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  • Original price $1,344.99 - Original price $1,344.99
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    Current price $1,344.99

    HP - OmniBook X - Copilot+ PC - 14" 2.2K Touch-Screen Laptop - Snapdragon X Elite - 16GB Memory - 1TB SDD - Meteor Silver

    HP

    Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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    Original price $1,344.99 - Original price $1,344.99
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  • Original price $2,047.99 - Original price $2,047.99
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    Current price $2,047.99

    Apple - MacBook Pro 14" Laptop - M3 chip - 8GB Memory - 10-core GPU - 1TB SSD - Space Gray

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $2,047.99 - Original price $2,047.99
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  • Original price $2,273.99 - Original price $2,273.99
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    Apple - MacBook Pro 14-inch Laptop M3 chip - 16GB Memory - 1TB SSD - Space Gray

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $2,273.99 - Original price $2,273.99
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    $2,273.99
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  • Original price $1,868.99 - Original price $1,868.99
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    Current price $1,868.99

    Apple - MacBook Air 15-inch Laptop - M3 chip - 16GB Memory - 512GB SSD - Space Gray

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,868.99 - Original price $1,868.99
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  • Original price $147.99 - Original price $147.99
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    SteelSeries - Arctis Nova 5 Wireless Gaming Headset for PC PS5 and PS4 - Black

    Steel Series

    100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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    Original price $147.99 - Original price $147.99
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  • Original price $75.99 - Original price $75.99
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    SteelSeries - Arctis Nova 1 Wired Gaming Headset for PC PS5 and PS4 - Black

    Steel Series

    Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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    Original price $75.99 - Original price $75.99
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  • Original price $1,632.99 - Original price $1,632.99
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    Apple - 11-Inch iPad Pro (4th Generation) M2 chip Wi-Fi - 1TB - Silver

    Apple

    Brilliant 11-inch Liquid Retina display with ProMotion True Tone and P3 wide colorM2 chip with 8-core CPU and 10-core GPU12MP Wide camera 10MP Ultr...

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    Original price $1,632.99 - Original price $1,632.99
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  • Original price $2,388.99 - Original price $2,388.99
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    Current price $2,388.99

    Apple - 12.9-Inch iPad Pro (6th Generation) M2 chip Wi-Fi - 2TB - Space Gray

    Apple

    Brilliant 12.9-inch Liquid Retina XDR display with ProMotion True Tone and P3 wide colorM2 chip with 8-core CPU and 10-core GPU12MP Wide camera 10M...

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    Original price $2,388.99 - Original price $2,388.99
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  • Original price $103.99 - Original price $103.99
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    Current price $103.99

    SteelSeries - Arctis Nova 3 Wired Gaming Headset for PC PS5 and PS4 - Black

    Steel Series

    Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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    Original price $103.99 - Original price $103.99
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  • Original price $1,322.99 - Original price $1,322.99
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    Current price $1,322.99

    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 512GB SSD - Midnight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,322.99 - Original price $1,322.99
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    $1,322.99
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  • Original price $197.99 - Original price $197.99
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    SteelSeries - Arctis Nova 7 Wireless Gaming Headset for PC PS5 and PS4 - Black

    Steel Series

    Neodymium Magnetic DriversCustom audio drivers let you hear everything you want with an ultra-detailed soundscape of crystal clear highs pinpoint m...

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    Original price $197.99 - Original price $197.99
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  • Original price $1,322.99 - Original price $1,322.99
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    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 512GB SSD - Silver

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,322.99 - Original price $1,322.99
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    $1,322.99
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  • Original price $1,323.99 - Original price $1,323.99
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    $1,323.99
    $1,323.99 - $1,323.99
    Current price $1,323.99

    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 512GB SSD - Space Gray

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,323.99 - Original price $1,323.99
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    $1,323.99
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    Current price $1,323.99
  • Original price $103.99 - Original price $103.99
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    $103.99
    $103.99 - $103.99
    Current price $103.99

    Turtle Beach - Stealth 500 Wireless Gaming Headset for Xbox Series XS Xbox One Mobile Bluetooth 40-Hr Battery - Black

    Turtle Beach

    Step up to wireless freedomPlay your favorite games on Xbox consoles with low-latency 2.4GHz Wireless as well as PC Nintendo Switch mobile with Bl...

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    Original price $103.99 - Original price $103.99
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    $103.99
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  • Original price $1,650.99 - Original price $1,650.99
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    $1,650.99
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    Current price $1,650.99

    Apple - MacBook Air 13-inch Laptop - M3 chip - 16GB Memory - 512GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,650.99 - Original price $1,650.99
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    $1,650.99
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  • Original price $1,650.99 - Original price $1,650.99
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    $1,650.99
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    Current price $1,650.99

    Apple - MacBook Air 15-inch Laptop - M3 chip - 8GB Memory - 512GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,650.99 - Original price $1,650.99
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    $1,650.99
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  • Original price $1,650.99 - Original price $1,650.99
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    $1,650.99
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    Current price $1,650.99

    Apple - MacBook Air 15-inch Laptop - M3 chip - 8GB Memory - 512GB SSD - Space Gray

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

    View full details
    Original price $1,650.99 - Original price $1,650.99
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    $1,650.99
    $1,650.99 - $1,650.99
    Current price $1,650.99
  • Original price $1,432.99 - Original price $1,432.99
    Original price
    $1,432.99
    $1,432.99 - $1,432.99
    Current price $1,432.99

    Apple - MacBook Air 13-inch Laptop - M3 chip - 8GB Memory - 512GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,432.99 - Original price $1,432.99
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    $1,432.99
    $1,432.99 - $1,432.99
    Current price $1,432.99
  • Original price $1,432.99 - Original price $1,432.99
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    $1,432.99
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    Current price $1,432.99

    Apple - MacBook Air 13-inch Laptop - M3 chip - 8GB Memory - 512GB SSD - Starlight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,432.99 - Original price $1,432.99
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    $1,432.99
    $1,432.99 - $1,432.99
    Current price $1,432.99
  • Original price $1,432.99 - Original price $1,432.99
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    $1,432.99
    $1,432.99 - $1,432.99
    Current price $1,432.99

    Apple - MacBook Air 13-inch Laptop - M3 chip - 8GB Memory - 512GB SSD - Space Gray

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

    View full details
    Original price $1,432.99 - Original price $1,432.99
    Original price
    $1,432.99
    $1,432.99 - $1,432.99
    Current price $1,432.99
  • Original price $302.99 - Original price $302.99
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    $302.99
    $302.99 - $302.99
    Current price $302.99

    Samsung - Odyssey G50D 27" QHD IPS 180Hz 1ms AMD FreeSync Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black

    Samsung

    QHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...

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    Original price $302.99 - Original price $302.99
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    $302.99
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  • Original price $1,650.99 - Original price $1,650.99
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    $1,650.99
    $1,650.99 - $1,650.99
    Current price $1,650.99

    Apple - MacBook Air 15-inch Laptop - M3 chip - 8GB Memory - 512GB SSD - Starlight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

    View full details
    Original price $1,650.99 - Original price $1,650.99
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    $1,650.99
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    Current price $1,650.99
  • Original price $1,104.99 - Original price $1,104.99
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    $1,104.99
    $1,104.99 - $1,104.99
    Current price $1,104.99

    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 256GB SSD - Silver

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,104.99 - Original price $1,104.99
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    $1,104.99
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    Current price $1,104.99
  • Original price $439.99 - Original price $439.99
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    $439.99
    $439.99 - $439.99
    Current price $439.99

    Samsung - Odyssey G50D 32" QHD IPS 180Hz 1ms AMD FreeSync Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black

    Samsung

    QHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...

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    Original price $439.99 - Original price $439.99
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    $439.99
    $439.99 - $439.99
    Current price $439.99
  • Original price $304.99 - Original price $304.99
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    $304.99
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    Current price $304.99

    ViewSonic - VG2456A 23.8" LCD FHD Monitor (DisplayPort USB HDMI) - Black

    ViewSonic

    Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $304.99 - Original price $304.99
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    $304.99
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    Current price $304.99
  • Original price $1,323.99 - Original price $1,323.99
    Original price
    $1,323.99
    $1,323.99 - $1,323.99
    Current price $1,323.99

    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 512GB SSD - Starlight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

    View full details
    Original price $1,323.99 - Original price $1,323.99
    Original price
    $1,323.99
    $1,323.99 - $1,323.99
    Current price $1,323.99
  • Original price $2,632.99 - Original price $2,632.99
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    $2,632.99
    $2,632.99 - $2,632.99
    Current price $2,632.99

    Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 18-core GPU - 1TB SSD - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,632.99 - Original price $2,632.99
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    $2,632.99
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  • Original price $2,195.99 - Original price $2,195.99
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    $2,195.99
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    Current price $2,195.99

    Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 14-core GPU - 512GB SSD - Silver

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

    View full details
    Original price $2,195.99 - Original price $2,195.99
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    $2,195.99
    $2,195.99 - $2,195.99
    Current price $2,195.99
  • Original price $571.99 - Original price $571.99
    Original price
    $571.99
    $571.99 - $571.99
    Current price $571.99

    ViewSonic ColorPro VP3256-4K - LED monitor - 32"

    ViewSonic

    4K UHDExperience a breathtaking level of detail when you open your eyes to the clarity of the 4K UHD screen.Viewable screen size and panel type31.5...

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    Original price $571.99 - Original price $571.99
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    $571.99
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    Current price $571.99
  • Original price $77.99 - Original price $77.99
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    $77.99
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    Current price $77.99

    SaharaCase - Raider Series Hand Strap Case for Microsoft Surface Pro 9 Pro 10 and Pro 11th Edition - Black

    SaharaCase

    Designed for Microsoft Surface Pro 9 Pro 10 and Pro (11th Edition)Complement your device with this lightweight formfitting case.Ergonomic closed-bu...

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    Original price $77.99 - Original price $77.99
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    $77.99
    $77.99 - $77.99
    Current price $77.99
  • Original price $131.99 - Original price $131.99
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    $131.99
    $131.99 - $131.99
    Current price $131.99

    ViewSonic - VA1655 15.6" LCD FHD Monitor (DisplayPort USB HDMI) - Black

    ViewSonic

    Full HD15.6in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

    View full details
    Original price $131.99 - Original price $131.99
    Original price
    $131.99
    $131.99 - $131.99
    Current price $131.99
  • Original price $194.99 - Original price $194.99
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    $194.99
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    Current price $194.99

    ViewSonic OMNI Gaming VX2718-P-MHD - LED monitor - Full HD (1080p) - 27"

    ViewSonic

    BE THE DIFFERENCEFull HD 1080p (1920x1080p) resolution 1ms (MPRT) response time and 165Hz refresh rate (with DisplayPort) gives you the ultimate en...

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    Original price $194.99 - Original price $194.99
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    $194.99
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    Current price $194.99
  • Original price $993.99 - Original price $993.99
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    $993.99
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    Current price $993.99

    Lenovo ThinkPad E16 Gen 1 - 16" - Intel Core i5 - 1335U - 16 GB RAM - 256 GB SSD - US

    Lenovo

    Windows 11 Pro 64 EnglishExperience enhanced productivity and advanced security with Windows 11 Pro. Enjoy a sleek interface seamless multitasking ...

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    Original price $993.99 - Original price $993.99
    Original price
    $993.99
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    Current price $993.99
  • Original price $54.99 - Original price $54.99
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    $54.99
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    Current price $54.99

    Glorious - Coiled USB-C Artisan Braided Keyboard Cable for Mechanical Gaming Keyboards - Electric Blue

    Glorious

    Universal CompatibilityEach coiled cable comes compatible out the box with most USB-C gaming keyboards. Whether you use a Glorious GMMK or prefer ...

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    Original price $54.99 - Original price $54.99
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    $54.99
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    Current price $54.99
  • Original price $3,409.99 - Original price $3,409.99
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    Current price $3,409.99

    Samsung - Odyssey Ark 2nd Gen. 55" Curved 4K UHD Quantum Mini-LED FreeSync Prem Pro 1ms GTG Gaming Screen - Black

    Samsung

    4-Input Multi ViewA whole new way to view. With the upgraded Multi View connect and see up to 4 different inputs at once including the addition of ...

    View full details
    Original price $3,409.99 - Original price $3,409.99
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    $3,409.99
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    Current price $3,409.99
  • Original price $269.99 - Original price $269.99
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    $269.99
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    Current price $269.99

    RØDE - Interview PRO Wireless Handheld Condenser Microphone

    Rode

    MicrophoneWireless handheld condenser microphoneOmnidirectionalOmnidirectional polar patternTransmissionState-of-the-art 2.4GHz digital transmissio...

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    Original price $269.99 - Original price $269.99
    Original price
    $269.99
    $269.99 - $269.99
    Current price $269.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.