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  • Original price $117.99 - Original price $117.99
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    $117.99 - $117.99
    Current price $117.99

    Microsoft - USB-C Travel Hub - Black

    Microsoft

    All the connections wherever you areHave the ports you need wherever you go with this multi-port adapter. Designed for on-the-go professionals it g...

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    Original price $117.99 - Original price $117.99
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    $117.99
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    Current price $117.99
  • Original price $1,801.99 - Original price $1,801.99
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    Current price $1,801.99

    ASUS - ROG Zephyrus G16 (2024) 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 - 16GB LPDDR5X - GeForce RTX 4070 - 1TB SSD - Eclipse Gray

    ASUS

    Make everyday easier with Windows 11 Operating SystemGame create turn up the volume with family and friends - Windows 11 is the place for it all. W...

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    Original price $1,801.99 - Original price $1,801.99
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    $1,801.99
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  • Original price $76.99 - Original price $76.99
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    $76.99
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    Current price $76.99

    Insignia - Rog Ally Docking Station

    Insignia

    Explore a New DimensionUnleash the full potential of ROG Ally with the power of HDMI 4K60Hz output to TVs and monitors ensuring a crystal-clear dis...

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    Original price $76.99 - Original price $76.99
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    Current price $76.99
  • Original price $272.99 - Original price $272.99
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    Current price $272.99

    Elgato - Game Capture 4K60 Pro MK.2 - Black

    Corsair

    Game capture cardAllows you to capture 4K HDR10 content at 60 fps.Compatible with most streaming softwareUse this game capture card with most broad...

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    Original price $272.99 - Original price $272.99
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    Current price $272.99
  • Original price $69.99 - Original price $69.99
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    Current price $69.99

    Hori - Split Pad Pro Handheld Controller for Nintendo Switch - Black

    Hori

    • Full-size controller experience in handheld mode• Larger grip buttons triggers analog sticks and D-Pad• Assignable rear triggers Turbo functional...

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    Original price $69.99 - Original price $69.99
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  • Original price $333.99 - Original price $333.99
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    Logitech - G923 Racing Wheel and Pedals for PS5 PS4 and PC - Black

    Logitech

    TRUEFORCE force feedbackNext-gen TRUEFORCE technology connects to game engines for high-definition feedback; experience the ultimate driving experi...

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    Original price $333.99 - Original price $333.99
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  • Original price $96.99 - Original price $96.99
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    $96.99
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    Insignia - Universal 180W High Power Laptop Charger with Surge Protection - Black

    Insignia

    Compatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthLets you place...

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    Original price $96.99 - Original price $96.99
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    $96.99
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    Current price $96.99
  • Original price $2,236.99 - Original price $2,236.99
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    HP OMEN - Transcend 14" 120Hz 2.8K OLED Gaming Laptop - Intel Core Ultra 9-185H - 32GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD - Shadow Black

    HP

    Go Farther Play Longer Create BetterWith a world-leading lightweight all-metal design state of the art cooling and 71 Wh battery with USB-C Fast Ch...

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    Original price $2,236.99 - Original price $2,236.99
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    $2,236.99
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  • Original price $154.99 - Original price $154.99
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    QUEST 3 ELITE STRAP

    Meta

    QUEST 3 ELITE STRAP WITH BATTERY

    Original price $154.99 - Original price $154.99
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    Current price $154.99
  • Original price $1,977.99 - Original price $1,977.99
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    Current price $1,977.99

    Apple - MacBook Pro 14" Laptop - M3 chip - 8GB Memory - 10-core GPU - 1TB SSD (Latest Model) - Silver - Silver

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $1,977.99 - Original price $1,977.99
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  • Original price $2,196.99 - Original price $2,196.99
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    Current price $2,196.99

    Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 14-core GPU - 512GB SSD (Latest Model) - Space Black - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,196.99 - Original price $2,196.99
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    $2,196.99
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  • Original price $1,977.99 - Original price $1,977.99
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    Apple - MacBook Pro 14" Laptop - M3 chip - 8GB Memory - 10-core GPU - 1TB SSD (Latest Model) - Space Gray - Space Gray

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $1,977.99 - Original price $1,977.99
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  • Original price $1,800.99 - Original price $1,800.99
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    HP - Spectre 2-in-1 16" 2.8K OLED Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Nightfall Black

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,800.99 - Original price $1,800.99
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    $1,800.99
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  • Original price $1,541.99 - Original price $1,541.99
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    Current price $1,541.99

    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 512GB SSD - Silver - Silver

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,541.99 - Original price $1,541.99
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    $1,541.99
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  • Original price $1,595.99 - Original price $1,595.99
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    $1,595.99
    $1,595.99 - $1,595.99
    Current price $1,595.99

    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 512GB SSD - Space Gray - Space Gray

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,595.99 - Original price $1,595.99
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    $1,595.99
    $1,595.99 - $1,595.99
    Current price $1,595.99
  • Original price $1,256.99 - Original price $1,256.99
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    $1,256.99
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    Current price $1,256.99

    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 256GB SSD - Space Gray - Space Gray

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,256.99 - Original price $1,256.99
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    $1,256.99
    $1,256.99 - $1,256.99
    Current price $1,256.99
  • Original price $1,595.99 - Original price $1,595.99
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    $1,595.99
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    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 512GB SSD - Midnight - Midnight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,595.99 - Original price $1,595.99
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    $1,595.99
    $1,595.99 - $1,595.99
    Current price $1,595.99
  • Original price $1,256.99 - Original price $1,256.99
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    $1,256.99
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    Current price $1,256.99

    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 256GB SSD - Starlight - Starlight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,256.99 - Original price $1,256.99
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    $1,256.99
    $1,256.99 - $1,256.99
    Current price $1,256.99
  • Original price $1,256.99 - Original price $1,256.99
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    $1,256.99
    $1,256.99 - $1,256.99
    Current price $1,256.99

    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 256GB SSD - Midnight - Midnight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

    View full details
    Original price $1,256.99 - Original price $1,256.99
    Original price
    $1,256.99
    $1,256.99 - $1,256.99
    Current price $1,256.99
  • Original price $1,256.99 - Original price $1,256.99
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    $1,256.99
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    Current price $1,256.99

    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 256GB SSD - Silver - Silver

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,256.99 - Original price $1,256.99
    Original price
    $1,256.99
    $1,256.99 - $1,256.99
    Current price $1,256.99
  • Original price $1,595.99 - Original price $1,595.99
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    $1,595.99
    $1,595.99 - $1,595.99
    Current price $1,595.99

    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 512GB SSD - Starlight - Starlight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

    View full details
    Original price $1,595.99 - Original price $1,595.99
    Original price
    $1,595.99
    $1,595.99 - $1,595.99
    Current price $1,595.99
  • Original price $227.99 - Original price $227.99
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    $227.99
    $227.99 - $227.99
    Current price $227.99

    Samsung - 32" S39C series 1000R Curved FHD FreeSync Monitor (DisplayPort HDMI) - Black

    Samsung

    1000R CurveIn comparison to conventional monitors that have less curve 1000R fits the human field of view for less eye strain. A clinical study at ...

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    Original price $227.99 - Original price $227.99
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    $227.99
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  • Original price $2,838.99 - Original price $2,838.99
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    $2,838.99
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    Current price $2,838.99

    Apple - MacBook Pro 16" Laptop - M3 Pro chip - 18GB Memory - 18-core GPU - 512GB SSD (Latest Model) - Space Black - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...

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    Original price $2,838.99 - Original price $2,838.99
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    $2,838.99
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  • Original price $2,632.99 - Original price $2,632.99
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    $2,632.99
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    Current price $2,632.99

    Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 18-core GPU - 1TB SSD (Latest Model) - Space Black - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,632.99 - Original price $2,632.99
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    $2,632.99
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  • Original price $2,195.99 - Original price $2,195.99
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    $2,195.99
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    Current price $2,195.99

    Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 14-core GPU - 512GB SSD (Latest Model) - Silver - Silver

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

    View full details
    Original price $2,195.99 - Original price $2,195.99
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    $2,195.99
    $2,195.99 - $2,195.99
    Current price $2,195.99
  • Original price $305.99 - Original price $305.99
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    $305.99
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    Current price $305.99

    Thrustmaster - T248 Racing Wheel and Magnetic Pedals for PS5 PS4 PC - Black

    Thrustmaster

    DesignPremiun design with leather wrapping on the outer-facing portion of the wheel gives it a realistic look and feelVersatile wheel shapeWell-sui...

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    Original price $305.99 - Original price $305.99
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    $305.99
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    Current price $305.99
  • Original price $91.99 - Original price $91.99
    Original price
    $91.99
    $91.99 - $91.99
    Current price $91.99

    Insignia - Dock Station for ROG Ally Steam Deck Legion Go and other type-c mobile devices

    Insignia

    Explore a New DimensionUnleash the full potential of ROG Ally with the power of HDMI 4K60Hz output to TVs and monitors ensuring a crystal-clear dis...

    View full details
    Original price $91.99 - Original price $91.99
    Original price
    $91.99
    $91.99 - $91.99
    Current price $91.99
  • Original price $96.99 - Original price $96.99
    Original price
    $96.99
    $96.99 - $96.99
    Current price $96.99

    Insignia - Universal 180W High-Power Laptop Charger - Black

    Insignia

    Compatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthExtra long cor...

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    Original price $96.99 - Original price $96.99
    Original price
    $96.99
    $96.99 - $96.99
    Current price $96.99
  • Original price $130.99 - Original price $130.99
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    $130.99
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    Current price $130.99

    RIG - 800 Pro HX Wireless Gaming Headset for Xbox - Black

    RIG

    Wireless excellenceNever run out of power with an impressive 60 hours of battery in a single charge and dedicated base station that provides seamle...

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    Original price $130.99 - Original price $130.99
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    $130.99
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    Current price $130.99
  • Original price $1,448.99 - Original price $1,448.99
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    Current price $1,448.99

    MSI - Prestige 13 OLED Laptop Intel Evo Edition Intel Core Ultra 7 Intel ARC Graphics with 32GB Memory 1TB SSD - Stellar Gray

    MSI

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,448.99 - Original price $1,448.99
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    $1,448.99
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    Current price $1,448.99
  • Original price $1,670.99 - Original price $1,670.99
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    $1,670.99
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    Current price $1,670.99

    MSI - Stealth 14 AI 14" 165Hz FHD+ Ultra Thin Gaming Laptop-Intel Core i7-13620Hwith 16GB Memory-RTX 4060-1TB SSD - Star Blue

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,670.99 - Original price $1,670.99
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    $1,670.99
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    Current price $1,670.99
  • Original price $72.99 - Original price $72.99
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    $72.99
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    Current price $72.99

    SaharaCase - Protection Hand Strap Series Case for Samsung Galaxy Tab A9+ - Black

    SaharaCase

    Designed for use with Samsung Galaxy Tab A9+For a precise fit.Robust TPU and plastic materialsThe triple-hardened construction ensures durability.E...

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    Original price $72.99 - Original price $72.99
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    $72.99
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  • Original price $324.99 - Original price $324.99
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    $324.99
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    Current price $324.99

    Lenovo - Tab P12 with Lenovo Tab Pen Plus - ZACH0165US - Storm Grey

    Lenovo

    Spark your creativity with the included Precision PenSketch draw or just take notes with the highest degree of precision responsiveness and control...

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    Original price $324.99 - Original price $324.99
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    $324.99
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    Current price $324.99
  • Original price $265.99 - Original price $265.99
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    $265.99
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    Current price $265.99

    Next Level Racing - GT Lite Foldable Simulator Cockpit - Black

    Next Level Racing

    CompatibilityCompatible with all major wheel and pedals and pre-drilled for Logitech Thrustmaster FanatecUsageThe Next Level Racing Hubs have been ...

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    Original price $265.99 - Original price $265.99
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    $265.99
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    Current price $265.99
  • Original price $401.99 - Original price $401.99
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    $401.99
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    Current price $401.99

    Alienware - AW2523HF 24.5" IPS LED FHD - 360Hz - AMD FreeSync - VESA - Monitor (USB HDMI) - Dark side of the Moon

    Alienware

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.0.5ms res...

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    Original price $401.99 - Original price $401.99
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    $401.99
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    Current price $401.99
  • Original price $55.99 - Original price $55.99
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    $55.99
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    Current price $55.99

    Glorious - Polychroma Translucent Keycaps - RGB

    Glorious

    Translucent designThe Polychroma RGB Keycaps feature a high-quality translucent design that allows maximum RGB illumination enhancing your keyboard...

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    Original price $55.99 - Original price $55.99
    Original price
    $55.99
    $55.99 - $55.99
    Current price $55.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.