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Components

Rent To Own Components – Upgrade Your Tech with Easy Financing

Enhance your system with top-quality components from Finance My Cart. From graphics cards and motherboards to CPUs and memory, we offer premium parts from leading brands like ASUS, Intel, NVIDIA, and more. With our rent-to-own and lease-to-own payment plans, you can upgrade your tech without the upfront cost. Enjoy affordable monthly payments and free shipping while building the perfect setup!

Original price $284.99 - Original price $284.99
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$284.99
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Current price $284.99

JBL LCT 81C/T - speaker

JBL Professional

JBL LCT 81C/T - Speaker - 40 Watt (grille color - white)

Original price $284.99 - Original price $284.99
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$284.99
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Current price $284.99
Original price $284.99 - Original price $284.99
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$284.99
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Current price $284.99

MSI - MAG B850 TOMAHAWK MAX WIFI (Socket AM5) AMD B850 ATX DDR5 Wi-Fi 7 Motherboard - Black

MSI

Processor compatibilitySupports AMD Ryzen 9000/7000 Series Desktop Processor Socket AM5Speed (memory speed supported)4 DIMMs Dual Channel DDR5-8400...

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Original price $284.99 - Original price $284.99
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$284.99
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Current price $284.99
Original price $341.99 - Original price $341.99
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$341.99
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Current price $341.99

MSI MAG Z790 TOMAHAWK MAX WIFI - motherboard - ATX - LGA1700 Socket - Z790

MSI

Processor compatibilitySupports Intel Core 14th 13th and 12th Gen Processors Intel Pentium Gold Celeron Processor and Intel Processor 300(T) for LG...

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Original price $341.99 - Original price $341.99
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$341.99
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Current price $341.99
Original price $193.99 - Original price $193.99
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$193.99
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Current price $193.99

Mysa - Smart Programmable Wi-Fi Thermostat - White

Mysa

Smart deviceApp-controlled thermostat works with Android or iOS devices home's Wi-Fi and Alexa Google Assistant and Apple HomeKit voice assistantsP...

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Original price $193.99 - Original price $193.99
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$193.99
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Current price $193.99
Original price $380.99 - Original price $380.99
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$380.99
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Current price $380.99

MSI - NVIDIA GeForce RTX 5060 8G VENTUS 3X OC 8GB GDDR6 PCI Express Gen 5 Graphics Card - Black

MSI

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5060 graphics processing unit (GPU) with boost clock8GB GDDR68GB GDDR6 ...

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Original price $380.99 - Original price $380.99
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$380.99
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Current price $380.99
Original price $306.99 - Original price $306.99
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$306.99
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Current price $306.99

MSI - MAG X870E TOMAHAWK WIFI (Socket AM5) AMD X870 ATX DDR5 Wi-Fi 7 Motherboard - Black

MSI

Processor compatibilitySupports AMD Ryzen 9000/7000 Series Desktop Processor Socket AM5Speed (memory speed supported)4 DIMMs Dual Channel DDR5-8400...

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Original price $306.99 - Original price $306.99
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Current price $306.99
Original price $819.99 - Original price $819.99
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$819.99
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Current price $819.99

Samsung HW-S801D - sound bar system - wireless

Samsung

Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...

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Original price $819.99 - Original price $819.99
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$819.99
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Current price $819.99
Original price $262.99 - Original price $262.99
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$262.99
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Current price $262.99

MSI - NVIDIA RTX 3050 VENTUS 2X XS 8G OC - 8GB GDDR6 - PCI Express 4.0 - Graphics Card - Black

MSI

NVIDIA GeForce RTX 3050Boost Up to 1807 MHz8GB GDDR6 Memory for Advanced GamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth...

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Original price $262.99 - Original price $262.99
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$262.99
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Original price $298.99 - Original price $298.99
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$298.99
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Honeywell - Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006/U

Honeywell Home

Honeywell - Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006/U

Original price $298.99 - Original price $298.99
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Original price $359.99 - Original price $359.99
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$359.99
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Samsung - SWA-W510/ZA Wireless Subwoofer for S-Series Soundbar - Black

Samsung

Powerful BassDesigned to complement the S-series soundbar the W510 subwoofer brings the sound even deeper. With a passive radiator you can feel dee...

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Original price $359.99 - Original price $359.99
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$359.99
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Original price $405.99 - Original price $405.99
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$405.99
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Philips - Hue Lily Outdoor Spotlight Basekit (3-pack) - White and Color Ambiance

Philips

Millions of colors of lightUse millions of shades of white or color light to highlight outdoor features such as trees or fountains and create a uni...

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Original price $405.99 - Original price $405.99
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Original price $256.99 - Original price $256.99
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$256.99
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Yamaha - 200W 2-Ch. Stereo Receiver - Black

Yamaha

200W total powerRMS Rating of 100W x 2 8 ohms 40Hz - 20kHz 0.2 THD for robust audio.Speaker A/B switchingLets you easily switch between 2 sets of ...

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Original price $256.99 - Original price $256.99
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$256.99
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Original price $308.99 - Original price $308.99
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$308.99
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ASUS - DUAL NVIDIA GeForce RTX 5050 OC Edition 8GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS

AI Performance433 AI TOPS.Powered ByNVIDIA Blackwell architecture and DLSS 4.SFF-ReadyEnthusiast GeForce card.Axial-Tech FansFeature a smaller fan ...

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Original price $308.99 - Original price $308.99
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Original price $2,393.99 - Original price $2,393.99
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ASUS - ROG Strix G18 18" 2.5K 240Hz Gaming Laptop - AMD Ryzen 9 HX - 16GB RAM - NVIDIA GeForce RTX 5070 - 1TB SSD - Eclipse Gray

ASUS

Intuitive Windows 11 HomeGame create and connect with family and friends - Windows 11 Home is the place for it all. With a fresh new feel and tools...

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Original price $2,393.99 - Original price $2,393.99
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Original price $1,290.99 - Original price $1,290.99
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Twinkly Lightwall 1120 RGB LED 9' x 8.6' with Stand and Music Accessory - Black

Twinkly

Elevated Stage PresenceFrom concerts to wedding venues to live streaming impress your audience with dazzling programmable visuals from 1120 RGB LED...

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Original price $1,290.99 - Original price $1,290.99
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Original price $614.99 - Original price $614.99
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$614.99
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Current price $614.99

MSI - NVIDIA GeForce RTX 5060 Ti 16G GAMING OC 16GB GDDR7 PCI Express Gen 5 Graphics Card - Black

MSI

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5060 Ti graphics processing unit (GPU) with boost clock.16GB GDDR716GB ...

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Original price $614.99 - Original price $614.99
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$614.99
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Original price $255.99 - Original price $255.99
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$255.99
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Philips - Hue 75W A19 Starter Kit - White and Color Ambiance

Philips

Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

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Original price $255.99 - Original price $255.99
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Current price $255.99
Original price $837.99 - Original price $837.99
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GIGABYTE - Radeon RX 9070 XT GAMING OC 16G GDDR6 PCI Express 5.0 Graphics Card - Black

GIGABYTE

Graphics Processing Unit (Gpu)/Clock SpeedPowered by Radeon RX 9070 XTVideo Memory16gb gddr6Interface Compatibilitypci express 5.0Amd Radeon Techno...

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Original price $837.99 - Original price $837.99
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Original price $107.99 - Original price $107.99
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$107.99
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NZXT - H7 Flow 2024 Mid-Tower ATX PC Case - White

NZXT

Ultimate Cooling PotentialWith the extra height from the vertical PSU layout the H7 Flow accommodates up to 420mm radiators in the front. Offering ...

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Original price $107.99 - Original price $107.99
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Current price $107.99
Original price $125.99 - Original price $125.99
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$125.99
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ecobee - SmartSensor 2-Pack - White

EcoBee

Comfort in the room you’re in.Knows when a room is occupied and communicates the temperature to your ecobee smart thermostat from up to a range of ...

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Original price $125.99 - Original price $125.99
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$125.99
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Current price $125.99
Original price $440.99 - Original price $440.99
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$440.99
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Current price $440.99

MSI - NVIDIA GeForce RTX 5060 Ti 16G GAMING OC 8GB GDDR7 PCI Express Gen 5 Graphics Card - Black

MSI

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5060Ti graphics processing unit (GPU) with boost clock8GB GDDR78GB GDD...

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Original price $440.99 - Original price $440.99
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$440.99
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Current price $440.99
Original price $744.99 - Original price $744.99
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$744.99
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Current price $744.99

Sonos - Architectural 6-1/2" Passive 2-Way In-Ceiling Speakers (Pair) - White

Sonos Inc

All Around SoundOptimized for Sonos Amp these in-ceiling speakers offer crystal clear sound custom tuned with Trueplay for comfortable ambient list...

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Original price $744.99 - Original price $744.99
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Original price $242.99 - Original price $242.99
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$242.99
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Current price $242.99

SAMSUNG B-Series 2.1Ch DTS VirtualX Soundbar with Subwoofer - Titan Black

Samsung

2.1 Ch SoundHear every beat rumble and roar with deep and rich bass that fills any space. With the included wireless subwoofer you'll experience po...

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Original price $242.99 - Original price $242.99
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Original price $230.99 - Original price $230.99
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$230.99
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ENTRY LEVEL 2.1CH

Samsung

ENTRY LEVEL 2.1CH

Original price $230.99 - Original price $230.99
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Current price $230.99
Original price $741.99 - Original price $741.99
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Current price $741.99

MSI - NVIDIA GeForce RTX 5070 12G GAMING TRIO OC 12GB GDDR7 PCI Express Gen 5 Graphics Card - Black

MSI

Graphics Processing Unit (Gpu)/Clock SpeedPowered by the NVIDIA geforce RTX 5070 graphics processing unit (GPU) with boost clock12gb Gddr712gb gdd...

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Original price $741.99 - Original price $741.99
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Original price $194.99 - Original price $194.99
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SAMSUNG Wireless Rear Speaker Kit - Black

Samsung

Wireless SolutionEnjoy surround sound that doesn't clutter your room. The wireless rear speakers connect to your soundbar without the need for sepa...

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Original price $194.99 - Original price $194.99
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Current price $194.99
Original price $445.99 - Original price $445.99
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$445.99
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SONOS Sub Mini Wireless Subwoofer - White

Sonos Inc

Mini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...

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Original price $445.99 - Original price $445.99
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Original price $451.99 - Original price $451.99
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$451.99
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SONOS Sub Mini Wireless Subwoofer - Black

Sonos Inc

Mini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...

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Original price $451.99 - Original price $451.99
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$451.99
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Current price $451.99
Original price $414.99 - Original price $414.99
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$414.99
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Current price $414.99

GIGABYTE - NVIDIA GeForce RTX 3060 12GB GDDR6 PCI Express 4.0 Graphics Card - Black

GIGABYTE

Nvidia AmpereNVIDIA Ampere Streaming Multiprocessors 2nd Generation RT Cores 3rd Generation Tensor CoresNVIDIA Geforce 3060Powered by geforce RTX 3...

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Original price $414.99 - Original price $414.99
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$414.99
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Current price $414.99
Original price $819.99 - Original price $819.99
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Current price $819.99

Samsung - HW-S800D 3.1.2 Channel Q-Series Ultra Slim Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - TITAN BLACK

Samsung

Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...

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Original price $819.99 - Original price $819.99
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$819.99
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Current price $819.99
Original price $416.99 - Original price $416.99
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$416.99
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Current price $416.99

SAMSUNG B-series 5.1 Ch DTS VirtualX Soundbar with Subwoofer - Black

Samsung

5.1 Ch SoundPut yourself in the heart of the action and get lost in immersive sound. With five front and side firing channels and a wireless subwoo...

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Original price $416.99 - Original price $416.99
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$416.99
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Current price $416.99
Original price $589.99 - Original price $589.99
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$589.99
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Current price $589.99

SAMSUNG Q-series ATMOS 3.1.2 Ch Soundbar with Subwoofer - Titan Black

Samsung

True 3.1.2 Ch SoundLet the sound wash over you and dive into vivid soundscapes with theater like sound that fills the room. Bring your favorite con...

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Original price $589.99 - Original price $589.99
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$589.99
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Current price $589.99
Original price $130.99 - Original price $130.99
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$130.99
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Current price $130.99

iBUYPOWER - AW4 360mm Radiator CPU Liquid Cooler (3 x 120mm Core Fans) with RGB Display - Black

iBuyPower

Performance-oriented PWM radiator fansMax airflow of 65 CFM¿ with fan speeds between 700 2000 RPM (+/-10)Skived fin radiatorBecause of the skived ...

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Original price $130.99 - Original price $130.99
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$130.99
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Current price $130.99
Original price $544.99 - Original price $544.99
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$544.99
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Current price $544.99

Sonos - Port Streaming Media Player - Matte Black

Sonos Inc

Use your smartphone as a Sonos remoteDownload the app on your Android or iOS device to send photos music and video to your TV.High-speed wireless c...

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Original price $544.99 - Original price $544.99
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$544.99
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Current price $544.99
Original price $863.99 - Original price $863.99
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$863.99
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Current price $863.99

Sonos - Amp 250W 2.1-Ch Amplifier - Black

Sonos Inc

250W total powerFeatures RMS rating of 125W x 2 at 8 ohms and is two channels driven for robust audio.HDMI ARC inputAdd stereo or surround sound to...

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Original price $863.99 - Original price $863.99
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$863.99
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Current price $863.99
Original price $351.99 - Original price $351.99
Original price
$351.99
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Current price $351.99

Onkyo - TX-SR494 7.2-Channel A/V Receiver - Black

Sanus

Ready for 4K HDR entertainmentEnjoy support for HDR video including HDR10 HLG Dolby Vision and BT.2020. The 444 color space is also supported. Six ...

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Original price $351.99 - Original price $351.99
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$351.99
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Current price $351.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.