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Computers & Gaming

Rent to Own Computers & Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got you covered with top brands like Alienware, ASUS, Dell, HP, Razer, MSI, and more. Enjoy cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting while managing your budget with easy financing and free shipping. With our rent-to-own and lease-to-own options, getting the best in computing and gaming has never been easier!

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Original price $2,193.99 - Original price $2,193.99
Original price
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$2,193.99 - $2,193.99
Current price $2,193.99

HP OMEN - Transcend 14" 120Hz 3K OLED Gaming Laptop - Intel Core Ultra 9-185H - 32GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD - Shadow Black

HP

Go Farther Play Longer Create BetterWith a world-leading lightweight all-metal design state of the art cooling and 71 Wh battery with USB-C Fast Ch...

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Original price $2,193.99 - Original price $2,193.99
Original price
$2,193.99
$2,193.99 - $2,193.99
Current price $2,193.99
Original price $1,454.99 - Original price $1,454.99
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$1,454.99
$1,454.99 - $1,454.99
Current price $1,454.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 5 8500G - 16GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - White/Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,454.99 - Original price $1,454.99
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$1,454.99
$1,454.99 - $1,454.99
Current price $1,454.99
Original price $1,453.99 - Original price $1,453.99
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$1,453.99
$1,453.99 - $1,453.99
Current price $1,453.99

HP OMEN - Transcend 31.5" QD-OLED 4K UHD 240Hz G-SYNC Compatible Gaming Monitor with Adjustable Height - Black/White

HP

QD-OLED Panel TechnologyExperience visuals like never before with an outstanding contrast ratio and a rapid 0.03ms response time ensuring vivid col...

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Original price $1,453.99 - Original price $1,453.99
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$1,453.99
$1,453.99 - $1,453.99
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Original price $1,225.99 - Original price $1,225.99
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$1,225.99
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Current price $1,225.99

HP - Envy 2-in-1 14" 2K Touch-Screen Laptop - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Glacier Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,225.99 - Original price $1,225.99
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$1,225.99
$1,225.99 - $1,225.99
Current price $1,225.99
Original price $1,680.99 - Original price $1,680.99
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$1,680.99
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Current price $1,680.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700G - 16GB DDR5 Memory - NVIDIA GeForce RTX 4060 Ti - 1TB SSD - White/Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,680.99 - Original price $1,680.99
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$1,680.99
$1,680.99 - $1,680.99
Current price $1,680.99
Original price $1,863.99 - Original price $1,863.99
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$1,863.99
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Current price $1,863.99

HP - OmniBook Ultra Flip - Copilot+ PC - 14" 3K OLED Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Eclipse Gray

HP

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,863.99 - Original price $1,863.99
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$1,863.99
$1,863.99 - $1,863.99
Current price $1,863.99
Original price $558.99 - Original price $558.99
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$558.99
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Current price $558.99

HP - 15.6" Touch-Screen Laptop - Intel Core i3 - 8GB Memory - 256GB SSD - Natural Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $558.99 - Original price $558.99
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$558.99
$558.99 - $558.99
Current price $558.99
Original price $484.99 - Original price $484.99
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$484.99
$484.99 - $484.99
Current price $484.99

HP - 15.6" Chromebook Laptop - Intel Processor N200 - 8GB Memory - 64GB eMMC - Natural Silver

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $484.99 - Original price $484.99
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$484.99
$484.99 - $484.99
Current price $484.99
Original price $560.99 - Original price $560.99
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$560.99
$560.99 - $560.99
Current price $560.99

HP - 14" 2-in-1 Full HD Touch-Screen Chromebook Plus Laptop with Google AI - Intel Core i3 - 8GB Memory - 256GB UFS - Meteor Silver

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $560.99 - Original price $560.99
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$560.99
$560.99 - $560.99
Current price $560.99
Original price $1,019.99 - Original price $1,019.99
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$1,019.99
$1,019.99 - $1,019.99
Current price $1,019.99

HP - OmniBook X - Copilot+ PC - 14" 2.2K Touch-Screen Laptop - Snapdragon X Plus - 16GB Memory - 512GB SSD - Glacier Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,019.99 - Original price $1,019.99
Original price
$1,019.99
$1,019.99 - $1,019.99
Current price $1,019.99
Original price $421.99 - Original price $421.99
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$421.99
$421.99 - $421.99
Current price $421.99

HP - 2-in-1 14" Touch-Screen Chromebook Laptop - Intel Processor N100 - 4GB Memory - 64GB eMMC - Sky Blue

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $421.99 - Original price $421.99
Original price
$421.99
$421.99 - $421.99
Current price $421.99
Original price $1,040.99 - Original price $1,040.99
Original price
$1,040.99
$1,040.99 - $1,040.99
Current price $1,040.99

HP - Envy 2-in-1 14" 2K Touch-Screen Laptop - AMD Ryzen 5 - 16GB Memory - 512GB SSD - Glacier Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,040.99 - Original price $1,040.99
Original price
$1,040.99
$1,040.99 - $1,040.99
Current price $1,040.99
Original price $1,000.99 - Original price $1,000.99
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$1,000.99
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Current price $1,000.99

HP - Envy 2-in-1 16" 2K Touch-Screen Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Meteor Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,000.99 - Original price $1,000.99
Original price
$1,000.99
$1,000.99 - $1,000.99
Current price $1,000.99
Original price $1,860.99 - Original price $1,860.99
Original price
$1,860.99
$1,860.99 - $1,860.99
Current price $1,860.99

HP OMEN - Transcend 14" 120Hz 3K OLED Gaming Laptop - Intel Core Ultra 7-155H - 16GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Shadow Black

HP

Go Farther Play Longer Create BetterWith a world-leading lightweight all-metal design state of the art cooling and 71 Wh battery with USB-C Fast Ch...

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Original price $1,860.99 - Original price $1,860.99
Original price
$1,860.99
$1,860.99 - $1,860.99
Current price $1,860.99
Original price $1,591.99 - Original price $1,591.99
Original price
$1,591.99
$1,591.99 - $1,591.99
Current price $1,591.99

HP - Envy 2-in-1 16" 2K Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 2TB SSD - Glacier Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,591.99 - Original price $1,591.99
Original price
$1,591.99
$1,591.99 - $1,591.99
Current price $1,591.99
Original price $130.99 - Original price $130.99
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$130.99
$130.99 - $130.99
Current price $130.99

HP V24i G5 23.8" LCD FHD FreeSync Monitor - Black

HP

3 Sided micro-edge bezelSee and do more on your screen with a 3-sided micro-edge bezel that maximizes your viewing area for a sleek design and virt...

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Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99
Original price $742.99 - Original price $742.99
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$742.99
$742.99 - $742.99
Current price $742.99

HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i5 - 8GB Memory - 512GB SSD - Starry White

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $742.99 - Original price $742.99
Original price
$742.99
$742.99 - $742.99
Current price $742.99
Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99

HyperX - QuadCast 2 S Wired Multi-Pattern USB Electret Condenser Microphone

HP

Future Ready AudioThe QuadCast 2 S features best-in-class audio recording resolution on a consumer USB gaming microphone.Dynamic Lighting DisplayQu...

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Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99
Original price $1,359.99 - Original price $1,359.99
Original price
$1,359.99
$1,359.99 - $1,359.99
Current price $1,359.99

HP - Envy Desktop - Intel Core i7 - 32GB DDR4 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,359.99 - Original price $1,359.99
Original price
$1,359.99
$1,359.99 - $1,359.99
Current price $1,359.99
Original price $502.99 - Original price $502.99
Original price
$502.99
$502.99 - $502.99
Current price $502.99

OMEN by HP 32q - LED monitor - QHD - 31.5" - HDR

HP

OMEN by HP 32q - LED monitor - gaming - 31.5" - 2560 x 1440 QHD 165 Hz - IPS - 400 cd/m² - 10001 - HDR400 - 1 ms - 2xHDMI DisplayPort - black

Original price $502.99 - Original price $502.99
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$502.99
$502.99 - $502.99
Current price $502.99
Original price $1,972.99 - Original price $1,972.99
Original price
$1,972.99
$1,972.99 - $1,972.99
Current price $1,972.99

HP - OmniBook Ultra - Copilot+ PC - 14" 2.2K Touch-Screen Laptop - AMD Ryzen AI 9 HX 375 - 32GB Memory - 2TB SSD - Meteor Silver

HP

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,972.99 - Original price $1,972.99
Original price
$1,972.99
$1,972.99 - $1,972.99
Current price $1,972.99
Original price $761.99 - Original price $761.99
Original price
$761.99
$761.99 - $761.99
Current price $761.99

Victus by HP Laptop 15-fa1200nr - 15.6" - Intel Core i5 - 12450H - 8 GB RAM - 512 GB SSD - US

HP

Victus by HP Laptop 15-fa1200nr - Intel Core i5 - 12450H / up to 4.4 GHz - Win 11 Home - GF RTX 2050 - 8 GB RAM - 512 GB SSD NVMe TLC - 15.6" IPS 1...

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Original price $761.99 - Original price $761.99
Original price
$761.99
$761.99 - $761.99
Current price $761.99
Original price $1,426.99 - Original price $1,426.99
Original price
$1,426.99
$1,426.99 - $1,426.99
Current price $1,426.99

HP ProBook 440 G11 Notebook - AI Ready - 14" - Intel Core Ultra 7 - 155U - 16 GB RAM - 512 GB SSD - US - with HP Wolf Pro Security Edition (1 year)

HP

Microsoft Windows 11 ProMicrosoft Windows 11 Pro gives you a user-friendly interface with useful features like the taskbar turning into the dock th...

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Original price $1,426.99 - Original price $1,426.99
Original price
$1,426.99
$1,426.99 - $1,426.99
Current price $1,426.99
Original price $884.99 - Original price $884.99
Original price
$884.99
$884.99 - $884.99
Current price $884.99

HP - Envy 2-in-1 16" 2K Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Glacier Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
Original price $884.99 - Original price $884.99
Original price
$884.99
$884.99 - $884.99
Current price $884.99
Original price $1,000.99 - Original price $1,000.99
Original price
$1,000.99
$1,000.99 - $1,000.99
Current price $1,000.99

HP - Victus 15.6" Full HD 144Hz Gaming Laptop - Intel Core i5 - 8GB Memory - NVIDIA GeForce RTX 3050 - 512GB SSD - Performance Blue

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,000.99 - Original price $1,000.99
Original price
$1,000.99
$1,000.99 - $1,000.99
Current price $1,000.99
Original price $252.99 - Original price $252.99
Original price
$252.99
$252.99 - $252.99
Current price $252.99

HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Honey Lavender

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $252.99 - Original price $252.99
Original price
$252.99
$252.99 - $252.99
Current price $252.99
Original price $250.99 - Original price $250.99
Original price
$250.99
$250.99 - $250.99
Current price $250.99

HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Pale Rose Gold

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $250.99 - Original price $250.99
Original price
$250.99
$250.99 - $250.99
Current price $250.99
Original price $1,218.99 - Original price $1,218.99
Original price
$1,218.99
$1,218.99 - $1,218.99
Current price $1,218.99

HP - Pavilion Desktop - AMD Ryzen 7 - 32GB Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Natural Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,218.99 - Original price $1,218.99
Original price
$1,218.99
$1,218.99 - $1,218.99
Current price $1,218.99
Original price $249.99 - Original price $249.99
Original price
$249.99
$249.99 - $249.99
Current price $249.99

HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Natural Silver

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $249.99 - Original price $249.99
Original price
$249.99
$249.99 - $249.99
Current price $249.99
Original price $252.99 - Original price $252.99
Original price
$252.99
$252.99 - $252.99
Current price $252.99

HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Sky Blue

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $252.99 - Original price $252.99
Original price
$252.99
$252.99 - $252.99
Current price $252.99
Original price $395.99 - Original price $395.99
Original price
$395.99
$395.99 - $395.99
Current price $395.99

HP - 15-fd0000 15.6" Laptop - Intel N-Series - 4GB Ram - 128 GB eMMC - Natural Silver

HP

15" Intel N200 4G 128GB SSIntel Processor N200 Intel UHD Graphics 4GB DDR4 1DM 3200 15.6 HD Antiglare SVA 250 nits Narrow border ultraslim Non-Tou...

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Original price $395.99 - Original price $395.99
Original price
$395.99
$395.99 - $395.99
Current price $395.99
Original price $954.99 - Original price $954.99
Original price
$954.99
$954.99 - $954.99
Current price $954.99

HP - ProBook 465 G11 16" Laptop - AMD Ryzen 5 - 8GB Ram - 256GB SSD - Pike Silver Aluminum

HP

16 PB465G11 R57535U 8G 256GBHP SmartBuy ProBook 465 16 inch G11 Notebook PC16" WUXGA LED UWVA 300N Anti-Glare 60Hz (1920 x 1200 1.6 (1610))AMD Ryz...

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Original price $954.99 - Original price $954.99
Original price
$954.99
$954.99 - $954.99
Current price $954.99
Original price $1,296.99 - Original price $1,296.99
Original price
$1,296.99
$1,296.99 - $1,296.99
Current price $1,296.99

HP - Envy 2-in-1 16" 2K Touch-Screen Laptop - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Meteor Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
Original price $1,296.99 - Original price $1,296.99
Original price
$1,296.99
$1,296.99 - $1,296.99
Current price $1,296.99
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

HyperX - Cloud II Core Wireless Headset for PC - Black

HP

Up to 80 Hours Battery LifeNobody likes having to get out the charge cable when the game’s on the line. 80 hours of battery life should help you ki...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99
Original price $153.99 - Original price $153.99
Original price
$153.99
$153.99 - $153.99
Current price $153.99

OMEN by HP 24 - LED monitor - Full HD (1080p) - 24"

HP

FHD resolution1920 x 1080 Full HD resolution on this 23.8 inch diagonal monitor.165Hz refresh rateFor crisp action and responsive gameplay this fas...

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Original price $153.99 - Original price $153.99
Original price
$153.99
$153.99 - $153.99
Current price $153.99
Original price $1,446.99 - Original price $1,446.99
Original price
$1,446.99
$1,446.99 - $1,446.99
Current price $1,446.99

HP - Victus 16.1" Gaming Laptop - AMD Ryzen 7-8845HS - 16GB DDR5 Memory - NVIDIA GeForce RTX 4070 - 512GB SSD - Mica Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
Original price $1,446.99 - Original price $1,446.99
Original price
$1,446.99
$1,446.99 - $1,446.99
Current price $1,446.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.