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  • Original price $1,670.99 - Original price $1,670.99
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    MSI - Stealth 14" 165hz FHD+ Gaming Laptop - Intel Core i7 13620H - NVIDIA GeForce RTX 4060 with 16GB RAM and 1TB SSD - Blue

    MSI

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,670.99 - Original price $1,670.99
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  • Original price $131.99 - Original price $131.99
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    Current price $131.99

    LG - 27" IPS 3-Side Borderless FHD 100Hz AMD 100Hz FreeSync Monitor (HDMI) - Black

    LG

    Vivid Color with IPS and FHD ResolutionSee the quick response of an IPS Display. At 1920x1080 resolution LG's FHD IPS Display features vibrant colo...

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    Original price $131.99 - Original price $131.99
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  • Original price $124.99 - Original price $124.99
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    Acer - KA272 Ebi 27 Full HD IPS Monitor - AMD FreeSync Technology - 1 x HDMI 1.4 1 x VGA - Black

    Acer

    Vibrant imagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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    Original price $124.99 - Original price $124.99
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  • Original price $111.99 - Original price $111.99
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    Current price $111.99

    Acer - KA242Y Ebi 23.8 Full HD IPS Monitor - AMD FreeSync - 100Hz Refresh Rate - 1ms VRB sRGB 99 - 1 x HDMI 1.4 1 x VGA - Black

    Acer

    Vibrant imagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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    Original price $111.99 - Original price $111.99
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  • Original price $195.99 - Original price $195.99
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    Current price $195.99

    Logitech - G560 LIGHTSYNC 2.1 Bluetooth Gaming Speakers with Game Driven RGB Lighting (3-Piece) - Black

    Logitech

    Versatile compatibilityWorks with Windows-based PCs and Bluetooth-enabled devices including computers smartphones and tablets.240W peak power handl...

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    Original price $195.99 - Original price $195.99
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  • Original price $117.99 - Original price $117.99
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    Astro Gaming - A20 Gen 2 Wireless Gaming Headset for Xbox One Xbox Series XS PC - White/Green

    Logitech

    Up to 50ft wireless rangeRemoving the boundaries of wires the 2.4 GHz wireless signal provides a range of up to 50ft.EQ presetsChoose between 3 dif...

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    Original price $117.99 - Original price $117.99
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    Astro Gaming - A20 Gen 2 Wireless Gaming Headset for PS5 PS4 PC - White/Blue

    Logitech

    Up to 50 ft wireless rangeRemoving the boundaries of wires the 2.4 GHz wireless signal provides a range of up to 15m.Cross-platform connectivityWit...

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    Original price $117.99 - Original price $117.99
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  • Original price $180.99 - Original price $180.99
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    HyperX - Cloud Alpha Wireless Gaming Headset for PC PS5 and PS4 - Black/Red

    HyperX

    Up to 300 Hours of Battery LifePlay knowing you’ll get weeks of gaming out of a single charge. The fast 2.4GHz connection provides wireless freedom...

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    Original price $180.99 - Original price $180.99
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  • Original price $484.99 - Original price $484.99
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    Woojer - Haptic Vest 3 for Games Music Movies VR and Wellness. - Black

    Generic

    HapticsSix powerful patented Osci TRX2 transducers deliver deep and precise haptic experience. Experience 360-degree rich powerful and accurate ste...

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    Original price $484.99 - Original price $484.99
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  • Original price $97.99 - Original price $97.99
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    RØDE - VideoMicro II Wired Supercardioid Shotgun Microphone

    Rode

    Ultracompact on-camera shotgun microphoneSimply plug it in and hit record on your camera or smartphone. The microphone is perfectly tuned to delive...

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    Original price $97.99 - Original price $97.99
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  • Original price $168.99 - Original price $168.99
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    RAZER NOMMO V2 X Full-Range 2.0 PC Gaming Speakers - Black

    Razer

    Two 3 Full-Range DriversArmed with two full-range 3 drivers tuned for distinct clarity and rich depth across the full range of audio the Nommo V2 X...

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    Original price $168.99 - Original price $168.99
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  • Original price $82.99 - Original price $82.99
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    ASUS - ROG CETRA True Wireless In-Ear Gaming Earbuds - White

    ASUS

    Touch controlIPX4 splash-proof water resistance adds protection.Low-latency wireless audioGaming mode offers greater synchronization of audio with ...

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    Original price $82.99 - Original price $82.99
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  • Original price $510.99 - Original price $510.99
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    reMarkable 2 - 10.3 Paper Tablet with Marker Plus

    ReMarkable

    The only tablet that feels like paperMeet the paper tablet that redefines note-taking reading and reviewing documents with a paper feel never exper...

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    Original price $510.99 - Original price $510.99
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  • Original price $675.99 - Original price $675.99
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    reMarkable 2 - 10.3 Paper Tablet with Marker Plus and Premium Leather Book Folio - Black

    ReMarkable

    The original paper tabletMeet the paper tablet that redefines note-taking reading and reviewing documents with a paper-like writing experience.Desi...

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    Original price $675.99 - Original price $675.99
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  • Original price $641.99 - Original price $641.99
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    reMarkable 2 - 10.3 Paper Tablet with Marker Plus and Polymer Weave Book Folio - Gray

    ReMarkable

    The original paper tabletMeet the paper tablet that redefines note-taking reading and reviewing documents with a paper-like writing experience.Desi...

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    Original price $641.99 - Original price $641.99
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    $641.99
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  • Original price $206.99 - Original price $206.99
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    Elgato - Stream Deck + Studio Controller with customizable touch strip and dials - Black

    Corsair

    Tactile ControlLCD keys touch strip and dials for audio video lighting and more.Fully CustomizableAudio mixer studio controller production console ...

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    Original price $206.99 - Original price $206.99
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  • Original price $169.99 - Original price $169.99
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    Current price $169.99

    Elgato - Wave3 Wired Cardioid Condenser USB Microphone

    Elgato

    System requirementsWindows 10 (64-bit) macOS 10.15 or newer USB 2.0 port up to 4GB RAM.Cardioid polar patternPicks up your voice and insulates it f...

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    Original price $169.99 - Original price $169.99
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  • Original price $90.99 - Original price $90.99
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    Wacom - Bamboo Ink Plus Stylus - Black

    Wacom

    StylusCompatible with Windows ink devices - check wacom.com/comp for a list of tested devices.Aluminum constructionOffers lasting use.Touch tipAllo...

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    Original price $90.99 - Original price $90.99
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  • Original price $1,235.99 - Original price $1,235.99
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    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 512GB SSD - Midnight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,235.99 - Original price $1,235.99
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    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 512GB SSD - Space Gray

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,235.99 - Original price $1,235.99
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  • Original price $1,016.99 - Original price $1,016.99
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    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 256GB SSD - Silver

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,016.99 - Original price $1,016.99
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    $1,016.99
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  • Original price $1,237.99 - Original price $1,237.99
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    MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 512GB SSD - Starlight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,237.99 - Original price $1,237.99
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  • Original price $144.99 - Original price $144.99
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    HP - 21.5" IPS LED Full HD FreeSync Monitor (HDMI VGA) - Silver Black

    HP

    Step up to the bestNo matter where you stand an HP IPS monitor delivers clear vivid images. IPS technology ensures image accuracy and consistency a...

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    Original price $144.99 - Original price $144.99
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  • Original price $1,509.99 - Original price $1,509.99
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    Samsung - Odyssey Neo G8 32" Curved 4K UHD FreeSync Premium Pro G-Sync Compatible 240Hz 1ms Gaming Monitor - Black

    Samsung

    Spellbinding visual qualityQuantum Mini-LED which achieves next-generation depth with Quantum HDR2000 delivers exceptional picture quality placing ...

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    Original price $1,509.99 - Original price $1,509.99
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  • Original price $430.99 - Original price $430.99
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    Lenovo - Tab P12 with Precision Pen - ZACH0165US - Storm Grey

    Lenovo

    Spark your creativity with the included Precision PenSketch draw or just take notes with the highest degree of precision responsiveness and control...

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    Original price $430.99 - Original price $430.99
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  • Original price $75.99 - Original price $75.99
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    ZAGG - Messenger Folio 2 Keyboard Case for Apple iPad 10.9" 10th Gen

    invisibleSHIELD

    Space efficient standing designThe case holds your iPad securely upright so you don’t need extra surface space to accommodate a kickstand. Your iPa...

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    Original price $75.99 - Original price $75.99
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  • Original price $222.99 - Original price $222.99
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    CORSAIR - VIRTUOSO XT Wireless Gaming Headset for PC Mac PS5 PS4 and Mobile - Slate

    Corsair

    Simultaneous Dual-wireless ConnectionsGet high-fidelity game audio with hyper-fast ultra-long range SLIPSTREAM CORSAIR WIRELESS TECHNOLOGY plus Blu...

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    Original price $222.99 - Original price $222.99
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    $222.99
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  • Original price $290.99 - Original price $290.99
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    RØDE - VIDEOMIC PRO Compact Shotgun Microphone

    Rode

    Shock MountingRycote Lyre shock mounting onboardLow NoiseAll new capsule with lower noise and higher sensitivityBroadcast QualityBroadcast recordin...

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    Original price $290.99 - Original price $290.99
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  • Original price $102.99 - Original price $102.99
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    Razer - Barracuda X 2022 Edition Wireless Gaming Headset for PC PS5 PS4 Switch and Mobile - Quartz

    Razer

    Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

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    Original price $102.99 - Original price $102.99
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    $102.99
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    Current price $102.99
  • Original price $170.99 - Original price $170.99
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    Razer - Kraken V3 Pro HyperSense Wireless Gaming Headset for PC - Black

    Razer

    Razer HyperSenseBy converting sound signals into vibrations in real time the headset allows you to physically feel the effects of in-game sounds as...

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    Original price $170.99 - Original price $170.99
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  • Original price $205.99 - Original price $205.99
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    Razer - BlackShark V2 Pro (2023) Wireless Esports Gaming Headset for PC PS5 PS4 Switch - White

    Razer

    Razer HyperClear Super Wideband MicBy covering a wider frequency range of sound this next-gen detachable mic captures an incredible amount of detai...

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    Original price $205.99 - Original price $205.99
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    Razer - BlackShark V2 Pro (2023) Wireless Esports Gaming Headset for PC PS5 PS4 Switch - Black

    Razer

    Razer HyperClear Super Wideband MicBy covering a wider frequency range of sound this next-gen detachable mic captures an incredible amount of detai...

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    Original price $205.99 - Original price $205.99
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    $205.99
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    Current price $205.99
  • Original price $283.99 - Original price $283.99
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    $283.99
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    Current price $283.99

    Samsung - Odyssey G51C 32" QHD FreeSync Premium Gaming Monitor with HDR10 (DisplayPort HDMI) - Black

    Samsung

    QHD ResolutionYour gaming world more lifelike than ever before. Packing in 1.7 times the pixel density of Full HD QHD resolution boasts incredibly ...

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    Original price $283.99 - Original price $283.99
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    $283.99
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    Current price $283.99
  • Original price $443.99 - Original price $443.99
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    $443.99
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    Current price $443.99

    HP OMEN - 27" IPS LED QHD 240Hz FreeSync and G-SYNC Compatible Gaming Monitor with HDR (DisplayPort HDMI USB) - Black

    HP

    QHD resolutionSharp details and captivating Quad HD definition on this 27 inch diagonal monitor.240Hz refresh rateWhen every moment counts a lightn...

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    Original price $443.99 - Original price $443.99
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  • Original price $126.99 - Original price $126.99
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    Current price $126.99

    Incase - Carry Case for Meta Quest Pro - Black

    Incase

    ProtectionProtective compression molded EVA exterior shell.AccessibilityReliable YKK RC zipper for easy access.HandlePadded grab handle.MaterialDur...

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    Original price $126.99 - Original price $126.99
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    $126.99
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    Current price $126.99
  • Original price $121.99 - Original price $121.99
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    $121.99
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    Current price $121.99

    PDP - Victrix Pro AF Wired Gaming Headset For PlayStation 5 PlayStation 4 - Black

    PDP

    PROFESSIONAL ESPORTS HEADSETOfficially licensed by PlayStation the Victrix Pro AF is a premium gaming headset for esports pros streamers and core g...

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    Original price $121.99 - Original price $121.99
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    $121.99
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    Current price $121.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.