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Computers & Gaming

Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

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HyperX - Cloud III S Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac and Mobile - Red/Black

HyperX - Cloud III S Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac and Mobile - Red/Black

HP
$171.99 - $171.99
$171.99
$171.99 - $171.99
$171.99

Up to 120 Hours178; of Uninterrupted Gaming on a Single ChargeAchieve up to 120 hours of gameplay on 2.4GHz. Push the limits even further with up t...

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$171.99 - $171.99
$171.99
$171.99 - $171.99
$171.99
HP - 23.8" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White

HP - 23.8" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White

HP
$866.99 - $866.99
$866.99
$866.99 - $866.99
$866.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$866.99 - $866.99
$866.99
$866.99 - $866.99
$866.99
HP - 27" IPS LED FHD 100Hz Monitor with Adjustable Height (HDMI VGA) - Silver Black

HP - 27" IPS LED FHD 100Hz Monitor with Adjustable Height (HDMI VGA) - Silver Black

HP
$276.99 - $276.99
$276.99
$276.99 - $276.99
$276.99

Life-like color. Deeper detail.Upgrade your everyday with a vibrant 27" FHD monitor. Enjoy all you see as it was meant to be seen with enhanced 99 ...

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$276.99 - $276.99
$276.99
$276.99 - $276.99
$276.99
HP - OmniDesk Slim Desktop - Intel Core i3 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver

HP - OmniDesk Slim Desktop - Intel Core i3 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver

HP
$720.99 - $720.99
$720.99
$720.99 - $720.99
$720.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$720.99 - $720.99
$720.99
$720.99 - $720.99
$720.99
HP - 27" Touch-Screen All-in-One with Adjustable Height - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Jet Black

HP - 27" Touch-Screen All-in-One with Adjustable Height - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Jet Black

HP
$1,304.99 - $1,304.99
$1,304.99
$1,304.99 - $1,304.99
$1,304.99

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$1,304.99 - $1,304.99
$1,304.99
$1,304.99 - $1,304.99
$1,304.99
HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 5 - 16GB DDR5 Memory - 512GB SSD - Jet Black

HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 5 - 16GB DDR5 Memory - 512GB SSD - Jet Black

HP
$858.99 - $858.99
$858.99
$858.99 - $858.99
$858.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$858.99 - $858.99
$858.99
$858.99 - $858.99
$858.99
HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Shell White

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Shell White

HP
$1,236.99 - $1,236.99
$1,236.99
$1,236.99 - $1,236.99
$1,236.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,236.99 - $1,236.99
$1,236.99
$1,236.99 - $1,236.99
$1,236.99
HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Panda Metal

HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Panda Metal

HP
$2,950.99 - $2,950.99
$2,950.99
$2,950.99 - $2,950.99
$2,950.99

AMD Ryzen 7 8700F processorThe AMD Ryzen 8700F processor has high-performance processing power intense graphics capabilities and the first neural p...

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$2,950.99 - $2,950.99
$2,950.99
$2,950.99 - $2,950.99
$2,950.99
HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal

HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal

HP
$1,836.99 - $1,836.99
$1,836.99
$1,836.99 - $1,836.99
$1,836.99

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,836.99 - $1,836.99
$1,836.99
$1,836.99 - $1,836.99
$1,836.99
HP OMEN - Transcend 14" 120Hz 3K OLED Gaming Laptop - Intel Core Ultra 9-285H - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black

HP OMEN - Transcend 14" 120Hz 3K OLED Gaming Laptop - Intel Core Ultra 9-285H - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black

HP
$2,891.99 - $2,891.99
$2,891.99
$2,891.99 - $2,891.99
$2,891.99

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$2,891.99 - $2,891.99
$2,891.99
$2,891.99 - $2,891.99
$2,891.99
HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 5 - 8GB DDR5 Memory - 512GB SSD - Shell White

HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 5 - 8GB DDR5 Memory - 512GB SSD - Shell White

HP
$981.99 - $981.99
$981.99
$981.99 - $981.99
$981.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$981.99 - $981.99
$981.99
$981.99 - $981.99
$981.99
HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - 1TB SSD - Gray Wood

HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - 1TB SSD - Gray Wood

HP
$1,296.99 - $1,296.99
$1,296.99
$1,296.99 - $1,296.99
$1,296.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,296.99 - $1,296.99
$1,296.99
$1,296.99 - $1,296.99
$1,296.99
HP - 21.5" All-in-One - Intel N100 - 8GB Memory - 128GB UFS - Cashmere White

HP - 21.5" All-in-One - Intel N100 - 8GB Memory - 128GB UFS - Cashmere White

HP
$527.99 - $527.99
$527.99
$527.99 - $527.99
$527.99

Windows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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$527.99 - $527.99
$527.99
$527.99 - $527.99
$527.99
HP OMEN - League of Legends Limited Edition 16" 2K Gaming Laptop - Intel Core i7 - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP OMEN - League of Legends Limited Edition 16" 2K Gaming Laptop - Intel Core i7 - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP
$1,556.99 - $1,556.99
$1,556.99
$1,556.99 - $1,556.99
$1,556.99

2K IPS displayEnjoy better color accuracy and wider viewing angles with the 2K display and a high resolution of 1920 x 1200.Game changerPowered by ...

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$1,556.99 - $1,556.99
$1,556.99
$1,556.99 - $1,556.99
$1,556.99
HP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB DDR5 Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black

HP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB DDR5 Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black

HP
$3,521.99 - $3,521.99
$3,521.99
$3,521.99 - $3,521.99
$3,521.99

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
$3,521.99 - $3,521.99
$3,521.99
$3,521.99 - $3,521.99
$3,521.99
HyperX - QuadCast 2 Wired Multi-Pattern USB Electret Condenser Microphone - Frost/Blue

HyperX - QuadCast 2 Wired Multi-Pattern USB Electret Condenser Microphone - Frost/Blue

HP
$140.99 - $140.99
$140.99
$140.99 - $140.99
$140.99

Hi-Res Studio-Quality RecordingThe QuadCast 2 will help take your recordings to the next level by capturing more sound detail and allowing the subt...

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$140.99 - $140.99
$140.99
$140.99 - $140.99
$140.99
HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i3 - 8GB Memory - 512GB SSD - Shell White

HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i3 - 8GB Memory - 512GB SSD - Shell White

HP
$973.99 - $973.99
$973.99
$973.99 - $973.99
$973.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$973.99 - $973.99
$973.99
$973.99 - $973.99
$973.99
HyperX - Cloud III S Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac and Mobile - White

HyperX - Cloud III S Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac and Mobile - White

HP
$200.99 - $200.99
$200.99
$200.99 - $200.99
$200.99

Up to 120 Hours178; of Uninterrupted Gaming on a Single ChargeAchieve up to 120 hours of gameplay on 2.4GHz. Push the limits even further with up t...

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$200.99 - $200.99
$200.99
$200.99 - $200.99
$200.99
HP OMEN - 35L Gaming Desktop - AMD Ryzen 5 8400F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Panda Metal

HP OMEN - 35L Gaming Desktop - AMD Ryzen 5 8400F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Panda Metal

HP
$2,022.99 - $2,022.99
$2,022.99
$2,022.99 - $2,022.99
$2,022.99

AMD Ryzen 5 8400F processorThe AMD Ryzen 8400F processor has high-performance processing power intense graphics capabilities and the first neural p...

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$2,022.99 - $2,022.99
$2,022.99
$2,022.99 - $2,022.99
$2,022.99
HP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black

HP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black

HP
$4,194.99 - $4,194.99
$4,194.99
$4,194.99 - $4,194.99
$4,194.99

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
$4,194.99 - $4,194.99
$4,194.99
$4,194.99 - $4,194.99
$4,194.99
HyperX - Cloud Jet Dual Wireless Gaming Headset for PC Mac PS5 PS4 and Mobile - Black

HyperX - Cloud Jet Dual Wireless Gaming Headset for PC Mac PS5 PS4 and Mobile - Black

HP
$97.99 - $97.99
$97.99
$97.99 - $97.99
$97.99

Dual Wireless for Multiplatform CompatibilityEffortlessly switch between 2.4GHz and Bluetooth for seamless compatibility with PC console and mobile...

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$97.99 - $97.99
$97.99
$97.99 - $97.99
$97.99
HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - Jet Black

HP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - Jet Black

HP
$893.99 - $893.99
$893.99
$893.99 - $893.99
$893.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$893.99 - $893.99
$893.99
$893.99 - $893.99
$893.99
HP - 14" Laptop - Intel N150 Processor (2025) - 4GB Memory - 128GB UFS - Pale Rose Gold

HP - 14" Laptop - Intel N150 Processor (2025) - 4GB Memory - 128GB UFS - Pale Rose Gold

HP
$313.99 - $313.99
$313.99
$313.99 - $313.99
$313.99

14-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glare ...

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$313.99 - $313.99
$313.99
$313.99 - $313.99
$313.99
HP - 14" Laptop - Intel N150 Processor (2025) - 4GB Memory - 128GB UFS - Willow Green

HP - 14" Laptop - Intel N150 Processor (2025) - 4GB Memory - 128GB UFS - Willow Green

HP
$314.99 - $314.99
$314.99
$314.99 - $314.99
$314.99

14-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glare ...

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$314.99 - $314.99
$314.99
$314.99 - $314.99
$314.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.