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Computers & Gaming

Rent to Own Gaming PCs – Affordable Financing Options

Upgrade your tech with the latest computers, gaming PCs, and accessories using flexible rent-to-own payment plans at Finance My Cart. Whether you need a powerful gaming rig, a high-performance desktop, or a versatile workstation, we’ve got a lease to own gaming PC for you. With top brands like Alienware, ASUS, Razer, MSI, and more, you can absolutely own cutting-edge features such as 4K displays, RTX graphics, fast processors, and RGB lighting. Now, you can finally get the gaming PC setup you’ve always wanted. Shop online and get your new computer TODAY!

Original price $290.99 - Original price $290.99
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Current price $290.99

Nintendo - Switch 32GB Lite - Turquoise

Nintendo

Compact lightweight handheld systemAvailable in a range of fun colorsOnline and local wireless multiplayerNintendo Switch is the home of Mario fri...

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Original price $290.99 - Original price $290.99
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Current price $290.99
Original price $50.99 - Original price $50.99
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$50.99
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Sony - PlayStation 5 - DualSense Charging Station - White

Sony

Charge two controllersYou can charge up to two DualSense wireless controllers at the same time without having to connect them to your PlayStation 5...

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Original price $50.99 - Original price $50.99
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Original price $80.99 - Original price $80.99
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$80.99
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Sony - PlayStation 5 - DualSense Wireless Controller - Gray Camouflage

Sony

Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...

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Original price $80.99 - Original price $80.99
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Original price $393.99 - Original price $393.99
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$393.99
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ASTRO Gaming A50 X LIGHTSPEED Wireless Gaming Headset + Base Station Black - headset

Logitech

PRO-G GRAPHENE audio driversGroundbreaking clarity and response for precise audio separation location and timing accuracy (40 mm diameter).24-hours...

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Original price $393.99 - Original price $393.99
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Original price $290.99 - Original price $290.99
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$290.99
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Current price $290.99

Nintendo - Switch 32GB Lite - Blue

Nintendo

Compact lightweight handheld systemAvailable in a range of fun colorsOnline and local wireless multiplayerNintendo Switch is the home of Mario fri...

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Original price $290.99 - Original price $290.99
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$290.99
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Current price $290.99
Original price $130.99 - Original price $130.99
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$130.99
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Apple - Pencil (1st Generation) with USB-C to Pencil Adapter - White

Apple

Pairing and charging via LightningPixel-perfect precisionTilt and pressure sensitivityImperceptible lagCompatible WithiPad (6th 7th 8th 9th and 10t...

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Original price $130.99 - Original price $130.99
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Original price $80.99 - Original price $80.99
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Sony - PlayStation 5 - DualSense Wireless Controller - Starlight Blue

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors.Adaptive tri...

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Original price $80.99 - Original price $80.99
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Original price $148.99 - Original price $148.99
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$148.99
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Microsoft - Elite Series 2 Core Wireless Controller for Xbox Series X Xbox Series S Xbox One and Windows PCs - White

Microsoft

Play like a proDesigned to meet the needs of today's competitive gamers the Xbox Elite Wireless Controller Series 2 - Core puts exceptional perform...

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Original price $148.99 - Original price $148.99
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Original price $92.99 - Original price $92.99
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Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Pulse Red

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Pulse Red featuring sculpted surfaces and refined geometry for...

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Original price $92.99 - Original price $92.99
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Original price $61.99 - Original price $61.99
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$61.99
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Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Robot White

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Robot White featuring sculpted surfaces and refined geometry f...

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Original price $61.99 - Original price $61.99
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Original price $86.99 - Original price $86.99
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$86.99
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Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Shock Blue

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Shock Blue featuring sculpted surfaces and refined geometry fo...

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Original price $86.99 - Original price $86.99
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Original price $235.99 - Original price $235.99
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SCUF - Instinct Pro Wireless Performance Controller for Xbox Series XS Xbox One PC and Mobile - White

SCUF

Four Remappable Paddles.Your game is about to get better and faster. Four rear Remappable Paddles can be configured to 15 functions and are embedde...

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Original price $235.99 - Original price $235.99
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Original price $215.99 - Original price $215.99
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Microsoft - Elite Series 2 Wireless Controller for Xbox One Xbox Series X and Xbox Series S - Black

Microsoft

Xbox Elite Wireless Controller Series 2Experience the Xbox Elite Wireless Controller Series 2 featuring adjustable-tension thumbsticks wrap-around ...

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Original price $215.99 - Original price $215.99
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Original price $80.99 - Original price $80.99
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$80.99
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Current price $80.99

Sony - PlayStation 5 - DualSense Wireless Controller - White

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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Original price $80.99 - Original price $80.99
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$80.99
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Current price $80.99
Original price $238.99 - Original price $238.99
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PDP - Victrix Pro BFG Wireless Controller for PS5 PS4 and PC Sony 3D Audio Modular Buttons/Clutch Triggers/Joystick - Black

PDP

FULL WIRELESS WIRED COMPATIBILITYWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...

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Original price $238.99 - Original price $238.99
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Samsung Galaxy Tab A9+ - tablet - Android 14 - 64 GB - 11"

Samsung

Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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Original price $190.99 - Original price $190.99
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Original price $63.99 - Original price $63.99
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SaharaCase - Woven Case for Apple MacBook Pro 16" (M1 M2 M3 M4 Pro and M4 Max Chip) Laptops - Charcoal

SaharaCase

Made to fit Apple MacBook Pro 16" (M1 M2 M3 M4 Pro and M4 Max Chip) laptopsEnsures top-tier protection against accidental drops keeping your valuab...

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Original price $63.99 - Original price $63.99
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Original price $335.99 - Original price $335.99
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SteelSeries - Arena 7 2.1 Bluetooth Gaming Speakers with RGB Lighting (3 Piece) - Black

Steel Series

2-Way Speaker DriversSeparate silk dome tweeters and organic-fiber woofers enhance detail and precision across mid and high frequencies for immersi...

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Original price $335.99 - Original price $335.99
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SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PC PS5 PS4 Switch - Black

Steel Series

Worn By ChampionsFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.Active ...

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Original price $351.99 - Original price $351.99
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Original price $92.99 - Original price $92.99
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$92.99
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Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Deep Pink

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Deep Pink featuring sculpted surfaces and refined geometry for...

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Original price $92.99 - Original price $92.99
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$92.99
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Original price $336.99 - Original price $336.99
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Logitech - G923 Racing Wheel and Pedals for Xbox Series XS Xbox One and PC - Black

Logitech

TRUEFORCE force feedbackNext-gen TRUEFORCE technology connects to game engines for high-definition feedback; experience the ultimate driving experi...

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Original price $336.99 - Original price $336.99
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Original price $61.99 - Original price $61.99
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$61.99
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Razer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Quartz

Razer

Razer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...

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Original price $61.99 - Original price $61.99
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Original price $1,509.99 - Original price $1,509.99
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Samsung Odyssey G9 S49CG954EN - G95C Series - LED monitor - curved - 49" - HDR

Samsung

1000R Curved Screen with Dual QHD ResolutionExperience the next level of heart pounding gaming with vivid scenes wrapped deeply around your field o...

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Original price $1,509.99 - Original price $1,509.99
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Original price $305.99 - Original price $305.99
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Shure - MV7+ USB-C/XLR Dynamic Podcast Microphone Bundle w/Desktop Stand

Shure

MV7+ Podcast Microphone is a hybrid output USB-C XLR dynamic microphone for podcasting streaming and home recording.

Original price $305.99 - Original price $305.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.