Components
Rent To Own Components – Upgrade Your Tech with Easy Financing
Enhance your system with top-quality components from Finance My Cart. From graphics cards and motherboards to CPUs and memory, we offer premium parts from leading brands like ASUS, Intel, NVIDIA, and more. With our rent-to-own and lease-to-own payment plans, you can upgrade your tech without the upfront cost. Enjoy affordable monthly payments and free shipping while building the perfect setup!
Filters
Philips - Hue Smart A19 E26 Bulb 2pk - White and Color Ambiance
PhilipsNATURAL DAYLIGHT AT HOMEThis smart bulb offers a full daylight spectrum from relaxing tones below 2700K to invigorating high-energy white light at ...
View full detailsSteelSeries - Nimbus+ Wireless Gaming Controller for Apple iOS iPadOS tvOS Devices - Black
Steel SeriesOfficial Apple-licensed Wireless ConnectivityWorks flawlessly with any Apple products including iPhone iPad iPod and Apple TV.Built-in Rechargeable...
View full detailsLG - 3.1.3 Channel SC9S Soundbar with Wireless Subwoofer Dolby Atmos WOW Orchestra - Black
LGWOW InterfaceNow convenience is in your hand. Control your soundbar and your LG TV with one remote179;. Adjust the volume and audio settings check ...
View full detailsSonos - Sub 4 Wireless Subwoofer - White
Sonos IncPulse-pounding bassDual Sonos-engineered drivers generate deep dynamic low frequencies. The ported enclosure enhances the bass response so you feel...
View full detailsLG - 5.1.3-Channel S90TY Soundbar with Wireless Subwoofer Dolby Atmos WOW Orchestra - Black
LGSound that Wraps Around YouGive yourself the home audio setup you’ve always dreamed about with rich immersive sound exceptional clarity and intense...
View full detailsXFX - SPEEDSTER SWFT210 AMD Radeon RX 7600 Core 8GB GDDR6 PCI Express 4.0 Graphics Card - Black
XFXGDDR6 Memory for advanced gamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for tod...
View full detailsSony - STR-AN1000 7.2 Channel Dolby Atmos Dolby Vision 8K HDR Network A/V Receiver - Black
SonyStep up your soundWith 165W the STR-AN1000 delivers cinema-like surround sound and crystal-clear music reproduction with powerful amplification.8K ...
View full detailsSamsung - Q-series HW-Q600F ATMOS 3.1.2 Ch Soundbar with Subwoofer - Titan Black
SamsungTrue 3.1.2 Ch SoundLet the sound wash over you and dive into vivid soundscapes with theater like sound that fills the room. Bring your favorite con...
View full detailsYamaha - R-S202BL 200W 2-Ch. Stereo Receiver - Black
Yamaha200W total powerRMS Rating of 100W x 2 8 ohms 40Hz - 20kHz 0.2 THD for robust audio.Speaker A/B switchingLets you easily switch between 2 sets of ...
View full detailsMSI - MAG B850 TOMAHAWK MAX WIFI (Socket AM5) AMD B850 ATX DDR5 Wi-Fi 7 Motherboard - Black
MSIProcessor compatibilitySupports AMD Ryzen 9000/7000 Series Desktop Processor Socket AM5Speed (memory speed supported)4 DIMMs Dual Channel DDR5-8400...
View full detailsYamaha - 200W 2-Ch. Stereo Receiver - Black
Yamaha200W total powerRMS Rating of 100W x 2 8 ohms 40Hz - 20kHz 0.2 THD for robust audio.Speaker A/B switchingLets you easily switch between 2 sets of ...
View full detailsASUS - DUAL NVIDIA GeForce RTX 5050 OC Edition 8GB GDDR7 PCI Express 5.0 Graphics Card - Black
ASUSAI Performance433 AI TOPS.Powered ByNVIDIA Blackwell architecture and DLSS 4.SFF-ReadyEnthusiast GeForce card.Axial-Tech FansFeature a smaller fan ...
View full detailsSAMSUNG Q-series ATMOS 3.1.2 Ch Soundbar with Subwoofer - Titan Black
SamsungTrue 3.1.2 Ch SoundLet the sound wash over you and dive into vivid soundscapes with theater like sound that fills the room. Bring your favorite con...
View full detailsASUS TUF GAMING Z790-PLUS WIFI - motherboard - ATX - LGA1700 Socket - Z790
ASUSProcessor CompatibilityIntel Socket LGA1700 for Intel Core 14th 13th Gen Processors Intel Core 12th Gen Pentium Gold and Celeron ProcessorsSpeed (...
View full detailsSonos - Beam (Gen 2) 5.0 Channel Smart Soundbar with Dolby Atmos - Black
Sonos IncHigh Quality even at low volumesAdvanced audio processing ensures balanced sound from wall to wall at any volume level. When you want to watch TV b...
View full detailsGovee - A19 1200 Lumens Wi-Fi Smart LED Bulb (4-Pack) - RGB
GoveeReliable BrightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...
View full detailsAmazon - Smart Programmable Thermostat with Alexa C-Wire Required - White
AMAZONSmart upgradeAmazon Smart Thermostat is an easy way to switch from a traditional thermostat and help reduce energy usage.Save moneyAfter purchase A...
View full detailsSony - STRDH190- 2-Ch. Stereo Receiver with Bluetooth Phono Input for Turntables - Black
Sony100W RMS power x 2 channelsFor powerful sound.Built-in BluetoothNot only can you wirelessly stream and play music from compatible Bluetooth devices...
View full detailsASUS - TUF GAMING Z790-PLUS WIFI (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black
ASUSProcessor CompatibilityIntel Socket LGA1700 for Intel Core 14th 13th Gen Processors Intel Core 12th Gen Pentium Gold and Celeron ProcessorsSpeed (...
View full detailsPhilips - Hue Ambiance Gradient Bluetooth Lightstrip 80-inch Base Kit - Multi
PhilipsSeamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip.Colorful smart lightingInstantly set...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.