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Computers & Gaming

Rent to Own Computers & Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got you covered with top brands like Alienware, ASUS, Dell, HP, Razer, MSI, and more. Enjoy cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting while managing your budget with easy financing and free shipping. With our rent-to-own and lease-to-own options, getting the best in computing and gaming has never been easier!

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Original price $288.99 - Original price $288.99
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$288.99
$288.99 - $288.99
Current price $288.99

Cricut - Explore 4 Smart Cutting Machine - Seashell

Cricut

CompatibilityWorks with 100+ materials including popular materials like vinyl iron-on cardstockPreciseCuts intricate designs with precisionMateria...

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Original price $288.99 - Original price $288.99
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$288.99
$288.99 - $288.99
Current price $288.99
Original price $1,449.99 - Original price $1,449.99
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Current price $1,449.99

CyberPowerPC - Gamer Master Gaming Desktop - AMD Ryzen 7 9700X - 16GB Memory - NVIDIA GeForce RTX 4060 Ti 8GB - 2TB SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $1,449.99 - Original price $1,449.99
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Original price $1,491.99 - Original price $1,491.99
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Current price $1,491.99

CyberPowerPC - Gamer Supreme Gaming Desktop - Intel Core i7-14700F - 32GB Memory - Intel Arc B580 12GB - 2TB PCIe 4.0 SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $1,491.99 - Original price $1,491.99
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$1,491.99
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Original price $1,302.99 - Original price $1,302.99
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Current price $1,302.99

CyberPowerPC - Gamer Xtreme Gaming Desktop - Intel Core i5-14400F - 16GB Memory - Intel Arc B580 12GB - 2TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $1,302.99 - Original price $1,302.99
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$1,302.99
$1,302.99 - $1,302.99
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Original price $2,301.99 - Original price $2,301.99
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Dell - Precision 3000 14" Laptop - Intel Core Ultra 7 with 32GB Memory - 1 TB SSD - Gray

Dell

Microsoft Windows 11 ProMicrosoft Windows 11 Pro gives you a user-friendly interface with useful features like the taskbar turning into the dock th...

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Original price $2,301.99 - Original price $2,301.99
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$2,301.99
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Current price $2,301.99
Original price $424.99 - Original price $424.99
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$424.99
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Current price $424.99

Dell - S2725QC 27" IPS LED 4K UHD 120Hz FreeSync Monitor (HDMI DisplayPort) - Silver

Dell

Low blue lightThe improved ComfortView Plus reduces harmful blue light emissions to =35 for all-day comfort without sacrificing color accuracy.Refr...

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Original price $424.99 - Original price $424.99
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$424.99
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Original price $37.99 - Original price $37.99
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$37.99
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The Karate Kid Street Rumble - Nintendo Switch

GameMill Entertainment

Classic storylineRelive the adventures of The Karate Kid while facing the challenges put forth by Cobra Kai and other foes. The game follows the n...

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Original price $37.99 - Original price $37.99
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$37.99
$37.99 - $37.99
Current price $37.99
Original price $54.99 - Original price $54.99
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$54.99
$54.99 - $54.99
Current price $54.99

Glorious - Coiled USB-C Artisan Braided Keyboard Cable for Mechanical Gaming Keyboards - Nebula

Glorious

Universal CompatibilityEach coiled cable comes compatible out the box with most USB-C gaming keyboards. Whether you use a Glorious GMMK or prefer ...

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Original price $54.99 - Original price $54.99
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$54.99
$54.99 - $54.99
Current price $54.99
Original price $121.99 - Original price $121.99
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$121.99
$121.99 - $121.99
Current price $121.99

ZAGG - Pro Keys 2 Wireless Keyboard Detachable Case for Apple Pro 11 (M4) - Black

invisibleSHIELD

Durable ProtectionThe durable polycarbonate case has a rigid core rubberized edges and button covers and corner bumpers to provide 6.6 (2m) of drop...

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Original price $121.99 - Original price $121.99
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$121.99
$121.99 - $121.99
Current price $121.99
Original price $901.99 - Original price $901.99
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$901.99
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Current price $901.99

Lenovo - LOQ 15.6" Full HD Gaming Laptop - AMD Ryzen 5 7235HS - 12GB Memory - NVIDIA GeForce RTX 4050 - 512GB SSD - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $901.99 - Original price $901.99
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$901.99
$901.99 - $901.99
Current price $901.99
Original price $1,532.99 - Original price $1,532.99
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Current price $1,532.99

LG - UltraGear 32" OLED 240Hz 0.03ms G-Sync/FreeSync Premium Pro Gaming Monitor with DisplayHDR 400 TRUE BLACK - Black

LG

Dual Mode 4K UHD 240Hz or Full HD 480HzLG UltraGear OLED is a VESA Certified Dual Mode gaming monitor. This innovation allows gamers to experience ...

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Original price $1,532.99 - Original price $1,532.99
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Original price $2,129.99 - Original price $2,129.99
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LG - gram 17" Touch Screen Laptop - Copilot+ PC - Intel Core Ultra9 with 32GB Memory - 1TB SSD - Obsidian Black

LG

AI Performance AnywhereLG gram delivers powerhouse AI performance in an ultra-thin ultra-light design. Weighing just 3.2 lbs. the sleek 17 anti-gla...

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Original price $2,129.99 - Original price $2,129.99
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Original price $57.99 - Original price $57.99
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$57.99
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Current price $57.99

Meta - Quest 3 Facial Interface Head Strap - Blood Orange

Meta

Match your styleChoose the Meta Quest 3 head strap and facial interface in Blood Orange a bold color inspired by what's trending in fashion gaming ...

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Original price $57.99 - Original price $57.99
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$57.99
$57.99 - $57.99
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Original price $1,534.99 - Original price $1,534.99
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Current price $1,534.99

Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Elite 12 Core - 16GB Memory - 512GB SSD (7th Edition) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,534.99 - Original price $1,534.99
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$1,534.99
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Current price $1,534.99
Original price $96.99 - Original price $96.99
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$96.99
$96.99 - $96.99
Current price $96.99

OtterBox - Defender Series Pro Tablet Case for Apple iPad (A16) and Apple iPad (10th generation) - Black

Otterbox

Designed for use with Apple iPad (A16) and Apple iPad (10th generation)Protects and compliments your tablet.Antimicrobial technologyHelps protect c...

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Original price $96.99 - Original price $96.99
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$96.99
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Current price $96.99
Original price $704.99 - Original price $704.99
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$704.99
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Current price $704.99

Samsung - 37" ViewFinity S8 S80UD LED 4K UHD High Resolution Monitor with HDR10 USB-C and Ergonomic Stand - Black

Samsung

UHD ResolutionVisual excellence that professionals demand. UHD (3840x2160) resolution reveals greater levels of detail with higher pixel density. P...

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Original price $704.99 - Original price $704.99
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$704.99
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Current price $704.99
Original price $305.99 - Original price $305.99
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$305.99
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Current price $305.99

Shure - MV7+ USB-C/XLR Dynamic Podcast Microphone Bundle w/Desktop Stand - Black

Shure

Dual USB/XLR outputs for digital or analog recordingHighly directional dynamic element with proven Voice Isolation TechnologyCustomizable LED touch...

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Original price $305.99 - Original price $305.99
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$305.99
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Current price $305.99
Original price $531.99 - Original price $531.99
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$531.99
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Current price $531.99

Sony - PlayStation 5 Slim Console ASTRO BOT Bundle - White

Sony

Lightning SpeedHarness the power of a custom CPU GPU and SSD with Integrated I/O that rewrite the rules of what a PlayStation console can do.Stunni...

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Original price $531.99 - Original price $531.99
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$531.99
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Original price $125.99 - Original price $125.99
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$125.99
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Current price $125.99

Spigen - Klasden Pouch for Apple Vision Pro - Charcoal Gray

Spigen

MaterialsMade from premium nylon fabric exterior leather carrying strap and EVA shell for durabilityStoragePrecise fitting padded-interior secures ...

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Original price $125.99 - Original price $125.99
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$125.99
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Current price $125.99
Original price $124.99 - Original price $124.99
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$124.99
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Current price $124.99

Thrustmaster - T.Flight Hotas 4 for PlayStation 4 PlayStation 5 and PC - Black

Thrustmaster

T.Flight Hotas 4 has a full-size detachable throttle which you can use to easily control the acceleration of your aircraftThe joystick features a r...

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Original price $124.99 - Original price $124.99
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$124.99
$124.99 - $124.99
Current price $124.99
Original price $462.99 - Original price $462.99
Original price
$462.99
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Current price $462.99

Mobile Pixels Trio - LCD monitor - Full HD (1080p) - 13.3"

Trio

All-in-one design2 built-in sliding screens create a 3-screen laptop experience and multiple screen layout modes Ideal for 13-in. to 14-in. laptops...

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Original price $462.99 - Original price $462.99
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$462.99
$462.99 - $462.99
Current price $462.99
Original price $362.99 - Original price $362.99
Original price
$362.99
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Current price $362.99

Turtle Beach - Stealth Pro Multiplatform Wireless Noise-Cancelling Gaming Headset for PS5 PS4 PC Mac Mobile - Black

Turtle Beach

Exceptional Audio FidelityHand-selected 50mm Nanoclear drivers are larger than the competition and produce a clear highly detailed soundstage optim...

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Original price $362.99 - Original price $362.99
Original price
$362.99
$362.99 - $362.99
Current price $362.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.