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Computers & Gaming

Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

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Monster Hunter Stories 3 Twisted Reflection - Nintendo Switch 2

Capcom
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Raise your teamBuild and raise a team of Monsties forming kinships with iconic Monsters from the Monster Hunter series like Chatacabra and Rey Dau....

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Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Silver

Apple
Original price $2,163.99 - Original price $2,163.99
Original price
$2,163.99
$2,163.99 - $2,163.99
Current price $2,163.99

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

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Original price $2,163.99 - Original price $2,163.99
Original price
$2,163.99
$2,163.99 - $2,163.99
Current price $2,163.99

Lenovo - LOQ 15.6" Full HD Gaming Laptop - AMD Ryzen 5 7235HS - 16GB Memory - NVIDIA GeForce RTX 4050 - 512GB SSD - Luna Grey

Lenovo
Original price $1,134.99 - Original price $1,134.99
Original price
$1,134.99
$1,134.99 - $1,134.99
Current price $1,134.99

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,134.99 - Original price $1,134.99
Original price
$1,134.99
$1,134.99 - $1,134.99
Current price $1,134.99

High Sierra - BTS 2020 Swoop SG Backpack - Cornflower Blue

High Sierra
Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

Fits most 17" laptopsSeparate padded compartment with Laptop Hammock offers enhanced bottom drop protection.Large main compartment with layered ext...

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Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

ASUS - ROG Raikiri II Wireless Controller for ROG Xbox Ally PC Xbox Series X/S - Black

ASUS
Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Versatile Tri-Mode ConnectivityUse low-latency 2.4GHz RF Bluetooth or wired USB-C to play on PC and ROG Xbox Ally; plus certified for Xbox via USB-...

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Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

iBUYPOWER - Slate Gaming Desktop PC- Intel Core Ultra 9 285KNVIDIA GeForce RTX 5070 12GB32GB DDR5 RGB2TB NVMe - White

iBuyPower
Original price $2,434.99 - Original price $2,434.99
Original price
$2,434.99
$2,434.99 - $2,434.99
Current price $2,434.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $2,434.99 - Original price $2,434.99
Original price
$2,434.99
$2,434.99 - $2,434.99
Current price $2,434.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 128GB - Starlight (Unlocked)

Apple
Original price $769.99 - Original price $769.99
Original price
$769.99
$769.99 - $769.99
Current price $769.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $769.99 - Original price $769.99
Original price
$769.99
$769.99 - $769.99
Current price $769.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 512GB - Purple (Unlocked)

Apple
Original price $1,092.99 - Original price $1,092.99
Original price
$1,092.99
$1,092.99 - $1,092.99
Current price $1,092.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
Original price $1,092.99 - Original price $1,092.99
Original price
$1,092.99
$1,092.99 - $1,092.99
Current price $1,092.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 512GB - Blue

Apple
Original price $745.99 - Original price $745.99
Original price
$745.99
$745.99 - $745.99
Current price $745.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $745.99 - Original price $745.99
Original price
$745.99
$745.99 - $745.99
Current price $745.99

Logitech - Flip Folio Keyboard Case for iPad Pro 11-inch - Latest Model (M4 M5) iPad Air 11-inch (M2 M3 M4)(5th Gen) - Graphite

Logitech
Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Compact stowable wireless keyboardPull it out place it anywhere and snap it back onto your iPad case magnetically for easy storage.Front and back p...

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Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Apple - Smart Folio for iPad (A16) - Sky

Apple
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

CompatibilityiPad (A16)

Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

DRAGON QUEST I II HD-2D Remake - Nintendo Switch

Square Enix
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

A modernized remakeA fully modernized remake of the originals Stunning HD-2D visuals fuse pixel art with 3D graphics along with an improved and mod...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Death Stranding 2 On The Beach - PlayStation 5

Sony Computer Entertainment Am
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

The large open-world environments of Death Stranding 2 On the Beach are full of secrets to be found. They are also incredibly varied and pose uniqu...

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Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 256GB - Pink (Unlocked)

Apple
Original price $689.99 - Original price $689.99
Original price
$689.99
$689.99 - $689.99
Current price $689.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
Original price $689.99 - Original price $689.99
Original price
$689.99
$689.99 - $689.99
Current price $689.99

Samsung - Galaxy Tab S10 FE+ - 13.1" 128GB - Wi-Fi - with S-Pen - Gray

Samsung
Original price $626.99 - Original price $626.99
Original price
$626.99
$626.99 - $626.99
Current price $626.99

Unwind with a bigger screenEnjoy more downtime on a large 13.1" screenwhether you’re shopping online unwinding with cat videos or playing your favo...

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Original price $626.99 - Original price $626.99
Original price
$626.99
$626.99 - $626.99
Current price $626.99

Lenovo - Yoga Slim 7i Ultra Aura Edition- 14" 3K 120Hz OLED Touchscreen Laptop- Core Ultra 7 355 2026- 32GB Memory- 1TB Storage - Seashell

Lenovo
Original price $2,249.99 - Original price $2,249.99
Original price
$2,249.99
$2,249.99 - $2,249.99
Current price $2,249.99

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $2,249.99 - Original price $2,249.99
Original price
$2,249.99
$2,249.99 - $2,249.99
Current price $2,249.99

Lenovo - Yoga 9i 2-in-1 Aura Edition 14" 3K OLED Touchscreen Laptop - Core Ultra 7 Processor 355 2026- 32GB Memory- 1TB Storage - Cosmic Blue

Lenovo
Original price $2,257.99 - Original price $2,257.99
Original price
$2,257.99
$2,257.99 - $2,257.99
Current price $2,257.99

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

View full details
Original price $2,257.99 - Original price $2,257.99
Original price
$2,257.99
$2,257.99 - $2,257.99
Current price $2,257.99

Lenovo - Yoga 7i 2-in-1 16" 2K OLED Touchscreen Laptop - Intel Core Ultra 7 355 2026 - 24GB Memory - 512GB Storage - Luna Grey

Lenovo
Original price $1,733.99 - Original price $1,733.99
Original price
$1,733.99
$1,733.99 - $1,733.99
Current price $1,733.99

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

View full details
Original price $1,733.99 - Original price $1,733.99
Original price
$1,733.99
$1,733.99 - $1,733.99
Current price $1,733.99

Lenovo - IdeaPad Slim 3 Chromebook - 14" 2K Touchscreen Laptop - MediaTek Kompanio 540 2025 - 4GB Memory - 64GB eMMC - Cosmic Blue

Lenovo
Original price $389.99 - Original price $389.99
Original price
$389.99
$389.99 - $389.99
Current price $389.99

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $389.99 - Original price $389.99
Original price
$389.99
$389.99 - $389.99
Current price $389.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - AMD Ryzen AI 5 340 2025 - 16GB Memory - 512GB SSD - Meteor Silver

HP
Original price $957.99 - Original price $957.99
Original price
$957.99
$957.99 - $957.99
Current price $957.99

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $957.99 - Original price $957.99
Original price
$957.99
$957.99 - $957.99
Current price $957.99

Lenovo - IdeaPad Slim 3 15.6" Full HD Laptop - AMD Ryzen 5 40 2025 - 8GB Memory- 256GB SSD

Lenovo
Original price $510.99 - Original price $510.99
Original price
$510.99
$510.99 - $510.99
Current price $510.99

Windows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently.Copilot in Windows 11 - ...

View full details
Original price $510.99 - Original price $510.99
Original price
$510.99
$510.99 - $510.99
Current price $510.99

Lenovo - IdeaPad Slim 3i 15.6" Full HD Laptop - Intel Processor N355 2025- 8GB Memory - 128GB UFS - Arctic Grey

Lenovo
Original price $516.99 - Original price $516.99
Original price
$516.99
$516.99 - $516.99
Current price $516.99

Windows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently.Copilot in Windows 11 - ...

View full details
Original price $516.99 - Original price $516.99
Original price
$516.99
$516.99 - $516.99
Current price $516.99

OtterBox - Defender Series Pro Tablet Case for Apple iPad (A16) and Apple iPad (10th generation) - Baja Beach

Otterbox
Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

Designed For Use With Apple Ipad (10th Generation)Protects and compliments your tablet.Antimicrobial TechnologyHelps protect case exterior against ...

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Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

SteelSeries - Arctis Nova Pro Omni 2.4 GHz Wireless Over-The-Ear Gaming Headset for PC PS5/PS4 Xbox One Xbox X/S Switch/Switch 2 - Blue

Steel Series
Original price $410.99 - Original price $410.99
Original price
$410.99
$410.99 - $410.99
Current price $410.99

Hi-Res Certified Wireless 96 kHz / 24-bit AudioOfficially certified to meet the highest standards for wireless audio. Get high-fidelity with less c...

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Original price $410.99 - Original price $410.99
Original price
$410.99
$410.99 - $410.99
Current price $410.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.