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  • Original price $95.99 - Original price $95.99
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    TCL - S4BH S Class 2.0 Channel Sound Bar with Dolby Atmos DTS VirtualX and Bluetooth Music Streaming - Black

    TCL

    2.0 Channel S Class Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...

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    Original price $95.99 - Original price $95.99
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  • Original price $76.99 - Original price $76.99
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    Govee - 24.6' RGBIC Strip Light with Smart LED Bulb - Multi

    Govee

    Reliable brightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...

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    Original price $76.99 - Original price $76.99
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  • Original price $641.99 - Original price $641.99
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    Klipsch - Flexus CORE 210 - Black

    Klipsch

    Powered By OnkyoWe’ve teamed up with Onkyo combining their decades of proven manufacturing and tech prowess with our classic Klipsch acoustics to e...

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    Original price $641.99 - Original price $641.99
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  • Original price $81.99 - Original price $81.99
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    Govee - RGBIC LED Neon Rope Light for Desks 6.5ft - Multi

    Govee

    Segmented RGBIC color control42 controllable segments customize RGBIC lighting effects. 14 zones per meter 16.8 million colors and 64+ scene modesG...

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    Original price $81.99 - Original price $81.99
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  • Original price $100.99 - Original price $100.99
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    Philips - Hue White and Color Ambiance Lucca Wall Light - Black

    Philips

    Sophisticated modern designIlluminate your porch and patios with colorful light. The Lucca wall lantern with its round shape and black bands offers...

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    Original price $100.99 - Original price $100.99
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  • Original price $117.99 - Original price $117.99
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    GE - Cync Smart Programmable Thermostat - Black

    GE

    Smart Programmable ThermostatWhether at home or on the go program the smart thermostat for home heat and ac with auto mode set custom schedules and...

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    Original price $117.99 - Original price $117.99
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  • Original price $185.99 - Original price $185.99
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    MSI MAG A1000GL PCIE5 - power supply - 1000 Watt

    MSI

    ATX3.1 ReadyIt has an output port that is compliant with PCIE 5.1 and Intel PSDG ATX 3.1 also the power supply can hold up to 2X total power excurs...

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    Original price $185.99 - Original price $185.99
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  • Original price $106.99 - Original price $106.99
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    Govee - 65.6ft Green Christmas String Lights 2S - Multi

    Govee

    Upgraded RGBIC lighting effectsUsing warm white lamp beads our LED Christmas string lights offer adjustable warm white light. More colorful and var...

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    Original price $106.99 - Original price $106.99
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  • Original price $307.99 - Original price $307.99
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    Philips - Hue Lily Outdoor Spotlight Basekit (3-pack) - White and Color Ambiance

    Philips

    Millions of colors of lightUse millions of shades of white or color light to highlight outdoor features such as trees or fountains and create a uni...

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    Original price $307.99 - Original price $307.99
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  • Original price $81.99 - Original price $81.99
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    STRIP LIGHT WITH SMA

    Govee

    STRIP LIGHT WITH SMART LED BULB

    Original price $81.99 - Original price $81.99
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  • Original price $260.99 - Original price $260.99
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    JBL LCT 81C/T - speaker

    JBL Professional

    JBL LCT 81C/T - Speaker - 40 Watt (grille color - white)

    Original price $260.99 - Original price $260.99
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  • Original price $126.99 - Original price $126.99
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    GOVEE 65.6FT GREEN S

    Govee

    GOVEE 65.6FT GREEN STRING LIGHTS

    Original price $126.99 - Original price $126.99
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  • Original price $488.99 - Original price $488.99
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    Denon - AVR-S670H (75W X 5) 5.2-Ch. with HEOS 8K Ultra HD and HDR Compatible AV Home Theater Receiver with Alexa - Black

    Denon

    Enhance your home entertainment experience with the Denon AVR-S670H 5.2-Channel Receiver (75W X 5). Featuring 8K video quality and high-definition ...

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    Original price $488.99 - Original price $488.99
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  • Original price $394.99 - Original price $394.99
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    PHILIPS HUE PLAY HDM

    Philips

    PHILIPS HUE PLAY HDMI SYNC BOX 8K

    Original price $394.99 - Original price $394.99
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  • Original price $798.99 - Original price $798.99
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    CORE 210 3.1.2 CH SO

    Klipsch

    CORE 210 3.1.2 CH SOUND BAR W/ SUB 100

    Original price $798.99 - Original price $798.99
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  • Original price $171.99 - Original price $171.99
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    GOVEE 32.8FT ICICLE

    Govee

    GOVEE 32.8FT ICICLE LIGHTS

    Original price $171.99 - Original price $171.99
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  • Original price $105.99 - Original price $105.99
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    TCL S4BH 2.0 CHANNEL

    TCL

    TCL S4BH 2.0 CHANNEL SOUND BAR

    Original price $105.99 - Original price $105.99
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  • Original price $92.99 - Original price $92.99
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    $92.99
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    Twinkly - Candies Star Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor

    Twinkly

    Charming multicolor RGB LED light shapesDelight in the charming light shape of stars while adding a touch of wonder to your home decor 200 LED ligh...

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    Original price $92.99 - Original price $92.99
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    Twinkly - Candies Pearl Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor

    Twinkly

    Charming multicolor RGB LED light shapesDelight in the charming light shape of pearls while adding a touch of wonder to your home decor 200 LED lig...

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    Original price $92.99 - Original price $92.99
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    Twinkly - Candies Candle Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor

    Twinkly

    Charming multicolor RGB LED light shapesDelight in the charming light shape of candles while adding a touch of wonder to your home decor 200 LED li...

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    Original price $92.99 - Original price $92.99
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  • Original price $247.99 - Original price $247.99
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    Twinkly - Smart Light Cluster 400 RGB+W LED - Multi

    Twinkly

    Premium home decorative lightsTwinkly Light Strings will add advanced technology to your home decor and festive year-round gatherings both inside a...

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    Original price $247.99 - Original price $247.99
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  • Original price $120.99 - Original price $120.99
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    Twinkly - Smart Light String 250 LED RGB Generation II - Multi

    Twinkly

    Premium home decorative lightsTwinkly Light Strings will add advanced technology to your home decor and festive year-round gatherings both inside a...

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    Original price $120.99 - Original price $120.99
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  • Original price $214.99 - Original price $214.99
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    Twinkly - Smart Light String 600 LED RGB Generation II - Multi

    Twinkly

    Premium home decorative lightsTwinkly Light Strings will add advanced technology to your home decor and festive year-round gatherings both inside a...

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    Original price $214.99 - Original price $214.99
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  • Original price $115.99 - Original price $115.99
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    Honeywell Home - 7-Day Programmable Thermostat with Wi-Fi Capability - White

    Honeywell

    Thermostat that fits your life7-day 4 periods per day flexible programming lets you sync your comfort with your schedule.Easy-to-use appChoose from...

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    Original price $115.99 - Original price $115.99
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  • Original price $212.99 - Original price $212.99
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    Nanoleaf Blocks Combo XL Smarter Kit - Smart LED Wall Light Panels - Multicolor

    Nanoleaf

    Modular CustomizableBuild your own unique layout and customize with mix and match add-ons to make a display that's truly your own.Dynamic Lighting...

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    Original price $212.99 - Original price $212.99
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  • Original price $162.99 - Original price $162.99
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    VIZIO All-in-One Soundbar w/ Dolby Atmos and DTSX - Black

    Vizio

    Take control with your smartphoneAccess soundbar functionality and settings using your smartphone with our VIZIO mobile app (available for iPhone a...

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    Original price $162.99 - Original price $162.99
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  • Original price $746.99 - Original price $746.99
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    SONOS SUB (Gen 4) - Black - Black

    Sonos Inc

    Pulse-pounding bassDual Sonos-engineered drivers generate deep dynamic low frequencies. The ported enclosure enhances the bass response so you feel...

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    Original price $746.99 - Original price $746.99
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  • Original price $474.99 - Original price $474.99
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    XFX - SPEEDSTER QICK319 AMD Radeon RX 7700XT BLACK 12GB GDDR6 PCI Express 4.0 Gaming Graphics Card - Black

    XFX

    GDDR6 Memory for advanced gamingEquipped with 12GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for to...

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    Original price $474.99 - Original price $474.99
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  • Original price $478.99 - Original price $478.99
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    Furrion - 130W Aurora 2.1 Outdoor Soundbar w/ Wireless Subwoofer Bundle - Black

    Furrion

    MultichannelSix speaker system with bass radiator for powerful sound outputPowerful130W of explosive high-definition audioSubwooferWireless 8" subw...

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    Original price $478.99 - Original price $478.99
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  • Original price $405.99 - Original price $405.99
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    XFX - SPEEDSTER QICK319 AMD Radeon RX 6750XT Core 12GB GDDR6 PCI Express 4.0 Gaming Graphics Card - Black

    XFX

    GDDR6 Memory for Advanced GamingEquipped with 12GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for to...

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    Original price $405.99 - Original price $405.99
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  • Original price $317.99 - Original price $317.99
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    XFX - SPEEDSTER SWFT210 AMD Radeon RX 7600 Core 8GB GDDR6 PCI Express 4.0 Graphics Card - Black

    XFX

    GDDR6 Memory for advanced gamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for tod...

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    Original price $317.99 - Original price $317.99
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  • Original price $746.99 - Original price $746.99
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    SONOS SUB (Gen 4) - White

    Sonos Inc

    Pulse-pounding bassDual Sonos-engineered drivers generate deep dynamic low frequencies. The ported enclosure enhances the bass response so you feel...

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    Original price $746.99 - Original price $746.99
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    $746.99
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  • Original price $474.99 - Original price $474.99
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    $474.99
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    Bose - Bass Module 500 Wireless Subwoofer - Black

    Bose

    Bose Bass Module 500 wireless subwooferDesigned for Bose soundbars this subwoofer delivers a dynamic range of bass in a small compact size that can...

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    Original price $474.99 - Original price $474.99
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    Bose - Surround Speakers 120-Watt Wireless Home Theater Speakers (Pair) - Black

    Bose

    Bose Surround Speakers - Wireless Surround Sound for your HomeDesigned exclusively to pair with the Bose Soundbar 500 or the Soundbar 700 these uno...

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    Original price $474.99 - Original price $474.99
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  • Original price $298.99 - Original price $298.99
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    Sharp - 350W 5-Disc Mini Component System - Black

    Sharp

    Mini systemFeatures a cassette deck 5-disc CD changer digital player and radio for a variety of entertainment options.CD WMA and MP3 playback forma...

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    Original price $298.99 - Original price $298.99
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  • Original price $107.99 - Original price $107.99
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    iBUYPOWER - AW4 240mm Radiator CPU Liquid Cooler (2 x 120mm Core Fans) with RGB Display - Black

    iBuyPower

    Performance-oriented PWM radiator fansMax airflow of 65 CFM¿ with fan speeds between 700 2000 RPM (+/-10)Skived fin radiatorBecause of the skived ...

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    Original price $107.99 - Original price $107.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.