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Computers & Gaming

Rent to Own Computers & Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got you covered with top brands like Alienware, ASUS, Dell, HP, Razer, MSI, and more. Enjoy cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting while managing your budget with easy financing and free shipping. With our rent-to-own and lease-to-own options, getting the best in computing and gaming has never been easier!

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SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PS5 PS4 PC Switch - Black
$382.99 - $382.99
$382.99
$382.99 - $382.99
$382.99

SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PS5 PS4 PC Switch - Black

Steel Series

WORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...

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$382.99 - $382.99
$382.99
$382.99 - $382.99
$382.99
SteelSeries - Arena 7 2.1 Bluetooth Gaming Speakers with RGB Lighting (3 Piece) - Black
$310.99 - $310.99
$310.99
$310.99 - $310.99
$310.99

SteelSeries - Arena 7 2.1 Bluetooth Gaming Speakers with RGB Lighting (3 Piece) - Black

Steel Series

2-Way Speaker DriversSeparate silk dome tweeters and organic-fiber woofers enhance detail and precision across mid and high frequencies for immersi...

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$310.99 - $310.99
$310.99
$310.99 - $310.99
$310.99
SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PC PS5 PS4 Switch - Black
$334.99 - $334.99
$334.99
$334.99 - $334.99
$334.99

SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PC PS5 PS4 Switch - Black

Steel Series

WORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...

View full details
$334.99 - $334.99
$334.99
$334.99 - $334.99
$334.99
SteelSeries Arctis Nova Pro - for PlayStation - headset
$382.99 - $382.99
$382.99
$382.99 - $382.99
$382.99

SteelSeries Arctis Nova Pro - for PlayStation - headset

Steel Series

WORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...

View full details
$382.99 - $382.99
$382.99
$382.99 - $382.99
$382.99
SteelSeries - Arctis Nova 7X Wireless Gaming Headset for Xbox Series XS Xbox One - Black
$181.99 - $181.99
$181.99
$181.99 - $181.99
$181.99

SteelSeries - Arctis Nova 7X Wireless Gaming Headset for Xbox Series XS Xbox One - Black

Steel Series

Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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$181.99 - $181.99
$181.99
$181.99 - $181.99
$181.99
SteelSeries - Arctis Nova 7P Wireless Gaming Headset for PS5 PS4 - Black
SteelSeries - Arctis Nova 7P Wireless Gaming Headset for PS5 PS4 - Black
$185.99 - $185.99
$185.99
$185.99 - $185.99
$185.99

SteelSeries - Arctis Nova 7P Wireless Gaming Headset for PS5 PS4 - Black

Steel Series

Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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$185.99 - $185.99
$185.99
$185.99 - $185.99
$185.99
SteelSeries - Arctis Nova Pro Wired Multi Gaming Headset for PC PS5 PS4 Switch - Black
$269.99 - $269.99
$269.99
$269.99 - $269.99
$269.99

SteelSeries - Arctis Nova Pro Wired Multi Gaming Headset for PC PS5 PS4 Switch - Black

Steel Series

Almighty AudioExperience ultimate clarity and sound quality with Premium High Fidelity Drivers. Fully customize the sound experience with the Sonar...

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$269.99 - $269.99
$269.99
$269.99 - $269.99
$269.99
SteelSeries - Arena 3 Bluetooth Gaming Speakers with Polished 4" Drivers (2-Piece) - Black
$148.99 - $148.99
$148.99
$148.99 - $148.99
$148.99

SteelSeries - Arena 3 Bluetooth Gaming Speakers with Polished 4" Drivers (2-Piece) - Black

Steel Series

Massive 4" DriversArena 3 uses an organic fiber cone to accurately output a full range of crystal-clear highs vibrant mids and powerful lows with a...

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$148.99 - $148.99
$148.99
$148.99 - $148.99
$148.99
SteelSeries Arctis Nova 7P - headset
SteelSeries Arctis Nova 7P - headset
$181.99 - $181.99
$181.99
$181.99 - $181.99
$181.99

SteelSeries Arctis Nova 7P - headset

Steel Series

SteelSeries Arctis Nova 7P - Headset - full size - Bluetooth / 2.4 GHz radio frequency - wireless - white

$181.99 - $181.99
$181.99
$181.99 - $181.99
$181.99
SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for Xbox Series XS Xbox One - Black
$313.99 - $313.99
$313.99
$313.99 - $313.99
$313.99

SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for Xbox Series XS Xbox One - Black

Steel Series

WORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...

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$313.99 - $313.99
$313.99
$313.99 - $313.99
$313.99
SteelSeries - Arctis Nova 7 Wireless Gaming Headset for PC PS5 and PS4 - Black
SteelSeries - Arctis Nova 7 Wireless Gaming Headset for PC PS5 and PS4 - Black
$197.99 - $197.99
$197.99
$197.99 - $197.99
$197.99

SteelSeries - Arctis Nova 7 Wireless Gaming Headset for PC PS5 and PS4 - Black

Steel Series

Neodymium Magnetic DriversCustom audio drivers let you hear everything you want with an ultra-detailed soundscape of crystal clear highs pinpoint m...

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$197.99 - $197.99
$197.99
$197.99 - $197.99
$197.99
SteelSeries - Arctis Nova 3 Wired Gaming Headset for PC PS5 and PS4 - Black
SteelSeries - Arctis Nova 3 Wired Gaming Headset for PC PS5 and PS4 - Black
$100.99 - $100.99
$100.99
$100.99 - $100.99
$100.99

SteelSeries - Arctis Nova 3 Wired Gaming Headset for PC PS5 and PS4 - Black

Steel Series

Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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$100.99 - $100.99
$100.99
$100.99 - $100.99
$100.99
SteelSeries - Arctis Nova 1 Wired Gaming Headset for PC PS5 and PS4 - Black
$68.99 - $68.99
$68.99
$68.99 - $68.99
$68.99

SteelSeries - Arctis Nova 1 Wired Gaming Headset for PC PS5 and PS4 - Black

Steel Series

Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

View full details
$68.99 - $68.99
$68.99
$68.99 - $68.99
$68.99
SteelSeries Arctis Nova 7X - headset
$190.99 - $190.99
$190.99
$190.99 - $190.99
$190.99

SteelSeries Arctis Nova 7X - headset

Steel Series

Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your ideal s...

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$190.99 - $190.99
$190.99
$190.99 - $190.99
$190.99
SteelSeries - Arctis Nova 5 Wireless Gaming Headset for PC PS5 and PS4 - White
$133.99 - $133.99
$133.99
$133.99 - $133.99
$133.99

SteelSeries - Arctis Nova 5 Wireless Gaming Headset for PC PS5 and PS4 - White

Steel Series

100+ GAME AUDIO PRESETSUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-HO...

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$133.99 - $133.99
$133.99
$133.99 - $133.99
$133.99
SteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for Xbox PS5 PS4 PC Switch - Black
$190.99 - $190.99
$190.99
$190.99 - $190.99
$190.99

SteelSeries - Arctis Gamebuds True Wireless Noise Cancelling Gaming Earbuds for Xbox PS5 PS4 PC Switch - Black

Steel Series

QUICK-SWITCH WIRELESSHigh-speed 2.4GHz wireless for Xbox PC PS5 and more or switch to Bluetooth 5.3 for mobile.ACTIVE NOISE CANCELLATION4-mic hybri...

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$190.99 - $190.99
$190.99
$190.99 - $190.99
$190.99
SteelSeries Arctis Nova 5P - for PlayStation - headset
$139.99 - $139.99
$139.99
$139.99 - $139.99
$139.99

SteelSeries Arctis Nova 5P - for PlayStation - headset

Steel Series

100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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$139.99 - $139.99
$139.99
$139.99 - $139.99
$139.99
SteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch - Black
$191.99 - $191.99
$191.99
$191.99 - $191.99
$191.99

SteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch - Black

Steel Series

QUICK-SWITCH WIRELESSHigh-speed 2.4GHz wireless for PS5/PC/Switch and more or switch to Bluetooth 5.3 for mobile.ACTIVE NOISE CANCELLATION4-mic hyb...

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$191.99 - $191.99
$191.99
$191.99 - $191.99
$191.99
SteelSeries Arctis Nova 5 - headset
SteelSeries Arctis Nova 5 - headset
$126.99 - $126.99
$126.99
$126.99 - $126.99
$126.99

SteelSeries Arctis Nova 5 - headset

Steel Series

100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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$126.99 - $126.99
$126.99
$126.99 - $126.99
$126.99
SteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch - White
$190.99 - $190.99
$190.99
$190.99 - $190.99
$190.99

SteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch - White

Steel Series

QUICK-SWITCH WIRELESSHigh-speed 2.4GHz wireless for PS5/PC/Switch and more or switch to Bluetooth 5.3 for mobile.ACTIVE NOISE CANCELLATION4-mic hyb...

View full details
$190.99 - $190.99
$190.99
$190.99 - $190.99
$190.99
SteelSeries - Arctis Pro Wireless DTS HeadphoneX v2.0 Surround Sound Gaming Headset for PS4 and PC - Black
$260.99 - $260.99
$260.99
$260.99 - $260.99
$260.99

SteelSeries - Arctis Pro Wireless DTS HeadphoneX v2.0 Surround Sound Gaming Headset for PS4 and PC - Black

Steel Series

Dual-Wireless TechnologyProvides rock solid lag-free 2.4G wireless lossless audio for gaming combined with Bluetooth connectivity for mobile device...

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$260.99 - $260.99
$260.99
$260.99 - $260.99
$260.99
SteelSeries Arctis Nova Pro - for Xbox - headset
$382.99 - $382.99
$382.99
$382.99 - $382.99
$382.99

SteelSeries Arctis Nova Pro - for Xbox - headset

Steel Series

WORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...

View full details
$382.99 - $382.99
$382.99
$382.99 - $382.99
$382.99
SteelSeries Arctis Nova 5X - for Xbox - headset
$136.99 - $136.99
$136.99
$136.99 - $136.99
$136.99

SteelSeries Arctis Nova 5X - for Xbox - headset

Steel Series

100+ GAME AUDIO PRESETSUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-HO...

View full details
$136.99 - $136.99
$136.99
$136.99 - $136.99
$136.99
SteelSeries Arctis Nova 5P - headset
$136.99 - $136.99
$136.99
$136.99 - $136.99
$136.99

SteelSeries Arctis Nova 5P - headset

Steel Series

100+ GAME AUDIO PRESETSUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App60-HOU...

View full details
$136.99 - $136.99
$136.99
$136.99 - $136.99
$136.99
SteelSeries Arctis 5X - headset
$139.99 - $139.99
$139.99
$139.99 - $139.99
$139.99

SteelSeries Arctis 5X - headset

Steel Series

100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

View full details
$139.99 - $139.99
$139.99
$139.99 - $139.99
$139.99
SteelSeries - Alias USB Microphone
$180.99 - $180.99
$180.99
$180.99 - $180.99
$180.99

SteelSeries - Alias USB Microphone

Steel Series

DESIGNED FOR GAMERSMic for gaming broadcasting and podcasting level up your stream with Alias and free audio software3X BIGGER CAPSULECapture a wid...

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$180.99 - $180.99
$180.99
$180.99 - $180.99
$180.99
SteelSeries - Alias Pro XLR Microphone
$332.99 - $332.99
$332.99
$332.99 - $332.99
$332.99

SteelSeries - Alias Pro XLR Microphone

Steel Series

MIC FOR GAMINGDesigned for gaming broadcasting and podcasting level up your stream with Alias Pro and free audio softwarePRO XLR MICPro-grade XLR c...

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$332.99 - $332.99
$332.99
$332.99 - $332.99
$332.99
SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PC PS5 PS4 Switch - White
$334.99 - $334.99
$334.99
$334.99 - $334.99
$334.99

SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PC PS5 PS4 Switch - White

Steel Series

WORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...

View full details
$334.99 - $334.99
$334.99
$334.99 - $334.99
$334.99
SteelSeries - Arctis Nova 7P Wireless Gaming Headset for PS5 PS4 - White
$211.99 - $211.99
$211.99
$211.99 - $211.99
$211.99

SteelSeries - Arctis Nova 7P Wireless Gaming Headset for PS5 PS4 - White

Steel Series

Neodymium Magnetic DriversCustom audio drivers let you hear everything you want with an ultra-detailed soundscape of crystal clear highs pinpoint m...

View full details
$211.99 - $211.99
$211.99
$211.99 - $211.99
$211.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.