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Original price $95.99 - Original price $95.99Original price$95.99$95.99 - $95.99Current price $95.99| /
TCL - S4BH S Class 2.0 Channel Sound Bar with Dolby Atmos DTS VirtualX and Bluetooth Music Streaming - Black
TCL2.0 Channel S Class Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...
View full detailsOriginal price $95.99 - Original price $95.99Original price$95.99$95.99 - $95.99Current price $95.99| / -
Original price $76.99 - Original price $76.99Original price$76.99$76.99 - $76.99Current price $76.99| /
Govee - 24.6' RGBIC Strip Light with Smart LED Bulb - Multi
GoveeReliable brightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...
View full detailsOriginal price $76.99 - Original price $76.99Original price$76.99$76.99 - $76.99Current price $76.99| / -
Original price $641.99 - Original price $641.99Original price$641.99$641.99 - $641.99Current price $641.99| /
Klipsch - Flexus CORE 210 - Black
KlipschPowered By OnkyoWe’ve teamed up with Onkyo combining their decades of proven manufacturing and tech prowess with our classic Klipsch acoustics to e...
View full detailsOriginal price $641.99 - Original price $641.99Original price$641.99$641.99 - $641.99Current price $641.99| / -
Original price $81.99 - Original price $81.99Original price$81.99$81.99 - $81.99Current price $81.99| /
Govee - RGBIC LED Neon Rope Light for Desks 6.5ft - Multi
GoveeSegmented RGBIC color control42 controllable segments customize RGBIC lighting effects. 14 zones per meter 16.8 million colors and 64+ scene modesG...
View full detailsOriginal price $81.99 - Original price $81.99Original price$81.99$81.99 - $81.99Current price $81.99| / -
Original price $100.99 - Original price $100.99Original price$100.99$100.99 - $100.99Current price $100.99| /
Philips - Hue White and Color Ambiance Lucca Wall Light - Black
PhilipsSophisticated modern designIlluminate your porch and patios with colorful light. The Lucca wall lantern with its round shape and black bands offers...
View full detailsOriginal price $100.99 - Original price $100.99Original price$100.99$100.99 - $100.99Current price $100.99| / -
Original price $117.99 - Original price $117.99Original price$117.99$117.99 - $117.99Current price $117.99| /
GE - Cync Smart Programmable Thermostat - Black
GESmart Programmable ThermostatWhether at home or on the go program the smart thermostat for home heat and ac with auto mode set custom schedules and...
View full detailsOriginal price $117.99 - Original price $117.99Original price$117.99$117.99 - $117.99Current price $117.99| / -
Original price $185.99 - Original price $185.99Original price$185.99$185.99 - $185.99Current price $185.99| /
MSI MAG A1000GL PCIE5 - power supply - 1000 Watt
MSIATX3.1 ReadyIt has an output port that is compliant with PCIE 5.1 and Intel PSDG ATX 3.1 also the power supply can hold up to 2X total power excurs...
View full detailsOriginal price $185.99 - Original price $185.99Original price$185.99$185.99 - $185.99Current price $185.99| / -
Original price $106.99 - Original price $106.99Original price$106.99$106.99 - $106.99Current price $106.99| /
Govee - 65.6ft Green Christmas String Lights 2S - Multi
GoveeUpgraded RGBIC lighting effectsUsing warm white lamp beads our LED Christmas string lights offer adjustable warm white light. More colorful and var...
View full detailsOriginal price $106.99 - Original price $106.99Original price$106.99$106.99 - $106.99Current price $106.99| / -
Original price $307.99 - Original price $307.99Original price$307.99$307.99 - $307.99Current price $307.99| /
Philips - Hue Lily Outdoor Spotlight Basekit (3-pack) - White and Color Ambiance
PhilipsMillions of colors of lightUse millions of shades of white or color light to highlight outdoor features such as trees or fountains and create a uni...
View full detailsOriginal price $307.99 - Original price $307.99Original price$307.99$307.99 - $307.99Current price $307.99| / -
Original price $81.99 - Original price $81.99Original price$81.99$81.99 - $81.99Current price $81.99| /
STRIP LIGHT WITH SMA
GoveeSTRIP LIGHT WITH SMART LED BULB
Original price $81.99 - Original price $81.99Original price$81.99$81.99 - $81.99Current price $81.99| / -
Original price $260.99 - Original price $260.99Original price$260.99$260.99 - $260.99Current price $260.99| /
JBL LCT 81C/T - speaker
JBL ProfessionalJBL LCT 81C/T - Speaker - 40 Watt (grille color - white)
Original price $260.99 - Original price $260.99Original price$260.99$260.99 - $260.99Current price $260.99| / -
Original price $126.99 - Original price $126.99Original price$126.99$126.99 - $126.99Current price $126.99| /
GOVEE 65.6FT GREEN S
GoveeGOVEE 65.6FT GREEN STRING LIGHTS
Original price $126.99 - Original price $126.99Original price$126.99$126.99 - $126.99Current price $126.99| / -
Original price $488.99 - Original price $488.99Original price$488.99$488.99 - $488.99Current price $488.99| /
Denon - AVR-S670H (75W X 5) 5.2-Ch. with HEOS 8K Ultra HD and HDR Compatible AV Home Theater Receiver with Alexa - Black
DenonEnhance your home entertainment experience with the Denon AVR-S670H 5.2-Channel Receiver (75W X 5). Featuring 8K video quality and high-definition ...
View full detailsOriginal price $488.99 - Original price $488.99Original price$488.99$488.99 - $488.99Current price $488.99| / -
Original price $394.99 - Original price $394.99Original price$394.99$394.99 - $394.99Current price $394.99| /
PHILIPS HUE PLAY HDM
PhilipsPHILIPS HUE PLAY HDMI SYNC BOX 8K
Original price $394.99 - Original price $394.99Original price$394.99$394.99 - $394.99Current price $394.99| / -
Original price $798.99 - Original price $798.99Original price$798.99$798.99 - $798.99Current price $798.99| /
CORE 210 3.1.2 CH SO
KlipschCORE 210 3.1.2 CH SOUND BAR W/ SUB 100
Original price $798.99 - Original price $798.99Original price$798.99$798.99 - $798.99Current price $798.99| / -
Original price $171.99 - Original price $171.99Original price$171.99$171.99 - $171.99Current price $171.99| /
GOVEE 32.8FT ICICLE
GoveeGOVEE 32.8FT ICICLE LIGHTS
Original price $171.99 - Original price $171.99Original price$171.99$171.99 - $171.99Current price $171.99| / -
Original price $105.99 - Original price $105.99Original price$105.99$105.99 - $105.99Current price $105.99| /
TCL S4BH 2.0 CHANNEL
TCLTCL S4BH 2.0 CHANNEL SOUND BAR
Original price $105.99 - Original price $105.99Original price$105.99$105.99 - $105.99Current price $105.99| / -
Original price $92.99 - Original price $92.99Original price$92.99$92.99 - $92.99Current price $92.99| /
Twinkly - Candies Star Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor
TwinklyCharming multicolor RGB LED light shapesDelight in the charming light shape of stars while adding a touch of wonder to your home decor 200 LED ligh...
View full detailsOriginal price $92.99 - Original price $92.99Original price$92.99$92.99 - $92.99Current price $92.99| / -
Original price $92.99 - Original price $92.99Original price$92.99$92.99 - $92.99Current price $92.99| /
Twinkly - Candies Pearl Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor
TwinklyCharming multicolor RGB LED light shapesDelight in the charming light shape of pearls while adding a touch of wonder to your home decor 200 LED lig...
View full detailsOriginal price $92.99 - Original price $92.99Original price$92.99$92.99 - $92.99Current price $92.99| / -
Original price $92.99 - Original price $92.99Original price$92.99$92.99 - $92.99Current price $92.99| /
Twinkly - Candies Candle Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor
TwinklyCharming multicolor RGB LED light shapesDelight in the charming light shape of candles while adding a touch of wonder to your home decor 200 LED li...
View full detailsOriginal price $92.99 - Original price $92.99Original price$92.99$92.99 - $92.99Current price $92.99| / -
Original price $247.99 - Original price $247.99Original price$247.99$247.99 - $247.99Current price $247.99| /
Twinkly - Smart Light Cluster 400 RGB+W LED - Multi
TwinklyPremium home decorative lightsTwinkly Light Strings will add advanced technology to your home decor and festive year-round gatherings both inside a...
View full detailsOriginal price $247.99 - Original price $247.99Original price$247.99$247.99 - $247.99Current price $247.99| / -
Original price $120.99 - Original price $120.99Original price$120.99$120.99 - $120.99Current price $120.99| /
Twinkly - Smart Light String 250 LED RGB Generation II - Multi
TwinklyPremium home decorative lightsTwinkly Light Strings will add advanced technology to your home decor and festive year-round gatherings both inside a...
View full detailsOriginal price $120.99 - Original price $120.99Original price$120.99$120.99 - $120.99Current price $120.99| / -
Original price $214.99 - Original price $214.99Original price$214.99$214.99 - $214.99Current price $214.99| /
Twinkly - Smart Light String 600 LED RGB Generation II - Multi
TwinklyPremium home decorative lightsTwinkly Light Strings will add advanced technology to your home decor and festive year-round gatherings both inside a...
View full detailsOriginal price $214.99 - Original price $214.99Original price$214.99$214.99 - $214.99Current price $214.99| / -
Original price $115.99 - Original price $115.99Original price$115.99$115.99 - $115.99Current price $115.99| /
Honeywell Home - 7-Day Programmable Thermostat with Wi-Fi Capability - White
HoneywellThermostat that fits your life7-day 4 periods per day flexible programming lets you sync your comfort with your schedule.Easy-to-use appChoose from...
View full detailsOriginal price $115.99 - Original price $115.99Original price$115.99$115.99 - $115.99Current price $115.99| / -
Original price $212.99 - Original price $212.99Original price$212.99$212.99 - $212.99Current price $212.99| /
Nanoleaf Blocks Combo XL Smarter Kit - Smart LED Wall Light Panels - Multicolor
NanoleafModular CustomizableBuild your own unique layout and customize with mix and match add-ons to make a display that's truly your own.Dynamic Lighting...
View full detailsOriginal price $212.99 - Original price $212.99Original price$212.99$212.99 - $212.99Current price $212.99| / -
Original price $162.99 - Original price $162.99Original price$162.99$162.99 - $162.99Current price $162.99| /
VIZIO All-in-One Soundbar w/ Dolby Atmos and DTSX - Black
VizioTake control with your smartphoneAccess soundbar functionality and settings using your smartphone with our VIZIO mobile app (available for iPhone a...
View full detailsOriginal price $162.99 - Original price $162.99Original price$162.99$162.99 - $162.99Current price $162.99| / -
Original price $746.99 - Original price $746.99Original price$746.99$746.99 - $746.99Current price $746.99| /
SONOS SUB (Gen 4) - Black - Black
Sonos IncPulse-pounding bassDual Sonos-engineered drivers generate deep dynamic low frequencies. The ported enclosure enhances the bass response so you feel...
View full detailsOriginal price $746.99 - Original price $746.99Original price$746.99$746.99 - $746.99Current price $746.99| / -
Original price $474.99 - Original price $474.99Original price$474.99$474.99 - $474.99Current price $474.99| /
XFX - SPEEDSTER QICK319 AMD Radeon RX 7700XT BLACK 12GB GDDR6 PCI Express 4.0 Gaming Graphics Card - Black
XFXGDDR6 Memory for advanced gamingEquipped with 12GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for to...
View full detailsOriginal price $474.99 - Original price $474.99Original price$474.99$474.99 - $474.99Current price $474.99| / -
Original price $478.99 - Original price $478.99Original price$478.99$478.99 - $478.99Current price $478.99| /
Furrion - 130W Aurora 2.1 Outdoor Soundbar w/ Wireless Subwoofer Bundle - Black
FurrionMultichannelSix speaker system with bass radiator for powerful sound outputPowerful130W of explosive high-definition audioSubwooferWireless 8" subw...
View full detailsOriginal price $478.99 - Original price $478.99Original price$478.99$478.99 - $478.99Current price $478.99| / -
Original price $405.99 - Original price $405.99Original price$405.99$405.99 - $405.99Current price $405.99| /
XFX - SPEEDSTER QICK319 AMD Radeon RX 6750XT Core 12GB GDDR6 PCI Express 4.0 Gaming Graphics Card - Black
XFXGDDR6 Memory for Advanced GamingEquipped with 12GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for to...
View full detailsOriginal price $405.99 - Original price $405.99Original price$405.99$405.99 - $405.99Current price $405.99| / -
Original price $317.99 - Original price $317.99Original price$317.99$317.99 - $317.99Current price $317.99| /
XFX - SPEEDSTER SWFT210 AMD Radeon RX 7600 Core 8GB GDDR6 PCI Express 4.0 Graphics Card - Black
XFXGDDR6 Memory for advanced gamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for tod...
View full detailsOriginal price $317.99 - Original price $317.99Original price$317.99$317.99 - $317.99Current price $317.99| / -
Original price $746.99 - Original price $746.99Original price$746.99$746.99 - $746.99Current price $746.99| /
SONOS SUB (Gen 4) - White
Sonos IncPulse-pounding bassDual Sonos-engineered drivers generate deep dynamic low frequencies. The ported enclosure enhances the bass response so you feel...
View full detailsOriginal price $746.99 - Original price $746.99Original price$746.99$746.99 - $746.99Current price $746.99| / -
Original price $474.99 - Original price $474.99Original price$474.99$474.99 - $474.99Current price $474.99| /
Bose - Bass Module 500 Wireless Subwoofer - Black
BoseBose Bass Module 500 wireless subwooferDesigned for Bose soundbars this subwoofer delivers a dynamic range of bass in a small compact size that can...
View full detailsOriginal price $474.99 - Original price $474.99Original price$474.99$474.99 - $474.99Current price $474.99| / -
Original price $474.99 - Original price $474.99Original price$474.99$474.99 - $474.99Current price $474.99| /
Bose - Surround Speakers 120-Watt Wireless Home Theater Speakers (Pair) - Black
BoseBose Surround Speakers - Wireless Surround Sound for your HomeDesigned exclusively to pair with the Bose Soundbar 500 or the Soundbar 700 these uno...
View full detailsOriginal price $474.99 - Original price $474.99Original price$474.99$474.99 - $474.99Current price $474.99| / -
Original price $298.99 - Original price $298.99Original price$298.99$298.99 - $298.99Current price $298.99| /
Sharp - 350W 5-Disc Mini Component System - Black
SharpMini systemFeatures a cassette deck 5-disc CD changer digital player and radio for a variety of entertainment options.CD WMA and MP3 playback forma...
View full detailsOriginal price $298.99 - Original price $298.99Original price$298.99$298.99 - $298.99Current price $298.99| / -
Original price $107.99 - Original price $107.99Original price$107.99$107.99 - $107.99Current price $107.99| /
iBUYPOWER - AW4 240mm Radiator CPU Liquid Cooler (2 x 120mm Core Fans) with RGB Display - Black
iBuyPowerPerformance-oriented PWM radiator fansMax airflow of 65 CFM¿ with fan speeds between 700 2000 RPM (+/-10)Skived fin radiatorBecause of the skived ...
View full detailsOriginal price $107.99 - Original price $107.99Original price$107.99$107.99 - $107.99Current price $107.99| /
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.