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Computers & Gaming

Rent to Own Computers & Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got you covered with top brands like Alienware, ASUS, Dell, HP, Razer, MSI, and more. Enjoy cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting while managing your budget with easy financing and free shipping. With our rent-to-own and lease-to-own options, getting the best in computing and gaming has never been easier!

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Original price $583.99 - Original price $583.99
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$583.99 - $583.99
Current price $583.99

HP - Victus 15.6" Full HD Gaming Laptop - AMD Ryzen 5-7535HS - 8GB DDR5 Memory - AMD Radeon RX 6550M - 512GB SSD - Mica Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $583.99 - Original price $583.99
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Current price $583.99
Original price $253.99 - Original price $253.99
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$253.99
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Current price $253.99

HP - 14" Chromebook Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Modern Gray

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $253.99 - Original price $253.99
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Original price $1,125.99 - Original price $1,125.99
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Current price $1,125.99

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,125.99 - Original price $1,125.99
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$1,125.99
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Current price $1,125.99
Original price $556.99 - Original price $556.99
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$556.99
$556.99 - $556.99
Current price $556.99

HP - Desktop - AMD Ryzen 3 - 8GB Memory - 256 GB SSD - Dark Black

HP

Operating system Windows 11 HomeFrom a rejuvenated Start menu to new ways to connect to your favorite people news games and content— Windows 11 is ...

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Original price $556.99 - Original price $556.99
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$556.99
$556.99 - $556.99
Current price $556.99
Original price $431.99 - Original price $431.99
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$431.99
$431.99 - $431.99
Current price $431.99

HP - 15.6" Touch-Screen Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Natural Silver

HP

Windows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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Original price $431.99 - Original price $431.99
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$431.99
$431.99 - $431.99
Current price $431.99
Original price $246.99 - Original price $246.99
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$246.99
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Current price $246.99

HP - 14" Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Snowflake White

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $246.99 - Original price $246.99
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$246.99 - $246.99
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Original price $250.99 - Original price $250.99
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$250.99
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HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Willow Green

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $250.99 - Original price $250.99
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$250.99
$250.99 - $250.99
Current price $250.99
Original price $1,557.99 - Original price $1,557.99
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Current price $1,557.99

HP - Envy 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Glacier Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,557.99 - Original price $1,557.99
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$1,557.99
$1,557.99 - $1,557.99
Current price $1,557.99
Original price $735.99 - Original price $735.99
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$735.99
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Current price $735.99

HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i3 - 8GB Memory - 512GB SSD - Starry White

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $735.99 - Original price $735.99
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$735.99
$735.99 - $735.99
Current price $735.99
Original price $703.99 - Original price $703.99
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$703.99
$703.99 - $703.99
Current price $703.99

HP - 23.8" Full HD All-in-One - AMD Ryzen 3 - 8GB Memory - 512GB SSD - Jet Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $703.99 - Original price $703.99
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$703.99
$703.99 - $703.99
Current price $703.99
Original price $1,233.99 - Original price $1,233.99
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$1,233.99
$1,233.99 - $1,233.99
Current price $1,233.99

HP - 27" Touch-Screen All-in-One with Adjustable Height - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Jet Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,233.99 - Original price $1,233.99
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$1,233.99
$1,233.99 - $1,233.99
Current price $1,233.99
Original price $284.99 - Original price $284.99
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$284.99
$284.99 - $284.99
Current price $284.99

HP - 27" IPS LED QHD Monitor with Adjustable Height (HDMI VGA) - Silver Black

HP

More screen in less spaceExperience more desk space than you thought possible with this height-adjustable ultra-slim HP display. The attractive mic...

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Original price $284.99 - Original price $284.99
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$284.99
$284.99 - $284.99
Current price $284.99
Original price $571.99 - Original price $571.99
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$571.99
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Current price $571.99

HP - Desktop - Intel Core i3 - 8GB Memory - 256GB SSD - Dark Black

HP

Operating system Windows 11 HomeFrom a rejuvenated Start menu to new ways to connect to your favorite people news games and content— Windows 11 is ...

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Original price $571.99 - Original price $571.99
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$571.99
$571.99 - $571.99
Current price $571.99
Original price $738.99 - Original price $738.99
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$738.99
$738.99 - $738.99
Current price $738.99

HP - Desktop - AMD Ryzen 5 - 12GB Memory - 512GB SSD - Dark Black

HP

Operating system Windows 11 HomeFrom a rejuvenated Start menu to new ways to connect to your favorite people news games and content— Windows 11 is ...

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Original price $738.99 - Original price $738.99
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$738.99
$738.99 - $738.99
Current price $738.99
Original price $955.99 - Original price $955.99
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$955.99
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Current price $955.99

HP - Pavilion Desktop - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Natural Silver

HP

Operating system Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ne...

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Original price $955.99 - Original price $955.99
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$955.99
$955.99 - $955.99
Current price $955.99
Original price $533.99 - Original price $533.99
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$533.99
$533.99 - $533.99
Current price $533.99

HP OMEN - 27" IPS LED QHD 240Hz FreeSync and G-SYNC Compatible Gaming Monitor with HDR (DisplayPort HDMI USB) - Black

HP

QHD resolutionSharp details and captivating Quad HD definition on this 27 inch diagonal monitor.240Hz refresh rateWhen every moment counts a lightn...

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Original price $533.99 - Original price $533.99
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$533.99
$533.99 - $533.99
Current price $533.99
Original price $181.99 - Original price $181.99
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$181.99
$181.99 - $181.99
Current price $181.99

HP - 21.5" IPS LED Full HD FreeSync Monitor (HDMI VGA) - Silver Black

HP

Step up to the bestNo matter where you stand an HP IPS monitor delivers clear vivid images. IPS technology ensures image accuracy and consistency a...

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Original price $181.99 - Original price $181.99
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$181.99
$181.99 - $181.99
Current price $181.99
Original price $594.99 - Original price $594.99
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$594.99
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Current price $594.99

OMEN by HP 34c - LED monitor - curved - 34" - HDR

HP

165Hz refresh rateFor crisp action and responsive gameplay this fast refresh rate practically removes all artifacting and motion blurringHDRExplore...

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Original price $594.99 - Original price $594.99
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$594.99
$594.99 - $594.99
Current price $594.99
Original price $1,807.99 - Original price $1,807.99
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$1,807.99
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Current price $1,807.99

HP - Spectre 2-in-1 16" 2.8K OLED Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Nightfall Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,807.99 - Original price $1,807.99
Original price
$1,807.99
$1,807.99 - $1,807.99
Current price $1,807.99
Original price $1,530.99 - Original price $1,530.99
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$1,530.99
$1,530.99 - $1,530.99
Current price $1,530.99

HP OMEN - 16.1" 165Hz Full HD Gaming Laptop - Intel Core i7 - 16GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Shadow Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content Windows ...

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Original price $1,530.99 - Original price $1,530.99
Original price
$1,530.99
$1,530.99 - $1,530.99
Current price $1,530.99
Original price $1,449.99 - Original price $1,449.99
Original price
$1,449.99
$1,449.99 - $1,449.99
Current price $1,449.99

HP OMEN - 25L Gaming Desktop - Intel Core i5-14400F - 32GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Snow White

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,449.99 - Original price $1,449.99
Original price
$1,449.99
$1,449.99 - $1,449.99
Current price $1,449.99
Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

HP - 21.5" Full HD All-in-One - Intel Celeron - 4GB Memory - 128GB SSD - Cashmere White

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99
Original price $888.99 - Original price $888.99
Original price
$888.99
$888.99 - $888.99
Current price $888.99

HP - Envy 2-in-1 14" Full HD Touch-Screen Laptop - Intel Core 5 - 8GB Memory - 512GB SSD - Natural Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $888.99 - Original price $888.99
Original price
$888.99
$888.99 - $888.99
Current price $888.99
Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

HP - 23.8" IPS LED FHD 100Hz Monitor with Adjustable Height (HDMI VGA) - Silver Black

HP

Life-like color. Deeper detail.Upgrade your everyday with a vibrant 23.8" FHD monitor. Enjoy all you see as it was meant to be seen with enhanced 9...

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Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99
Original price $316.99 - Original price $316.99
Original price
$316.99
$316.99 - $316.99
Current price $316.99

HP - 31.5" VA LED FHD 100Hz Monitor (HDMI VGA) - Silver Black

HP

Enjoy more of what you love in colorful detailSit back and soak in all the content you love with this exceptional 31.5" FHD monitor. Experience col...

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Original price $316.99 - Original price $316.99
Original price
$316.99
$316.99 - $316.99
Current price $316.99
Original price $1,235.99 - Original price $1,235.99
Original price
$1,235.99
$1,235.99 - $1,235.99
Current price $1,235.99

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Shell White

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
Original price $1,235.99 - Original price $1,235.99
Original price
$1,235.99
$1,235.99 - $1,235.99
Current price $1,235.99
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

HP - 27" IPS LED FHD 100Hz Monitor with Adjustable Height (HDMI VGA) - Silver Black

HP

Life-like color. Deeper detail.Upgrade your everyday with a vibrant 27" FHD monitor. Enjoy all you see as it was meant to be seen with enhanced 99 ...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99
Original price $796.99 - Original price $796.99
Original price
$796.99
$796.99 - $796.99
Current price $796.99

HP - Envy Move 23.8" QHD Touch-Screen Portable All-in-One - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White

HP

Movable and rechargeableHP Envy Move 23.8 All-in-One PC lets you take your business recipes and workouts from the desktop to the countertop and bac...

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Original price $796.99 - Original price $796.99
Original price
$796.99
$796.99 - $796.99
Current price $796.99
Original price $495.99 - Original price $495.99
Original price
$495.99
$495.99 - $495.99
Current price $495.99

HP - 15.6" Full HD Chromebook Plus Laptop with Google AI - Intel Core i3 - 8GB Memory - 128GB UFS - Mineral Silver

HP

Runs ChromeOS with Google AIThe fast secure operating system built by Google comes with AI tools to make hard work feel easy. Write like a pro desi...

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Original price $495.99 - Original price $495.99
Original price
$495.99
$495.99 - $495.99
Current price $495.99
Original price $1,344.99 - Original price $1,344.99
Original price
$1,344.99
$1,344.99 - $1,344.99
Current price $1,344.99

HP - OmniBook X - Copilot+ PC - 14" 2.2K Touch-Screen Laptop - Snapdragon X Elite - 16GB Memory - 1TB SDD - Meteor Silver

HP

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,344.99 - Original price $1,344.99
Original price
$1,344.99
$1,344.99 - $1,344.99
Current price $1,344.99
Original price $1,286.99 - Original price $1,286.99
Original price
$1,286.99
$1,286.99 - $1,286.99
Current price $1,286.99

HP - Victus 15.6" Full HD 144Hz Gaming Laptop - Intel Core i7 - 16GB Memory - NVIDIA GeForce RTX 4050 - 512GB SSD - Performance Blue

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,286.99 - Original price $1,286.99
Original price
$1,286.99
$1,286.99 - $1,286.99
Current price $1,286.99
Original price $688.99 - Original price $688.99
Original price
$688.99
$688.99 - $688.99
Current price $688.99

HP - Envy Desktop - Intel Core i5 - 12GB Memory - 1TB SSD - Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $688.99 - Original price $688.99
Original price
$688.99
$688.99 - $688.99
Current price $688.99
Original price $240.99 - Original price $240.99
Original price
$240.99
$240.99 - $240.99
Current price $240.99

HP 527sa - 5 Series - LED monitor - Full HD (1080p) - 27"

HP

Enjoy more of what you love in colorful detailSit back and soak in all the content you love with this exceptional 27" FHD monitor. Experience color...

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Original price $240.99 - Original price $240.99
Original price
$240.99
$240.99 - $240.99
Current price $240.99
Original price $856.99 - Original price $856.99
Original price
$856.99
$856.99 - $856.99
Current price $856.99

HP - Envy Desktop - Intel Core i7 - 16GB Memory - 1TB SSD - Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
Original price $856.99 - Original price $856.99
Original price
$856.99
$856.99 - $856.99
Current price $856.99
Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

HP v27i - LED monitor - Full HD (1080p) - 27"

HP

3-sided micro-edge bezelSee and do more on your screen with a 3-sided micro-edge bezel that maximizes your viewing area for a sleek design and virt...

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Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99
Original price $1,753.99 - Original price $1,753.99
Original price
$1,753.99
$1,753.99 - $1,753.99
Current price $1,753.99

HP - OmniBook Ultra - Copilot+ PC - 14" 2.2K Touch-Screen Laptop - AMD Ryzen AI 9 365 - 32GB Memory - 1TB SSD - Meteor Silver

HP

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

View full details
Original price $1,753.99 - Original price $1,753.99
Original price
$1,753.99
$1,753.99 - $1,753.99
Current price $1,753.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.