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Computers & Gaming

Rent to Own Computers & Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got you covered with top brands like Alienware, ASUS, Dell, HP, Razer, MSI, and more. Enjoy cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting while managing your budget with easy financing and free shipping. With our rent-to-own and lease-to-own options, getting the best in computing and gaming has never been easier!

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Microsoft - Surface Slim Pen (2nd Edition) and Pro Flex Keyboard for Pro (11th Edition) Pro 9 Pro 8 - Black
$469.99 - $469.99
$469.99
$469.99 - $469.99
$469.99

Microsoft - Surface Slim Pen (2nd Edition) and Pro Flex Keyboard for Pro (11th Edition) Pro 9 Pro 8 - Black

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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$469.99 - $469.99
$469.99
$469.99 - $469.99
$469.99
Microsoft - Surface Slim Pen (2nd Edition) and Pro Flex Keyboard for Pro (11th Edition) Pro 9 Pro 8 - Sapphire
$469.99 - $469.99
$469.99
$469.99 - $469.99
$469.99

Microsoft - Surface Slim Pen (2nd Edition) and Pro Flex Keyboard for Pro (11th Edition) Pro 9 Pro 8 - Sapphire

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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$469.99 - $469.99
$469.99
$469.99 - $469.99
$469.99
Microsoft Surface Dock - docking station - Thunderbolt 4 - 3 x Thunderbolt - 1GbE 2.5GbE
Microsoft Surface Dock - docking station - Thunderbolt 4 - 3 x Thunderbolt - 1GbE 2.5GbE
$294.99 - $294.99
$294.99
$294.99 - $294.99
$294.99

Microsoft Surface Dock - docking station - Thunderbolt 4 - 3 x Thunderbolt - 1GbE 2.5GbE

Microsoft

Microsoft Surface Dock - Docking station - Thunderbolt 4 - 3 x Thunderbolt - 1GbE 2.5GbE - 165 Watt

$294.99 - $294.99
$294.99
$294.99 - $294.99
$294.99
Halo Infinite Standard Edition - Xbox Series X Xbox One
$83.99 - $83.99
$83.99
$83.99 - $83.99
$83.99

Halo Infinite Standard Edition - Xbox Series X Xbox One

Microsoft

BecomeThe legendary Halo series returns with the most expansive Master Chief campaign yet and a groundbreaking free-to-play multiplayer experience....

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$83.99 - $83.99
$83.99
$83.99 - $83.99
$83.99
Microsoft Xbox Wireless Controller - Ghost Cipher Special Edition - gamepad - wireless - Bluetooth
$96.99 - $96.99
$96.99
$96.99 - $96.99
$96.99

Microsoft Xbox Wireless Controller - Ghost Cipher Special Edition - gamepad - wireless - Bluetooth

Microsoft

Reveal the mysteries withinReveal the mysteries within the Ghost Cipher Special Edition controller featuring a transparent clear design silver inte...

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$96.99 - $96.99
$96.99
$96.99 - $96.99
$96.99
Microsoft Xbox Wireless Controller - Sky Cipher Special Edition - gamepad - wireless - Bluetooth
$96.99 - $96.99
$96.99
$96.99 - $96.99
$96.99

Microsoft Xbox Wireless Controller - Sky Cipher Special Edition - gamepad - wireless - Bluetooth

Microsoft

Microsoft Xbox Wireless Controller - Sky Cipher Special Edition - gamepad - wireless - Bluetooth - transparent blue sky blue - for PC Android Micro...

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$96.99 - $96.99
$96.99
$96.99 - $96.99
$96.99
Microsoft Xbox Wireless Headset - headset
$136.99 - $136.99
$136.99
$136.99 - $136.99
$136.99

Microsoft Xbox Wireless Headset - headset

Microsoft

Immerse yourself in the gameFeaturing enhanced auto-mute and voice isolation for crystal-clear chat intuitive design plus direct pairing to your co...

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$136.99 - $136.99
$136.99
$136.99 - $136.99
$136.99
Microsoft - Xbox Series X 1TB with 24 months of Xbox Game Pass Ultimate Bundle - Black
$1,049.99 - $1,049.99
$1,049.99
$1,049.99 - $1,049.99
$1,049.99

Microsoft - Xbox Series X 1TB with 24 months of Xbox Game Pass Ultimate Bundle - Black

Microsoft

Jump into the world of Xbox with Xbox Series X and 24 months of Xbox Game Pass Ultimate Bundle. Experience the fastest most powerful Xbox ever with...

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$1,049.99 - $1,049.99
$1,049.99
$1,049.99 - $1,049.99
$1,049.99
Microsoft - Surface Arc Wireless BlueTrack Ambidextrous Bluetooth Mouse - Wireless - Black
$97.99 - $97.99
$97.99
$97.99 - $97.99
$97.99

Microsoft - Surface Arc Wireless BlueTrack Ambidextrous Bluetooth Mouse - Wireless - Black

Microsoft

Ultra slim and lightweightGoes anywhere without the weight or bulk of traditional mice.Snaps flat for travelThe unique ability to flatten and store...

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$97.99 - $97.99
$97.99
$97.99 - $97.99
$97.99
Microsoft - Surface Arc Wireless BlueTrack Ambidextrous Bluetooth Mouse - Wireless - Light Gray
$97.99 - $97.99
$97.99
$97.99 - $97.99
$97.99

Microsoft - Surface Arc Wireless BlueTrack Ambidextrous Bluetooth Mouse - Wireless - Light Gray

Microsoft

Ultraslim and lightweightGoes anywhere without the weight or bulk of traditional mice.Snaps flat for travelThe unique ability to flatten and store ...

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$97.99 - $97.99
$97.99
$97.99 - $97.99
$97.99
Microsoft - Surface Pro - Copilot+ PC - 13 - Snapdragon X Plus 10 Core - 16GB Memory - 256GB SSD - Device Only (11th Edition) - Platinum
$1,127.99 - $1,127.99
$1,127.99
$1,127.99 - $1,127.99
$1,127.99

Microsoft - Surface Pro - Copilot+ PC - 13 - Snapdragon X Plus 10 Core - 16GB Memory - 256GB SSD - Device Only (11th Edition) - Platinum

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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$1,127.99 - $1,127.99
$1,127.99
$1,127.99 - $1,127.99
$1,127.99
Microsoft - Surface Pro - Copilot+ PC - 13 OLED - Snapdragon X Elite 12 Core - 16GB Memory - 512GB SSD - Device Only (11th Edition) - Sapphire
$1,528.99 - $1,528.99
$1,528.99
$1,528.99 - $1,528.99
$1,528.99

Microsoft - Surface Pro - Copilot+ PC - 13 OLED - Snapdragon X Elite 12 Core - 16GB Memory - 512GB SSD - Device Only (11th Edition) - Sapphire

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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$1,528.99 - $1,528.99
$1,528.99
$1,528.99 - $1,528.99
$1,528.99
Microsoft - Surface Pro - Copilot+ PC - 13 - Snapdragon X Plus 10 Core - 16GB Memory - 512GB SSD - Device Only (11th Edition) - Black
$1,339.99 - $1,339.99
$1,339.99
$1,339.99 - $1,339.99
$1,339.99

Microsoft - Surface Pro - Copilot+ PC - 13 - Snapdragon X Plus 10 Core - 16GB Memory - 512GB SSD - Device Only (11th Edition) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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$1,339.99 - $1,339.99
$1,339.99
$1,339.99 - $1,339.99
$1,339.99
Microsoft - Surface Pro - Copilot+ PC - 13 - Snapdragon X Plus 10 Core - 16GB Memory - 512GB SSD - Device Only (11th Edition) - Sapphire
$1,339.99 - $1,339.99
$1,339.99
$1,339.99 - $1,339.99
$1,339.99

Microsoft - Surface Pro - Copilot+ PC - 13 - Snapdragon X Plus 10 Core - 16GB Memory - 512GB SSD - Device Only (11th Edition) - Sapphire

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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$1,339.99 - $1,339.99
$1,339.99
$1,339.99 - $1,339.99
$1,339.99
Microsoft - Surface Pro - Copilot+ PC - 13 OLED - Snapdragon X Elite 12 Core - 16GB Memory - 512GB SSD - Device Only (11th Edition) - Black
$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99

Microsoft - Surface Pro - Copilot+ PC - 13 OLED - Snapdragon X Elite 12 Core - 16GB Memory - 512GB SSD - Device Only (11th Edition) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99
Microsoft - Surface Pro - Copilot+ PC - 13 - Snapdragon X Plus 10 Core - 16GB Memory - 512GB SSD - Device Only (11th Edition) - Dune
$1,339.99 - $1,339.99
$1,339.99
$1,339.99 - $1,339.99
$1,339.99

Microsoft - Surface Pro - Copilot+ PC - 13 - Snapdragon X Plus 10 Core - 16GB Memory - 512GB SSD - Device Only (11th Edition) - Dune

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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$1,339.99 - $1,339.99
$1,339.99
$1,339.99 - $1,339.99
$1,339.99
Microsoft - Surface Pro - Copilot+ PC - 13 OLED - Snapdragon X Elite 12 Core - 16GB Memory - 512GB SSD - Device Only (11th Edition) - Platinum
$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99

Microsoft - Surface Pro - Copilot+ PC - 13 OLED - Snapdragon X Elite 12 Core - 16GB Memory - 512GB SSD - Device Only (11th Edition) - Platinum

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99
Microsoft - Surface Laptop - Copilot+ PC - 15" Touch-Screen - Snapdragon X Elite - 12 Core - 16GB Memory - 512GB SSD (7th Edition) - Black
$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99

Microsoft - Surface Laptop - Copilot+ PC - 15" Touch-Screen - Snapdragon X Elite - 12 Core - 16GB Memory - 512GB SSD (7th Edition) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99
Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Plus 10 Core - 16GB Memory - 256GB SSD (7th Edition) - Platinum
$1,127.99 - $1,127.99
$1,127.99
$1,127.99 - $1,127.99
$1,127.99

Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Plus 10 Core - 16GB Memory - 256GB SSD (7th Edition) - Platinum

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

View full details
$1,127.99 - $1,127.99
$1,127.99
$1,127.99 - $1,127.99
$1,127.99
Microsoft - Surface Laptop - Copilot+ PC - 15" Touch-Screen - Snapdragon X Elite 12 Core - 16GB Memory - 256GB SSD (7th Edition) - Platinum
$1,449.99 - $1,449.99
$1,449.99
$1,449.99 - $1,449.99
$1,449.99

Microsoft - Surface Laptop - Copilot+ PC - 15" Touch-Screen - Snapdragon X Elite 12 Core - 16GB Memory - 256GB SSD (7th Edition) - Platinum

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

View full details
$1,449.99 - $1,449.99
$1,449.99
$1,449.99 - $1,449.99
$1,449.99
Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Plus 10 Core - 16GB Memory - 512GB SSD (7th Edition) - Dune
$1,339.99 - $1,339.99
$1,339.99
$1,339.99 - $1,339.99
$1,339.99

Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Plus 10 Core - 16GB Memory - 512GB SSD (7th Edition) - Dune

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

View full details
$1,339.99 - $1,339.99
$1,339.99
$1,339.99 - $1,339.99
$1,339.99
Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Plus 10 Core - 16GB Memory - 512GB SSD (7th Edition) - Black
$1,339.99 - $1,339.99
$1,339.99
$1,339.99 - $1,339.99
$1,339.99

Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Plus 10 Core - 16GB Memory - 512GB SSD (7th Edition) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

View full details
$1,339.99 - $1,339.99
$1,339.99
$1,339.99 - $1,339.99
$1,339.99
Microsoft - Surface Pro - Copilot+ PC - 13 OLED - Snapdragon X Elite 12 Core - 16GB Memory - 512GB SSD - Device Only (11th Edition) - Dune
$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99

Microsoft - Surface Pro - Copilot+ PC - 13 OLED - Snapdragon X Elite 12 Core - 16GB Memory - 512GB SSD - Device Only (11th Edition) - Dune

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

View full details
$1,642.99 - $1,642.99
$1,642.99
$1,642.99 - $1,642.99
$1,642.99
Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Plus 10 Core - 16GB Memory - 512GB SSD (7th Edition) - Sapphire
$1,339.99 - $1,339.99
$1,339.99
$1,339.99 - $1,339.99
$1,339.99

Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Plus 10 Core - 16GB Memory - 512GB SSD (7th Edition) - Sapphire

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

View full details
$1,339.99 - $1,339.99
$1,339.99
$1,339.99 - $1,339.99
$1,339.99
Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Pulse Cipher Special Edition
$97.99 - $97.99
$97.99
$97.99 - $97.99
$97.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Pulse Cipher Special Edition

Microsoft

Reveal the mysteries withinReveal the mysteries within the Pulse Cipher Special Edition controller featuring a transparent red design silver interi...

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$97.99 - $97.99
$97.99
$97.99 - $97.99
$97.99
Microsoft - Xbox Game Pass Ultimate - 3-Month Membership
$72.99 - $72.99
$72.99
$72.99 - $72.99
$72.99

Microsoft - Xbox Game Pass Ultimate - 3-Month Membership

Microsoft

Redeem at microsoft.com/redeemTerms and ConditionsUpon joining Xbox Game Pass Ultimate existing Xbox Live Gold and/or Game Pass for Console or PC G...

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$72.99 - $72.99
$72.99
$72.99 - $72.99
$72.99
Microsoft - Surface Laptop - Copilot+ PC - 15" Touch-Screen - Snapdragon X Elite 12 Core - 32GB Memory - 1TB SSD (7th Edition) - Black
$2,294.99 - $2,294.99
$2,294.99
$2,294.99 - $2,294.99
$2,294.99

Microsoft - Surface Laptop - Copilot+ PC - 15" Touch-Screen - Snapdragon X Elite 12 Core - 32GB Memory - 1TB SSD (7th Edition) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

View full details
$2,294.99 - $2,294.99
$2,294.99
$2,294.99 - $2,294.99
$2,294.99
Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Elite 12 Core - 32GB Memory - 1TB SSD (7th Edition) - Black
$2,185.99 - $2,185.99
$2,185.99
$2,185.99 - $2,185.99
$2,185.99

Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Elite 12 Core - 32GB Memory - 1TB SSD (7th Edition) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

View full details
$2,185.99 - $2,185.99
$2,185.99
$2,185.99 - $2,185.99
$2,185.99
Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Elite 12 Core - 16GB Memory - 512GB SSD (7th Edition) - Black
$1,534.99 - $1,534.99
$1,534.99
$1,534.99 - $1,534.99
$1,534.99

Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Elite 12 Core - 16GB Memory - 512GB SSD (7th Edition) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

View full details
$1,534.99 - $1,534.99
$1,534.99
$1,534.99 - $1,534.99
$1,534.99
Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Velocity Green
$86.99 - $86.99
$86.99
$86.99 - $86.99
$86.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Velocity Green

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Velocity Green featuring sculpted surfaces and refined geometr...

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$86.99 - $86.99
$86.99
$86.99 - $86.99
$86.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.