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Rent To Own Components – Upgrade Your Tech with Easy Financing

Enhance your system with top-quality components from Finance My Cart. From graphics cards and motherboards to CPUs and memory, we offer premium parts from leading brands like ASUS, Intel, NVIDIA, and more. With our rent-to-own and lease-to-own payment plans, you can upgrade your tech without the upfront cost. Enjoy affordable monthly payments and free shipping while building the perfect setup!

JBL - 2.1 Channel Soundbar with Wireless Subwoofer - Black

JBL
Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

Bring the powerFill your whole room with sound. An impressive 300W of total system power puts you in control. Your movies and music have never soun...

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Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

ASUS TUF GAMING X870-PRO WIFI7W NEO AMD ATX MB 16+2+1 POWER

ASUS
Original price $417.99 - Original price $417.99
Original price
$417.99
$417.99 - $417.99
Current price $417.99

ASUS TUF GAMING X870-PRO WIFI7W NEO AMD ATX MB 16+2+1 POWER

Original price $417.99 - Original price $417.99
Original price
$417.99
$417.99 - $417.99
Current price $417.99

Sony - BRAVIA Theater Sub 8 Wireless Subwoofer - Black

Sony
Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

Bass that elevates every momentA 200 mm aluminum driver delivers deep impactful bass with extended low-frequency response adding richness and preci...

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Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

Sony - BRAVIA Theater Sub 7 Wireless Subwoofer - Black

Sony
Original price $393.99 - Original price $393.99
Original price
$393.99
$393.99 - $393.99
Current price $393.99

Deep bassSeparated Notch Edge improves diaphragm movement for deeper clearer and more controlled low frequencies.Room-filling bass. Dual subwoofer ...

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Original price $393.99 - Original price $393.99
Original price
$393.99
$393.99 - $393.99
Current price $393.99

ASUS - ROG STRIX B850-A GAMING WIFI7 NEO (Socket AM5) AMD B850 ATX DDR5 Wi-Fi 7 Motherboard - White

ASUS
Original price $350.99 - Original price $350.99
Original price
$350.99
$350.99 - $350.99
Current price $350.99

Ready for Advanced AI PCsDesigned for the future of AI computing with the power and connectivity needed for demanding AI applicationsAMD AM5 Socket...

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Original price $350.99 - Original price $350.99
Original price
$350.99
$350.99 - $350.99
Current price $350.99

Samsung - Music Studio 5 Smart Speaker 2.0 Ch Q-Symphony WiFi and Bluetooth (2026) - Black

Samsung
Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

Wireless Music StreamingWirelessly connect your smart devices via Wi-Fi or Bluetooth. Play your favorite music podcasts and more with easy access t...

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Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

PNY - GeForce RTX 5070 Ti 16GB OC GDDR7 PCI Express 5.0 Graphics Card with Triple Fan - Black

PNY
Original price $1,140.99 - Original price $1,140.99
Original price
$1,140.99
$1,140.99 - $1,140.99
Current price $1,140.99

NVIDIA DLSS 4Supreme Speed. Superior Visuals. Powered by AI. DLSS is a revolutionary suite of neural rendering technologies that uses AI to boost F...

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Original price $1,140.99 - Original price $1,140.99
Original price
$1,140.99
$1,140.99 - $1,140.99
Current price $1,140.99

JBL - Cinema Soundbar 570 3.1-channel soundbar - Black

JBL
Original price $279.99 - Original price $279.99
Original price
$279.99
$279.99 - $279.99
Current price $279.99

Dedicated center channel provides superior voice clarityA dedicated center channel delivers film and TV dialogue with amazing clarity. You won't ne...

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Original price $279.99 - Original price $279.99
Original price
$279.99
$279.99 - $279.99
Current price $279.99

JBL - BAR500MK2 5.1 Soundbar with Dolby Atmos and Wireless Subwoofer - Black

JBL
Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99

750W max output power and a 10" wireless subwooferFeel every on-screen crash bang and boom right in your chest. Your movies music and games become ...

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Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99

SAMSUNG Wireless Rear Speaker Kit - Black

Samsung
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Wireless SolutionEnjoy surround sound that doesn't clutter your room. The wireless rear speakers connect to your soundbar without the need for sepa...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

TCL - A65K 3.1.2 Channel Designer Series Sound Bar System with Wireless Subwoofer - Black

TCL
Original price $546.99 - Original price $546.99
Original price
$546.99
$546.99 - $546.99
Current price $546.99

3.1.2 Channel Designer Series Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable...

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Original price $546.99 - Original price $546.99
Original price
$546.99
$546.99 - $546.99
Current price $546.99

ASUS - PRIME NVIDIA GeForce RTX 5070 OC Edition 12GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $836.99 - Original price $836.99
Original price
$836.99
$836.99 - $836.99
Current price $836.99

Powered byNVIDIA Blackwell architecture and DLSS 4SFF-Ready enthusiast GeForce cardCompatible with small-form-factor buildsAxial-tech fansFeature a...

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Original price $836.99 - Original price $836.99
Original price
$836.99
$836.99 - $836.99
Current price $836.99

NZXT - H9 Flow 2025 ATX Mid-Tower Dual-Chamber PC Case - Black

NZXT
Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

Dual-Chamber DesignSeparates main components from the PSU and drives for improved thermal performance and cable management.Optimized AirflowPerfora...

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Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

CORSAIR - VENGEANCE 32GB (2x16GB) DDR5 6000MHz C32 AMD EXPO Intel XMP UDIMM Desktop Memory - Black

Corsair
Original price $556.99 - Original price $556.99
Original price
$556.99
$556.99 - $556.99
Current price $556.99

Welcome to the Cutting-Edge of PerformancePush the limits of your system like never before with DDR5 memory unlocking even faster frequencies great...

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Original price $556.99 - Original price $556.99
Original price
$556.99
$556.99 - $556.99
Current price $556.99

GIGABYTE - Z790 AORUS ELITE AX (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

Gigabyte Technology
Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

Processor CompatibilitySupports 14th and 13th Gen Intel Core Series ProcessorsDDR5 Compatible4SMD DIMMs with XMP 3.0 Memory Module SupportNext Gen ...

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Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

CORSAIR - CUE LINK LX120 RGB 120mm PWM Fans Starter Kit (3-pack) - White

Corsair
Original price $124.99 - Original price $124.99
Original price
$124.99
$124.99 - $124.99
Current price $124.99

Stunning RGB Lighting with Dual Light Loops18 LEDs per fan spread across an inner and outer loop enable brilliant customizable lighting that can be...

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Original price $124.99 - Original price $124.99
Original price
$124.99
$124.99 - $124.99
Current price $124.99

CORSAIR - RS120 120mm PWM Computer Case Fan Expansion Fan - Black

Corsair
Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99

Streamlined Fan ConnectionsDaisy-chain multiple fans together and control them all through just a single 4-pin PWM connectorPrecise PWM SpeedsSet y...

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Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99

Samsung - B-series HW-B750F 5.1 Ch DTS VirtualX Soundbar with Subwoofer - Black

Samsung
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

5.1 Ch SoundPut yourself in the heart of the action and get lost in immersive sound. With five front and side firing channels and a wireless subwoo...

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Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

Google - Nest Learning Thermostat (4th gen) with Nest Temperature Sensor (2nd gen) - Polished Gold

GOOGLE
Original price $286.99 - Original price $286.99
Original price
$286.99
$286.99 - $286.99
Current price $286.99

Improved compatibility.It works with most 24V systems including gas electric oil forced air heat pump and radiant and no C wire is required for ins...

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Original price $286.99 - Original price $286.99
Original price
$286.99
$286.99 - $286.99
Current price $286.99

Bose - Smart Soundbar with Dolby Atmos and Voice Control - Black

Bose
Original price $645.99 - Original price $645.99
Original price
$645.99
$645.99 - $645.99
Current price $645.99

Ultra-crisp dialogue clarity.Having a hard time hearing what your favorite characters are saying A.I. Dialogue Mode balances voice and surround sou...

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Original price $645.99 - Original price $645.99
Original price
$645.99
$645.99 - $645.99
Current price $645.99

CORSAIR - RS120 ARGB 120mm PWM Fans (3-pack) - White

Corsair
Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

Streamlined Fan ConnectionsDaisy-chain multiple fans together and control them all through just one 4-pin PWM connector and one +5V ARGB connector....

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Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

Hisense - 3.1 Channel 480W Soundbar with Wireless 6.5" Subwoofer (HS3100) - Black

HISENSE
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

Crank up the power480W Max Audio Power Let's get loud Upgrade your TV sound instantly with the 6 powerful speakers (including 3 full-range speakers...

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Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

Insignia - 2.0-Channel Soundbar - Black

Insignia
Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

Powerful audio driversEnjoy louder more dynamic sound with a physical impact thanks to four high-quality drivers.Equalizer customizationFine-tune s...

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Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

Sony - BRAVIA Theater Bar 8 with 11 speakers Dolby Atmos/DTS X - Black

Sony
Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

Unleash the full potential of surround soundHear cinema-style surround sound all around you with 360 Spatial Sound Mapping.Room optimized soundSoun...

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Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

Honeywell - Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006/U

Honeywell Home
Original price $234.99 - Original price $234.99
Original price
$234.99
$234.99 - $234.99
Current price $234.99

Honeywell - Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006/U

Original price $234.99 - Original price $234.99
Original price
$234.99
$234.99 - $234.99
Current price $234.99

Samsung - HW-S50B 3.0 Channel S-Series All-in-one Soundbar Dolby 5.1 / DTS VirtualX - Black

Samsung
Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

All-in-oneEverything you need in a single soundbar for holistic sound. The all-in-one system has 2 woofers and 3 tweeters built into its slender fr...

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Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

Amazon - Alexa Voice Remote Pro for Fire TV (does not include FireTV stick) with remote finder TV controls and backlit buttons - Black

AMAZON
Original price $45.99 - Original price $45.99
Original price
$45.99
$45.99 - $45.99
Current price $45.99

“Alexa find my remote.Use a device with Alexa the Alexa app or Fire TV app and Alexa Voice Remote Pro will emit a ring. No searching cushions.Backl...

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Original price $45.99 - Original price $45.99
Original price
$45.99
$45.99 - $45.99
Current price $45.99

iFixit - Pro Tech Go Toolkit - Advanced Set

iFixit
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Compact designed cloth rollKeeps your tools neat and organizedHigh quality 4 mm ABS precision bit driverFeatures an integrated SIM Eject pin magnet...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

CORSAIR - iCUE LINK RX120 RGB 120mm PWM Computer Case Fan Starter Kit (3-pack) - Black

Corsair
Original price $108.99 - Original price $108.99
Original price
$108.99
$108.99 - $108.99
Current price $108.99

PWM Controlled Speeds via iCUE LINKSet precise fan speeds up to 2100 RPM while providing up to 74.2 CFM airflow to your system.High Static Pressure...

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Original price $108.99 - Original price $108.99
Original price
$108.99
$108.99 - $108.99
Current price $108.99

Onkyo - TX-NR5100 80W 7.2-Ch. with Dolby Atmos Home Theater and Gaming AV Receiver with Alexa Compatible - Black

Onkyo
Original price $733.99 - Original price $733.99
Original price
$733.99
$733.99 - $733.99
Current price $733.99

Ultimate 4K/120AB Gaming Experience4K/120AB enables ultra-fast motion UHD images to be crisp and razor-sharp; and sports action movies and high-per...

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Original price $733.99 - Original price $733.99
Original price
$733.99
$733.99 - $733.99
Current price $733.99

CanaKit - Raspberry Pi 5 Starter MAX Kit (8GB) - Turbine White

CanaKit
Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99

Credit-card-size computerProgram the device to use it for watching videos surfing the Internet playing games and learning to code.5th-generation Ra...

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Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99

Govee - Dreamview TV Strip Lights for 75- 85 TVs - Multi

Govee
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Philips - Hue Bluetooth 5-6" High Lumen Recessed Downlight (4-pack) - White and Color Ambiance

Philips
Original price $288.99 - Original price $288.99
Original price
$288.99
$288.99 - $288.99
Current price $288.99

Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance. Create the ul...

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Original price $288.99 - Original price $288.99
Original price
$288.99
$288.99 - $288.99
Current price $288.99

ecobee - Premium Smart Programmable Touch-Screen Thermostat with Siri Alexa Apple HomeKit and Google Assistant - Black

EcoBee
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Smart Sensor Included and Energy Star CertifiedSave up to 26 per year on heating and cooling costs. Included SmartSensor (50 value) adjusts the tem...

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Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Cync - Smart Room Temperature Sensor Pairs with the Smart Thermostat (sold separately) - White

GE
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Optimize Temperature with GE Cync Smart Thermostat (sold separately)Add sensors to different rooms and create the ideal temperature in your desired...

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Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Qolsys - 7" HD Touchscreen IQ Panel PowerG 319 VZN - White

Qolsys
Original price $571.99 - Original price $571.99
Original price
$571.99
$571.99 - $571.99
Current price $571.99

LTEThe IQ Panel 4 includes LTE communication for faster speeds and future-proof connectivity. We combine this with Wi-Fi for amazing dual-path conn...

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Original price $571.99 - Original price $571.99
Original price
$571.99
$571.99 - $571.99
Current price $571.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.