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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

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HP - 21.5" All-in-One - Intel N100 - 8GB Memory - 128GB UFS - Cashmere White
$342.99 - $342.99
$342.99
$342.99 - $342.99
$342.99

HP - 21.5" All-in-One - Intel N100 - 8GB Memory - 128GB UFS - Cashmere White

HP

Windows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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$342.99 - $342.99
$342.99
$342.99 - $342.99
$342.99
HP - OmniBook X Flip 2-in-1
$723.99 - $723.99
$723.99
$723.99 - $723.99
$723.99

HP - OmniBook X Flip 2-in-1

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$723.99 - $723.99
$723.99
$723.99 - $723.99
$723.99
HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - Intel Core Ultra 5 - 16GB Memory - 512GB SSD - Atmospheric Blue
$938.99 - $938.99
$938.99
$938.99 - $938.99
$938.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - Intel Core Ultra 5 - 16GB Memory - 512GB SSD - Atmospheric Blue

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$938.99 - $938.99
$938.99
$938.99 - $938.99
$938.99
HP - 14" Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Snowflake White
$245.99 - $245.99
$245.99
$245.99 - $245.99
$245.99

HP - 14" Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Snowflake White

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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$245.99 - $245.99
$245.99
$245.99 - $245.99
$245.99
HP OMEN - League of Legends Limited Edition 16" 2K Gaming Laptop - Intel Core i7 - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
$1,832.99 - $1,832.99
$1,832.99
$1,832.99 - $1,832.99
$1,832.99

HP OMEN - League of Legends Limited Edition 16" 2K Gaming Laptop - Intel Core i7 - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP

2K IPS displayEnjoy better color accuracy and wider viewing angles with the 2K display and a high resolution of 1920 x 1200.Game changerPowered by ...

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$1,832.99 - $1,832.99
$1,832.99
$1,832.99 - $1,832.99
$1,832.99
HP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB DDR5 Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black
$3,521.99 - $3,521.99
$3,521.99
$3,521.99 - $3,521.99
$3,521.99

HP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB DDR5 Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black

HP

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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$3,521.99 - $3,521.99
$3,521.99
$3,521.99 - $3,521.99
$3,521.99
HyperX - QuadCast 2 Wired Multi-Pattern USB Electret Condenser Microphone - Frost/Blue
$125.99 - $125.99
$125.99
$125.99 - $125.99
$125.99

HyperX - QuadCast 2 Wired Multi-Pattern USB Electret Condenser Microphone - Frost/Blue

HP

Hi-Res Studio-Quality RecordingThe QuadCast 2 will help take your recordings to the next level by capturing more sound detail and allowing the subt...

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$125.99 - $125.99
$125.99
$125.99 - $125.99
$125.99
HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - AMD Ryzen AI 7 - 24GB Memory - 1TB SSD - Meteor Silver
$1,183.99 - $1,183.99
$1,183.99
$1,183.99 - $1,183.99
$1,183.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - AMD Ryzen AI 7 - 24GB Memory - 1TB SSD - Meteor Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,183.99 - $1,183.99
$1,183.99
$1,183.99 - $1,183.99
$1,183.99
HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Willow Green
$249.99 - $249.99
$249.99
$249.99 - $249.99
$249.99

HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Willow Green

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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$249.99 - $249.99
$249.99
$249.99 - $249.99
$249.99
HP - OmniBook X Flip 2-in-1 16" 2K Touch-Screen Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Meteor Silver
$818.99 - $818.99
$818.99
$818.99 - $818.99
$818.99

HP - OmniBook X Flip 2-in-1 16" 2K Touch-Screen Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Meteor Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$818.99 - $818.99
$818.99
$818.99 - $818.99
$818.99
HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i3 - 8GB Memory - 512GB SSD - Shell White
$602.99 - $602.99
$602.99
$602.99 - $602.99
$602.99

HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i3 - 8GB Memory - 512GB SSD - Shell White

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$602.99 - $602.99
$602.99
$602.99 - $602.99
$602.99
HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 2TB SSD - Eclipse Gray
$1,146.99 - $1,146.99
$1,146.99
$1,146.99 - $1,146.99
$1,146.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 2TB SSD - Eclipse Gray

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,146.99 - $1,146.99
$1,146.99
$1,146.99 - $1,146.99
$1,146.99
HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - AMD Ryzen AI 7 - 24GB Memory - 1TB SSD - Meteor Silver
$1,181.99 - $1,181.99
$1,181.99
$1,181.99 - $1,181.99
$1,181.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - AMD Ryzen AI 7 - 24GB Memory - 1TB SSD - Meteor Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,181.99 - $1,181.99
$1,181.99
$1,181.99 - $1,181.99
$1,181.99
HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - AMD Ryzen AI 5 - 16GB Memory - 512GB SSD - Meteor Silver
$958.99 - $958.99
$958.99
$958.99 - $958.99
$958.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - AMD Ryzen AI 5 - 16GB Memory - 512GB SSD - Meteor Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$958.99 - $958.99
$958.99
$958.99 - $958.99
$958.99
HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Eclipse Gray
$891.99 - $891.99
$891.99
$891.99 - $891.99
$891.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Eclipse Gray

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$891.99 - $891.99
$891.99
$891.99 - $891.99
$891.99
HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Honey Lavender
$249.99 - $249.99
$249.99
$249.99 - $249.99
$249.99

HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Honey Lavender

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

View full details
$249.99 - $249.99
$249.99
$249.99 - $249.99
$249.99
HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 2TB SSD - Glacier Silver
$1,680.99 - $1,680.99
$1,680.99
$1,680.99 - $1,680.99
$1,680.99

HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 2TB SSD - Glacier Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,680.99 - $1,680.99
$1,680.99
$1,680.99 - $1,680.99
$1,680.99
HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Gray Wood
$1,082.99 - $1,082.99
$1,082.99
$1,082.99 - $1,082.99
$1,082.99

HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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$1,082.99 - $1,082.99
$1,082.99
$1,082.99 - $1,082.99
$1,082.99
HyperX - Cloud III S Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac and Mobile - White
$150.99 - $150.99
$150.99
$150.99 - $150.99
$150.99

HyperX - Cloud III S Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac and Mobile - White

HP

Up to 120 Hours178; of Uninterrupted Gaming on a Single ChargeAchieve up to 120 hours of gameplay on 2.4GHz. Push the limits even further with up t...

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$150.99 - $150.99
$150.99
$150.99 - $150.99
$150.99
HP - Victus 15.6" 144Hz Full HD Gaming Laptop - Intel Core i7-13620H - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Mica Silver
$1,531.99 - $1,531.99
$1,531.99
$1,531.99 - $1,531.99
$1,531.99

HP - Victus 15.6" 144Hz Full HD Gaming Laptop - Intel Core i7-13620H - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Mica Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,531.99 - $1,531.99
$1,531.99
$1,531.99 - $1,531.99
$1,531.99
HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - AMD Ryzen AI 5 - 16GB Memory - 512GB SSD - Meteor Silver
$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - AMD Ryzen AI 5 - 16GB Memory - 512GB SSD - Meteor Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$957.99 - $957.99
$957.99
$957.99 - $957.99
$957.99
HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Glacier Silver
$1,446.99 - $1,446.99
$1,446.99
$1,446.99 - $1,446.99
$1,446.99

HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Glacier Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,446.99 - $1,446.99
$1,446.99
$1,446.99 - $1,446.99
$1,446.99
HP - 17.3" Full HD Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Natural Silver
$525.99 - $525.99
$525.99
$525.99 - $525.99
$525.99

HP - 17.3" Full HD Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Natural Silver

HP

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
$525.99 - $525.99
$525.99
$525.99 - $525.99
$525.99
HP - OmniDesk Desktop - Intel Core Ultra 7 - 32GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Dark Wood
$1,385.99 - $1,385.99
$1,385.99
$1,385.99 - $1,385.99
$1,385.99

HP - OmniDesk Desktop - Intel Core Ultra 7 - 32GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Dark Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
$1,385.99 - $1,385.99
$1,385.99
$1,385.99 - $1,385.99
$1,385.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.