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Computers & Gaming

Rent to Own Computers & Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got you covered with top brands like Alienware, ASUS, Dell, HP, Razer, MSI, and more. Enjoy cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting while managing your budget with easy financing and free shipping. With our rent-to-own and lease-to-own options, getting the best in computing and gaming has never been easier!

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Original price $270.99 - Original price $270.99
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$270.99
$270.99 - $270.99
Current price $270.99

RØDE - Interview PRO Wireless Handheld Condenser Microphone

Rode

MicrophoneWireless handheld condenser microphoneOmnidirectionalOmnidirectional polar patternTransmissionState-of-the-art 2.4GHz digital transmissio...

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Original price $270.99 - Original price $270.99
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$270.99
$270.99 - $270.99
Current price $270.99
Original price $66.99 - Original price $66.99
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$66.99
$66.99 - $66.99
Current price $66.99

8BitDo - Pro 2 Bluetooth Controller for Switch Windows macOS Android and Steam Deck with Hall Effect Joysticks - Black

8BitDo

Gyro axis functionEnhance the realism of the gaming experience making you feel like you are personally on the scene.VibrationModify the vibration i...

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Original price $66.99 - Original price $66.99
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$66.99
$66.99 - $66.99
Current price $66.99
Original price $789.99 - Original price $789.99
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$789.99
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Current price $789.99

Acer - Predator Gaming 31.5" 4K UDH IPS 160Hz 0.5ms FreeSync Premium Monitor (Display Port HDMI) - Black

Acer

Resolution MattersThe XB323QK 31.5" IPS monitor with 3840 x 2160 4K UHD resolution in a 169 aspect ratio presents stunning high quality images with...

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Original price $789.99 - Original price $789.99
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$789.99
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Original price $178.99 - Original price $178.99
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$178.99
$178.99 - $178.99
Current price $178.99

Acer - Nitro 27" LED Curved FHD 180Hz 1ms FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

Acer

Vibrant ImagesCrisp true-to-life colors come alive in Full HD resolution. Movies and games appear more real and dramatic and small details and text...

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Original price $178.99 - Original price $178.99
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$178.99
$178.99 - $178.99
Current price $178.99
Original price $168.99 - Original price $168.99
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$168.99
$168.99 - $168.99
Current price $168.99

Acer - Nitro 27" IPS LED 180Hz 0.5ms FreeSync Gaming Monitor (DisplayPort HDMI) - Black

Acer

Quality VisualsThe XF273 27" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning high quality images with excel...

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Original price $168.99 - Original price $168.99
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$168.99
$168.99 - $168.99
Current price $168.99
Original price $412.99 - Original price $412.99
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$412.99
$412.99 - $412.99
Current price $412.99

Acer - Chromebook Plus 515 Laptop with Google AI 15.6" FHD Display - Intel i3-1215U 8GB LPDDR5X 256GB SSD Wi-Fi 6E - Steel Gray

Acer

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $412.99 - Original price $412.99
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$412.99
$412.99 - $412.99
Current price $412.99
Original price $211.99 - Original price $211.99
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$211.99
$211.99 - $211.99
Current price $211.99

Acer - Acer- Nitro ED270R 27" Curved FHD 180Hz 1ms AMD FreeSync Premium (1x Display Port 1.2 2 x HDMI 2.0) - Black

Acer

Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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Original price $211.99 - Original price $211.99
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$211.99
$211.99 - $211.99
Current price $211.99
Original price $472.99 - Original price $472.99
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$472.99
$472.99 - $472.99
Current price $472.99

Acer - Aspire Go 15 Laptop 15.3" WUXGA 1920 x 1200 IPS Intel i5-1334U Intel UHD Graphics - 8GB DDR4 256GB PCIe Gen4 SSD - Steel Gray

Acer

Exceptional Performance and ProductivityExperience smooth and responsive performance powered by an Intel Core i5- 1334U processor 8GB memory and 25...

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Original price $472.99 - Original price $472.99
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$472.99
$472.99 - $472.99
Current price $472.99
Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99

Acer - Nitro XV270 27" FHD 200Hz 0.5ms FreeSync Premium IPS Gaming Monitor (1x DisplayPort 2x HDMI) - Black

Acer

Quality VisualsThe XV270 27" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning high quality images with excel...

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Original price $254.99 - Original price $254.99
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$254.99
$254.99 - $254.99
Current price $254.99
Original price $503.99 - Original price $503.99
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$503.99
$503.99 - $503.99
Current price $503.99

Acer TravelMate B3 11 TMB311-33 - 11.6" - Intel N-series - N200 - 8 GB RAM - 128 GB SSD - US Intl

Acer

Acer TravelMate B3 11 TMB311-33 - 180-degree hinge design - Intel N-series - N200 / up to 3.7 GHz - Win 11 Pro - UHD Graphics - 8 GB RAM - 128 GB S...

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Original price $503.99 - Original price $503.99
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$503.99
$503.99 - $503.99
Current price $503.99
Original price $60.99 - Original price $60.99
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$60.99
$60.99 - $60.99
Current price $60.99

Tony Hawk's Pro Skater 1 + 2 Standard Edition - PlayStation 5 PlayStation 4

Activision

Skate as the legendary Tony Hawk and the full professional rosterSkate to songs from the era-defining soundtrackHit difficult trick combos with the...

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Original price $60.99 - Original price $60.99
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$60.99
$60.99 - $60.99
Current price $60.99
Original price $56.99 - Original price $56.99
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$56.99
$56.99 - $56.99
Current price $56.99

Crash Team Racing Nitro-Fueled Standard Edition - Nintendo Switch

Activision Publishing

- Start your engines with the original game modes characters tracks power-ups weapons and controls- Power slide to glory in additional karts tracks...

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Original price $56.99 - Original price $56.99
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$56.99
$56.99 - $56.99
Current price $56.99
Original price $181.99 - Original price $181.99
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$181.99
$181.99 - $181.99
Current price $181.99

Amazon - Fire HD 8 Kids Pro tablet ages 6-12 3GB memory 8" HD screen 13-hr battery 32GB (2024 release) - Marvel Avengers

AMAZON

LONG LASTING BATTERYFeatures all-day up to 13-hour battery life powerful hexa-core processor 3GB RAM (50 more than 2022 release) and 32GB of intern...

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Original price $181.99 - Original price $181.99
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$181.99
$181.99 - $181.99
Current price $181.99
Original price $1,594.99 - Original price $1,594.99
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$1,594.99
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Current price $1,594.99

Apple - iMac 24" All-in-One - M3 chip 10-Core - 8GB Memory - 256GB - Orange

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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Original price $1,594.99 - Original price $1,594.99
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$1,594.99
$1,594.99 - $1,594.99
Current price $1,594.99
Original price $1,593.99 - Original price $1,593.99
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$1,593.99
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Current price $1,593.99

Apple iMac with 4.5K Retina display - all-in-one M3 - 8 GB - SSD 256 GB - LED 24" - US

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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Original price $1,593.99 - Original price $1,593.99
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$1,593.99
$1,593.99 - $1,593.99
Current price $1,593.99
Original price $1,949.99 - Original price $1,949.99
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$1,949.99
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Current price $1,949.99

Apple - 11-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB with OLED - Space Black (Unlocked)

Apple

11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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Original price $1,949.99 - Original price $1,949.99
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$1,949.99
$1,949.99 - $1,949.99
Current price $1,949.99
Original price $1,139.99 - Original price $1,139.99
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$1,139.99
$1,139.99 - $1,139.99
Current price $1,139.99

Apple - iMac 24" All-in-One - M3 chip 8-Core - 8GB Memory - 256GB - Green

Apple

SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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Original price $1,139.99 - Original price $1,139.99
Original price
$1,139.99
$1,139.99 - $1,139.99
Current price $1,139.99
Original price $858.99 - Original price $858.99
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$858.99
$858.99 - $858.99
Current price $858.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 128GB - Blue (Unlocked)

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $858.99 - Original price $858.99
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$858.99
$858.99 - $858.99
Current price $858.99
Original price $520.99 - Original price $520.99
Original price
$520.99
$520.99 - $520.99
Current price $520.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Yellow

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece. True Tone adjusts...

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Original price $520.99 - Original price $520.99
Original price
$520.99
$520.99 - $520.99
Current price $520.99
Original price $407.99 - Original price $407.99
Original price
$407.99
$407.99 - $407.99
Current price $407.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Pink

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece. True Tone adjusts...

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Original price $407.99 - Original price $407.99
Original price
$407.99
$407.99 - $407.99
Current price $407.99
Original price $914.99 - Original price $914.99
Original price
$914.99
$914.99 - $914.99
Current price $914.99

Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 512GB - Silver (Unlocked)

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece. True Tone adjusts...

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Original price $914.99 - Original price $914.99
Original price
$914.99
$914.99 - $914.99
Current price $914.99
Original price $1,595.99 - Original price $1,595.99
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$1,595.99
$1,595.99 - $1,595.99
Current price $1,595.99

Apple - MacBook Air 15-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,595.99 - Original price $1,595.99
Original price
$1,595.99
$1,595.99 - $1,595.99
Current price $1,595.99
Original price $1,595.99 - Original price $1,595.99
Original price
$1,595.99
$1,595.99 - $1,595.99
Current price $1,595.99

Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,595.99 - Original price $1,595.99
Original price
$1,595.99
$1,595.99 - $1,595.99
Current price $1,595.99
Original price $1,027.99 - Original price $1,027.99
Original price
$1,027.99
$1,027.99 - $1,027.99
Current price $1,027.99

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Space Gray

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $1,027.99 - Original price $1,027.99
Original price
$1,027.99
$1,027.99 - $1,027.99
Current price $1,027.99
Original price $576.99 - Original price $576.99
Original price
$576.99
$576.99 - $576.99
Current price $576.99

Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 128GB - Silver (Unlocked)

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece. True Tone adjusts...

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Original price $576.99 - Original price $576.99
Original price
$576.99
$576.99 - $576.99
Current price $576.99
Original price $1,143.99 - Original price $1,143.99
Original price
$1,143.99
$1,143.99 - $1,143.99
Current price $1,143.99

Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,143.99 - Original price $1,143.99
Original price
$1,143.99
$1,143.99 - $1,143.99
Current price $1,143.99
Original price $745.99 - Original price $745.99
Original price
$745.99
$745.99 - $745.99
Current price $745.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 512GB - Silver

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece. True Tone adjusts...

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Original price $745.99 - Original price $745.99
Original price
$745.99
$745.99 - $745.99
Current price $745.99
Original price $1,369.99 - Original price $1,369.99
Original price
$1,369.99
$1,369.99 - $1,369.99
Current price $1,369.99

Apple - MacBook Air 13-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,369.99 - Original price $1,369.99
Original price
$1,369.99
$1,369.99 - $1,369.99
Current price $1,369.99
Original price $802.99 - Original price $802.99
Original price
$802.99
$802.99 - $802.99
Current price $802.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Starlight

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $802.99 - Original price $802.99
Original price
$802.99
$802.99 - $802.99
Current price $802.99
Original price $520.99 - Original price $520.99
Original price
$520.99
$520.99 - $520.99
Current price $520.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Silver

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece. True Tone adjusts...

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Original price $520.99 - Original price $520.99
Original price
$520.99
$520.99 - $520.99
Current price $520.99
Original price $277.99 - Original price $277.99
Original price
$277.99
$277.99 - $277.99
Current price $277.99

ASUS - ROG Delta II Wireless Gaming Headset for PC Xbox PS5 and Switch - Black

ASUS

Versatile tri-mode connectivityFeatures Bluetooth 2.4 GHz and a wired 3.5 mm connection for extensive compatibility with PCs consoles and mobile de...

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Original price $277.99 - Original price $277.99
Original price
$277.99
$277.99 - $277.99
Current price $277.99
Original price $1,585.99 - Original price $1,585.99
Original price
$1,585.99
$1,585.99 - $1,585.99
Current price $1,585.99

ASUS - Zenbook 14 14" OLED Touch Laptop - Intel Core Ultra 9 285H with 32GB Memory - Intel Arc Graphics - 1TB Storage - Foggy Silver

ASUS

Intuitive Windows 11 Pro Operating SystemPersonalize features faster performance and enhanced security. Windows 11 Pro empowers productivity and cr...

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Original price $1,585.99 - Original price $1,585.99
Original price
$1,585.99
$1,585.99 - $1,585.99
Current price $1,585.99
Original price $1,678.99 - Original price $1,678.99
Original price
$1,678.99
$1,678.99 - $1,678.99
Current price $1,678.99

ASUS - Vivobook Pro 15 FHD OLED Laptop - Intel Core Ultra 9 with 24GB Memory - NVIDIA GeForce RTX 3050 - 2TB SSD - Earl Gray

ASUS

Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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Original price $1,678.99 - Original price $1,678.99
Original price
$1,678.99
$1,678.99 - $1,678.99
Current price $1,678.99
Original price $294.99 - Original price $294.99
Original price
$294.99
$294.99 - $294.99
Current price $294.99

Elgato Game Capture 4K Pro - video capture adapter - PCIe 2.0 x4

Corsair

Pure gameplayPlay in 8K60 while capturing 4K60.HDMI 2.1 in/outRecord high frame rates up to 240fps in 1080p resolution.VRR passthroughEnjoy smooth ...

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Original price $294.99 - Original price $294.99
Original price
$294.99
$294.99 - $294.99
Current price $294.99
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

CORSAIR - HS80 MAX Wireless Gaming Headset for PC PS5 PS4 - Steel Gray

Corsair

Low-latency 2.4Ghz wireless plus bluetoothEnjoy low-latency 2.4Ghz wireless audio with an amazing range of up to 50ft and high-fidelity 24bit/96kHz...

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Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99
Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

Cricut - Maker 4 Smart Cutting Machine - Seashell

Cricut

CompatibilityWorks with 300+ materials including popular materials like vinyl iron-on cardstock — plus leather matboard morePreciseCuts intricate...

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Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.