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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

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Razer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Quartz
Razer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Quartz
$61.99 - $61.99
$61.99
$61.99 - $61.99
$61.99

Razer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Quartz

Razer

Razer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...

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$61.99 - $61.99
$61.99
$61.99 - $61.99
$61.99
Razer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Black
$60.99 - $60.99
$60.99
$60.99 - $60.99
$60.99

Razer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Black

Razer

Razer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...

View full details
$60.99 - $60.99
$60.99
$60.99 - $60.99
$60.99
Razer - Barracuda X 2022 Edition Wireless Gaming Headset for PC PS5 PS4 Switch and Mobile - Black
$102.99 - $102.99
$102.99
$102.99 - $102.99
$102.99

Razer - Barracuda X 2022 Edition Wireless Gaming Headset for PC PS5 PS4 Switch and Mobile - Black

Razer

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

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$102.99 - $102.99
$102.99
$102.99 - $102.99
$102.99
Razer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - White
Razer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - White
$61.99 - $61.99
$61.99
$61.99 - $61.99
$61.99

Razer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - White

Razer

Razer TriForce 50mm DriversOur new cutting-edge proprietary design divides the driver into 3 parts for the individual tuning of highs mids and lows...

View full details
$61.99 - $61.99
$61.99
$61.99 - $61.99
$61.99
Razer - Barracuda X 2022 Edition Wireless Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile and Tablet - Black
$94.99 - $94.99
$94.99
$94.99 - $94.99
$94.99

Razer - Barracuda X 2022 Edition Wireless Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile and Tablet - Black

Razer

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

View full details
$94.99 - $94.99
$94.99
$94.99 - $94.99
$94.99
Razer - Leviathan V2 X Bluetooth Gaming Speaker with RGB Lighting (1-Piece) - Black
$109.99 - $109.99
$109.99
$109.99 - $109.99
$109.99

Razer - Leviathan V2 X Bluetooth Gaming Speaker with RGB Lighting (1-Piece) - Black

Razer

PC Soundbar with Full-Range DriversArmed with two full-range drivers and two passive radiators for bold clarity and resonating depth the Razer Levi...

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$109.99 - $109.99
$109.99
$109.99 - $109.99
$109.99
Razer - Leviathan V2 Bluetooth Gaming Speakers with RGB Lighting (2-Piece) - Black
$270.99 - $270.99
$270.99
$270.99 - $270.99
$270.99

Razer - Leviathan V2 Bluetooth Gaming Speakers with RGB Lighting (2-Piece) - Black

Razer

Multi-driver PC Soundbar and SubwooferPacked with 2 full-range drivers a down-firing subwoofer and more our all-in-one sound system is designed to ...

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$270.99 - $270.99
$270.99
$270.99 - $270.99
$270.99
Razer - Barracuda X 2022 Edition Wireless Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile and Tablet - Quartz
$95.99 - $95.99
$95.99
$95.99 - $95.99
$95.99

Razer - Barracuda X 2022 Edition Wireless Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile and Tablet - Quartz

Razer

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

View full details
$95.99 - $95.99
$95.99
$95.99 - $95.99
$95.99
Razer - BlackShark V2 X Wired Over-the-Ear Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Black
$59.99 - $59.99
$59.99
$59.99 - $59.99
$59.99

Razer - BlackShark V2 X Wired Over-the-Ear Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Black

Razer

Razer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...

View full details
$59.99 - $59.99
$59.99
$59.99 - $59.99
$59.99
Razer - Leviathan V2 X 2.0 Bluetooth Gaming Speaker with RGB Lighting (1-Piece) - Black
$117.99 - $117.99
$117.99
$117.99 - $117.99
$117.99

Razer - Leviathan V2 X 2.0 Bluetooth Gaming Speaker with RGB Lighting (1-Piece) - Black

Razer

PC Soundbar with Full-Range DriversArmed with two full-range drivers and two passive radiators for bold clarity and resonating depth the Razer Levi...

View full details
$117.99 - $117.99
$117.99
$117.99 - $117.99
$117.99
Razer - BlackShark V2 X Wired Over-the-Ear Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Quartz
$60.99 - $60.99
$60.99
$60.99 - $60.99
$60.99

Razer - BlackShark V2 X Wired Over-the-Ear Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Quartz

Razer

Razer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...

View full details
$60.99 - $60.99
$60.99
$60.99 - $60.99
$60.99
Razer - Barracuda X 2022 Edition Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - Quartz
$117.99 - $117.99
$117.99
$117.99 - $117.99
$117.99

Razer - Barracuda X 2022 Edition Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - Quartz

Razer

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

View full details
$117.99 - $117.99
$117.99
$117.99 - $117.99
$117.99
Razer - BlackShark V2 X Wired Over-the-Ear Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - White
$59.99 - $59.99
$59.99
$59.99 - $59.99
$59.99

Razer - BlackShark V2 X Wired Over-the-Ear Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - White

Razer

Razer TriForce 50mm DriversOur new cutting-edge proprietary design divides the driver into 3 parts for the individual tuning of highs mids and lows...

View full details
$59.99 - $59.99
$59.99
$59.99 - $59.99
$59.99
Razer - Barracuda X 2022 Edition Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - Black
$89.99 - $89.99
$89.99
$89.99 - $89.99
$89.99

Razer - Barracuda X 2022 Edition Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - Black

Razer

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

View full details
$89.99 - $89.99
$89.99
$89.99 - $89.99
$89.99
Razer - Barracuda X 2022 Edition Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - Mercury
$90.99 - $90.99
$90.99
$90.99 - $90.99
$90.99

Razer - Barracuda X 2022 Edition Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - Mercury

Razer

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

View full details
$90.99 - $90.99
$90.99
$90.99 - $90.99
$90.99
Razer - Barracuda X Chroma Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile - Black
$140.99 - $140.99
$140.99
$140.99 - $140.99
$140.99

Razer - Barracuda X Chroma Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile - Black

Razer

Razer SmartSwitch Dual Wireless to quick-toggle between Razer HyperSpeed and BluetoothSwitch connection from your PC or console to your phone with ...

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$140.99 - $140.99
$140.99
$140.99 - $140.99
$140.99
Razer - USB 4 Dock Station with 14 Ports for PC and Mac - Black
$239.99 - $239.99
$239.99
$239.99 - $239.99
$239.99

Razer - USB 4 Dock Station with 14 Ports for PC and Mac - Black

Razer

Ultra-Fast USB 4 ConnectivityDiscover the new USB standard for data transfer rates display output support and device charging that is backwards com...

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$239.99 - $239.99
$239.99
$239.99 - $239.99
$239.99
Razer - BlackShark V3 Wireless Over-the-Ear Gaming Headset for Playstation PC Mac Nintendo Switch Smartphone - Black
$166.99 - $166.99
$166.99
$166.99 - $166.99
$166.99

Razer - BlackShark V3 Wireless Over-the-Ear Gaming Headset for Playstation PC Mac Nintendo Switch Smartphone - Black

Razer

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

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$166.99 - $166.99
$166.99
$166.99 - $166.99
$166.99
Razer - Wolverine V3 Tournament Edition 8K Wired Gaming Controller with TMR Thumbsticks and Swappable Caps for PC - Black
$137.99 - $137.99
$137.99
$137.99 - $137.99
$137.99

Razer - Wolverine V3 Tournament Edition 8K Wired Gaming Controller with TMR Thumbsticks and Swappable Caps for PC - Black

Razer

Razer 8K Hz HyperPolling TechnologyExperience ultra-responsive performance with a true 8000 Hz polling rate. Harness its blistering speed and make ...

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$137.99 - $137.99
$137.99
$137.99 - $137.99
$137.99
Razer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for Xbox PC Mac Playstation Nintendo Switch Smartphone - Black
$284.99 - $284.99
$284.99
$284.99 - $284.99
$284.99

Razer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for Xbox PC Mac Playstation Nintendo Switch Smartphone - Black

Razer

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

View full details
$284.99 - $284.99
$284.99
$284.99 - $284.99
$284.99
Razer - BlackShark V3 Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - Black
$153.99 - $153.99
$153.99
$153.99 - $153.99
$153.99

Razer - BlackShark V3 Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - Black

Razer

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

View full details
$153.99 - $153.99
$153.99
$153.99 - $153.99
$153.99
Razer - Kraken Kitty V3 Pro Wireless Over-the-Ear Gaming Headset for PC Mac PlayStation Nintendo Switch Steam Deck - White
$195.99 - $195.99
$195.99
$195.99 - $195.99
$195.99

Razer - Kraken Kitty V3 Pro Wireless Over-the-Ear Gaming Headset for PC Mac PlayStation Nintendo Switch Steam Deck - White

Razer

Stream and Game Reactive Kitty EarsWith 16.8M colors and endless lighting effects show off your style with kitty ears and earcups that dynamically ...

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$195.99 - $195.99
$195.99
$195.99 - $195.99
$195.99
Razer - Kraken Kitty V3 X Wired Over-the-Ear Gaming Headset for PC PlayStation Nintendo Switch Steam Deck and Smartphone - Quartz
$76.99 - $76.99
$76.99
$76.99 - $76.99
$76.99

Razer - Kraken Kitty V3 X Wired Over-the-Ear Gaming Headset for PC PlayStation Nintendo Switch Steam Deck and Smartphone - Quartz

Razer

Iconic Kitty EarsLet your personality shine with a headset featuring iconic kitty ears a design that’s captured global attention. Play in style exp...

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$76.99 - $76.99
$76.99
$76.99 - $76.99
$76.99
Razer - Kraken V4 X Wired Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile and Tablet - Pokmon Edition
$103.99 - $103.99
$103.99
$103.99 - $103.99
$103.99

Razer - Kraken V4 X Wired Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile and Tablet - Pokmon Edition

Razer

Officially Licensed By PokemonFrom Pikachu and Bulbasaur to Charmander and Squirtle get a dream start to your adventure with our eye-catching Black...

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$103.99 - $103.99
$103.99
$103.99 - $103.99
$103.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.