Components
Rent To Own Components – Upgrade Your Tech with Easy Financing
Enhance your system with top-quality components from Finance My Cart. From graphics cards and motherboards to CPUs and memory, we offer premium parts from leading brands like ASUS, Intel, NVIDIA, and more. With our rent-to-own and lease-to-own payment plans, you can upgrade your tech without the upfront cost. Enjoy affordable monthly payments and free shipping while building the perfect setup!
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- AMAZON (3)
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- ASUS (20)
- Audio-Technica (2)
- Bose (3)
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- GE (5)
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- Samsung (18)
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- Sonos Inc (9)
- Sony (10)
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- Victrola (2)
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Sony - XP700 Portable Bluetooth Party Speaker with Water Resistance - Black
SonyUnleash your inner pop starPlug in a microphone or a guitar via the mic/guitar with dual inputs in the rear port. When connecting a guitar the XP70...
View full detailsGovee - RGBIC Smart Table Lamp 2S - Multi
GoveeRGBIC 16 million colors16 million RGB colors and 60+ scenes offer dynamic lighting—controllable via 4 methods.3 Control optionsConvenience via Tou...
View full detailsHisense - AX3120Q 3.1.2 Channel Soundbar with Wireless Subwoofer Hi-Concerto Dolby Atmos DTS X and AI EQ Mode - Black
HISENSE3.1.2 ChannelExperience 3.1.2 channel surround sound with Dolby Atmos and DTS X where immersive audio surrounds you from all directions transformin...
View full detailsGovee - RGBICWW 15inch Ceiling Light Pro - Multi
GoveePlanar colorful lighting effectThe internal lamp beads of the main light are arranged in five concentric circles. Independent control for each lig...
View full detailsSamsung - HW-S800D 3.1.2 Channel Q-Series Ultra Slim Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - Titan Black
SamsungUltra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...
View full detailsASUS - ROG CROSSHAIR X870E HERO (Socket AM5) AMD X870 ATX DDR5 Wi-Fi 7 Motherboard - Black
ASUSReady for Advanced AI PCDesigned for the future of AI computing with the power and connectivity needed for demanding AI applicationsAMD AM5 SocketR...
View full detailsASUS - ROG STRIX X870E-E GAMING Wi-FI 7 NEO (Socket AM5) AMD X870E ATX DDR5 Wi-Fi 7 Motherboard - Black
ASUSReady for Advanced AI PCsDesigned for the future of AI computing with the power and connectivity needed for demanding AI applicationsAMD AM5 Socket...
View full detailsCORSAIR - NAUTILUS 360 ARGB Liquid CPU Cooler with RS120 ARGB Fans - Black
CorsairSimple High-Performance All-in-One CPU CoolingRenowned CORSAIR engineering delivers strong low-noise cooling that helps your CPU reach its full pot...
View full detailsSony - HTAN7 BRAVIA Theater U Wearable TV Speaker - Black
Sony360 Spatial Sound PersonalizerCreate your own personal home theater atmosphere using Sony’s 360 Spatial Sound Personalizer. Enjoy the impeccable cl...
View full detailsMSI - MAG Core Liquid I240 - AIO ARGB CPU Liquid Cooler - 240mm Radiator - 2x 120mm ARGB Gen 2 PWM Fans - Black
MSIFAN DIMENSIONS120 x 120 x 25 mm / 4.7 x 4.7 x 0.98 inchesFAN SPEED235010RPMFAN POWER CONSUMPTION2.4WFAN BEARINGLoop Dynamic Bearing(LDB)FAN AIR PRE...
View full detailsNZXT - H5 Flow 2024 Compact ATX Mid-Tower Airflow PC Case - Black
NZXTThe Coolest GraphicsDesigned for enhanced GPU cooling the mesh PSU shroud maximizes air intake from bottom-mounted fans.Go Big On CoolingThe front ...
View full detailsGE - Cync ST19 Smart LED Bulb Matter Compatible - Color Changing - Full Color
GEColor Changing Light BulbsUse the Cync App powered by Savant to create millions of color options set the mood for parties and holidays or adjust br...
View full detailsLG - 2.0-Channel S20A Soundbar with Built-in Woofer DTS Digital Surround Bluetooth Connectivity - Black
LGSmall in Size Big on BassUpgrade your TV sound with an all-in-one soundbar featuring enhanced LG TV connectivity. Step up your TV sound with a pass...
View full detailsCORSAIR - NAUTILUS 240 ARGB Liquid CPU Cooler with RS120 ARGB Fans - Black
CorsairSimple High-Performance All-in-One CPU CoolingRenowned CORSAIR engineering delivers strong low-noise cooling that helps your CPU reach its full pot...
View full detailsInsignia - RF Wireless Over-the-Ear Headphones - Black
InsigniaAnalog and digital audio inputsCompatible with any audio components (TVs CD/DVD players MP3 players mobile devices).Hassel-free digital wireless si...
View full detailsVictrola - Empire Bluetooth 6-in-1 Record Player - Gold/Brown/Black
VictrolaBelt-driven systemEnjoy superior sound thanks to the belt drive which reduces vibration.Stereo soundEnjoy sound as it was meant to be heard in full...
View full detailsSonos - Amp 250W 2.1-Ch Amplifier - Black
Sonos Inc250W total powerFeatures RMS rating of 125W x 2 at 8 ohms and is two channels driven for robust audio.HDMI ARC inputAdd stereo or surround sound to...
View full detailsMSI - PRO B650-P WIFI (Socket AM5) AMD B650 ATX DDR5 Wi-Fi 6E Motherboard - Black
MSIProcessor CompatibilitySupports AMD(AM5 socket) Ryzen 7000 Series ProcessorsDDR5 memory288DIMMs X 4 with AMD EXPO Intel XMP Memory Module SupportG...
View full detailsSanus - 26" Tall AV Rack 15U Stackable Skeleton Rack - Black
Sanusblack-lacquered shelves are durable and stylish and its contemporary open architecture allows maximum airflowHeavy-gauge tubular steel pillars prov...
View full detailsHoneywell Home - Smart Color Thermostat with Wi-Fi Connectivity - Silver
HoneywellComfort comes in your colorPersonalize your Wi-Fi Smart Color Programmable Thermostat to fit your decor.ENERGY STAR certifiedENERGY STAR certified ...
View full detailsVictrola - Stream Onyx - Works with Sonos - Black
VictrolaConnect Without CompromiseWirelessly stream vinyl to your entire Sonos systemPlays All Your Favorites2-speed belt-driven turntable with Victrola si...
View full detailsInsignia - Apple TV Remote Cover - Black
InsigniaDesigned for Apple TV remotesCompatible with Siri Remote (2nd generation) or Apple TV Remote (2nd and 3rd generation) from Apple TV 4K and Apple TV...
View full detailsSonos - Beam (Gen 2) 5.0 Channel Smart Soundbar with Dolby Atmos - White
Sonos IncHigh Quality even at low volumesAdvanced audio processing ensures balanced sound from wall to wall at any volume level. When you want to watch TV b...
View full detailsAqara - Smart Thermostat W200 with Apple Adaptive Temperature Clean Energy Guidance Matter Hub Works with Apple Home - Black
AqaraExcellent Integration with AppleThe W200 is the industry’s first thermostat to integrate with Apple’s Adaptive Temperature and Clean Energy Guidanc...
View full detailsTCL - Q85H Q Class 7.1.4 Channel Sound Bar with Dolby Atmos Wireless Subwoofer and Wireless Surround Speakers - Black
TCL7.1.4 Channel Q Class Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s h...
View full detailsBose - Lifestyle Ultra 5.1 Channel Wireless Soundbar with Dolby Atmos - Black
BoseStunning audio qualityEverything sounds better with Dolby Atmos encoding and TrueSpatial Technology creating dynamic multi-channel sound that feels...
View full detailsCORSAIR - Elite Premium Individually Sleeved 12V-2x6 Cables Type 4 - Black
CorsairParacord SleevesEach 12V-2x6 cable is made with flexible paracord sleeves offering a distinct look that makes any build stand out.Low-Profile Cable...
View full detailsCORSAIR - VENGEANCE RGB DDR5 16GB (2 x 8GB) DDR5 6000 CL36-44-44-96 1.35V Intel XMP AMD EXPO - Gray
CorsairWelcome to the Cutting-Edge of PerformancePush the limits of your system like never before with CORSAIR DDR5 memory unlocking even faster frequenci...
View full detailsGIGABYTE - NVIDIA GeForce RTX 5070 Ti AERO OC 16G GDDR7 PCI Express 5.0 Graphics Card - White
GIGABYTEGraphics Processing Unit (Gpu)/Clock SpeedPowered by the NVIDIA geforce RTX 5070 Ti graphics processing unit (GPU)Video Memory16gb gddr7Interface C...
View full detailsMSI - PRO B850-P WIFI (Socket AM5) AMD B850 ATX DDR5 Wi-Fi 7 Motherboard - Black
MSIProcessor compatibilitySupports AMD Ryzen 9000/7000 Series Desktop Processor Socket AM5Speed (memory speed supported)4 DIMMs Dual Channel DDR5 - 82...
View full detailsASUS - PRIME NVIDIA GeForce RTX 5080 16GB GDDR7 PCI Express 5.0 Graphics Card - Black
ASUSNVIDIA PowerPowered by the NVIDIA Blackwell architecture and DLSS 4SFF-Ready enthusiast GeForce cardCompatible with small-form-factor buildsAxial-t...
View full detailsGIGABYTE - NVIDIA GeForce RTX 5080 WINDFORCE OC SFF 16G GDDR7 PCI Express 5.0 Graphics Card - Black
GIGABYTEGraphics Processing Unit (Gpu)/Clock SpeedPowered by the NVIDIA geforce RTX 5080 graphics processing unit (GPU)Video Memory16gb gddr7Interface Comp...
View full detailsCORSAIR - RMe Series RM1000e 80 PLUS Gold Fully Modular Low-Noise ATX 3.1 and PCIE 5.1 Power Supply - Black
CorsairFully Modular PSUReliable and efficient low-noise power supply with fully modular cabling so you only have to connect the cables your system build ...
View full detailsCORSAIR - RMx Series RM850x Cybenetics Gold Fully Modular ATX Power Supply - Black
CorsairFully ModularReliable and efficient low-noise power supply with fully modular cabling so you only have to connect the cables your system needs.Cybe...
View full detailsNZXT - C 850W ATX 3.1 80 Plus Gold Fully Modular Power Supply - Black
NZXTThe Future is hereNZXT ATX 3.1 Gold PSUs deliver up to 600 watts of power to NVIDIA RTX 40 GPUs with a 12V-2x6 cable.Premium Performance100 high-qu...
View full detailsCanaKit - Raspberry Pi 5 Starter Kit - Turbine (8GB) - Black
CanaKitCredit-card-size computerProgram the device to use it for watching videos surfing the Internet playing games and learning to code.5th-generation Ra...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.