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Computers & Gaming

Rent to Own Computers & Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got you covered with top brands like Alienware, ASUS, Dell, HP, Razer, MSI, and more. Enjoy cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting while managing your budget with easy financing and free shipping. With our rent-to-own and lease-to-own options, getting the best in computing and gaming has never been easier!

Original price $379.99 - Original price $379.99
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$379.99
$379.99 - $379.99
Current price $379.99

Dell - S3222DGM 32" LED Curved QHD FreeSync Gaming Monitor (DisplayPort HDMI) - Black

Dell

QHD 2560 x 1440 resolution with 169 aspect ratioDelivers crystal clear picture quality with stunning detail.VESA DisplayHDR 400 technologyEnsures l...

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Original price $379.99 - Original price $379.99
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$379.99
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Current price $379.99
Original price $1,290.99 - Original price $1,290.99
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Current price $1,290.99

Dell - G15 15.6" 120Hz Gaming Laptop FHD - Intel 13th Gen Core i7 with 16GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Dark Shadow Gray

Dell

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $1,290.99 - Original price $1,290.99
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Original price $638.99 - Original price $638.99
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$638.99
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Dell P3223QE - LED monitor - 4K - 31.5"

Dell

Dell P3223QE - LED monitor - 31.5" - 3840 x 2160 4K 60 Hz - IPS - 350 cd/m² - 10001 - 5 ms - HDMI DisplayPort USB-C - with 3 years Advanced Exchan...

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Original price $638.99 - Original price $638.99
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Current price $638.99
Original price $912.99 - Original price $912.99
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$912.99
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Current price $912.99

Dell Latitude 3550 (version 2024) - 15.6" - Intel Core i5 - 1345U - 8 GB RAM - 256 GB SSD

Dell

Dell Latitude 3550 (version 2024) - Intel Core i5 - 1345U / up to 4.7 GHz - Win 11 Pro - Intel Iris Xe Graphics - 8 GB RAM - 256 GB SSD NVMe TLC Cl...

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Original price $912.99 - Original price $912.99
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$912.99
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Current price $912.99
Original price $1,378.99 - Original price $1,378.99
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Current price $1,378.99

Dell Latitude 3550 (version 2024) - 15.6" - Intel Core i7 - 1355U - 16 GB RAM - 512 GB SSD

Dell

Dell Latitude 3550 (version 2024) - Intel Core i7 - 1355U / up to 5 GHz - Win 11 Pro - Intel Iris Xe Graphics - 16 GB RAM - 512 GB SSD NVMe QLC Cla...

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Original price $1,378.99 - Original price $1,378.99
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Original price $1,070.99 - Original price $1,070.99
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Dell - Inspiron 14 2-in-1 14" IPS LED Touch Screen Laptop - AMD Ryzen 7 with 16GB Memory - 1TB SSD - Midnight Blue

Dell

Smarter performance with AI PCWith AMD Ryzen AI built-in make video chat experiences even better with AI-empowered Windows Studios Effects and get ...

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Original price $1,070.99 - Original price $1,070.99
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Original price $740.99 - Original price $740.99
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$740.99
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Dell - Inspiron 24" Touch-Screen All-In-One - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Black

Dell

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $740.99 - Original price $740.99
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Original price $1,294.99 - Original price $1,294.99
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Dell - Inspiron 2-in-1 16 IPS LED FHD Touch Screen Laptop - Intel Core Ultra 7 with 16GB Memory - 1TB SSD - Ice Blue

Dell

AI Ready for Creation and EntertainmentWith Intel Core Ultra Processors integrated AI and up to built-in Intel Arc Graphics you're ready for anyth...

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Original price $1,294.99 - Original price $1,294.99
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Original price $828.99 - Original price $828.99
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Dell - Inspiron 14 2-in-1 14" IPS LED FHD Touch Screen Laptop - AMD Ryzen 5 with 8GB Memory - 512GB SSD - Midnight Blue

Dell

Smarter performance with AI PCWith AMD Ryzen AI built-in make video chat experiences even better with AI-empowered Windows Studios Effects and get ...

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Original price $828.99 - Original price $828.99
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$828.99
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Original price $1,254.99 - Original price $1,254.99
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Dell - Inspiron 27" Touch-Screen All-In-One - Intel Core 7 - 16GB Memory - 1TB SSD - White

Dell

Level up with Premium Support PlusFor Windows Home OS upgrade to Premium Support Plus for anytime anywhere expert support AI-powered issue detectio...

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Original price $1,254.99 - Original price $1,254.99
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Original price $849.99 - Original price $849.99
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$849.99
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Current price $849.99

Dell - Inspiron 2-in-1 14 IPS LED FHD+ Touch Screen Laptop Intel Core 5 with 8GB Memory 512GB SSD - Ice Blue

Dell

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $849.99 - Original price $849.99
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$849.99
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Original price $1,275.99 - Original price $1,275.99
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Current price $1,275.99

Dell - Inspiron 2-in-1 16 Touch Screen Laptop - Intel Core Ultra 7 with 32GB Memory 1TB SSD - Midnight Blue

Dell

Strong performance to power your projects and creative pursuitsHigh-end processors memory graphics battery life fast connectivity for strong perfor...

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Original price $1,275.99 - Original price $1,275.99
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Original price $959.99 - Original price $959.99
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Dell - Inspiron 2-in-1 14 IPS LED FHD+ Touch Screen Laptop Intel Core 7 with 16GB Memory 1TB SSD - Ice Blue

Dell

Designed for adaptabilityNo matter what adventure you chase the 360 hinge gives you the flexibility to get things done whether in tablet tent stand...

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Original price $959.99 - Original price $959.99
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Original price $1,675.99 - Original price $1,675.99
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Current price $1,675.99

Dell - XPS 13.4" OLED Touch Screen Laptop - Snapdragon X Elite Copilot+ PC with 16GB Memory - 512GB SSD - Graphite

Dell

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,675.99 - Original price $1,675.99
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Original price $3,034.99 - Original price $3,034.99
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$3,034.99
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Dell - XPS 16 16.3" 120Hz Laptop FHD+ - Intel Core Ultra 9 Series 1 with 32GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Platinum

Dell

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $3,034.99 - Original price $3,034.99
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$3,034.99
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Original price $1,130.99 - Original price $1,130.99
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Dell - Inspiron 14 Plus 14" QHD Touch Screen Laptop - Snapdragon X Plus Copilot+ PC with 16GB Memory - 512GB SSD - Ice Blue

Dell

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,130.99 - Original price $1,130.99
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$1,130.99
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Original price $2,430.99 - Original price $2,430.99
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Current price $2,430.99

Dell - XPS 16 16.3 120Hz Laptop FHD+ - Intel Core Ultra 7 Series 1 with 16GB Memory NVIDIA GeForce RTX 4050 - 1TB SSD - Platinum

Dell

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $2,430.99 - Original price $2,430.99
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$2,430.99
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Current price $2,430.99
Original price $172.99 - Original price $172.99
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$172.99
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Current price $172.99

Alienware - AW725H Tri Mode Wireless Gaming Headset for PC Xbox XS Xbox One PS5 PS4 Switch and Mobile - Lunar Light

Dell

Designed for comfortFeaturing a 45mm-wide headband and an easy-to-adjust sliding suspension unlock your optimal fit.Spacious. Breathable. Soft.Boas...

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Original price $172.99 - Original price $172.99
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$172.99
$172.99 - $172.99
Current price $172.99
Original price $172.99 - Original price $172.99
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$172.99
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Current price $172.99

Alienware - AW725H Tri Mode Wireless Gaming Headset for PC Xbox XS Xbox One PS5 PS4 Switch and Mobile - Dark Side of the Moon

Dell

Designed for comfortFeaturing a 45mm-wide headband and an easy-to-adjust sliding suspension unlock your optimal fit.Spacious. Breathable. Soft.Boas...

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Original price $172.99 - Original price $172.99
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$172.99
$172.99 - $172.99
Current price $172.99
Original price $1,580.99 - Original price $1,580.99
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Current price $1,580.99

Dell - XPS 13 13.4 LCD FHD+ Laptop - Intel Core Ultra 7 Copilot+ PC with 16GB Memory 512GB SSD - Graphite

Dell

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,580.99 - Original price $1,580.99
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$1,580.99
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Current price $1,580.99
Original price $288.99 - Original price $288.99
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$288.99
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Current price $288.99

Dell - G2524H 24.5" IPS LED FHD 280Hz 0.5ms FreeSync and G-SYNC Gaming Monitor (DisplayPort HDMI) - Ascent Gray

Dell

24.5 inch FHD Display with 1920 x 1080 resolutionFHD screen with 99 sRGB color gamut and always-on ComfortView Plus to reduce eye strain while main...

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Original price $288.99 - Original price $288.99
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$288.99
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Current price $288.99
Original price $789.99 - Original price $789.99
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$789.99
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Current price $789.99

Dell - Inspiron 3030 Desktop - Intel Core i5 - 8GB Memory - 512GB SSD - Mist Blue

Dell

Easy ConnectingWith Wifi 6 there’s no waiting on an unstable signal. It gives you a wider range more stability and faster connection speeds. This I...

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Original price $789.99 - Original price $789.99
Original price
$789.99
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Current price $789.99
Original price $1,279.99 - Original price $1,279.99
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$1,279.99
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Current price $1,279.99

Dell - Inspiron 24" Touch-Screen All-In-One - Intel Core 7 - 16GB Memory - 1TB SSD - White

Dell

PositioningAIO with sleek design and a variety of upgrade options for personal productivity and home enterteimentEye ComfortThis All In One Display...

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Original price $1,279.99 - Original price $1,279.99
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$1,279.99
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Current price $1,279.99
Original price $2,310.99 - Original price $2,310.99
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$2,310.99
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Current price $2,310.99

Dell - XPS 14 14.5 3.2K OLED Touch Screen Laptop Intel Core Ultra 7 with 32GB Memory - 1TB SSD - Platinum

Dell

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $2,310.99 - Original price $2,310.99
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$2,310.99
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Current price $2,310.99
Original price $2,649.99 - Original price $2,649.99
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$2,649.99
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Current price $2,649.99

Dell - XPS 16 16.3" Touch Screen Laptop UHD+ - Intel Core Series 1 Ultra 9 with 32GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Platinum

Dell

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $2,649.99 - Original price $2,649.99
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$2,649.99
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Current price $2,649.99
Original price $681.99 - Original price $681.99
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$681.99
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Current price $681.99

Dell Latitude 3450 (version 2024) - 14" - Intel Core i5 - 1335U - 8 GB RAM - 256 GB SSD

Dell

Dell Latitude 3450 (version 2024) - Intel Core i5 - 1335U / up to 4.6 GHz - Win 11 Pro - Intel Iris Xe Graphics - 8 GB RAM - 256 GB SSD NVMe TLC Cl...

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Original price $681.99 - Original price $681.99
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$681.99
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Current price $681.99
Original price $498.99 - Original price $498.99
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$498.99
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Current price $498.99

Dell - Inspiron 15" Touch Screen Laptop - Intel Core i5 with 8GB Memory - 512GB SSD - Black

Dell

Plenty of PortsConnect all your devices with a variety of portsType With EaseWrite and calculate quickly with roomy keypads separate numeric keypad...

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Original price $498.99 - Original price $498.99
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$498.99
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Current price $498.99
Original price $153.99 - Original price $153.99
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$153.99
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Current price $153.99

Dell - S2425H 24" IPS LED FHD 100Hz Monitor (HDMI) - Ash White

Dell

Made to be seen. And heard.With clear FHD resolution high 100Hz refresh rate integrated dual 5W speakers and subtle texture on the back inspired by...

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Original price $153.99 - Original price $153.99
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$153.99
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Current price $153.99
Original price $187.99 - Original price $187.99
Original price
$187.99
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Current price $187.99

Dell - S2725H 27" IPS LED FHD 100Hz Monitor (HDMI) - Ash White

Dell

Re-engineered sound qualityEnjoy more detailed sound with spacious audio featuring greater output power deeper frequency response and more decibel ...

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Original price $187.99 - Original price $187.99
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$187.99
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Current price $187.99
Original price $670.99 - Original price $670.99
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$670.99
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Current price $670.99

Dell - Inspiron 15.6" Touch Screen Laptop - AMD Ryzen 7 7730U with 16GB Memory - 1TB SSD - Black

Dell

Plenty of Ports Connect all your devices with a variety of portsType With EaseWrite and calculate quickly with roomy keypads separate numeric keypa...

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Original price $670.99 - Original price $670.99
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$670.99
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Current price $670.99
Original price $424.99 - Original price $424.99
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$424.99
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Current price $424.99

Dell - S2725QC 27" IPS LED 4K UHD 120Hz FreeSync Monitor (HDMI DisplayPort) - Silver

Dell

Low blue lightThe improved ComfortView Plus reduces harmful blue light emissions to =35 for all-day comfort without sacrificing color accuracy.Refr...

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Original price $424.99 - Original price $424.99
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$424.99
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Current price $424.99
Original price $368.99 - Original price $368.99
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$368.99
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Current price $368.99

Alienware - AW3225DM 32" VA LED Curved QHD 180Hz 1ms FreeSync Gaming Monitor with HDR (HDMI DisplayPort) - Black

Dell

Big QHD visuals for any gameExplore detailed worlds in high definition with QHD resolution and fluid responsive visuals in an iconic design.Dive in...

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Original price $368.99 - Original price $368.99
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$368.99
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Current price $368.99
Original price $817.99 - Original price $817.99
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$817.99
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Current price $817.99

Dell - Inspiron 15" Touch Screen Laptop - Intel Core i7 with 16GB Memory - 1TB SSD - Black

Dell

Plenty of PortsConnect all your devices with a variety of portsType With EaseWrite and calculate quickly with roomy keypads separate numeric keypad...

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Original price $817.99 - Original price $817.99
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$817.99
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Current price $817.99
Original price $1,555.99 - Original price $1,555.99
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Current price $1,555.99

Dell - Plus 2-In-1 14" FHD+ Touch Screen Laptop - Intel Core Ultra 9 Copilot+ PC with 32GB Memory - 1TB SSD - Ice

Dell

Stunning function in every modeExperience seamless productivity in any mode with a design that maximises performance and portability ensuring you s...

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Original price $1,555.99 - Original price $1,555.99
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$1,555.99
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Current price $1,555.99
Original price $1,233.99 - Original price $1,233.99
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Current price $1,233.99

Dell - Plus 2-in-1 14" FHD+ Touch Screen Laptop - Intel Core Ultra 7 Copilot+ PC with 16GB Memory - 1TB SSD - Ice

Dell

Stunning function in every modeExperience seamless productivity in any mode with a design that maximises performance and portability ensuring you s...

View full details
Original price $1,233.99 - Original price $1,233.99
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$1,233.99
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Current price $1,233.99
Original price $1,780.99 - Original price $1,780.99
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$1,780.99
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Current price $1,780.99

Dell - Plus 2-In-1 16" Mini-LED Touch Screen Laptop - Intel Core Ultra 9 Copilot+ PC with 32GB Memory - 1TB SSD - Midnight

Dell

A stunning display in any modeCreate and edit on a versatile 16-inch screen with space for all your tool bars.Built from the ground upWith Intel’s ...

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Original price $1,780.99 - Original price $1,780.99
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$1,780.99
$1,780.99 - $1,780.99
Current price $1,780.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.