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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $121.99 - Original price $121.99
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SaharaCase - Keyboard Case with Mouse Pad for Samsung Galaxy Tab S8 Plus and S7 FE - Black

SaharaCase

Designed for use with Samsung Galaxy Tab S7 FE and Tab S8 PlusComplement your device with this lightweight form-fitting case featuring an open-butt...

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Original price $121.99 - Original price $121.99
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Original price $82.99 - Original price $82.99
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SaharaCase - Business Series Folio Case for Samsung Galaxy Tab S8 - Black

SaharaCase

Designed for use with Samsung Galaxy Tab S8Complement your device with this lightweight formfitting case featuring an open-button design.PU leather...

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Original price $82.99 - Original price $82.99
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Original price $81.99 - Original price $81.99
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$81.99
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Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Carbon Black

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Carbon Black featuring sculpted surfaces and refined geometry ...

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Original price $81.99 - Original price $81.99
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Original price $75.99 - Original price $75.99
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Astro Gaming - A10 Gen 2 Wired Gaming Headset for PC - Mint

Astro Gaming

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $75.99 - Original price $75.99
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Original price $60.99 - Original price $60.99
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Astro Gaming - A10 Gen 2 Wired Gaming Headset for PC - Gray

Astro Gaming

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $60.99 - Original price $60.99
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Original price $64.99 - Original price $64.99
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$64.99
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Astro Gaming - A10 Gen 2 Wired Gaming Headset for PS5 PS4 PC - Black

Astro Gaming

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $64.99 - Original price $64.99
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Original price $64.99 - Original price $64.99
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Astro Gaming - A10 Gen 2 Wired Gaming Headset for Xbox One Xbox Series XS PC - Black

Astro Gaming

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $64.99 - Original price $64.99
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Original price $100.99 - Original price $100.99
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Meta - Quest Link Cable - Black

Oculus

Expand your libraryAccess 1000+ PC-based VR titles in the Meta Quest Rift libraryFreedom to roamAn extra long 16 ft (5m) construction that gives yo...

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Original price $100.99 - Original price $100.99
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Original price $87.99 - Original price $87.99
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HyperX Cloud III Gaming - headset

HyperX

HyperX Signature Comfort and DurabilityAngled 53mm Drivers Tuned for Impeccable AudioUltra-Clear Mic with LED Mute IndicatorDTS HeadphoneX Spatial ...

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Original price $87.99 - Original price $87.99
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Microsoft - Xbox Stereo Headset for Xbox Series XS Xbox One and Windows - Black

Microsoft

Immerse yourself in the gameGame loud and clear with the Xbox Stereo Headset which supports high-fidelity Windows Sonic Dolby Atmos and DTS Headpho...

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Original price $82.99 - Original price $82.99
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Original price $134.99 - Original price $134.99
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Logitech - G733 LIGHTSPEED Wireless Gaming Headset for PS4 PC - White

Logitech

Immersive soundThis headset's PRO-G drivers are designed to significantly reduce distortion and reproduce precise consistent rich sound quality.Com...

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Original price $134.99 - Original price $134.99
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Original price $167.99 - Original price $167.99
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CORSAIR - HS80 RGB Wireless Gaming Headset for PC Mac PS5 PS4 - White

Corsair

Live the GameThe HS80 RGB WIRELESS merges iconic CORSAIR design superb audio quality industry-leading wireless technology and durable build quality...

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Original price $167.99 - Original price $167.99
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Original price $177.99 - Original price $177.99
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CORSAIR - HS80 RGB Wireless Gaming Headset for PC Mac PS5 PS4 - Carbon

Corsair

Live the GameThe HS80 RGB WIRELESS merges iconic CORSAIR design superb audio quality industry-leading wireless technology and durable build quality...

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Original price $177.99 - Original price $177.99
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Original price $90.99 - Original price $90.99
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CORSAIR - HS Series HS55 Wireless Gaming Headset for PC PS5 and Mobile - Carbon

Corsair

Low-Latency 2.4Ghz Wireless or BluetoothEnjoy high-quality audio without the wire featuring a range of up to 50ft and up to 24 hours of battery lif...

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Original price $90.99 - Original price $90.99
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SteelSeries - Arena 3 Bluetooth Gaming Speakers with Polished 4" Drivers (2-Piece) - Black

Steel Series

Massive 4" DriversArena 3 uses an organic fiber cone to accurately output a full range of crystal-clear highs vibrant mids and powerful lows with a...

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Original price $180.99 - Original price $180.99
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Sony - INZONE H9 Wireless Noise Canceling Gaming Headset - White

Sony

Personalized 360 Spatial Sound for Gaming provides precise rival detectionWith 360 Spatial Sound for Gaming and our proven hardware technology you ...

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Original price $254.99 - Original price $254.99
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RØDE - VIDEOMIC PRO Compact Shotgun Microphone

Rode

Shock MountingRycote Lyre shock mounting onboardLow NoiseAll new capsule with lower noise and higher sensitivityBroadcast QualityBroadcast recordin...

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Original price $302.99 - Original price $302.99
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Original price $149.99 - Original price $149.99
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HP - 21.5" IPS LED Full HD FreeSync Monitor (HDMI VGA) - Silver Black

HP

Step up to the bestNo matter where you stand an HP IPS monitor delivers clear vivid images. IPS technology ensures image accuracy and consistency a...

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Original price $149.99 - Original price $149.99
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Elgato - Wave3 Wired Cardioid Condenser USB Microphone

Elgato

System requirementsWindows 10 (64-bit) macOS 10.15 or newer USB 2.0 port up to 4GB RAM.Cardioid polar patternPicks up your voice and insulates it f...

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Original price $142.99 - Original price $142.99
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Original price $179.99 - Original price $179.99
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Elgato - Stream Deck + Studio Controller with customizable touch strip and dials - Black

Corsair

Tactile ControlLCD keys touch strip and dials for audio video lighting and more.Fully CustomizableAudio mixer studio controller production console ...

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Original price $179.99 - Original price $179.99
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reMarkable 2 - 10.3 Paper Tablet with Marker Plus and Polymer Weave Book Folio - Gray

ReMarkable

The original paper tabletMeet the paper tablet that redefines note-taking reading and reviewing documents with a paper-like writing experience.Desi...

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Original price $568.99 - Original price $568.99
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Original price $171.99 - Original price $171.99
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HyperX - Cloud Alpha Wireless Gaming Headset for PC PS5 and PS4 - Black/Red

HyperX

Up to 300 Hours of Battery Life178;Play knowing you’ll get weeks of gaming out of a single charge. The fast 2.4GHz connection provides wireless fre...

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Original price $171.99 - Original price $171.99
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Original price $122.99 - Original price $122.99
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Astro Gaming - A20 Gen 2 Wireless Gaming Headset for PS5 PS4 PC - White/Blue

Logitech

The A20 Wireless headset Gen 2 is designed to give you gaming audio freedom on several levels. Its 2.4 GHz signal provides an extended wireless ran...

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Original price $122.99 - Original price $122.99
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Current price $122.99
Original price $122.99 - Original price $122.99
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Astro Gaming - A20 Gen 2 Wireless Gaming Headset for Xbox One Xbox Series XS PC - White/Green

Logitech

The A20 Wireless headset Gen 2 is designed to give you gaming audio freedom on several levels. Its 2.4 GHz signal provides an extended wireless ran...

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Original price $122.99 - Original price $122.99
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$122.99
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Current price $122.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.