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  • Original price $180.99 - Original price $180.99
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    SteelSeries - Arctis Nova 7 Wireless Gaming Headset for PC - Black

    Steel Series

    Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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    Original price $180.99 - Original price $180.99
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  • Original price $193.99 - Original price $193.99
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    SteelSeries - Arctis Nova 7P Wireless Gaming Headset for PS5 PS4 - Black

    Steel Series

    Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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    Original price $193.99 - Original price $193.99
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  • Original price $180.99 - Original price $180.99
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    SteelSeries - Arctis Nova 7X Wireless Gaming Headset for Xbox Series XS Xbox One - Black

    Steel Series

    Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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    Original price $180.99 - Original price $180.99
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  • Original price $121.99 - Original price $121.99
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    Samsung - 24" T350 Series IPS FHD AMD FreeSync Monitor (VESA HDMI VGA) - Dark Blue Gray

    Samsung

    All-expansive viewMinimalist design maximum concentration. The 3-sided borderless display brings a clean and modern aesthetic to any working enviro...

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    Original price $121.99 - Original price $121.99
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  • Original price $314.99 - Original price $314.99
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    Sony - ECMB10 Multi-directional Shotgun Microphone

    Sony

    Advanced beamforming technologyDigital signal processing using beamforming technology achieves super directivity ideal for interviews and selfies w...

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    Original price $314.99 - Original price $314.99
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  • Original price $886.99 - Original price $886.99
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    Microsoft - Surface Laptop Go 3 - 12.4" Touch-Screen - Intel Core i5 with 8GB Memory - 256GB SSD (Latest Model) - Sage

    Microsoft

    Accomplish anything with easeHandle whatever the day throws at you wherever you are with faster performance all-day battery life and Windows 11.Vib...

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    Original price $886.99 - Original price $886.99
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    Microsoft - Surface Laptop Go 3 - 12.4" Touch-Screen - Intel Core i5 with 8GB Memory - 256GB SSD (Latest Model) - Sandstone

    Microsoft

    Accomplish anything with easeHandle whatever the day throws at you wherever you are with faster performance all-day battery life and Windows 11.Vib...

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    Original price $886.99 - Original price $886.99
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  • Original price $109.99 - Original price $109.99
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    reMarkable - Marker - No charging required - Gray

    ReMarkable

    A smarter accessoryThe Marker attaches to reMarkable 2 magnetically and doesn't require charging pairing or any additional setup.Responsive and pre...

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    Original price $109.99 - Original price $109.99
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  • Original price $422.99 - Original price $422.99
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    Samsung - Galaxy Tab S9 FE - 10.9" 128GB - Wi-Fi - with S-Pen - Gray

    Samsung

    A screen for all your adventuresStart every adventure with a large beautiful 10.9" screen.Whether you’re a multitasker a gamer or a devoted movie w...

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    Original price $422.99 - Original price $422.99
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  • Original price $73.99 - Original price $73.99
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    ZAGG - InvisibleShield Glass Elite Advanced Tempered Glass Screen Protector for Samsung Galaxy Tab S9 Ultra - Clear

    Zagg Incorporated

    5X strongerGlass Elite is 5x stronger than traditional glass screen protection.Recycled contentGlass Elite is made with up to 30 post-consumer recy...

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    Original price $73.99 - Original price $73.99
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  • Original price $563.99 - Original price $563.99
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    SteelSeries - Arena 9 5.1 Bluetooth Gaming Speakers with RGB Lighting (6 Piece) - Black

    Steel Series

    5.1 Surround SoundBring award-winning sound to your gaming space in an innovative true 5.1 surround system over a single USB connection on PC. Imme...

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    Original price $563.99 - Original price $563.99
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  • Original price $368.99 - Original price $368.99
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    Dell - S2722QC 27.0" 4K IPS LED UHD - AMD FreeSync - VESA - Monitor (USB-C HDMI) - Platinum Silver

    Dell

    4K UHD (3840 x 2160) ResolutionAvailable in 4K UHD (3840 x 2160) resolution for an amazing entertainment experience.Stunning SetupBring modern eleg...

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    Original price $368.99 - Original price $368.99
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  • Original price $194.99 - Original price $194.99
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    Sony - INZONE H5 Wireless Gaming Headset - Black

    Sony

    360 Spatial Sound for GamingIn games that are won and lost in seconds whoever reacts first often wins. 360 Spatial Sound for Gaming pinpoints oppon...

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    Original price $194.99 - Original price $194.99
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  • Original price $229.99 - Original price $229.99
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    Elgato - Stream Deck XL Wired Keypad with Back Lighting - Black

    Elgato

    32 one-touch hot keysTo instantly access the Internet e-mail media player volume control and more.Backlit keysAllow you to see your keyboard even i...

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    Original price $229.99 - Original price $229.99
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  • Original price $309.99 - Original price $309.99
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    RAZER NOMMO V2 Full-Range 2.1 PC Gaming Speakers with Wired Subwoofer - Black

    Razer

    3 Full-Range Drivers with Aluminum Phase PlugsEnjoy accurate sound reproduction and optimal clarity with a pair of powerful 3 full-range drivers-—b...

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    Original price $309.99 - Original price $309.99
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  • Original price $457.99 - Original price $457.99
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    RAZER NOMMO V2 PRO Full-Range 2.1 PC Gaming Speakers with Wireless Subwoofer - Black

    Razer

    3 Full-Range Drivers with Aluminum Phase PlugsEnjoy accurate sound reproduction and optimal clarity with a pair of powerful 3 full-range drivers-—b...

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    Original price $457.99 - Original price $457.99
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    $457.99
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  • Original price $126.99 - Original price $126.99
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    $126.99
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    Razer - Blackshark V2 Hyperspeed Wireless Gaming Headset - Black

    Razer

    280g Ultra-Lightweight DesignFeaturing optimized weight reductions and an improved clamping force the headset provides seamless comfort that keeps ...

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    Original price $126.99 - Original price $126.99
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  • Original price $307.99 - Original price $307.99
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    LG - 27 IPS LED 4K UHD 60Hz AMD FreeSync Monitor with HDR (DisplayPort HDMI) - Black

    LG

    27 UHD (3840 x 2160) IPS DisplayLifelike realism with IPS and UHD Resolution.VESA DisplayHDR 400Unbelievable picture quality. See a whole new gamin...

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    Original price $307.99 - Original price $307.99
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  • Original price $254.99 - Original price $254.99
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    Samsung - 27 Odyssey FHD IPS 240Hz G-Sync Gaming Monitor - Black

    Samsung

    240 refresh rate 1ms response timeSpeed through scenes. 240Hz refresh rate eliminates lag for exhilarating gameplay with ultra-smooth action. Jump...

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    Original price $254.99 - Original price $254.99
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  • Original price $451.99 - Original price $451.99
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    Samsung ViewFinity S5 S34C502GAN - S50GC Series - LED monitor - 34" - HDR

    Samsung

    219 Ultra-WQHDSee more than before. Whether working on a project or enjoying a movie during downtime see every detail on the wider display featurin...

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    Original price $451.99 - Original price $451.99
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  • Original price $132.99 - Original price $132.99
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    Samsung - 390C Series 24 LED Curved FHD AMD FreeSync Monitor (HDMI VGA) - Black

    Samsung

    1920 x 1080 resolution with 169 aspect ratioDelivers crystal-clear picture quality with stunning detail.4 ms response timeHelps prevent blurring gh...

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    Original price $132.99 - Original price $132.99
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  • Original price $147.99 - Original price $147.99
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    Elgato - Stream Deck MK.2 Full-size Wired USB Keypad with 15 Customizable LCD keys and Interchangeable Faceplate - Black

    Elgato

    15 Customizable LCD KeysInstantly control your apps tools and platforms.One-Touch OperationTrigger single or multiple actions launch social posts a...

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    Original price $147.99 - Original price $147.99
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  • Original price $169.99 - Original price $169.99
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    Elgato - Stream Deck MK.2 Full-size Wired USB Keypad with 15 Customizable LCD keys and Interchangeable Faceplate - White

    Elgato

    15 Customizable LCD KeysInstantly control your apps tools and platforms.One-Touch OperationTrigger single or multiple actions launch social posts a...

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    Original price $169.99 - Original price $169.99
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    $169.99
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  • Original price $76.99 - Original price $76.99
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    Razer - Kiyo X 1902 x 1080 Webcam with Full HD Streaming - Black

    Razer

    1080p 30FPSCrisp clear vibrant—capture your setup and personality in great visual fidelity that makes your content even more enjoyable to watch or ...

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    Original price $76.99 - Original price $76.99
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  • Original price $182.99 - Original price $182.99
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    Samsung - 27" S39C series 1000R Curved FHD FreeSync Monitor (DisplayPort HDMI) - Black

    Samsung

    1000R CurveIn comparison to conventional monitors that have less curve 1000R fits the human field of view for less eye strain. A clinical study at ...

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    Original price $182.99 - Original price $182.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.