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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

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Microsoft - Surface USB4 Dock - Black
$184.99 - $184.99
$184.99
$184.99 - $184.99
$184.99

Microsoft - Surface USB4 Dock - Black

Microsoft

The essential dock for productivity and connectivityPeak performance with the power of USB4. One single USB-C178; 179;/ USB4 cable powers your devi...

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$184.99 - $184.99
$184.99
$184.99 - $184.99
$184.99
Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One PCs and Cloud-Enabled Devices - Velocity Green
$81.99 - $81.99
$81.99
$81.99 - $81.99
$81.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One PCs and Cloud-Enabled Devices - Velocity Green

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Velocity Green featuring sculpted surfaces and refined geometr...

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$81.99 - $81.99
$81.99
$81.99 - $81.99
$81.99
Microsoft Xbox Series S - game console - 512 GB SSD - robot white
$474.99 - $474.99
$474.99
$474.99 - $474.99
$474.99

Microsoft Xbox Series S - game console - 512 GB SSD - robot white

Microsoft

Microsoft Xbox Series S - Game console - QHD - HDR - 512 GB SSD - robot white

$474.99 - $474.99
$474.99
$474.99 - $474.99
$474.99
Microsoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Ocean
$847.99 - $847.99
$847.99
$847.99 - $847.99
$847.99

Microsoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Ocean

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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$847.99 - $847.99
$847.99
$847.99 - $847.99
$847.99
Xbox Series S 1TB All-Digital Console (Disc-Free Gaming) - Xbox Series S
$531.99 - $531.99
$531.99
$531.99 - $531.99
$531.99

Xbox Series S 1TB All-Digital Console (Disc-Free Gaming) - Xbox Series S

Microsoft

Play more wait lessMake the most of every gaming minute with Quick Resume lightning-fast load times and gameplay of up to 120 FPS—all powered by Xb...

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$531.99 - $531.99
$531.99
$531.99 - $531.99
$531.99
Microsoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Platinum
$847.99 - $847.99
$847.99
$847.99 - $847.99
$847.99

Microsoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Platinum

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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$847.99 - $847.99
$847.99
$847.99 - $847.99
$847.99
Xbox Series S 512GB All-Digital Console (Disc-Free Gaming) with Xbox Wireless Controller - 120FPS - Xbox Series S
$474.99 - $474.99
$474.99
$474.99 - $474.99
$474.99

Xbox Series S 512GB All-Digital Console (Disc-Free Gaming) with Xbox Wireless Controller - 120FPS - Xbox Series S

Microsoft

Dive into every mission open world game match and more with speeds up to 120 FPS with the best value in gaming.Quick Resume Seamlessly switch betwe...

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$474.99 - $474.99
$474.99
$474.99 - $474.99
$474.99
Microsoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 256GB UFS - Device Only - Platinum
$790.99 - $790.99
$790.99
$790.99 - $790.99
$790.99

Microsoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 256GB UFS - Device Only - Platinum

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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$790.99 - $790.99
$790.99
$790.99 - $790.99
$790.99
Microsoft - Surface Pro - Copilot+ PC - 13 OLED Touchscreen - Snapdragon X Elite - 32GB Memory - 1TB SSD - Device Only (11th Ed) - Platinum
$1,811.99 - $1,811.99
$1,811.99
$1,811.99 - $1,811.99
$1,811.99

Microsoft - Surface Pro - Copilot+ PC - 13 OLED Touchscreen - Snapdragon X Elite - 32GB Memory - 1TB SSD - Device Only (11th Ed) - Platinum

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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$1,811.99 - $1,811.99
$1,811.99
$1,811.99 - $1,811.99
$1,811.99
Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Plus 2024 - 16GB Memory - 512GB Storage (7th Ed) - Dune
$1,135.99 - $1,135.99
$1,135.99
$1,135.99 - $1,135.99
$1,135.99

Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Plus 2024 - 16GB Memory - 512GB Storage (7th Ed) - Dune

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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$1,135.99 - $1,135.99
$1,135.99
$1,135.99 - $1,135.99
$1,135.99
Microsoft - Surface Laptop - Copilot+ PC - 15" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 512GB Storage (7th Ed) - Black
$1,366.99 - $1,366.99
$1,366.99
$1,366.99 - $1,366.99
$1,366.99

Microsoft - Surface Laptop - Copilot+ PC - 15" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 512GB Storage (7th Ed) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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$1,366.99 - $1,366.99
$1,366.99
$1,366.99 - $1,366.99
$1,366.99
Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 1TB Storage (7th Ed) - Sapphire
$1,394.99 - $1,394.99
$1,394.99
$1,394.99 - $1,394.99
$1,394.99

Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 1TB Storage (7th Ed) - Sapphire

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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$1,394.99 - $1,394.99
$1,394.99
$1,394.99 - $1,394.99
$1,394.99
Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Plus 2024 - 16GB Memory - 512GB Storage (7th Ed) - Sapphire
$1,135.99 - $1,135.99
$1,135.99
$1,135.99 - $1,135.99
$1,135.99

Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Plus 2024 - 16GB Memory - 512GB Storage (7th Ed) - Sapphire

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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$1,135.99 - $1,135.99
$1,135.99
$1,135.99 - $1,135.99
$1,135.99
Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 512GB Storage (7th Ed) - Dune
$1,221.99 - $1,221.99
$1,221.99
$1,221.99 - $1,221.99
$1,221.99

Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 512GB Storage (7th Ed) - Dune

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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$1,221.99 - $1,221.99
$1,221.99
$1,221.99 - $1,221.99
$1,221.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.