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Computers & Gaming

Rent to Own Computers & Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got you covered with top brands like Alienware, ASUS, Dell, HP, Razer, MSI, and more. Enjoy cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting while managing your budget with easy financing and free shipping. With our rent-to-own and lease-to-own options, getting the best in computing and gaming has never been easier!

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Original price $531.99 - Original price $531.99
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Sony - PlayStation 5 Slim Console Digital Edition - White

Sony Computer Entertainment Am

Slim DesignWith PS5 Digital Edition players get powerful gaming technology packed inside a sleek and compact console design.1TB of StorageKeep your...

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Original price $531.99 - Original price $531.99
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Original price $583.99 - Original price $583.99
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HP - Victus 15.6" Full HD Gaming Laptop - AMD Ryzen 5-7535HS - 8GB DDR5 Memory - AMD Radeon RX 6550M - 512GB SSD - Mica Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $583.99 - Original price $583.99
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$583.99
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Original price $1,208.99 - Original price $1,208.99
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Current price $1,208.99

CyberPowerPC - Gamer Master Gaming Desktop - AMD Ryzen 7 8700F - 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 2TB SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $1,208.99 - Original price $1,208.99
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$1,208.99
$1,208.99 - $1,208.99
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Original price $561.99 - Original price $561.99
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$561.99
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Current price $561.99

Meta Quest 3 512GB — The Most Powerful Quest — Ultimate Mixed Reality Experiences — Get Batman Arkham Shadow - White

Meta

Get Batman Arkham Shadow and Meta Quest+Now you can get Batman Arkham Shadow and a 3-month trial of Meta Quest+ included with purchase a combined 7...

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Original price $561.99 - Original price $561.99
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$561.99
$561.99 - $561.99
Current price $561.99
Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99

Nintendo - Switch 32GB Lite - Turquoise

Nintendo

Compact lightweight handheld systemAvailable in a range of fun colorsOnline and local wireless multiplayerNintendo Switch is the home of Mario fri...

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Original price $254.99 - Original price $254.99
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Original price $589.99 - Original price $589.99
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$589.99
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Microsoft - Xbox Series X 1TB Console - Carbon Black

Microsoft

Power your dreamsExperience Xbox Series X the fastest most powerful Xbox ever. Explore rich new worlds with 12 teraflops of raw graphic processing ...

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Original price $589.99 - Original price $589.99
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Original price $589.99 - Original price $589.99
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$589.99
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Current price $589.99

Sony - PlayStation 5 Slim Console - White

Sony Computer Entertainment Am

Slim DesignWith PS5 players get powerful gaming technology packed inside a sleek and compact console design.1TB of StorageKeep your favorite games ...

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Original price $589.99 - Original price $589.99
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$589.99
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Original price $452.99 - Original price $452.99
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$452.99
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Meta Quest 3S 256GB — Get Batman Arkham Shadow and a 3-Month Trial of Meta Quest+ Included — All-In-One Headset - White

Meta

Discover the magic of Meta Quest 3S and get ready to experience your favorite apps in a totally new way. The possibilities are endless when you can...

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Original price $452.99 - Original price $452.99
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$452.99
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Original price $50.99 - Original price $50.99
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$50.99
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Current price $50.99

Sony - PlayStation 5 - DualSense Charging Station - White

Sony

Charge two controllersYou can charge up to two DualSense wireless controllers at the same time without having to connect them to your PlayStation 5...

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Original price $50.99 - Original price $50.99
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$50.99
$50.99 - $50.99
Current price $50.99
Original price $2,273.99 - Original price $2,273.99
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Current price $2,273.99

Apple - MacBook Pro 14-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $2,273.99 - Original price $2,273.99
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$2,273.99
$2,273.99 - $2,273.99
Current price $2,273.99
Original price $165.99 - Original price $165.99
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$165.99
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Current price $165.99

Apple Pencil Pro - White

Apple

ADVANCED TOOLS—Apple Pencil Pro gives you ultimate creative control. Use gestures like Squeeze and Barrel Roll to access tools change brushes and c...

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Original price $165.99 - Original price $165.99
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$165.99
$165.99 - $165.99
Current price $165.99
Original price $934.99 - Original price $934.99
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$934.99
$934.99 - $934.99
Current price $934.99

ASUS - ROG Ally X 7" 120Hz FHD 1080p Gaming Handheld - AMD Ryzen Z1 Extreme Processor - 24GB with 1TB SSD - Black

ASUS

Easier to playMore games. Better graphics. Higher performance. Wherever the limit is with gaming you’re closer to it with Windows 11.Stunningly bea...

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Original price $934.99 - Original price $934.99
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$934.99
$934.99 - $934.99
Current price $934.99
Original price $104.99 - Original price $104.99
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$104.99
$104.99 - $104.99
Current price $104.99

Sony - PlayStation 5 - DualSense Wireless Controller - Gray Camouflage

Sony

Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...

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Original price $104.99 - Original price $104.99
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$104.99
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Current price $104.99
Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99

Sony - DualSense Edge Wireless Controller - Black White

Sony

Ultra-Customizable ControlsAim and move with precision by swapping in fresh stick modules so you’re always playing with equipment that’s in great s...

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Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99
Original price $761.99 - Original price $761.99
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$761.99
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Current price $761.99

ASUS - ROG Ally 7" 120Hz FHD 1080p Gaming Handheld - AMD Ryzen Z1 Extreme Processor - 512GB - White

ASUS

Easier to playMore games. Better graphics. Higher performance. Wherever the limit is with gaming you’re closer to it with Windows 11.Stunningly bea...

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Original price $761.99 - Original price $761.99
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$761.99
$761.99 - $761.99
Current price $761.99
Original price $397.99 - Original price $397.99
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$397.99
$397.99 - $397.99
Current price $397.99

ASTRO Gaming A50 X LIGHTSPEED Wireless Gaming Headset + Base Station Black - headset

Logitech

PRO-G GRAPHENE audio driversGroundbreaking clarity and response for precise audio separation location and timing accuracy (40 mm diameter).24-hours...

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Original price $397.99 - Original price $397.99
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$397.99
$397.99 - $397.99
Current price $397.99
Original price $2,838.99 - Original price $2,838.99
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$2,838.99
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Current price $2,838.99

Apple - MacBook Pro 16-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $2,838.99 - Original price $2,838.99
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$2,838.99
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Current price $2,838.99
Original price $439.99 - Original price $439.99
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$439.99
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Current price $439.99

Cricut - Maker 3 - Mist

Provocraft

MaterialsCuts 300+ materials including delicate fabric paper matboard leather Smart Materials1Compatible MaterialsCompatible with Smart Materials ...

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Original price $439.99 - Original price $439.99
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$439.99
$439.99 - $439.99
Current price $439.99
Original price $110.99 - Original price $110.99
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$110.99
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Current price $110.99

Sony - PlayStation 5 - DualSense Wireless Controller - Cobalt Blue

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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Original price $110.99 - Original price $110.99
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$110.99
$110.99 - $110.99
Current price $110.99
Original price $512.99 - Original price $512.99
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$512.99
$512.99 - $512.99
Current price $512.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Starlight

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $512.99 - Original price $512.99
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$512.99
$512.99 - $512.99
Current price $512.99
Original price $359.99 - Original price $359.99
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$359.99
$359.99 - $359.99
Current price $359.99

Microsoft Xbox Series S - game console - 512 GB SSD - robot white

Microsoft

Microsoft Xbox Series S - Game console - QHD - HDR - 512 GB SSD - robot white

Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99
Original price $254.99 - Original price $254.99
Original price
$254.99
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Current price $254.99

Nintendo - Switch 32GB Lite - Blue

Nintendo

Compact lightweight handheld systemAvailable in a range of fun colorsOnline and local wireless multiplayerNintendo Switch is the home of Mario fri...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99
Original price $504.99 - Original price $504.99
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$504.99
$504.99 - $504.99
Current price $504.99

Sony - PlayStation VR2 Horizon Call of the Mountain bundle - White

Sony Computer Entertainment Am

Cutting-edge performance.4K HDR visuals.4110 field of view.Advanced graphical rendering.Single cable setup.New generation of genre-defining VR game...

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Original price $504.99 - Original price $504.99
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$504.99
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Current price $504.99
Original price $82.99 - Original price $82.99
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$82.99
$82.99 - $82.99
Current price $82.99

Super Smash Bros. Ultimate - Nintendo Switch

Nintendo of America

New stages and fighters are joined by the combined rosters of every past Super Smash Bros. gameChallenge others anytime anywhere whether you're on ...

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Original price $82.99 - Original price $82.99
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$82.99
$82.99 - $82.99
Current price $82.99
Original price $876.99 - Original price $876.99
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$876.99
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Current price $876.99

Lenovo -Legion Go 8.8"144Hz WQXGA Handheld - AMD Ryzen Z1 Extreme-16GB with 1TB - Black

Lenovo

Unrivaled Visual Experience1610 8.8" WQXGA (2560x1600) 144Hz display that can be scaled down to 800P/60Hz gives you the flexibility you need for ga...

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Original price $876.99 - Original price $876.99
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$876.99
$876.99 - $876.99
Current price $876.99
Original price $130.99 - Original price $130.99
Original price
$130.99
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Current price $130.99

Apple - Pencil (1st Generation) with USB-C to Pencil Adapter - White

Apple

Pairing and charging via LightningPixel-perfect precisionTilt and pressure sensitivityImperceptible lagCompatible WithiPad (6th 7th 8th 9th and 10t...

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Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Sony - PlayStation 5 - DualSense Wireless Controller - Starlight Blue

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors.Adaptive tri...

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Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

SpongeBob SquarePants Battle for Bikini Bottom - Rehydrated - Nintendo Switch

U and I Entertainment

Play as SpongeBob Patrick and Sandy and use their unique sets of skillsThwart Plankton's evil plan to rule Bikini Bottom with his army of wacky rob...

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Original price $42.99 - Original price $42.99
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$42.99
$42.99 - $42.99
Current price $42.99
Original price $212.99 - Original price $212.99
Original price
$212.99
$212.99 - $212.99
Current price $212.99

Samsung - Galaxy Tab A9+ 11" 64GB - Wi-Fi - Silver

Samsung

Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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Original price $212.99 - Original price $212.99
Original price
$212.99
$212.99 - $212.99
Current price $212.99
Original price $2,128.99 - Original price $2,128.99
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$2,128.99
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Current price $2,128.99

Apple - MacBook Pro 14" Laptop - M3 Pro chip Built for Apple Intelligence -

Apple

SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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Original price $2,128.99 - Original price $2,128.99
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$2,128.99
$2,128.99 - $2,128.99
Current price $2,128.99
Original price $1,821.99 - Original price $1,821.99
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$1,821.99
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Current price $1,821.99

Apple - MacBook Pro 14-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Space Black

Apple

SUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...

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Original price $1,821.99 - Original price $1,821.99
Original price
$1,821.99
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Current price $1,821.99
Original price $159.99 - Original price $159.99
Original price
$159.99
$159.99 - $159.99
Current price $159.99

Microsoft - Elite Series 2 Core Wireless Controller for Xbox Series X Xbox Series S Xbox One and Windows PCs - White

Microsoft

Play like a proDesigned to meet the needs of today's competitive gamers the Xbox Elite Wireless Controller Series 2 - Core puts exceptional perform...

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Original price $159.99 - Original price $159.99
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$159.99
$159.99 - $159.99
Current price $159.99
Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Pink/Neon Green

Nintendo of America

Include Joy-Con (L) and Joy-Con (R) controllersTwo Joy-Cons can be used independently in each hand or together as one game controller when attached...

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Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99
Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Purple/Neon Orange

Nintendo

Include Joy-Con (L) Joy-Con (R) controllers and two black Joy-Con wrist strapsTwo Joy-Con can be used independently in each hand or together as one...

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Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99
Original price $253.99 - Original price $253.99
Original price
$253.99
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Current price $253.99

HP - 14" Chromebook Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Modern Gray

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $253.99 - Original price $253.99
Original price
$253.99
$253.99 - $253.99
Current price $253.99
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

LEGO Jurassic World - Nintendo Switch

Warner Home Video

Wreak havoc as LEGO dinosaurs - Choose from 20 dinosaurs including friendly Triceratops deadly Raptor and mighty T. rexCustomize your own dinosaur ...

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Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.