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  • Original price $553.99 - Original price $553.99
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    LG - 5.1.3 Channel S80TR Soundbar with Wireless Subwoofer and Rear Speakers Dolby Atmos DTSX and WOW Orchestra - Black

    LG Electronics

    Cinema Sound SolutionGet ready for an unforgettable cinematic sound experience with this impressive 5.1.3-channel soundbar powered by Dolby Atmos a...

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    Original price $553.99 - Original price $553.99
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  • Original price $328.99 - Original price $328.99
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    ASUS - TUF GAMING X670E-PLUS WIFI (Socket AM5) AMD X670E ATX DDR5 Wi-Fi 6E Motherboard - Black

    ASUS

    Processor CompatibilityAMD Socket AM5 for AMD Ryzen 7000 Series Desktop ProcessorsSpeed (memory speed supported)4 x DIMM Max. 128GB DDR5 6400+(OC)/...

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    Original price $328.99 - Original price $328.99
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    Samsung HW-S60D - sound bar - wireless

    Samsung

    All in one DesignUnlock audio all around you with this compact soundbar’s powerful 5 channel sound with built in woofers.Q SymphonyPair a Samsung T...

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    Original price $359.99 - Original price $359.99
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  • Original price $765.99 - Original price $765.99
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    LG - 7.1.3 Channel S90TR Soundbar with Wireless Subwoofer and Rear Speakers Dolby Atmos DTSX and WOW Orchestra - Black

    LG Electronics

    Cinema Sound SolutionTake your home theater sound to a new level with this high-performance 7.1.3-channel soundbar powered by Dolby Atmos and DTSX ...

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    Original price $765.99 - Original price $765.99
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  • Original price $289.99 - Original price $289.99
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    ASUS ROG STRIX B650-A GAMING WIFI - motherboard - ATX - Socket AM5 - AMD B650

    ASUS

    AMD Socket AM5(LGA 1718)Ready for AMD Ryzen 7000 Series desktop processors.Robust Power Solution12 + 2 power stages with 8 + 4 pin ProCool power co...

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    Original price $289.99 - Original price $289.99
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    Denon - AVR-S770H (75W X 7) 7.2-Ch. with HEOS and Dolby Atmos 8K Ultra HD HDR Compatible AV Home Theater Receiver with Alexa - Black

    Denon

    Unmatched Cinematic Experience in 8KEnjoy crisp clean graphics and smooth animations with 8K/60Hz and 4K/120Hz pass-through with the Denon 7.2-Ch A...

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    Original price $569.99 - Original price $569.99
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  • Original price $306.99 - Original price $306.99
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    Klipsch - Flexus CORE 100 2.1 Soundbar - Black

    Klipsch

    Powered By OnkyoWe’ve teamed up with Onkyo combining their decades of proven manufacturing and tech prowess with our classic Klipsch acoustics to e...

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    Original price $306.99 - Original price $306.99
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  • Original price $463.99 - Original price $463.99
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    XFX - Speedster SWFT319 AMD Radeon RX 6800 16GB GDDR6 PCI Express 4.0 Gaming Graphics Card - Black

    XFX

    Powered by the AMD Radeon RX 6800 graphics processing unit (GPU)With a 2190MHz boost clock speed you are able to elevate and unify visuals and game...

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    Original price $463.99 - Original price $463.99
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    LG - 5.1 Channel S60TR Soundbar with Wireless Subwoofer and Rear Speakers - Black

    LG

    Cinematic Sound ProjectionExperience a new dimension of sound that transforms your room into a dynamic home theater. Projected through left right c...

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    Original price $247.99 - Original price $247.99
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    ASUS - TUF GAMING B650-PLUS WIFI (Socket AM5) AMD B650 ATX DDR5 Wi-Fi 6 Motherboard - Black

    ASUS

    Processor CompatibilityAMD Socket AM5 for AMD Ryzen 7000 SeriesSpeed (memory speed supported)4 x DIMM Max. 128GB DDR5 6400+(OC)/ 6200(OC)/ 6000(OC)...

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    Original price $254.99 - Original price $254.99
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    LG - 3.1.3 Channel SC9S Soundbar with Wireless Subwoofer Dolby Atmos DTSX IMAX Enhanced and WOW Orchestra - Black

    LG

    LG OLED Synergy Bracket (Compatible with 55 65 and 77 OLED evo C2 C3 C4 TVs)Delivered in a sleek design the LG OLED Synergy Bracket can be used as...

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    Insignia - 2.1-Channel Soundbar with Wireless Subwoofer - Black

    Insignia

    2.1-channel soundbarDelivers a superior listening experience with four 2-inch speaker drivers.Wireless subwooferProvides a deep powerful bass with ...

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    Original price $123.99 - Original price $123.99
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  • Original price $433.99 - Original price $433.99
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    ASUS - ROG STRIX Z790-E GAMING WIFI (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

    ASUS

    Processor CompatibilityIntel Socket LGA1700 for 13th Gen Intel Core Processors 12th Gen Intel Core Pentium Gold and Celeron ProcessorsSpeed (memor...

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    Original price $433.99 - Original price $433.99
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  • Original price $630.99 - Original price $630.99
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    ASUS - ROG MAXIMUS Z790 HERO (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

    ASUS

    Processor CompatibilityIntel Socket LGA1700 for 13th Gen Intel Core Processors 12th Gen Intel Core Pentium Gold and Celeron ProcessorsSpeed (memor...

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    Original price $630.99 - Original price $630.99
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  • Original price $98.99 - Original price $98.99
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    PNY XLR8 Gaming 16GB (2x8GB) 3200MHz DDR4 DRAM (PC4-25600) CL16 1.35V Dual Channel UDIMM Desktop Memory Kit - Red

    PNY

    Upgrade BenefitsExperience the benefits of a PC Memory Upgrade with the ability to run more demanding applications simultaneously and at faster spe...

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    Original price $98.99 - Original price $98.99
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  • Original price $416.99 - Original price $416.99
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    Sony - STRDH590 - 725W 5.2-Ch. Hi-Res 4K Ultra HD HDR A/V Home Theater Receiver - Black

    Sony

    4K HDR Dolby Vision compatibility with HDCP 2.2 supportAllows running high-quality 4K HDR video through the receiver straight to your media device....

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    Original price $416.99 - Original price $416.99
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  • Original price $273.99 - Original price $273.99
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    MSI - NVIDIA RTX 3050 VENTUS 2X XS 8G OC - 8GB GDDR6 - PCI Express 4.0 - Graphics Card - Black

    MSI

    NVIDIA GeForce RTX 3050Boost Up to 1807 MHz8GB GDDR6 Memory for Advanced GamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth...

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    Original price $273.99 - Original price $273.99
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  • Original price $305.99 - Original price $305.99
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    ASUS - ROG STRIX B650-A GAMING WIFI (Socket AM5) AMD B650 ATX DDR5 Wi-Fi 6E Motherboard - White

    ASUS

    AMD Socket AM5(LGA 1718)Ready for AMD Ryzen 7000 Series desktop processors.Robust Power Solution12 + 2 power stages with 8 + 4 pin ProCool power co...

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    Original price $305.99 - Original price $305.99
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  • Original price $192.99 - Original price $192.99
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    Philips - Hue Solo Lightstrip 10m (33ft) - White and Color Ambiance

    Philips

    Includes one Hue Solo 10 meter or 32 feet lightstripSeamless blend of multicolor light in a single LED stripSet the mood instantly with Bluetooth a...

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    Original price $192.99 - Original price $192.99
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  • Original price $329.99 - Original price $329.99
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    Yamaha - 5.1-Ch. 4K Ultra HD A/V Home Theater Receiver - Black

    Yamaha

    4K Ultra HD video technologyAllows high-quality 4K video through the receiver straight to your media device.145W RMS powerFor powerful sound.Surrou...

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    Original price $329.99 - Original price $329.99
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  • Original price $194.99 - Original price $194.99
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    Sony - STRDH190- 2-Ch. Stereo Receiver with Bluetooth Phono Input for Turntables - Black

    Sony

    100W RMS power x 2 channelsFor powerful sound.Built-in BluetoothNot only can you wirelessly stream and play music from compatible Bluetooth devices...

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    Original price $194.99 - Original price $194.99
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  • Original price $174.99 - Original price $174.99
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    Sonos - Roam 2 (Each) - Black

    Sonos Inc

    Size-defying soundPrecision-engineered drivers deliver incredible clarity and bass that packs a punch. Automatic Trueplay fine-tunes the sound for ...

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    Original price $174.99 - Original price $174.99
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  • Original price $78.99 - Original price $78.99
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    Nanoleaf Essentials Matter Smart Multicolor HD Lightstrip 16.4ft (5m) - Flexible and Trimmable - White and Colors

    Nanoleaf

    Individually Addressable LEDsWatch multiple colors appear all at once along your addressable lightstrip for a stunning gradient effect with 60 colo...

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    Original price $78.99 - Original price $78.99
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  • Original price $89.99 - Original price $89.99
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    iLive - 37" Bluetooth Soundbar - Black

    DPI Inc

    Built-in Bluetooth wirelessAllows for straightforward pairing with your Bluetooth enabled devices.True Wireless StereoDelivers uncompromised sound ...

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    Original price $89.99 - Original price $89.99
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    Sonos - Roam 2 (Each) - White

    Sonos Inc

    Size-defying soundPrecision-engineered drivers deliver incredible clarity and bass that packs a punch. Automatic Trueplay fine-tunes the sound for ...

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    Original price $174.99 - Original price $174.99
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  • Original price $81.99 - Original price $81.99
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    Philips - Hue Bluetooth 5/6" High Lumen Recessed Downlight - White and Color Ambiance

    Philips

    Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance. Create the ul...

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    Original price $81.99 - Original price $81.99
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  • Original price $160.99 - Original price $160.99
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    Crucial - Pro 64GB Kit (2x32GB) DDR4 3200MHz C22 UDIMM Desktop Memory Kit - Black

    Crucial

    3200 MT/sDownclock capable for systems that only support 2933 or 2666MT/sCompatabilityCompatible with 8th13th Gen Intel Core and AMD Ryzen 10005000...

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    Original price $160.99 - Original price $160.99
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  • Original price $82.99 - Original price $82.99
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    CORSAIR - VENGEANCE Series 32GB (1x32GB) DDR4 3200MHz C22 SODIMM Laptop Memory - Black

    Corsair

    Kit of one 32GB DDR4 SODIMM DRAM memory moduleFor 32GB total memory.Up to 3200MHz operating speedFor excellent multitasking capability.Upgrade Your...

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    Original price $82.99 - Original price $82.99
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  • Original price $271.99 - Original price $271.99
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    ASUS - TUF GAMING B650-PLUS WIFI (Socket AM5) AMD B650 ATX DDR5 Wi-Fi 6 Motherboard

    ASUS

    Processor CompatibilityAMD Socket AM5 for AMD Ryzen 7000 SeriesSpeed (memory speed supported)4 x DIMM Max. 128GB DDR5 6400+(OC)/ 6200(OC)/ 6000(OC)...

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    Original price $271.99 - Original price $271.99
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    CORSAIR - VENGEANCE Series 16GB (1x16GB) DDR4 3200MHz C22 SODIMM Laptop Memory - Black

    Corsair

    One 16GB DDR4 SODIMM DRAM memory moduleFor 16GB total memory.Up to 3200MHz operating speedFor excellent multitasking capability.Upgrade Your DDR4 L...

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    Original price $47.99 - Original price $47.99
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    Samsung - HW-B550D 3.1 Channel B-Series Soundbar with Wireless Subwoofer - Black

    Samsung

    Dolby Audio / DTS VirtualXEnjoy enhanced surround sound with the combination of Dolby Audio and DTS VirtualX.Built in Center SpeakerThe built in ce...

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    Original price $314.99 - Original price $314.99
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    GE - Cync Dynamic Effects A19 Smart LED Bulb (2-Pack) - Full Color

    General Electric

    Millions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...

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    Original price $62.99 - Original price $62.99
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    Sony - BRAVIA Theater Bar 8 with 11 speakers Dolby Atmos/DTS X - Black

    Sony

    Unleash the full potential of surround soundHear cinema-style surround sound all around you with 360 Spatial Sound Mapping.Room optimized soundSoun...

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    Original price $819.99 - Original price $819.99
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    CORSAIR - VENGEANCE Series 32GB (1x32GB) 3200MHz DDR4 C22 SODIMM Laptop Memory - Black

    Corsair

    Kit of one 32GB DDR4 SODIMM DRAM memory moduleFor 32GB total memory.Up to 3200MHz operating speedFor excellent multitasking capability.Upgrade Your...

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    Original price $91.99 - Original price $91.99
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    NZXT - H7 Flow ATX Mid-Tower Case - White Black

    NZXT

    Extremely CoolThe H7 Flow achieves maximized thermal performance with a perforated top and front panel. These airflow-optimized panels improve vent...

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    Original price $141.99 - Original price $141.99
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    CORSAIR - CX-M Series CX650M Semi-Modular Low-Noise ATX Power Supply - Black

    Corsair

    Low-Noise OperationA rifle bearing fan ensures longer life than conventional bearings with less noise letting you focus more on the task at hand wh...

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    Original price $90.99 - Original price $90.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.