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  • Original price $278.99 - Original price $278.99
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    Current price $278.99

    Samsung - 34 ViewFinity S5 Ultrawide QHD 100Hz AMD FreeSync Monitor with HDR10 (DisplayPort HDMI) - Black

    Samsung

    219 Ultra-WQHDSee more than before. Whether working on a project or enjoying a movie during downtime see every detail on the wider display featurin...

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    Original price $278.99 - Original price $278.99
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    $278.99
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    Current price $278.99
  • Original price $503.99 - Original price $503.99
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    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 256GB - Blue

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $503.99 - Original price $503.99
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  • Original price $131.99 - Original price $131.99
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    Current price $131.99

    SaharaCase - Keyboard Case with TrackPad for Samsung Galaxy Tab S8 - Black

    SaharaCase

    Designed for use with Samsung Galaxy Tab S8Complement your device with this lightweight formfitting case featuring an open-button design.Soft PU le...

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    Original price $131.99 - Original price $131.99
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  • Original price $185.99 - Original price $185.99
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    Current price $185.99

    ASUS - ZenScreen 15.6 IPS FHD 1080P USB Type-C Portable Monitor with Foldable Smart Case - Dark Gray - Dark Gray

    ASUS

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.5 ms resp...

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    Original price $185.99 - Original price $185.99
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    $185.99
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    Current price $185.99
  • Original price $330.99 - Original price $330.99
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    Current price $330.99

    Apple - Magic Keyboard for 11-inch iPad Pro (1st 2nd or 3rd Generation) and iPad Air (4th or 5th Generation) - Black

    Apple

    Full-size backlit keys and a scissor mechanism with 1mm travel for quiet responsive typingDesigned for Multi-Touch gestures and the cursor in iPadO...

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    Original price $330.99 - Original price $330.99
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    $330.99
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    Current price $330.99
  • Original price $81.99 - Original price $81.99
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    Hori - Wireless HORIPAD (Legend of Zelda) for Nintendo Switch - Black

    Hori

    ConnectabilityBluetooth Wireless controller with 32 foot rangeComfortableLightweight and ergonomicFull motionAccelerometer and gyroscope for full m...

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    Original price $81.99 - Original price $81.99
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  • Original price $762.99 - Original price $762.99
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    Lenovo Ideapad 1 15.6" Laptop - Ryzen 7 5700U with 16GB Memory - AMD Radeon Graphics - 512GB SSD - Cloud Gray

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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    Original price $762.99 - Original price $762.99
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  • Original price $200.99 - Original price $200.99
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    Apple - Smart Keyboard for iPad (7th Generation) iPad 10.2" (9th Generation) iPad Air (3rd Generation) and 10.5-inch iPad Pro

    Apple

    The Smart Keyboard combines advanced technologies to create a keyboard like no otherIt's a full-size keyboard that's fully portable and it connects...

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    Original price $200.99 - Original price $200.99
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    $200.99
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  • Original price $95.99 - Original price $95.99
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    Thrustmaster - T-Flight Hotas One Joystick for Xbox Series XS Xbox One and PC

    Thrustmaster

    The first official joystick for Xbox Series XS Xbox One and PC with the official Buttons for the Xbox One Console.Detachable full-size throttle fo...

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    Original price $95.99 - Original price $95.99
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  • Original price $2,047.99 - Original price $2,047.99
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    Apple - MacBook Pro 14" Laptop - M3 chip - 8GB Memory - 10-core GPU - 1TB SSD (Latest Model) - Silver

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $2,047.99 - Original price $2,047.99
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    Apple - MacBook Pro 14" Laptop - M3 chip - 8GB Memory - 10-core GPU - 1TB SSD (Latest Model) - Space Gray

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $2,047.99 - Original price $2,047.99
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    $2,047.99
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  • Original price $2,195.99 - Original price $2,195.99
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    Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 14-core GPU - 512GB SSD (Latest Model) - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,195.99 - Original price $2,195.99
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    $2,195.99
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  • Original price $2,632.99 - Original price $2,632.99
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    Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 18-core GPU - 1TB SSD (Latest Model) - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,632.99 - Original price $2,632.99
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    $2,632.99
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  • Original price $2,741.99 - Original price $2,741.99
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    Apple - MacBook Pro 16" Laptop - M3 Pro chip - 18GB Memory - 18-core GPU - 512GB SSD (Latest Model) - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...

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    Original price $2,741.99 - Original price $2,741.99
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    $2,741.99
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  • Original price $689.99 - Original price $689.99
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    $689.99
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    Current price $689.99

    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 256GB - Pink

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $689.99 - Original price $689.99
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    $689.99
    $689.99 - $689.99
    Current price $689.99
  • Original price $689.99 - Original price $689.99
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    $689.99
    $689.99 - $689.99
    Current price $689.99

    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 256GB - Silver

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $689.99 - Original price $689.99
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    $689.99
    $689.99 - $689.99
    Current price $689.99
  • Original price $689.99 - Original price $689.99
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    $689.99
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    Current price $689.99

    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi + Cellular - 64GB - Blue (Unlocked)

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $689.99 - Original price $689.99
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    $689.99
    $689.99 - $689.99
    Current price $689.99
  • Original price $520.99 - Original price $520.99
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    $520.99
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    Current price $520.99

    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 64GB - Blue

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $520.99 - Original price $520.99
    Original price
    $520.99
    $520.99 - $520.99
    Current price $520.99
  • Original price $520.99 - Original price $520.99
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    $520.99
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    Current price $520.99

    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 64GB - Silver

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $520.99 - Original price $520.99
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    $520.99
    $520.99 - $520.99
    Current price $520.99
  • Original price $106.99 - Original price $106.99
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    $106.99
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    Current price $106.99

    Apple Pencil - stylus for tablet - USB-C

    Apple

    Pairs and charges via USB-CAttaches magneticallyPixel-perfect precisionLow latencyTilt sensitivity

    Original price $106.99 - Original price $106.99
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    $106.99
    $106.99 - $106.99
    Current price $106.99
  • Original price $2,273.99 - Original price $2,273.99
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    $2,273.99
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    Current price $2,273.99

    Apple Mac Studio - USFF - M2 Max - 32 GB - SSD 512 GB

    Apple

    M2 Max chip for exceptional performance12-core CPU packs up to 1.8x faster performance than 27-inch iMac to push the boundaries of your workflowUp ...

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    Original price $2,273.99 - Original price $2,273.99
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    $2,273.99
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  • Original price $886.99 - Original price $886.99
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    $886.99
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    Current price $886.99

    Apple - Mac mini Desktop - M2 Chip - 8GB Memory - 512GB SSD (Latest Model) - Silver

    Apple

    M2 chip for exceptional speed and performance8-core CPU packs up to 18 percent faster performance to fly through everyday tasks10-core GPU with up ...

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    Original price $886.99 - Original price $886.99
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    $886.99
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  • Original price $101.99 - Original price $101.99
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    $101.99
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    Current price $101.99

    Hori - Split Pad Pro Attachment Set for Nintendo Switch - Black

    Hori

    Full-size controller experience in handheld modeIncludes mic input for gaming audio and voice chat functionalitySold as set in one box (Split Pad P...

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    Original price $101.99 - Original price $101.99
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    $101.99
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  • Original price $81.99 - Original price $81.99
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    $81.99
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    Hori - Split Pad Pro (Zelda Tears of the Kingdom) for Nintendo Switch - Black

    Hori

    Full-size controller experience in Handheld ModeErgonomic form factor with back grips for added comfortEasy to use full-size analog sticks and D-pa...

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    Original price $81.99 - Original price $81.99
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    $81.99
    $81.99 - $81.99
    Current price $81.99
  • Original price $349.99 - Original price $349.99
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    $349.99
    $349.99 - $349.99
    Current price $349.99

    Apple - Magic Keyboard for 11-inch iPad Pro (1st 2nd or 3rd Generation) and iPad Air (4th or 5th Generation)

    Apple

    Full-size backlit keys and a scissor mechanism with 1mm travel for quiet responsive typingDesigned for Multi-Touch gestures and the cursor in iPadO...

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    Original price $349.99 - Original price $349.99
    Original price
    $349.99
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    Current price $349.99
  • Original price $305.99 - Original price $305.99
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    Current price $305.99

    Apple - Magic Keyboard Folio for iPad 10.9-inch - White

    Apple

    Comfortable typing experience with a scissor mechanism with 1 mm travel.Large click-anywhere trackpad supports Multi-Touch gestures and the cursor ...

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    Original price $305.99 - Original price $305.99
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    $305.99
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  • Original price $382.99 - Original price $382.99
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    $382.99
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    Current price $382.99

    Apple - Magic Keyboard for 12.9-inch iPad Pro (3rd 4th 5th and 6th Generation) - Black

    Apple

    Comfortable backlit keys and a scissor mechanism with 1 mm travel for quiet responsive typingDesigned for Multi-Touch gestures and the cursor in iP...

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    Original price $382.99 - Original price $382.99
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    $382.99
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    Current price $382.99
  • Original price $139.99 - Original price $139.99
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    $139.99
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    Current price $139.99

    Microsoft - Elite Series 2 Core Wireless Controller for Xbox Series X Xbox Series S Xbox One and Windows PCs - Blue

    Microsoft

    Xbox Elite Wireless Controller Series 2 CoreExperience the Xbox Elite Wireless Controller Series 2 Core in blue featuring adjustable-tension thum...

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    Original price $139.99 - Original price $139.99
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    $139.99
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    Current price $139.99
  • Original price $72.99 - Original price $72.99
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    $72.99
    $72.99 - $72.99
    Current price $72.99

    Logitech - Driving Force Shifter for Xbox Series XS Xbox One and PlayStation 4 5 - Black/Silver

    Logitech

    Works with G29/G920 Driving Force racing wheelsDriving Force shifter is designed for both G29 and G920 Driving Force racing wheels completing your ...

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    Original price $72.99 - Original price $72.99
    Original price
    $72.99
    $72.99 - $72.99
    Current price $72.99
  • Original price $249.99 - Original price $249.99
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    $249.99
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    Current price $249.99

    Logitech - Combo Touch Keyboard Folio for Apple iPad Pro 12.9" (5th 6th Gen) with Detachable Backlit Keyboard - Sand

    Logitech

    Works with Apple iPad ProCompatible with iPad Pro 12.9-inch (5th 6th gen - 2021 2022) - A2378 A2461 A2379 A2462-.Smart Connector technologyEnjoy in...

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    Original price $249.99 - Original price $249.99
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    $249.99
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    Current price $249.99
  • Original price $223.99 - Original price $223.99
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    $223.99
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    Current price $223.99

    RØDE - WIRELESS GO II Single Set Wireless Microphone System

    Rode

    Wireless Microphone SystemAmplifies your voice while enabling free movement.Series IV 2.4GHz Digital Transmission and 128-bit EncryptionEnsures cry...

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    Original price $223.99 - Original price $223.99
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    $223.99
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    Current price $223.99
  • Original price $194.99 - Original price $194.99
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    $194.99
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    Current price $194.99

    Logitech - G735 Aurora Collection Wireless Gaming Headset for PC Mobile - White Mist

    Logitech

    Wireless gaming headset with unmatched fitInclusive of people with smaller head sizes and those who wear glasses or small earrings.Play across scre...

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    Original price $194.99 - Original price $194.99
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    $194.99
    $194.99 - $194.99
    Current price $194.99
  • Original price $77.99 - Original price $77.99
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    $77.99
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    Current price $77.99

    ZAGG - Pro Stylus 2 Active Dual-Tip Stylus with Wireless Charging - Gray

    Zagg Incorporated

    Wireless chargingThe Pro Stylus 2 attaches magnetically to the included wireless charging cradle. It also works with any wireless Qi-charger.Dual-t...

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    Original price $77.99 - Original price $77.99
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    $77.99
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    Current price $77.99
  • Original price $185.99 - Original price $185.99
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    $185.99
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    Current price $185.99

    Woojer - Haptic Strap 3 for Games Music Movies VR and Wellness - Black

    Generic

    Wireless audioConnects wirelessly to your devices via Bluetooth eliminating the need for cables.Lightweight and portableDesigned for comfort and mo...

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    Original price $185.99 - Original price $185.99
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    $185.99
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    Current price $185.99
  • Original price $185.99 - Original price $185.99
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    $185.99
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    Current price $185.99

    Woojer - Haptic Strap 3 for Games Music Movies VR and Wellness - White

    Generic

    HapticsOne powerful patented Osci TRX2 transducer with a 1-250Hz frequency range provides unparalleled gaming experience by delivering precise and ...

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    Original price $185.99 - Original price $185.99
    Original price
    $185.99
    $185.99 - $185.99
    Current price $185.99
  • Original price $1,070.99 - Original price $1,070.99
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    $1,070.99
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    Current price $1,070.99

    MSI - Bravo 15 15.6" 144hz Gaming Laptop FHD - Ryzen 5-7535HS with 16GB RAM - GeForce RTX 4050 with 6G GDDR6 - 512GB NVMe SSD - Black

    MSI

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,070.99 - Original price $1,070.99
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    $1,070.99
    $1,070.99 - $1,070.99
    Current price $1,070.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.