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Computers & Gaming

Rent to Own Computers & Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got you covered with top brands like Alienware, ASUS, Dell, HP, Razer, MSI, and more. Enjoy cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting while managing your budget with easy financing and free shipping. With our rent-to-own and lease-to-own options, getting the best in computing and gaming has never been easier!

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Original price $589.99 - Original price $589.99
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$589.99
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Current price $589.99

Microsoft - Xbox Series X 1TB Console - Carbon Black

Microsoft

Power your dreamsExperience Xbox Series X the fastest most powerful Xbox ever. Explore rich new worlds with 12 teraflops of raw graphic processing ...

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Original price $589.99 - Original price $589.99
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$589.99
$589.99 - $589.99
Current price $589.99
Original price $359.99 - Original price $359.99
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$359.99
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Current price $359.99

Microsoft Xbox Series S - game console - 512 GB SSD - robot white

Microsoft

Microsoft Xbox Series S - Game console - QHD - HDR - 512 GB SSD - robot white

Original price $359.99 - Original price $359.99
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$359.99
$359.99 - $359.99
Current price $359.99
Original price $159.99 - Original price $159.99
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$159.99
$159.99 - $159.99
Current price $159.99

Microsoft - Elite Series 2 Core Wireless Controller for Xbox Series X Xbox Series S Xbox One and Windows PCs - White

Microsoft

Play like a proDesigned to meet the needs of today's competitive gamers the Xbox Elite Wireless Controller Series 2 - Core puts exceptional perform...

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Original price $159.99 - Original price $159.99
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$159.99
$159.99 - $159.99
Current price $159.99
Original price $416.99 - Original price $416.99
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$416.99
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Current price $416.99

Microsoft Xbox Series S - game console - 1 TB SSD - robot white

Microsoft

Play more wait lessMake the most of every gaming minute with Quick Resume lightning-fast load times and gameplay of up to 120 FPS—all powered by Xb...

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Original price $416.99 - Original price $416.99
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$416.99
$416.99 - $416.99
Current price $416.99
Original price $86.99 - Original price $86.99
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$86.99
$86.99 - $86.99
Current price $86.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Pulse Red

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Pulse Red featuring sculpted surfaces and refined geometry for...

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Original price $86.99 - Original price $86.99
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$86.99
$86.99 - $86.99
Current price $86.99
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Robot White

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Robot White featuring sculpted surfaces and refined geometry f...

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Original price $81.99 - Original price $81.99
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$81.99
$81.99 - $81.99
Current price $81.99
Original price $86.99 - Original price $86.99
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$86.99
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Current price $86.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Shock Blue

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Shock Blue featuring sculpted surfaces and refined geometry fo...

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Original price $86.99 - Original price $86.99
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$86.99
$86.99 - $86.99
Current price $86.99
Original price $215.99 - Original price $215.99
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$215.99
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Current price $215.99

Microsoft - Elite Series 2 Wireless Controller for Xbox One Xbox Series X and Xbox Series S - Black

Microsoft

Xbox Elite Wireless Controller Series 2Experience the Xbox Elite Wireless Controller Series 2 featuring adjustable-tension thumbsticks wrap-around ...

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Original price $215.99 - Original price $215.99
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$215.99
$215.99 - $215.99
Current price $215.99
Original price $86.99 - Original price $86.99
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$86.99
$86.99 - $86.99
Current price $86.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Deep Pink

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Deep Pink featuring sculpted surfaces and refined geometry for...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99
Original price $86.99 - Original price $86.99
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$86.99
$86.99 - $86.99
Current price $86.99

Microsoft Xbox Wireless Controller - gamepad - wireless - Bluetooth

Microsoft

Microsoft Xbox Wireless Controller - Gamepad - wireless - Bluetooth - astral purple - for PC Microsoft Xbox One Android Microsoft Xbox Series S Mic...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99
Original price $886.99 - Original price $886.99
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$886.99
$886.99 - $886.99
Current price $886.99

Microsoft - Surface Laptop Go 3 - 12.4" Touch-Screen - Intel Core i5 with 8GB Memory - 256GB SSD (Latest Model) - Sandstone

Microsoft

Accomplish anything with easeHandle whatever the day throws at you wherever you are with faster performance all-day battery life and Windows 11.Vib...

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Original price $886.99 - Original price $886.99
Original price
$886.99
$886.99 - $886.99
Current price $886.99
Original price $886.99 - Original price $886.99
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$886.99
$886.99 - $886.99
Current price $886.99

Microsoft - Surface Laptop Go 3 - 12.4" Touch-Screen - Intel Core i5 with 8GB Memory - 256GB SSD (Latest Model) - Sage

Microsoft

Accomplish anything with easeHandle whatever the day throws at you wherever you are with faster performance all-day battery life and Windows 11.Vib...

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Original price $886.99 - Original price $886.99
Original price
$886.99
$886.99 - $886.99
Current price $886.99
Original price $2,619.99 - Original price $2,619.99
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$2,619.99
$2,619.99 - $2,619.99
Current price $2,619.99

Microsoft - Surface Laptop Studio 2 - 14.4" Touch-Screen - Intel Core i7 with 16GB Memory -GeForce RTX 4050-512GB SSD (Latest Model) - Platinum

Microsoft

Be more productive in Windows 11Windows 11 is optimized for touch on Surface Laptop Studio 2. Tap drag swipe and pinch like you do on your smartpho...

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Original price $2,619.99 - Original price $2,619.99
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$2,619.99
$2,619.99 - $2,619.99
Current price $2,619.99
Original price $277.99 - Original price $277.99
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$277.99
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Current price $277.99

Microsoft - Surface Dock 2 - Black

Microsoft

Compatible with select Microsoft Surface modelsIncluding Surface Book 3 (13.5" and 15") Surface Pro 7 Surface Pro X Surface Laptop 4 (13.5" and 15"...

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Original price $277.99 - Original price $277.99
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$277.99
$277.99 - $277.99
Current price $277.99
Original price $134.99 - Original price $134.99
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$134.99
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Current price $134.99

Microsoft - Surface Pen - Black

Microsoft

Create uninterruptedWrite and draw with precision ink on one end and a rubber eraser on the other. Tilt your Surface Pen to shade your sketches jus...

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Original price $134.99 - Original price $134.99
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$134.99
$134.99 - $134.99
Current price $134.99
Original price $115.99 - Original price $115.99
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$115.99
$115.99 - $115.99
Current price $115.99

Microsoft - Surface Pen - Platinum

Microsoft

Create uninterruptedWrite and draw with precision ink on one end and a rubber eraser on the other. Tilt your Surface Pen to shade your sketches jus...

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Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Microsoft - Xbox Wireless Controller for Windows Devices Xbox Series X Xbox Series S Xbox One + USB-C Cable - Carbon Black

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller featuring sculpted surfaces and refined geometry for enhanced com...

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Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Carbon Black

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Carbon Black featuring sculpted surfaces and refined geometry ...

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Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Electric Volt

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Electric Volt featuring sculpted surfaces and refined geometry...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Microsoft - Xbox Stereo Headset for Xbox Series XS Xbox One and Windows - Black

Microsoft

Immerse yourself in the gameGame loud and clear with the Xbox Stereo Headset which supports high-fidelity Windows Sonic Dolby Atmos and DTS Headpho...

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Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99
Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

Microsoft - Elite Series 2 Core Wireless Controller for Xbox Series X Xbox Series S Xbox One and Windows PCs - Red

Microsoft

Play like a proExperience the Xbox Elite Wireless Controller Series 2 Core in red featuring adjustable-tension thumbsticks wrap-around rubberized ...

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Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99
Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

Microsoft - Elite Series 2 Core Wireless Controller for Xbox Series X Xbox Series S Xbox One and Windows PCs - Blue

Microsoft

Xbox Elite Wireless Controller Series 2 CoreExperience the Xbox Elite Wireless Controller Series 2 Core in blue featuring adjustable-tension thum...

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Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Microsoft - USB-C Travel Hub - Black

Microsoft

All the connections wherever you areHave the ports you need wherever you go with this multi-port adapter. Designed for on-the-go professionals it g...

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Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99
Original price $81.99 - Original price $81.99
Original price
$81.99
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Current price $81.99

Microsoft - Xbox Elite Series 2 Complete Component Pack - Black

Microsoft

Even more customizationCustomize your Xbox Elite Wireless Controller Series 2 with the right configuration and components to unleash pro-level prec...

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Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99
Original price $118.99 - Original price $118.99
Original price
$118.99
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Current price $118.99

Microsoft Surface Dial - cursor (puck) - Bluetooth 4.0 - magnesium

Microsoft

More productive and enjoyable creative processAccess to a wide range of innovative tools that help create an immersive work experience.Control your...

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Original price $118.99 - Original price $118.99
Original price
$118.99
$118.99 - $118.99
Current price $118.99
Original price $195.99 - Original price $195.99
Original price
$195.99
$195.99 - $195.99
Current price $195.99

Microsoft - Surface Pro Keyboard for Pro (11th Edition) Pro 9 and Pro 8 with Pen Storage - Black

Microsoft

Always at your fingertipsSurface Slim Pen (2nd Edition) securely sits and recharges in the keyboard’s built-in storage tray (sold separately or as ...

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Original price $195.99 - Original price $195.99
Original price
$195.99
$195.99 - $195.99
Current price $195.99
Original price $195.99 - Original price $195.99
Original price
$195.99
$195.99 - $195.99
Current price $195.99

Microsoft - Surface Pro Keyboard for Pro (11th Edition) Pro 9 and Pro 8 with Pen Storage - Platinum

Microsoft

Always at your fingertipsSurface Slim Pen (2nd Edition) securely sits and recharges in the keyboard’s built-in storage tray (sold separately or as ...

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Original price $195.99 - Original price $195.99
Original price
$195.99
$195.99 - $195.99
Current price $195.99
Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Microsoft - Surface Slim Pen (2nd Edition) and Pro Keyboard for Pro (11th Edition) Pro 9 and Pro 8 - Sapphire

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99
Original price $155.99 - Original price $155.99
Original price
$155.99
$155.99 - $155.99
Current price $155.99

Microsoft - Surface Pro Keyboard for Pro (11th Edition) Pro 9 and Pro 8 - Black

Microsoft

Full keyboard experienceFeatures a full mechanical keyset backlit keys and a large trackpad for precise navigation and control. Optimal key spacing...

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Original price $155.99 - Original price $155.99
Original price
$155.99
$155.99 - $155.99
Current price $155.99
Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Microsoft - Surface Slim Pen (2nd Edition) and Pro Keyboard for Pro (11th Edition) Pro 9 and Pro 8 - Platinum

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

View full details
Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99
Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Microsoft - Surface Slim Pen (2nd Edition) and Pro Keyboard for Pro (11th Edition) Pro 9 and Pro 8 - Black

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

View full details
Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99
Original price $195.99 - Original price $195.99
Original price
$195.99
$195.99 - $195.99
Current price $195.99

Microsoft - Surface Pro Keyboard for Pro (11th Edition) Pro 9 and Pro 8 with Pen Storage - Dune

Microsoft

Always at your fingertipsSurface Slim Pen (2nd Edition) securely sits and recharges in the keyboard’s built-in storage tray (sold separately or as ...

View full details
Original price $195.99 - Original price $195.99
Original price
$195.99
$195.99 - $195.99
Current price $195.99
Original price $886.99 - Original price $886.99
Original price
$886.99
$886.99 - $886.99
Current price $886.99

Microsoft - Surface Laptop Go 3 - 12.4" Touch-Screen - Intel Core i5 with 8GB Memory - 256GB SSD (Latest Model) - Ice Blue

Microsoft

Accomplish anything with easeHandle whatever the day throws at you wherever you are with faster performance all-day battery life and Windows 11.Vib...

View full details
Original price $886.99 - Original price $886.99
Original price
$886.99
$886.99 - $886.99
Current price $886.99
Original price $195.99 - Original price $195.99
Original price
$195.99
$195.99 - $195.99
Current price $195.99

Microsoft - Surface Pro Keyboard for Pro (11th Edition) Pro 9 and Pro 8 with Pen Storage - Sapphire

Microsoft

Always at your fingertipsSurface Slim Pen (2nd Edition) securely sits and recharges in the keyboard’s built-in storage tray (sold separately or as ...

View full details
Original price $195.99 - Original price $195.99
Original price
$195.99
$195.99 - $195.99
Current price $195.99
Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Microsoft - Surface Slim Pen (2nd Edition) and Pro Keyboard for Pro (11th Edition) Pro 9 and Pro 8 - Dune

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

View full details
Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99
Original price $368.99 - Original price $368.99
Original price
$368.99
$368.99 - $368.99
Current price $368.99

Microsoft - Surface Pro Flex Keyboard for Pro (11th Edition) Pro 9 and Pro 8 with Pen Storage - Black

Microsoft

Use attached or detachedDesigned with the ability to be used both attached or detached. Elevate your productivity and comfort by positioning your d...

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Original price $368.99 - Original price $368.99
Original price
$368.99
$368.99 - $368.99
Current price $368.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.