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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

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Lenovo - ThinkPad E16 Gen 2 16" Laptop - AMD Ryzen 7 with 16GB Memory - 512GB SSD - Black
$1,010.99 - $1,010.99
$1,010.99
$1,010.99 - $1,010.99
$1,010.99

Lenovo - ThinkPad E16 Gen 2 16" Laptop - AMD Ryzen 7 with 16GB Memory - 512GB SSD - Black

Lenovo

Windows 11 ProWindows 11 is designed for hybrid work. Upgrade to Windows 11 Pro for all the features of Windows 11 Home plus tools for business use...

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$1,010.99 - $1,010.99
$1,010.99
$1,010.99 - $1,010.99
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Lenovo - Chromebook Plus 14" OLED 2K Touchscreen Laptop - MediaTek Kompanio Ultra - 16GB Memory - 256GB UFS - Seashell
$826.99 - $826.99
$826.99
$826.99 - $826.99
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Lenovo - Chromebook Plus 14" OLED 2K Touchscreen Laptop - MediaTek Kompanio Ultra - 16GB Memory - 256GB UFS - Seashell

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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$826.99 - $826.99
$826.99
$826.99 - $826.99
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Lenovo ThinkPad T14s Gen 5 - AI Ready - 14" - Intel Core Ultra 7 - 165U - vPro Enterprise - 32 GB RAM - 1 TB SSD - English
$2,456.99 - $2,456.99
$2,456.99
$2,456.99 - $2,456.99
$2,456.99

Lenovo ThinkPad T14s Gen 5 - AI Ready - 14" - Intel Core Ultra 7 - 165U - vPro Enterprise - 32 GB RAM - 1 TB SSD - English

Lenovo

Lenovo ThinkPad T14s Gen 5 21LS - 180-degree hinge design - Intel Core Ultra 7 - 165U / up to 4.9 GHz - vPro Enterprise - Win 11 Pro - Intel Graphi...

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$2,456.99 - $2,456.99
$2,456.99
$2,456.99 - $2,456.99
$2,456.99
Lenovo ThinkPad T14s Gen 6 - AI Ready - 14" - Qualcomm Snapdragon X Elite - X1E-78-100 - 32 GB RAM - 1 TB SSD - English
$1,820.99 - $1,820.99
$1,820.99
$1,820.99 - $1,820.99
$1,820.99

Lenovo ThinkPad T14s Gen 6 - AI Ready - 14" - Qualcomm Snapdragon X Elite - X1E-78-100 - 32 GB RAM - 1 TB SSD - English

Lenovo

Lenovo ThinkPad T14s Gen 6 21N1 - 180-degree hinge design - Snapdragon X Elite - X1E-78-100 - Win 11 Pro (on ARM) - Qualcomm Adreno - 32 GB RAM - 1...

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$1,820.99 - $1,820.99
$1,820.99
$1,820.99 - $1,820.99
$1,820.99
Lenovo ThinkBook 16 G7 ARP - 16" - AMD Ryzen 7 - 7735HS - 16 GB RAM - 512 GB SSD - US
$951.99 - $951.99
$951.99
$951.99 - $951.99
$951.99

Lenovo ThinkBook 16 G7 ARP - 16" - AMD Ryzen 7 - 7735HS - 16 GB RAM - 512 GB SSD - US

Lenovo

Lenovo ThinkBook 16 G7 ARP 21MW - 180-degree hinge design - AMD Ryzen 7 - 7735HS / up to 4.75 GHz - Win 11 Pro - Radeon 680M - 16 GB RAM - 512 GB S...

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$951.99 - $951.99
$951.99
$951.99 - $951.99
$951.99
Lenovo ThinkBook 14 G7 ARP - 14" - AMD Ryzen 5 - 7535HS - 16 GB RAM - 512 GB SSD - US
$897.99 - $897.99
$897.99
$897.99 - $897.99
$897.99

Lenovo ThinkBook 14 G7 ARP - 14" - AMD Ryzen 5 - 7535HS - 16 GB RAM - 512 GB SSD - US

Lenovo

Windows 11 ProWindows 11 is designed for hybrid work. Windows 11 Pro delivers a powerful streamlined user experience that helps you stay focused an...

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$897.99 - $897.99
$897.99
$897.99 - $897.99
$897.99
Lenovo ThinkPad E16 Gen 2 - 16" - AMD Ryzen 5 - 7535U - 8 GB RAM - 256 GB SSD - English
$816.99 - $816.99
$816.99
$816.99 - $816.99
$816.99

Lenovo ThinkPad E16 Gen 2 - 16" - AMD Ryzen 5 - 7535U - 8 GB RAM - 256 GB SSD - English

Lenovo

Lenovo ThinkPad E16 Gen 2 21M5 - 180-degree hinge design - AMD Ryzen 5 - 7535U / up to 4.55 GHz - Win 11 Pro - Radeon 660M - 8 GB RAM - 256 GB SSD ...

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$816.99 - $816.99
$816.99
$816.99 - $816.99
$816.99
NB TP THINKPAD X9-14 G1 U7 32G 1T 11P
$1,916.99 - $1,916.99
$1,916.99
$1,916.99 - $1,916.99
$1,916.99

NB TP THINKPAD X9-14 G1 U7 32G 1T 11P

Lenovo

NB TP THINKPAD X9-14 G1 U7 32G 1T 11P

$1,916.99 - $1,916.99
$1,916.99
$1,916.99 - $1,916.99
$1,916.99
Lenovo ThinkCentre M75q Gen 2 - tiny Ryzen 5 Pro 5650GE 3.4 GHz - 16 GB - SSD 256 GB - US
$896.99 - $896.99
$896.99
$896.99 - $896.99
$896.99

Lenovo ThinkCentre M75q Gen 2 - tiny Ryzen 5 Pro 5650GE 3.4 GHz - 16 GB - SSD 256 GB - US

Lenovo

Operating systemWindows 11 ProRyzen 5 PRO 5650GEEnjoy high application performance and smoother gaming experiences with AMD Ryzen 5 Pro processors ...

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$896.99 - $896.99
$896.99
$896.99 - $896.99
$896.99
Lenovo ThinkBook 16 G7 ARP - 16" - AMD Ryzen 5 - 7535HS - 8 GB RAM - 256 GB SSD - US
$762.99 - $762.99
$762.99
$762.99 - $762.99
$762.99

Lenovo ThinkBook 16 G7 ARP - 16" - AMD Ryzen 5 - 7535HS - 8 GB RAM - 256 GB SSD - US

Lenovo

Windows 11 ProWindows 11 is designed for hybrid work. Windows 11 Pro delivers a powerful streamlined user experience that helps you stay focused an...

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$762.99 - $762.99
$762.99
$762.99 - $762.99
$762.99
Lenovo ThinkPad P14s Gen 5 - AI Ready - 14.5" - Intel Core Ultra 7 - 165H - vPro Enterprise - 32 GB RAM - 1 TB SSD - US
$2,414.99 - $2,414.99
$2,414.99
$2,414.99 - $2,414.99
$2,414.99

Lenovo ThinkPad P14s Gen 5 - AI Ready - 14.5" - Intel Core Ultra 7 - 165H - vPro Enterprise - 32 GB RAM - 1 TB SSD - US

Lenovo

Lenovo ThinkPad P14s Gen 5 21G2 - Intel Core Ultra 7 - 165H / up to 5 GHz - vPro Enterprise - Win 11 Pro - RTX 500 Ada - 32 GB RAM - 1 TB SSD TCG O...

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$2,414.99 - $2,414.99
$2,414.99
$2,414.99 - $2,414.99
$2,414.99
Lenovo - IdeaCentre AIO 27" FHD IPS LCD Touch-Screen All-In-One - AMD Ryzen 5 7535HS - 8GB Memory - 512GB SSD - Gray
$1,005.99 - $1,005.99
$1,005.99
$1,005.99 - $1,005.99
$1,005.99

Lenovo - IdeaCentre AIO 27" FHD IPS LCD Touch-Screen All-In-One - AMD Ryzen 5 7535HS - 8GB Memory - 512GB SSD - Gray

Lenovo

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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$1,005.99 - $1,005.99
$1,005.99
$1,005.99 - $1,005.99
$1,005.99
Lenovo - Yoga Slim 7i Aura Edition - Copilot+ PC - 15.3 3K 120Hz Touchscreen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Luna Gray
$1,556.99 - $1,556.99
$1,556.99
$1,556.99 - $1,556.99
$1,556.99

Lenovo - Yoga Slim 7i Aura Edition - Copilot+ PC - 15.3 3K 120Hz Touchscreen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Luna Gray

Lenovo

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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$1,556.99 - $1,556.99
$1,556.99
$1,556.99 - $1,556.99
$1,556.99
Lenovo - Yoga Slim 7x - Copilot+ PC - 14.5" 3K 90Hz OLED Touch-Screen Laptop - Snapdragon X Elite X1E-78-100 2024 - 32GB - 1TB - Cosmic Blue
$1,225.99 - $1,225.99
$1,225.99
$1,225.99 - $1,225.99
$1,225.99

Lenovo - Yoga Slim 7x - Copilot+ PC - 14.5" 3K 90Hz OLED Touch-Screen Laptop - Snapdragon X Elite X1E-78-100 2024 - 32GB - 1TB - Cosmic Blue

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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$1,225.99 - $1,225.99
$1,225.99
$1,225.99 - $1,225.99
$1,225.99
Lenovo - Tab Plus - 11.5" 2K Tablet - 8GB RAM - 128GB UFS - Luna Grey
$358.99 - $358.99
$358.99
$358.99 - $358.99
$358.99

Lenovo - Tab Plus - 11.5" 2K Tablet - 8GB RAM - 128GB UFS - Luna Grey

Lenovo

Powerful Connectivity With USB-C/USB 2.0Share files connect accessories and display content on the big screen with a full-size USB C port.Android 1...

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$358.99 - $358.99
$358.99
$358.99 - $358.99
$358.99
Lenovo - IdeaCentre 3 Desktop - Intel Processor U300 - 8GB Memory - 256GB SSD - Cloud Grey
$455.99 - $455.99
$455.99
$455.99 - $455.99
$455.99

Lenovo - IdeaCentre 3 Desktop - Intel Processor U300 - 8GB Memory - 256GB SSD - Cloud Grey

Lenovo

Microsoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...

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$455.99 - $455.99
$455.99
$455.99 - $455.99
$455.99
Lenovo - Idea Tab with Tab Pen - 11" Tablet - 128GB - Luna Grey
$196.99 - $196.99
$196.99
$196.99 - $196.99
$196.99

Lenovo - Idea Tab with Tab Pen - 11" Tablet - 128GB - Luna Grey

Lenovo

Keep your ideas flowingTake notes smarter with Lenovo AI Note in the Notepad app made smoother with the Lenovo Tab Pen. Let AI Continue Writing hel...

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$196.99 - $196.99
$196.99
$196.99 - $196.99
$196.99
Lenovo - IdeaPad 1 15.6" Full HD Laptop - AMD Ryzen 5 7520U 2022 - 8GB Memory- 256GB SSD - Abyss Blue
$419.99 - $419.99
$419.99
$419.99 - $419.99
$419.99

Lenovo - IdeaPad 1 15.6" Full HD Laptop - AMD Ryzen 5 7520U 2022 - 8GB Memory- 256GB SSD - Abyss Blue

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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$419.99 - $419.99
$419.99
$419.99 - $419.99
$419.99
Lenovo - IdeaPad 1i 15.6" Full HD Touchscreen Laptop - Intel Core i5-1335U 2023 - 8GB Memory - 256GB SSD - Abyss Blue
$521.99 - $521.99
$521.99
$521.99 - $521.99
$521.99

Lenovo - IdeaPad 1i 15.6" Full HD Touchscreen Laptop - Intel Core i5-1335U 2023 - 8GB Memory - 256GB SSD - Abyss Blue

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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$521.99 - $521.99
$521.99
$521.99 - $521.99
$521.99
Lenovo - Idea Tab Plus - 12.1" 2.5K Tablet - 8GB RAM - 128GB UFS - Luna Grey
Lenovo - Idea Tab Plus - 12.1" 2.5K Tablet - 8GB RAM - 128GB UFS - Luna Grey
$310.99 - $310.99
$310.99
$310.99 - $310.99
$310.99

Lenovo - Idea Tab Plus - 12.1" 2.5K Tablet - 8GB RAM - 128GB UFS - Luna Grey

Lenovo

Slim Body Lightweight Design.It fits easily into any backpack ready for back-to-back classes a quick coffee break or a quiet moment to stream and ...

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$310.99 - $310.99
$310.99
$310.99 - $310.99
$310.99
Lenovo - Legion Tower 5 Gaming Desktop - AMD Ryzen 7 7800X3D - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Eclipse Black
$2,084.99 - $2,084.99
$2,084.99
$2,084.99 - $2,084.99
$2,084.99

Lenovo - Legion Tower 5 Gaming Desktop - AMD Ryzen 7 7800X3D - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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$2,084.99 - $2,084.99
$2,084.99
$2,084.99 - $2,084.99
$2,084.99
Lenovo - IdeaCentre 27" Full HD Touchscreen All-In-One - AMD Ryzen 5 220 - 16GB RAM - 512GB SSD - Luna Grey
$1,008.99 - $1,008.99
$1,008.99
$1,008.99 - $1,008.99
$1,008.99

Lenovo - IdeaCentre 27" Full HD Touchscreen All-In-One - AMD Ryzen 5 220 - 16GB RAM - 512GB SSD - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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$1,008.99 - $1,008.99
$1,008.99
$1,008.99 - $1,008.99
$1,008.99
Lenovo - IdeaCentre Tower Desktop - Intel Core Ultra 5 Processor 225 - 16GB RAM - 512GB SSD - Luna Grey
$616.99 - $616.99
$616.99
$616.99 - $616.99
$616.99

Lenovo - IdeaCentre Tower Desktop - Intel Core Ultra 5 Processor 225 - 16GB RAM - 512GB SSD - Luna Grey

Lenovo

Microsoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...

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$616.99 - $616.99
$616.99
$616.99 - $616.99
$616.99
Lenovo - Yoga Tab - 11.1" Tablet - 256GB with Keyboard + Pen - Luna Grey
$611.99 - $611.99
$611.99
$611.99 - $611.99
$611.99

Lenovo - Yoga Tab - 11.1" Tablet - 256GB with Keyboard + Pen - Luna Grey

Lenovo

Lenovo Smart AI InputCommunicate freely in your own way. Lenovo Smart AI helps you with real-time text generation refinement and translation right...

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$611.99 - $611.99
$611.99
$611.99 - $611.99
$611.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.