33ft) - White and Color Ambiance

Philips

Includes one Hue Solo 10 meter or 32 feet lightstripSeamless blend of multicolor light in a single LED stripSet the mood instantly with Bluetooth a...

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Original price $207.99 - Original price $207.99
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$207.99
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Original price $100.99 - Original price $100.99
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$100.99
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Current price $100.99

Govee - Dreamview TV Strip Lights for 75- 85 TVs - Multi

Govee

1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

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Original price $100.99 - Original price $100.99
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$100.99
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Current price $100.99
Original price $99.99 - Original price $99.99
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Philips - Hue Bluetooth Slim Downlight 6" - White and Color Ambiance

Philips

Canless designThe slim downlight installs easily into any ceiling thanks to its slim profile. Place them in spaces such as narrow hallways or rooms...

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Original price $99.99 - Original price $99.99
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Original price $172.99 - Original price $172.99
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Govee - Smart Table Lamp 2 Pro Sound by JBL - Multi

Govee

Sound by JBL with stereo pairingPremium JBL audio with stereo pairing for powerful immersive sound and synchronized lighting.Clearer visuals DIY21...

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Original price $172.99 - Original price $172.99
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Original price $116.99 - Original price $116.99
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Nanoleaf - Matter Smart Floor Lamp - Multicolor

Nanoleaf

Slim Minimalistic DesignSuits any home decor aesthetic.Dynamic Color-Changing AnimationsCreate customize your own colorful lighting effects with ...

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Original price $116.99 - Original price $116.99
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Original price $94.99 - Original price $94.99
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Govee - RGBIC Smart Table Lamp 2S - Multi

Govee

RGBIC 16 million colors16 million RGB colors and 60+ scenes offer dynamic lighting—controllable via 4 methods.3 Control optionsConvenience via Tou...

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Original price $94.99 - Original price $94.99
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Original price $106.99 - Original price $106.99
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Govee - Smart Mini Panel Lights 10 Packs - RGBIC - Multi

Govee

Unlimited DIY Modeling PossibilitiesThis square light can be freely spliced by pressing to the connecting pieces¿¿through four sides greatly enhanc...

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Original price $106.99 - Original price $106.99
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Original price $162.99 - Original price $162.99
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$162.99
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Govee - RGBICWW 15inch Ceiling Light Pro - Multi

Govee

Planar colorful lighting effectThe internal lamp beads of the main light are arranged in five concentric circles. Independent control for each lig...

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Original price $162.99 - Original price $162.99
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$162.99
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Original price $112.99 - Original price $112.99
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$112.99
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Philips - Hue Smart A19 E26 Bulb 2pk - White and Color Ambiance

Philips

NATURAL DAYLIGHT AT HOMEThis smart bulb offers a full daylight spectrum from relaxing tones below 2700K to invigorating high-energy white light at ...

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Original price $112.99 - Original price $112.99
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$112.99
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Original price $92.99 - Original price $92.99
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$92.99
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SteelSeries - Nimbus+ Wireless Gaming Controller for Apple iOS iPadOS tvOS Devices - Black

Steel Series

Official Apple-licensed Wireless ConnectivityWorks flawlessly with any Apple products including iPhone iPad iPod and Apple TV.Built-in Rechargeable...

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Original price $92.99 - Original price $92.99
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$92.99
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Current price $92.99
Original price $742.99 - Original price $742.99
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$742.99
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LG - 3.1.3 Channel SC9S Soundbar with Wireless Subwoofer Dolby Atmos WOW Orchestra - Black

LG

WOW InterfaceNow convenience is in your hand. Control your soundbar and your LG TV with one remote179;. Adjust the volume and audio settings check ...

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Original price $742.99 - Original price $742.99
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Original price $182.99 - Original price $182.99
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$182.99
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MSI - MAG A1000GL PCIE5 - Full Modular - 80 Plus Gold 1000W - ATX 3.1 Gaming Power Supply - Black

MSI

ATX3.1 ReadyIt has an output port that is compliant with PCIE 5.1 and Intel PSDG ATX 3.1 also the power supply can hold up to 2X total power excurs...

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Original price $182.99 - Original price $182.99
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$182.99
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Original price $149.99 - Original price $149.99
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$149.99
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Current price $149.99

MSI - MAG Core Liquid I240 - AIO ARGB CPU Liquid Cooler - 240mm Radiator - 2x 120mm ARGB Gen 2 PWM Fans - Black

MSI

FAN DIMENSIONS120 x 120 x 25 mm / 4.7 x 4.7 x 0.98 inchesFAN SPEED235010RPMFAN POWER CONSUMPTION2.4WFAN BEARINGLoop Dynamic Bearing(LDB)FAN AIR PRE...

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Original price $149.99 - Original price $149.99
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$149.99
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Current price $149.99
Original price $969.99 - Original price $969.99
Original price
$969.99
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Current price $969.99

Sonos - Arc Ultra Soundbar - White

Sonos Inc

Next-level immersionWith an all-new acoustic architecture powered by 14 Sonos-engineered drivers and advanced technologies like Sound Motion Arc Ul...

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Original price $969.99 - Original price $969.99
Original price
$969.99
$969.99 - $969.99
Current price $969.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.