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Computers & Gaming

Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

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CyberPowerPC - Gaming Desktop - Intel Core Ultra 7 265F - NVIDIA GeForce RTX 5070 12GB - 16GB DDR5 - 1TB PCIe 4.0 SSD Storage - Black

CyberPowerPC
Original price $2,001.99 - Original price $2,001.99
Original price
$2,001.99
$2,001.99 - $2,001.99
Current price $2,001.99

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

View full details
Original price $2,001.99 - Original price $2,001.99
Original price
$2,001.99
$2,001.99 - $2,001.99
Current price $2,001.99

HP - OmniBook X 17.3" Full HD Touchscreen Laptop - Intel Core Ultra 7 (2024) - 16GB Memory - 512GB SSD - Copilot+ PC - Glacier Silver

HP
Original price $1,648.99 - Original price $1,648.99
Original price
$1,648.99
$1,648.99 - $1,648.99
Current price $1,648.99

Intel Core Ultra 7 256V processorWork play and create with unmatched performance with an AI accelerating Intel Core Ultra processor. Helpful assist...

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Original price $1,648.99 - Original price $1,648.99
Original price
$1,648.99
$1,648.99 - $1,648.99
Current price $1,648.99

iBUYPOWER - Element Gaming Desktop PC AMD Ryzen 7 8700F 2024 NVIDIA GeForce RTX 5060 8GB 16GB DDR5 1TB NVMe SSD Storage - White

iBuyPower
Original price $1,547.99 - Original price $1,547.99
Original price
$1,547.99
$1,547.99 - $1,547.99
Current price $1,547.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $1,547.99 - Original price $1,547.99
Original price
$1,547.99
$1,547.99 - $1,547.99
Current price $1,547.99

iBUYPOWER - Slate Gaming Desktop PC Intel Core Ultra 7 265F 2025 NVIDIA GeForce RTX 5060Ti 8GB 32GB DDR5 2TB SSD Storage - Black

iBuyPower
Original price $2,118.99 - Original price $2,118.99
Original price
$2,118.99
$2,118.99 - $2,118.99
Current price $2,118.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $2,118.99 - Original price $2,118.99
Original price
$2,118.99
$2,118.99 - $2,118.99
Current price $2,118.99

iBUYPOWER - Trace Gaming Desktop PC AMD Ryzen 7 9800X3D 2025 AMD Radeon RX 9070XT 16GB 32GB DDR5 RGB 2TB NVMe SSD Storage - White

iBuyPower
Original price $2,619.99 - Original price $2,619.99
Original price
$2,619.99
$2,619.99 - $2,619.99
Current price $2,619.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $2,619.99 - Original price $2,619.99
Original price
$2,619.99
$2,619.99 - $2,619.99
Current price $2,619.99

GameSir - G7 Pro 8k Wireless Controller for PC Mag-Res TMR Sticks Hall Effect Triggers 8000Hz Polling Rate Tri-Mode Connect - Black/Gold

GameSir
Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

Champion Edition - Inspired by World Fighting Game Champion XiaoHaiInspired by our brand ambassador and world fighting game champion XiaoHai this e...

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Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

Turtle Beach - Rematch Wireless Gaming Controller for Nintendo Switch 2 Nintendo Switch Switch Lite OLED Model - Black

Turtle Beach
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

TMR ThumbsticksExperience next-level control with TMR (Tunneling Magnetoresistance) thumbsticks that are designed for better accuracy less drift an...

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Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

HP - OmniStudio 23.8" Full HD All-in-One - AMD Athlon Silver 10 - 8GB Memory - 256GB SSD - Jet Black

HP
Original price $581.99 - Original price $581.99
Original price
$581.99
$581.99 - $581.99
Current price $581.99

AMD Athlon Silver 10 processorBasic performance starts here with smooth reliable power for everyday multitasking streaming and productivity from th...

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Original price $581.99 - Original price $581.99
Original price
$581.99
$581.99 - $581.99
Current price $581.99

Lenovo - Chromebook Plus 15.3" 2K Touchscreen Laptop - Intel Core 3 Processor N355 2025 - 8GB Memory - 128GB UFS - Cosmic Blue

Lenovo
Original price $660.99 - Original price $660.99
Original price
$660.99
$660.99 - $660.99
Current price $660.99

Runs ChromeOS+The fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go f...

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Original price $660.99 - Original price $660.99
Original price
$660.99
$660.99 - $660.99
Current price $660.99

HP - OmniDesk Desktop - Intel Core Ultra 5 225 - 8GB DDR5 Memory - 512GB SSD - Dark Wood

HP
Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

Intel Core Ultra 5 225 processor with Intel AI Boost (13 NPU TOPS)Work play and create with unmatched performance. Multilayer security and helpful ...

View full details
Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

iBUYPOWER - Trace Gaming Desktop PC Intel Core Ultra 7 265F 2025 NVIDIA GeForce RTX 5060 8GB 32GB DDR5 1TB SSD Storage - Black

iBuyPower
Original price $1,946.99 - Original price $1,946.99
Original price
$1,946.99
$1,946.99 - $1,946.99
Current price $1,946.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $1,946.99 - Original price $1,946.99
Original price
$1,946.99
$1,946.99 - $1,946.99
Current price $1,946.99

Logitech - G325 LIGHTSPEED Wireless Bluetooth Gaming Headset with Noise Reduction Microphone for PC PlayStation Switch Mobile - Black

Logitech
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Ultra-plush comfortLightweight gaming headset (748 oz) delivers all-day comfort with dual-layer memory foam ear cups and soft knit headband for lon...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

HP - OmniBook 3 16" 2K Touchscreen Laptop - Intel Core Ultra 7 (2025) - 16GB Memory - 512GB SSD - Mica Silver

HP
Original price $1,128.99 - Original price $1,128.99
Original price
$1,128.99
$1,128.99 - $1,128.99
Current price $1,128.99

Intel Core Ultra 7 255U processorExperience versatility with an Intel Core Ultra processor. Evolved AI that makes intelligent collaboration and cre...

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Original price $1,128.99 - Original price $1,128.99
Original price
$1,128.99
$1,128.99 - $1,128.99
Current price $1,128.99

AOC - C27G4X 27" VA Curved Gaming Monitor FHD (1920x1080) 200Hz 0.5ms Freesync - Black

AOC
Original price $241.99 - Original price $241.99
Original price
$241.99
$241.99 - $241.99
Current price $241.99

27" FHD Curved VA PanelThe 27" Full HD 1920 x 1080 VA panel delivers sharp visuals with deep contrast while the 1500R curvature enhances immersion ...

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Original price $241.99 - Original price $241.99
Original price
$241.99
$241.99 - $241.99
Current price $241.99

Apple - MacBook Air 13-inch Laptop

Apple
Original price $1,740.99 - Original price $1,740.99
Original price
$1,740.99
$1,740.99 - $1,740.99
Current price $1,740.99

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,740.99 - Original price $1,740.99
Original price
$1,740.99
$1,740.99 - $1,740.99
Current price $1,740.99

HP - OmniBook X Flip 2-in-1 14" 2K Touchscreen Laptop - Intel Core Ultra 7 - 24GB Memory - 512GB SSD - Atmospheric Blue

HP
Original price $1,575.99 - Original price $1,575.99
Original price
$1,575.99
$1,575.99 - $1,575.99
Current price $1,575.99

14" 2K touchscreen with IPSIntuitive touchscreen technology lets you control your PC right from the screen. And transform your content with 1920 x ...

View full details
Original price $1,575.99 - Original price $1,575.99
Original price
$1,575.99
$1,575.99 - $1,575.99
Current price $1,575.99

ASUS - Vivobook 15 15.6" FHD Laptop - Intel Core 3 100U with 8GB Memory - 128GB SSD - Quiet Blue

ASUS
Original price $376.99 - Original price $376.99
Original price
$376.99
$376.99 - $376.99
Current price $376.99

Intuitive Windows 11 Operating SystemIntuitive navigation faster performance and enhanced security. Windows 11 empowers productivity and creativity...

View full details
Original price $376.99 - Original price $376.99
Original price
$376.99
$376.99 - $376.99
Current price $376.99

Acer - Nitro 65 Gaming Desktop - AMD Ryzen 99900X 2024 - NVIDIA GeForce RTX 5070 - 32GB DDR5 Memory 1TB Storage - Black

Acer
Original price $2,398.99 - Original price $2,398.99
Original price
$2,398.99
$2,398.99 - $2,398.99
Current price $2,398.99

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

View full details
Original price $2,398.99 - Original price $2,398.99
Original price
$2,398.99
$2,398.99 - $2,398.99
Current price $2,398.99

Acer - Nitro 65 Gaming Desktop - AMD Ryzen 7 8700F 2024 - NVIDIA GeForce RTX 5060 - 16GB DDR5 Memory 1TB Storage - Black

Acer
Original price $1,604.99 - Original price $1,604.99
Original price
$1,604.99
$1,604.99 - $1,604.99
Current price $1,604.99

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

View full details
Original price $1,604.99 - Original price $1,604.99
Original price
$1,604.99
$1,604.99 - $1,604.99
Current price $1,604.99

Belkin - Gaming Charging Case Pro for Nintendo Switch 2 10k Portable Charger Case 20W Anti-Reflective Screen Protector - Charcoal

Belkin
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Nintendo Switch 2 compatibleOur premium Nintendo Switch case protector is custom fit for your Nintendo Switch 2 shielding your console with anti sc...

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Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Dell - Desktop - AMD Ryzen 5 150 2025 - 16GB Memory - AMD Radeon 660M - 512GB Storage - Black

Dell
Original price $868.99 - Original price $868.99
Original price
$868.99
$868.99 - $868.99
Current price $868.99

Fast performanceLaunch apps instantly switch tasks without slowdown and work efficiently with the responsive power of AMD Ryzen 100 Series Processo...

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Original price $868.99 - Original price $868.99
Original price
$868.99
$868.99 - $868.99
Current price $868.99

LG - gram Book 15" Touch-Screen Laptop FHD Intel Core Ultra 5 115U Processor with 32GB RAM - 512GB SSD - Titan Black

LG
Original price $1,279.99 - Original price $1,279.99
Original price
$1,279.99
$1,279.99 - $1,279.99
Current price $1,279.99

AI Power for Everyday ProductivityLG gram Book brings powerful AI productivity tools and responsive performance together to help you work smarter a...

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Original price $1,279.99 - Original price $1,279.99
Original price
$1,279.99
$1,279.99 - $1,279.99
Current price $1,279.99

LG - gram Max 17" Touch-Screen Laptop WQXGA Intel Core Ultra 7 Processor 355 with 32GB RAM - 1TB SSD - Matte Bronze

LG
Original price $2,659.99 - Original price $2,659.99
Original price
$2,659.99
$2,659.99 - $2,659.99
Current price $2,659.99

Portable by Design. Intelligent by Performance.LG gram Max pairs an ultra-slim compact design with intelligent performance—so productivity feels ef...

View full details
Original price $2,659.99 - Original price $2,659.99
Original price
$2,659.99
$2,659.99 - $2,659.99
Current price $2,659.99

CyberPowerPC - Gaming Desktop - Intel Core Ultra 5 225F - NVIDIA GeForce RTX 5060 8GB - 16GB DDR5 - 1TB PCIe 4.0 SSD Storage - Gray

CyberPowerPC
Original price $1,604.99 - Original price $1,604.99
Original price
$1,604.99
$1,604.99 - $1,604.99
Current price $1,604.99

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

View full details
Original price $1,604.99 - Original price $1,604.99
Original price
$1,604.99
$1,604.99 - $1,604.99
Current price $1,604.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.